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Is There a Loan Conditions Adjustment?

George Dell

Appraisers have adjustments for “market conditions” and “sale conditions.” Why not “loan conditions?” Read Part I here Loan Conditions. Market conditions, for any particular market, price levels – trend together. The post Is There a Loan Conditions Adjustment?

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Beyond automation: How marketing tech can empower loan officers in 2025

Housing Wire

Should the goal of marketing technology be to make it so that a loan officer never needs to log in? Or, should LOs be encouraged to engage with marketing tools as much as possible in order to help them build their own brand and connections? And how can we apply these lessons when deciding what marketing tools to equip LOs with?

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Sun West unveils NFT loan powered by AI technology

Housing Wire

Morgan has reviewed and resolved within two hours some 99% of the thousands of daily loan conditions presented to Sun West, according to the lender. In addition, Sun West said more than 30% of the loan conditions received were reviewed within 30 minutes.

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With little competition, homebuilders are feeling better

Housing Wire

Despite the volatile mortgage rate environment and overall economic uncertainty, homebuilder confidence slowly continues to rise, according to the National Association of Home Builders (NAHB)/Wells Fargo Housing Market Index (HMI) report, released Wednesday. The existing home sales market is significantly bigger than new homes.)

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Fintech Milo unveils crypto-mortgage refis

Housing Wire

The new offering comes five months after the fintech’s 30-year crypto-mortgage purchase product came to market and reached $10 million in origination volume. HousingWire first reported on the lender’s plans to debut refinancing products at the beginning of July. .

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The American Dream and Bias in Loans?

George Dell

Do we need a “loan conditions” adjustment? Loan conditions have nothing to do with ‘financing’ adjustments as we know them! So how might loan conditions affect “market value”? Financing conditions are often related to motivation in sale […]. Is there bias in the American Dream?

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Builders continue to get a boost from low inventory

Housing Wire

As existing home inventory continues to fall, builder confidence is on the rise, according to the National Association of Home Builders (NAHB)/Wells Fargo Housing Market Index (HMI) report, released Monday. In addition, 33% of builder expect to experience or have already experienced AD&C loan tightening from regional banking partners.

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