Housing Wire

APRIL 17, 2024

Tennessee-based multichannel mortgage lender First Community Mortgage announced on Wednesday that it has selected the Blue Sage Solutions digital lending platform and its LION Consumer POS to help scale its growth efforts across the 48 states it operates in.

Business 419

Business Loan Officers Mortgage Lending 419

Housing Wire

DECEMBER 30, 2024

While 2024 was rife with challenges for the mortgage industry broadly across forward and reverse a new year brings a new mindset. Some challenges remain, with mortgage rates being chief among them. Education and distribution can also likely be improved.

Mortgage 319

Mortgage Modernization Technology Real Estate Agent 319

Housing Wire

OCTOBER 10, 2022

Ohio-based mortgage lender Lower imposed a round of layoffs last week due to market conditions, affecting 6% of its workforce, according to a spokesperson for the company. The Fed has increased the federal funds rate by 300 basis points so far this year to control surging inflation, resulting in a “ reset” of the mortgage market.

Retail 386

Retail Loan Officers Modernization Training 386

Housing Wire

MARCH 14, 2024

Lisa Moriello, the national retail reverse mortgage sales manager at multichannel lender loanDepot , recently spoke to RMD about how business in 2024 seemed to be off to a promising start. Diving deeper into the current reverse mortgage business environment, she offered additional perspectives on multiple topics.

Mortgage 361

Mortgage Clients Loan Officers Tools 361

Housing Wire

NOVEMBER 15, 2023

Troy, Michigan-based appraisal management company (AMC) Class Valuation announced on Wednesday that it has acquired fellow AMC Valuation Connect , formerly a subsidiary of mortgage technology company Mortgage Connect LP. Terms of the deal were not disclosed.

Valuation 379

Valuation Technology Clients Modernization 379

Housing Wire

FEBRUARY 14, 2023

Insellerate Modern CRM, Engagement & Customer Intelligence Platform Insellerate helps loan officers close more loans with our award-winning modern CRM, Lead Management, and Engagement platform, which handles all your lending channels, retail, wholesale, TPO, Consumer Direct, and Reverse.

Loan Officers 288

Loan Officers Modernization Real Estate Agent Retail 288

Housing Wire

JANUARY 31, 2024

Finance of America Companies (FOA) President Kristen Sieffert is bullish on the prospects for the reverse mortgage industry’s leading lender in 2024, particularly after the company went through a series of major changes last year, including the acquisition of American Advisors Group (AAG). It was also the area where we were the most evolved.

Mortgage 338

Mortgage Finance Business Development 338

Housing Wire

SEPTEMBER 9, 2022

As a financial technologist specializing in mortgage since long before “fintech” was a thing, I appreciate how tough market cycles force us to focus. For some individuals and companies, this is your first mortgage down cycle. Warm spots in the fintech & mortgage winter. Mortgage & fintech companies must focus.

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Modernization Valuation Mortgage Retail 456

Housing Wire

DECEMBER 7, 2023

Watch Now The challenge and power of updating your brand Speaker: WeiLing Jang, Chief Marketing Officer, CoreLogic.

Modernization 382

Modernization Retail Valuation Insurance 382

Housing Wire

AUGUST 17, 2022

Mortgage lender Angel Oak Home Loans has implemented SimpleNexus ‘ all-in-one mortgage app to streamline its loan origination process. The Atlanta mortgage lender, which offers agency and non-qualified mortgage (non-QM) products, will implement the tech firm’s Nexus Origination and Nexus Engagement tools.

Lending 350

Lending Real Estate Agent Real Estate Technology 350

Housing Wire

JUNE 30, 2021

The wholesale channel will continue to grow as more retail originators and borrowers learn the benefits of working with a mortgage broker. United Wholesale Mortgage (UWM) is solely focused on growing the wholesale channel and helping independent brokers thrive. “At 1 wholesale mortgage lender in the nation for six years running.

Tools 321

Tools Training Technology Clients 321

Housing Wire

APRIL 7, 2023

When this back and forth was unfolding, mortgage demand rose 2.9% compared to the week prior and the average contract interest rate for 30-year fixed-rate mortgages with loan balances of $726,200 or less, decreased from 6.48% to 6.45%. Let’s look at the retail industry, for instance.

Retail 359

Retail Real Estate Clients Modernization 359

Housing Wire

JANUARY 27, 2022

alleging that the bank carried out redlining in its mortgage lending practices. The complaint alleged that Old National Bank structured its business to avoid extending mortgage credit to Black residents and neighborhoods in the Indianapolis area, and that the bank made many fewer loans to Black applicants than its peers did.

