Housing Wire

MARCH 5, 2025

I’m going to start by making Rate the absolutely best place for every single loan officer to work at figuring out ways in which we can develop them, give them all the skills, the coaching , the mentoring and the tools, so they can have an amazing business, but also better serve all their clients and all their partners.

Loan Officers 435

Loan Officers Clients Business Technology 435

Housing Wire

DECEMBER 3, 2021

Reina Ramos: I don’t have a favorite article but rather enjoy and appreciate the coverage HW provides on all subject matters that are affecting the mortgage industry as well as Realtors. We know refinance volumes will dry up due to rising rates, borrowers not exiting their homes due to the reduced inventories.

Inventory 397

Inventory Loan Officers Clients Mortgage 397

Housing Wire

FEBRUARY 10, 2023

Combine that with the lack of inventory in New Jersey and bidding wars are back, Kechian said in an interview with HousingWire. So more realtors in the area have started working with us. The suburbs had a significant lack of inventory, and even the urban areas, there just wasn’t a lot of deals going on.

Marketing 370

Marketing Inventory Loan Officers Buyers 370

Housing Wire

JUNE 16, 2022

The Federal Reserve ’s 75 basis point interest rate hike – its largest since 1994 – proves the central bank is laser-focused on slowing inflation, but loan officers and housing economists don’t expect mortgage rates to come down until consumer prices fall. There’s still demand for homes, loan officers told HousingWire. “I

Housing Market 448

Housing Market Marketing Loan Officers Mortgage 448

Housing Wire

OCTOBER 6, 2023

Mortgage lenders are betting on down-payment assistance programs, buy-down options and renovation products to provide brokers opportunities to win in a market with mortgage rates nearing 8%, a lack of inventory and high home prices. The lender, based in South Dakota, offers conventional, FHA and VA loan products, as well as bridge loans.

Mortgage 493

Mortgage Real Estate Agent Renovations Finance 493

Housing Wire

MAY 25, 2023

The National Association of Realtors (NAR) estimates that baby boomers made up roughly 39%, or 2.32 If we then look at data from the Federal Housing Administration (FHA), there were 2,063 Home Equity Conversion Mortgage (HECM) for Purchase loans endorsed in 2022 — less than 1/10th of 1% of homes sold last year.

Loan Officers 418

Loan Officers Real Estate Agent Real Estate Finance 418

Housing Wire

FEBRUARY 15, 2023

Steinway is the sole loan officer in his branch and is supported by the rest of his five team members, who primarily focus on marketing its realtor relationships. Closing just shy of $100 million of production in 2022, he’s aiming for a higher loan origination volume in 2023.

Mortgage 370

Mortgage Loan Officers Lending Retail 370

Housing Wire

AUGUST 20, 2024

Earlier this month, some loan officers reported pricing in the high-5% to low-6% range on government loans and in the mid-6s for conventional loans. The California Association of Realtors (CAR) reported on Tuesday that the state’s median home price of $886,560 in July was down 1.6%

Mortgage 468

Mortgage Loan Officers Buyers Realtors 468

Housing Wire

NOVEMBER 4, 2024

As a real estate reporter, it was not lost on me that the formal start of my house hunt would coincide almost perfectly with the real estate industry working through the nationwide implementation of the business practice changes outlined in the National Association of Realtors ‘ (NAR) commission lawsuit settlement agreement.

Agents 435

Agents Inspection Real Estate Sellers 435

Housing Wire

APRIL 15, 2024

Effective digital marketing has become a priority for loan originators as elevated interest rates, persistently high home prices and lack of inventory have created a challenging landscape for homebuyers. Roomvu is backed by REACH, the venture capital arm of the National Association of Realtors (NAR).

Marketing 445

Marketing Real Estate Agent Tools Realtors 445

Housing Wire

OCTOBER 10, 2024

Two weeks after Helene hit, Movement Mortgage loan officer Mitch Davidson still has no power or running water at his Asheville home — and he says it could be months before they return. “Whether you’re a loan officer like me, or a Realtor, we’re all pretty worried about income,” he said.

Agents 434

Agents Insurance Housing Market New Listings 434

Housing Wire

NOVEMBER 20, 2024

Both borrowers and loan officers face a changed—and changing—landscape. The state of the market Even with some rate relief anticipated over the next year, the combination of limited inventory and the lock-in effect means there won’t be a lot of movement. Who are the top realtors in the area? The last quarter?

