Appraisal Today

AUGUST 18, 2023

Be sure to put in a comment requesting it. == The Future of Property Appraisal: Unveiling the UAD Redesign and New URAR By: McKissock August 15, 2023 At the recent Valuation Expo conference in Las Vegas, Heather Sullivan (Aloft), Ken Defeo (Fannie Mae), and Sean Murphy (Freddie Mac) provided a peek at some of the upcoming changes.

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Appraisal Buzz

JANUARY 17, 2025

Reduced mortgage insurance premiums , delivering real savings to American homebuyers and helping more families attain the dream of homeownership through FHA-insured financing. Below are some highlights of the Administrations historic housing agenda, where over the past four years, HUD has: Helped more than 2.3

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Appraisal Today

NOVEMBER 20, 2022

Excerpts: Disciplinary complaints against appraisers are becoming more and more common. From accusations of bias or discrimination to failure to disclose significant real property appraisal assistance, it can be really alarming if a licensing board reaches out and notifies you of a complaint. To read more, click here.

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Appraisal Buzz

JUNE 28, 2024

FHA is the largest mortgage insurer in the world, serving a higher percentage of first-time home buyers, low- and moderate-income households, and people of color than any other mortgage channel. More than seven million American households currently live in a home financed by an FHA-insured mortgage.

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Housing Wire

FEBRUARY 7, 2022

As some independent mortgage banks have found out, a modern-day redlining allegation does not need to prove intentionality. Part of its effort to modernize its outdated technology systems, the FHA Catalyst program, hit a snag last year. By comparison, private mortgage insurance cancels at a 78% loan-to-value ratio. “If

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Appraisal Today

NOVEMBER 16, 2024

Were the CFPB abolished, its consumer protection functions would spread among The Office of the Comptroller of the Currency (OCC), Federal Deposit Insurance Corporation (FDIC), Federal Reserve, and National Credit Union Administration (NCUA), and its prior rulemakings pulled down.

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Appraisal Today

FEBRUARY 7, 2025

My insurance company, State Farm, is requesting a 22% increase in homeowners insurance. Insurers have been not renewing individual homes for various reasons. Inventory: Scarcity in Existing Homes Boosts New Construction For appraisers, this divide between new and existing inventory requires careful analysis.

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Appraisal Buzz

JULY 11, 2024

From modern images of Santa Claus and Uncle Sam, Nast also popularized the donkey to represent the Democratic party and the elephant for the Republican party. But changes like reduced mortgage insurance (MI) premiums for FHA mortgages have gone into effect. If Trump wins, the industry may experience deregulation.

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Housing Wire

OCTOBER 25, 2024

They would also put an immediate end to the “Property Appraisal and Valuation Equity ( PAVE ) policies and reverse any Biden administration actions that threaten to undermine the integrity of real estate appraisals.” But it would also maintain current budget authority for technology modernization efforts.

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