George Dell

NOVEMBER 13, 2024

In this context, intelligence refers to the human ability to perform cognitive tasks. […] The post Can Gen AI Solve the Adjustment Support Paradigm? The following was taken from a course offered by Coursera “AI Essentials”. “To To begin this AI journey, let’s start by examining what the term artificial intelligence really means.

Technology 195

Technology 195

Housing Wire

MAY 2, 2022

Fannie Mae has priced its fifth Connecticut Avenue Series (CAS) credit-risk transfer deal of 2022, a $952 million note offering backed by a reference pool of single-family mortgages valued at $38.5 This latest transaction, CAS 2022-R05, involves a reference pool of 127,166 single-family mortgage loans.

Investors 417

Investors Mortgage Valuation Real Estate 417

Housing Wire

NOVEMBER 14, 2024

In the realm of housing, the term “ silver tsunami ” often refers to the idea that older homeowners will aim to downsize and sell their homes, theoretically flooding the market with new inventory. Such a scenario has not occurred and analysts, including HousingWire ’s Logan Mohtashami , doubt it ever will.

Transportation 335

Transportation Government Inventory Mortgage 335

Housing Wire

SEPTEMBER 10, 2022

This agency’s most recent credit risk transfer (CRT) offering, STACR 2022-DNA6, involves a $1.165 billion note backed by a reference loan pool of 112,865 residential mortgages with an outstanding principal balance of $35.6 The reference pools are composed of a total of nearly 1.1 billion for the $12.2 billion for the $12.2

Investors 448

Investors Valuation Mortgage Design 448

Housing Wire

SEPTEMBER 23, 2024

In that case, they can refer that individual to an agent in exchange for a portion of the commission. Agents are incentivized to refer clients to the highest bidder rather than acting purely in the consumer’s best interest. The referral fee conundrum Referral fees are a familiar practice in real estate.

Real Estate 453

Real Estate Agents Clients Advertising 453

Housing Wire

OCTOBER 24, 2024

The receiving agent becomes the buyer or seller’s primary point of contact and representative, and the referring agent receives a referral fee if a transaction closes. Instead of giving up the business, the referring agent introduces the potential client to another real estate agent who is better positioned to help them.

Real Estate 399

Real Estate Real Estate Agent Agents Clients 399

Housing Wire

SEPTEMBER 22, 2022

The new credit risk transfer (CRT) offering, STACR 2022-DNA7, outlined in a presale report by Kroll Bond Rating Agency , involves a $616 million note offering backed by a reference loan pool of 69,144 residential mortgages with an outstanding principal balance of $19.9 million single-family mortgages. aged between six and 12 months.

Investors 366

Investors Design Mortgage Finance 366

Housing Wire

SEPTEMBER 22, 2022

Fannie Mae has launched its ninth Connecticut Avenue Series (CAS) credit-risk transfer deal of 2022, a $$591 million note offering backed by a reference pool of single-family mortgages. The transaction, CAS 2022-RO9, involves a reference pool of 96,000 single-family mortgages with an outstanding principal balance of $29.3

Investors 390

Investors Mortgage Marketing 390

Housing Wire

FEBRUARY 7, 2024

The Fannie Mae February Selling Guide has a series of updates , including the expansion of value acceptance and property data appraisal waivers to condominiums, cash-out refinance allowances for manufactured homes, and updates to credit references and certain definitions.

Retail 464

Retail Project Management Insurance Landlords 464

Housing Wire

APRIL 5, 2022

billion note offering backed by a reference pool of some 118,000 single-family mortgages valued at $36 billion. The leading originators for the loans in this latest offering and the percentage of loans originated in the reference pool are United Wholesale Mortgage , 6.9%; Rocket Mortgage , 6.1%; Homepoint , 5.3%; and Pennymac , 4.9%.

Valuation 387

Valuation Investors Mortgage Real Estate 387

Housing Wire

JULY 29, 2022

million note offering backed by a reference pool of single-family mortgages valued at $20.4 This latest CAS transaction, CAS 2022-R08, involves a reference pool of 67,644 single-family mortgage loans. million note offering backed by a reference loan pool of 83,420 single-family mortgages valued at $25 billion.

Insurance 375

Insurance Investors Mortgage Design 375

Housing Wire

MAY 1, 2024

Intergenerational wealth refers to the financial assets passed by one generation of a family to another. Freddie Mac also composed a fact sheet for the new definition, including frequently asked questions on the topic that lenders can reference.