Marketing 370

Marketing Loan Officers Realtors Business 370

Housing Wire

MARCH 30, 2023

My perspective is, you need to have companies that are willing to open up that credit risk profile in order to help your loan officers bring in volume. In a market where every loan counts, that’s a great resource for loan officers to have those outlets. How big is the company?

Mortgage 418

Mortgage Retail Loan Officers Brokerage 418

Housing Wire

DECEMBER 30, 2022

It’s positive news for an industry that has recently dealt with a lackluster amount of inventory. Nguyen plans on utilizing his proprietary platform to partner with Realtors after his refi-dependent sale volume dropped to a staggering 20% this year. We have subscriptions that go out to Realtors weekly,” Nguyen said.

Renovations 435

Renovations Realtors Construction Mortgage 435

Housing Wire

MAY 3, 2023

Unlike loan officers, whose commissions are highly regulated by the government, real estate agent commissions are based largely on long-standing industry practices and market forces. She made clear in our first conversation that the commission would only drop to 5% if she also found the buyer.

Agents 435

Agents Real Estate Agent Brokerage Real Estate 435

Housing Wire

APRIL 14, 2022

A seasoned retail and commercial banking salesman in Fort Wayne, Indiana, the 39-year-old Woodward joined Interfirst Mortgage as a loan officer in October 2020 after a recommendation from an old college friend. But Woodward struggled to originate purchase loans. “I Without that being built, I was starting from scratch.

Mortgage 526

Mortgage Marketing Retail Lending 526

Appraisal Buzz

OCTOBER 3, 2022

I started thinking about this when I saw the news coming from the National Association of Realtors about how far the current real estate market is out of balance. Why inventory levels matter to appraisers. Inventory levels have an impact on property valuation, at least in the short term. USPAP Rule 1-3 (d) (v) makes this clear.

Appraisal 370

Appraisal Marketing Real Estate Inventory 370

Housing Wire

MAY 20, 2022

Local real estate agents, loan officers and appraisers share what characteristics are currently defining their housing markets. According to the Hilton Head Area Association of Realtors , the median home sale price jumped 15.3% I get people calling me all the time looking for inventory, but we just don’t have any,” he said.

Housing Market 435

Housing Market Marketing Real Estate Agent Real Estate 435

Housing Wire

MARCH 2, 2023

I feel like we have some people sitting on the fence again,” said one loan officer in the Portland, Oregon market. “I There are two reasons for this price stability—record low inventory and record high equity. Applications have definitely slowed down in the last few weeks. He wants to wait and see where interest rates go.”

Mortgage 468

Mortgage Buyers Loan Officers Marketing 468

Housing Wire

MAY 3, 2023

Existing home sales in particular have been paltry in 2023, largely due to low levels of inventory. Single-family inventory for the week ending April 28 jumped to 422,270, up from 414,010 the week prior, offering real estate agents and mortgage loan officers hope that the ice is melting.

Real Estate Agent 397

Real Estate Agent Inventory Loan Officers Mortgage 397

Housing Wire

JANUARY 6, 2023

Nearly every loan originator is fixated on going after the purchase mortgage market in 2023 following a brutal 2022 — a year in which even some of the top producers saw their origination volume drop to 20%. That is also the case for Chris Gallo, senior loan officer at NJ Lenders Corp. After dropping from $1.2 Financial advisors?

Business 435

Business Loan Officers Clients Inventory 435

Housing Wire

APRIL 16, 2024

Earlier in the year, RMD spoke to reverse mortgage managers and loan officers across the country, who did in fact report a more steady stream of inbound inquiries and product interest. Industry perseverance But other data suggests that seniors may be more willing to move again.

Retail 445

Retail Mortgage Business Loan Officers 445

Housing Wire

SEPTEMBER 30, 2022

To convince borrowers to take out a mortgage loan, some loan officers and lenders are highlighting how home prices are more affordable now than last year – and the ability of a borrower to refinance the loan when rates decline again. There is more inventory relative to demand, and deals can be found.

Buyers 482

Buyers Mortgage Loan Officers Retail 482

Housing Wire

JULY 28, 2022

As the Federal Reserve announced yet another 75 basis point interest rate hike Wednesday, loan officers and lending executives — already well aware of the news — were looking ahead, questioning whether mortgage rates will spike or dip in the aftermath. in mid-June,” Yun added. Home prices also grew, although at a slower pace.

Housing Market 321

Housing Market Marketing Loan Officers Buyers 321

Housing Wire

MAY 8, 2023

I was tired of fighting with mortgage lenders about self-employment income, high-interest rates , and dealing with scarce inventory that fit our family’s needs. I have been in the mortgage industry for nine years, with my loan officer in the industry for 19 years and my Realtor for over 10 years. I was beyond done.