Advertising 374

Advertising Modernization Retail Development 374

The Robert Weiler Company

SEPTEMBER 23, 2021

NOI is a figure – not a calculation – that is, the amount of income the asset yields after operating expenses (including vacancy and loss) and before the mortgage is paid. Not only that, but you want those transit links to be modern, well funded, and in high use. Swimming in Success: Restaurant and Retail Space.

Retail 158

Retail Real Estate Business Investors 158

Housing Wire

DECEMBER 19, 2024

Planet Home Lending announced Thursday that it has hired Candice McNaught as senior vice president of business development and strategic initiatives for its distributed retail channel. The company acquired certain retail assets from Axia Home Loans in August, news that HousingWire broke earlier that month. billion, per Modex data.

Lending 312

Lending Loan Officers Retail Modernization 312

Housing Wire

NOVEMBER 7, 2024

Finance of America (FOA), the reverse mortgage industry’s leading lender, announced its third-quarter 2024 earnings results on Wednesday evening. Fleming also mentioned the company’s future plans, highlighting the recently reshaped HomeSafe Second second-lien reverse mortgage product.

Modernization 295

Modernization Finance Advertising Loan Officers 295

Housing Wire

NOVEMBER 23, 2022

The current market downturn for mortgage lenders may be shorter than the previous cycles, mainly due to the recent rounds of workforce layoffs imposed by nonbanks. Nonbanks have more than 60% market share of mortgage industry production — and they are more likely than banks to move quickly to reduce capacity.

Marketing 345

Marketing Loan Officers Business Mortgage 345

Housing Wire

MAY 8, 2023

Once the transfer of ownership occurs at foreclosure auction, a distressed property can be renovated and returned to the retail market as affordable housing for homeowners or renters. “[I Affordable for Local Families Renovated foreclosures aren’t just affordable relative to the overall retail market.

Inventory 401

Inventory Renovations Supply Chain Buyers 401

Housing Wire

DECEMBER 6, 2021

Thanks to the fact that most auto retailers list their product and pricing online, this process was easy for me to complete on my own time. However, consider the sharp contrast between online vehicle shopping and the typical mortgage shopping experience. A Broken Shopping Experience.

Technology 333

Technology Lending Modernization Retail 333

Housing Wire

JULY 2, 2024

The modern housing market presents challenges for homeowners, renters and prospective buyers alike, creating barriers to the benefits of homeownership unseen by previous generations. However, in today’s tumultuous housing landscape , homeownership feels out of reach for many Americans — we need to make changes.

Government 310

Government Housing Market Modernization Retail 310

Housing Wire

OCTOBER 3, 2022

Optimizing the mortgage process means finding fast, efficient solutions for each part of the customer journey. When it comes to origination, modernization is key to enhancing the customer experience, improving overall cycle times and increasing overall profit.

Technology 311

Technology Loan Officers Modernization Retail 311

Appraisal Buzz

MAY 3, 2024

Patelco is California’s fourth-largest credit union mortgage lender by number of loans closed annually. The credit union’s 214 loan officers will use the Empower LOS to originate retail home loans, home-equity loans and home-equity lines of credit (HELOCs).

Loan Officers 195

Loan Officers Modernization Retail Tools 195

Housing Wire

AUGUST 2, 2023

The policies help determine proper conduct regarding the independence of the appraisal entity during the mortgage origination process. The first is “to clarify that mortgage brokers, LOs production staff are not allowed to order appraisals” or to even be involved in the collateral valuation process at all. “The

Appraisal 271

Appraisal Valuation Design Modernization 271

Housing Wire

DECEMBER 30, 2022

The first is the overall business transformation that’s taking place in the mortgage industry. We’re seeing new energy and new initiatives in this area at many mortgage and housing agencies. That I’m proud of the role that they are playing in helping modernize mortgage production and the secondary market? Because I am.

Lending 329

Lending Transportation Government Mortgage 329

Housing Wire

OCTOBER 2, 2020

AmeriHome on Thursday became the latest mortgage lender to file for a public offering, the latest to do so amid a coronavirus pandemic that has helped spur record origination volume this year. AmeriHome uses the bank Cenlar to subservice 99% of its mortgage loans. And the servicing portfolio – where it earns fees between 25 and 56.5

Valuation 263

Valuation Mortgage Business Modernization 263

Housing Wire

JUNE 30, 2021

In today’s booming housing market, mortgage brokers want to be able to close loans faster and more efficiently. With precise goals and a commitment to the mortgage industry’s future, Sierra Pacific is focused on supporting its partners with industry expertise, collaboration and an array of product offerings”.