Mortgage 457

Mortgage Finance Government Development 457

Housing Wire

OCTOBER 4, 2024

As a frame of reference, in 2011, the collective level of senior-held equity sat at roughly $3 trillion. Senior homeowners were beneficiaries of the acceleration in home prices seen during the COVID-19 pandemic. By Q3 2021, it topped $10 trillion for the first time. And in Q1 2022, it exceeded $11 trillion.

Home Value 464

Home Value Mortgage Marketing Finance 464

Housing Wire

APRIL 8, 2022

billion secured by single-family mortgage reference loan pools valued in total at $121.5 billion note backed by a reference loan pool of 140,950 residential mortgages with an outstanding principal balance of $42.9 The average loan balance in the reference pool for the current CRT offering is $304,267.

Valuation 392

Valuation Investors Mortgage Insurance 392

Housing Wire

JULY 12, 2024

And the real possibility of creating efficiencies and reducing costs and maintaining what I refer to as the ‘heart of human’ definitely had my attention. And I refer to it as “from the boardroom to the break room.” SW: How does your background inform how you approach clients of BridgeAIvisory?

Design 442

Design Training Business Real Estate 442

Housing Wire

MAY 5, 2022

billion note backed by a reference loan pool of 118,055 residential mortgages with an outstanding principal balance of $35.4 billion secured by single-family mortgage reference loan pools valued in total at $156.9 The average loan balance in the reference pool is $299,602, with the maximum balance at $1.56

Valuation 367

Valuation Investors Mortgage Insurance 367

Housing Wire

JANUARY 11, 2022

The 45 CAS deals involved credit-risk transfer (CRT) notes issued to private investors against reference loan pools of single-family mortgages valued collectively as of the time of the transactions at just under $1.7 The reports point out that appraisal waivers were issued for about 44% of the reference pools in each transaction.

Investors 423

Investors Valuation Government Mortgage 423

Valuation Nation

JANUARY 27, 2020

Incorporation by reference is the major premise of what Mr. Bagott is writing about and in this update, he is looking at the Texas Railroad Commission. The author responds and updates information regarding The Appraisal foundation. She’s at Haley.Cochran@rrc.texas.gov. The Texas Railroad Commission is doing everything right.

Valuation 40

Valuation Government Appraisal Legal 40

Housing Wire

JUNE 27, 2022

Less than a month after announcing its sixth Connecticut Avenue Series (CAS) credit-risk transfer deal of 2022, Fannie Mae is unveiling its seventh CAS transaction of the year — an $866 million note offering backed by a reference pool of single-family mortgages valued at $30.6 billion on reference loan pools totaling $272.6

Investors 369

Investors Valuation Housing Market Mortgage 369

Housing Wire

FEBRUARY 1, 2022

billion note offering backed by a reference pool of 149,393 residential mortgage loans valued at $44.3 Through a CRT transaction, private investors participate with government-sponsored enterprise (GSE) Fannie Mae in sharing a portion of the mortgage credit risk in the reference loan pools retained by the GSE. billion.

Investors 369

Investors Mortgage Government Real Estate 369

Housing Wire

OCTOBER 3, 2024

Conrad is also careful to avoid referring to the NAR case as a lawsuit, instead referring to it as a series of “legal changes” that have occurred within the industry, including the rule that agent compensation can no longer be listed on an MLS.

Sellers 431

Sellers Agents Training Clients 431

Housing Wire

MARCH 21, 2022

billion note offering backed by a reference loan pool of 150,395 primarily single-family mortgages valued at $44.4 The report indicates that the average remaining loan balance for the loans in the reference pool is $295,109, with a weighted average interest rate of 2.95% and an average original loan-to-value ratio of 73.7%. billion.

Investors 370

Investors Insurance Valuation Mortgage 370

Housing Wire

JANUARY 2, 2024

The “ silver tsunami ” — a colloquialism referring to aging Americans changing their housing arrangements to accommodate aging — could have more of an impact on the housing market this year, according to analyst Meredith Whitney in a conversation with Yahoo Finance. “[T]he

Housing Market 521

Housing Market Marketing Real Estate Agent Real Estate 521

Housing Wire

NOVEMBER 19, 2024

As a frame of reference, in 2011, the collective level of senior-held equity sat at roughly $3 trillion. There was an estimated 3.97% (or $624.6 billion) increase in senior home values during the second quarter, which was offset by a 0.89% (or $20.9 billion) increase in senior-held mortgage debt. And in Q1 2022, it exceeded $11 trillion.