Mortgage 418

Mortgage Marketing Realtors Sellers 418

Housing Wire

DECEMBER 15, 2021

Housing inventory remains persistently low, home prices are at all-time highs and affordability is becoming out of reach for more people with every passing day. The same trend is seen in existing-home sales due in large part to a lack of inventory of available homes for sale. Median new-home sales prices rose 17.5%

Finance 418

Finance Construction Law Inventory 418

Housing Wire

JANUARY 7, 2022

Local real estate agents, loan officers and appraisers share what characteristics are currently defining their housing markets. That’s reflected in home prices, where the median Honolulu home sold for $975,000 in the second quarter of 2021, according to the National Association of Realtors , a climb of 20% year-over-year.

Housing Market 418

Housing Market Marketing Real Estate Agent Agents 418

Housing Wire

MARCH 15, 2024

Loan officers and mortgage executives expect home sellers and homebuyers to negotiate more aggressively on commission paid to buyer agents, potentially bringing costs down. These housing professionals have been gaming out the potential impact on buyers’ agents – a significant source of referrals.

Buyers 514

Buyers Agents Mortgage Real Estate Agent 514

Housing Wire

JUNE 27, 2022

Like many loan officers, Dicker was working nights and weekends, banging out refinancings and purchase mortgages at record-low rates for clients. Even if mortgage rates are hovering in the 6% range, homes are still going to sell, loan officers said. The last two years have been good to Christian Dicker.

Housing Market 468

Housing Market Marketing Brokerage Real Estate 468

Housing Wire

OCTOBER 31, 2023

As a borrower today, I may have to interact with my Realtor in one place and my lender in another. There is also the transition when you close your loan and go to yet another place to engage with your servicer. You need to bring the same level of convenience borrowers are asking for into the back-end. Everything should be in sync.

Technology 459

Technology Tools Loan Officers Development 459

Housing Wire

MAY 24, 2022

For starters, there will be fewer of us — loan officers, banks, brokers. There will be more loans than we can efficiently process for years. The builders will have more inventory. The new relationships with Realtors and lenders will be beneficial to all parties. Servicers and refi shops are in a drought.

Mortgage 459

Mortgage Real Estate Agent Business Loan Officers 459

Housing Wire

AUGUST 3, 2023

HousingWire recently published a deep-dive feature on whether Rocket’s accelerated efforts of hiring local loan officers represented a shift in the lender’s strategy. “As A third of the way into Q3, Rocket sees purchase mortgage shares growing but the lack of inventory will continue to be a challenge. “The

Clients 370

Clients Business Inventory Mortgage 370

Appraisal Buzz

SEPTEMBER 25, 2024

In his current role, Lindner leads TD’s Mortgage Loan Officer sales force, and guides sales strategy and product development. In my current role, I am accountable for leading TD’s mortgage loan officer and community mortgage loan officer salesforce, as well as guiding sales strategy and product development.

Loan Officers 243

Loan Officers Retail Buyers Lending 243

Housing Wire

JULY 25, 2022

Local real estate agents, loan officers and appraisers from each city share what characteristics are currently defining their housing markets. Our local market feature spotlights five different areas across the country for each HousingWire Magazine. Rapid City, South Dakota. Rapid City, South Dakota. Coming in at Realtor.com’s No.

Housing Market 370

Housing Market Marketing Real Estate Real Estate Agent 370

Housing Wire

SEPTEMBER 23, 2022

To understand the impact on borrowers, this week’s increase in mortgage rates to 6.29% resulted in a monthly payment on a $400,000 loan of about $2,470, compared to $1,660 a year ago, according to Nadia Evangelou, National Association of Realtors senior economist & director of forecasting, said in a statement.

Housing Market 370

Housing Market Marketing Mortgage Buyers 370

Housing Wire

AUGUST 16, 2023

Meanwhile, executives at UWM’s biggest rival, Rocket Mortgage, told analysts that its local loan officer recruiting initiative doesn’t represent a mortgage strategy change. So that indicates to us that Realtors are interested in what we have to offer and passing that on to their clients (…) We have been excited to see that increase.

Retail 370

Retail Real Estate Agent Business Mortgage 370

Housing Wire

NOVEMBER 8, 2021

He will also inform the listing agent that he is a veteran himself and implores them to ask any questions or express concerns they have about VA loans. Alex Naumovych, a loan officer at Draper & Kramer , has noticed similar trends in his work at a lender. More education is really the only way to improve this situation.”.

Clients 418

Clients Agents Buyers Sellers 418