Lending Mortgage Appraisal Valuation 
Housing Wire
MAY 24, 2022
A Fannie Mae survey published in mid-May found that mortgage lenders see value in appraisal modernization, specifically in the implementation of non-traditional appraisals and inspection-based appraisal waivers. Lenders also mentioned concerns and roadblocks with adopting new appraisal modernization tools.
Appraisal Buzz
APRIL 15, 2024
By now, most appraisers are aware that Fannie Mae and Freddie Mac (GSEs) have embarked on a complete overhaul of the Uniform Appraisal Dataset (UAD). These codes, or language, make sense to appraisers but confuse uninitiated readers of our reports. Really, appraisers have always thought this way.
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Housing Wire
MARCH 31, 2021
The CFPB also rolled back leniency on reporting of certain information related to credit card and prepaid accounts under the Truth in Lending Act, Regulation Z, and Regulation E. “Our actions today are temporary and targeted to support consumers by allowing financial companies to focus their resources on assisting consumers.”.
Housing Wire
MAY 23, 2022
“MBA urges Congress to ensure that these funding fees are set at levels commensurate with the risks associated with VA-guaranteed home lending — and to conduct oversight and analysis of past funding fee increases rather than levying further increases,” he said.
Housing Wire
NOVEMBER 8, 2021
A lot of the misconceptions about working with VA loans center on the VA appraisal process – which differs from conventional mortgage appraisals – as well as the time it will take for a transaction to close. VA loans are secured by the VA, and statutorily must be appraised by the VA and not just any appraiser.
Housing Wire
JULY 2, 2024
The NSMO provides a unique view of mortgage borrowers, helping illustrate underlying trends that can identify emerging issues in mortgage lending,” Saty Patrabansh, FHFA’s associate director for the office of data and statistics, said in a statement. The newest release adds data through 2021 into the available dataset.
Annarbor Appraisal
SEPTEMBER 6, 2020
The appraisal is for their benefit, but at the same time, the appraiser needs to complete a fair and supportable valuation. Even though the lender is the client, the borrower is by regulation, required to be given a copy of the appraisal report. When a sale is involved, the valuation may be lower than contracted price.
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