Home Value 333

Home Value Mortgage Sellers Finance 333

Housing Wire

AUGUST 1, 2024

The central bank is paying attention to “both sides of its dual mandate,” Powell said, referring to maximum employment and stable prices. In concert with the inflation data, the Fed has indicated that it is monitoring the slight increase in the jobless rate. Our confidence is growing because we’ve been getting good data,” Powell said. “It

Mortgage 518

Mortgage Inventory Marketing 518

Housing Wire

SEPTEMBER 12, 2024

Negative equity — which refers to “underwater” mortgages, or those with higher mortgage balances than the home’s value — continued to see modest declines in Q2 2024, according to the report. On a quarterly basis, the number of homes with negative equity fell by 4.2% to 1 million and now account for about 1.7%

Insurance 508

Insurance Mortgage Housing Market Finance 508

Inman

AUGUST 26, 2024

The launch comes as the Baby Boomers race into their elder years, creating what some observers have referred to as a "silver tsunami."

Real Estate 195

Real Estate Brokerage Agents 195

Housing Wire

OCTOBER 23, 2024

Moskver referred to a key result in the survey indicating that homebuyers still want human assistance despite a growing desire for more tech. “They want the ease and efficiency of automated platforms and a borrower-friendly user interface, but they are still relying on loan officer involvement,“ Moskver said in a statement.

Mortgage 438

Mortgage Loan Officers Tools Technology 438

Inman

OCTOBER 2, 2024

Reference this list of resources to learn where to donate money or supplies or sign up to volunteer. Communities are just beginning a long road to recovery.

Realty 169

Realty Real Estate Brokerage Agents 169

Housing Wire

OCTOBER 23, 2024

He referred to a recent report from the Mortgage Bankers Association , which showed that debt consolidation accounted for 33% of the use cases for home equity loans funded in 2023. “Our

Loan Officers 428

Loan Officers Lending Design Construction 428

Appraisal Buzz

AUGUST 12, 2024

“Whether as stand-alone transactions or paired with our pioneering Structured Agency Credit Risk offerings, every ACIS contract features large, well-diversified loan reference pools managed according to Freddie Mac’s end-to-end risk mitigation protocols.”

Insurance 195

Insurance Contracts Investing Mortgage 195

Housing Wire

JULY 25, 2024

He references his past experience as an originator and cites it as a key factor behind his originator-first mindset. Collins references Lower’s previous merger with Thrive Mortgage , a Texas-based lender that rivaled Lower in terms of origination volume.

Mortgage 435

Mortgage Design Tools Marketing 435

Housing Wire

MAY 21, 2023

The pricing too l is directly integrated with top market data providers, enabling lenders to set up pricing plans for different types of products, reference buy-up or buy-down tables as well as MSR servicing grids, and manage and adjust pricing for multiple products or services. ”

Tools 386

Tools Design Technology Marketing 386

Appraisal Buzz

APRIL 1, 2024

Particularly when speaking about the workfile, for my money, the most dangerous words in USPAP are “or references to the location(s) of such other data, information, and documentation.” Simply having the contemporaneous records available whenever one might need to refer back to them allows the appraiser to create an imprint memory.

Appraisal 370

Appraisal Development Modernization Marketing 370

Housing Wire

OCTOBER 25, 2021

Two hours south in San Diego, clients ask eXp agent Alanna Strei for a mortgage reference. Dunn and Strei are not obliged to refer clients to their employer’s joint venture — such a requirement would be a violation of federal law. “There are probably three or four people that I work with,” Dunn said.

Brokerage 505

Brokerage Mortgage Lending Real Estate Agent 505

Housing Wire

OCTOBER 17, 2024

Hive MLS compares its platform to a bee hive, where worker bees — referring to agents — work together to gather resources and keep the hive, or the housing market, alive. The platform will serve as a space for agents to share listings and ideas while simplifying transactions with greater speed and accuracy.

Real Estate 427

Real Estate Real Estate Agent Realtors Tools 427

Housing Wire

NOVEMBER 13, 2024

Foreclosure starts — which refer to lenders that have started the process but have yet to repossess the home — tell the same story, albeit from another angle. Cleveland (one in 2,186) and Fresno, California (one in 2,247) followed close behind. Indianapolis (one in 2,293) and Las Vegas (one in 2,314) rounded out the top five.

Housing Market 446

Housing Market Real Estate Government Mortgage 446