Technology 202

Technology Modernization Retail Clients 202

Housing Wire

APRIL 21, 2022

To Ballard, 3D printing technology is evolving to solve a crisis in modern day America and the world: The failure to meet people’s demand for housing. A former Texas A&M cross country and track athlete and Episcopalian minister, Ballard in 2011 co-founded TreeHouse , a retailer to sell environmentally friendly home construction materials.

Construction 410

Construction Supply Chain Investors Business 410

Clear Capital

JULY 13, 2023

Through this integration, Clear Capital will deliver an improved user experience for mortgage lenders and loan officers ordering products that support appraisal modernization, such as Universal Data Collection (UDC ) , Desktop appraisals and Hybrid appraisals. At ICE Mortgage Technology , we are transforming and digitizing the U.S.

Modernization 48

Modernization Technology Appraisal Mortgage 48

Appraisal Today

DECEMBER 16, 2022

Industry Insider Insight on Risk and Modernization. Fannie New Appraisal Form Modernization. NOTE: Please scroll down to read the other topics in this long blog post on Fannie December newsletter, estate appraisals real estate market, unusual homes, mortgage origination stats, etc. Mortgage applications increased 3.2

Modernization 52

Modernization Appraisal Contracts Real Estate 52

Genworth MI Blog

MAY 28, 2020

In fact, some of the modern manufactured homes are constructed with a level of quality, features, and amenities that exceed those found in many new site-built homes. Myth 2: Manufactured Homes Are Lower Quality Than Site-Built Homes. Myth 3: Manufactured Homes Deteriorate Like a Car or Camper. Reduction of risks from weather (e.g.

Construction 148

Construction Loan Officers Training Lending 148

Appraisal Today

NOVEMBER 24, 2023

The Surfing Appraiser Riding the Waves of Up and Down Mortgage Rates By Mark Buhler Excerpts: Riding the waves of the appraisal profession can result in a range of outcomes and emotions over time. Once again, modern brain-body science jumps ahead and teaches me things. Mortgage applications increased 3.0 Even better.

Appraisal 75

Appraisal Mortgage Business Contracts 75

Appraisal Today

MARCH 15, 2024

NOTE: Please scroll down to read the other topics in this long blog post on USPAP and Personal Inspection, GSE Appraisal Modernization, Transaction costs and values including real estate commissions, unusual homes, mortgage origination stats, etc. = Is the GSE’s “Appraisal Modernization” Really Just Mass Appraisal? By Dallas T.

Appraisal 69

Appraisal Inspection Modernization Business 69

Appraisal Today

JULY 1, 2023

Their volume went up and down with mortgage rates, but they always had some appraisals to fee out. NOTE: Please scroll down to read the other topics in this long blog post on new online Fannie forms, highest and best use, real estate market, unusual homes, mortgage origination stats, etc. More Crazy Appraiser Stories! Just wait.

Appraisal 85

Appraisal Contracts Market Value Mortgage 85

Appraisal Today

NOVEMBER 17, 2023

NOTE: Please scroll down to read the other topics in this long blog post on Liability, Bias, reviewers with little experience, GSE modernization, unusual homes, mortgage origination stats, etc. acre lot A spectacular midcentury modern home, cantilevered 16 feet in the air, recently hit the market for $3 million in Oakland, CA.

Appraisal 69

Appraisal Modernization Training Business 69

McKissock

JUNE 22, 2021

Job aid: Big Box Retail Valuations. This job aid provides in-depth guidance on appraising a big box retail property. The useful and practical information within this guide is intended to enhance and strengthen your responses to a mortgage lender’s appraisal appeal, called a reconsideration of value.

Reconsideration of Value 52

Reconsideration of Value Appraisal Real Estate Retail 52

Appraisal Today

JULY 28, 2023

NOTE: Please scroll down to read the other topics in this long blog post on non lender appraisals, USPAP and Bias, Fannie changes, unusual homes, mortgage origination Futuristic in Folsom, CA, near Sacramento for $2,395,000 4bed 4.5+bath Varies widely around the country. == Mortgage applications decreased 1.8 There is none of this!

Appraisal 79

Appraisal Contracts Mortgage Clients 79

Appraisal Today

NOVEMBER 8, 2024

GSEs Update Appraisal Market Area Requirements Mortgage applications decreased 10.8 GSEs Update Appraisal Market Area Requirements Mortgage applications decreased 10.8 Think of the new URAR like upgrading from a basic flip phone to a modern smartphone. Why the Change? The whole interior views to the water,” she said.

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Appraisal Contracts Modernization Clients 73