Housing Wire

FEBRUARY 27, 2024

For some, their present lives are troubled, often through no fault of their own. In the early 20th century, Black Americans faced significant barriers to homeownership, including racial segregation, discriminatory lending practices, and exclusionary covenants that prevented them from buying homes in certain neighborhoods.

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Housing Wire

DECEMBER 1, 2021

As the housing market changes, so does lending fraud. This white paper covers new fraud schemes in mortgage lending as well as solutions for fraud detection. Presented by: First American Data & Analytics. In early 2017, after Spirit and Citizens stopped funding his company’s mortgages, McCord sought a new warehouse lender.

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Housing Wire

NOVEMBER 1, 2022

Mortgage Coach, founded in 2009 and based in California, offers an interactive borrower education platform that lets loan officers guide borrowers through a visual presentation of their loan options. The new API integration will feed real-time data from Polly’s cloud-based PPE into Mortgage Coach’s total cost analysis (TCA) presentation.

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Housing Wire

DECEMBER 1, 2022

Real-time data from Polly’s cloud-native Product and Pricing Engine (PPE) will feed into Mortgage Coach Total Cost Analysis (TCA) presentations through this integration, providing home loan comparisons for borrowers. Sales Boomerang and Mortgage Coach laid off at least 20 employees last month amid significant mortgage market challenges.

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Housing Wire

DECEMBER 17, 2024

has honored a longtime professional in its ranks with a lifetime achievement award, in recognition of his 40-year career in the mortgage banking, real estate , homebuilding and title insurance industries. Josh Kilty (left), senior vice president of reverse lending at Fairway, presents a lifetime achievement award to Pistol Pete Stebbins.

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Housing Wire

NOVEMBER 8, 2022

Publicly traded lending software firm MeridianLink has acquired OpenClose , a fintech company that specializes in residential mortgage software solutions for banks, credit unions and mortgage lenders. In April, MeridianLink paid roughly $28 million to acquire StreetShares , which provides lending technology to banks and credit unions.

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Housing Wire

JANUARY 3, 2022

Here’s a look at a lending technology that can help forge a pathway for underserved populations to build generational wealth through homeownership. Presented by: Equifax. For those in marginalized communities, it can be much more challenging to achieve the American dream of homeownership.

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Housing Wire

OCTOBER 28, 2022

Speakers: Carrie Gusmus, President, CEO, Aslan Home Lending AJ Barkley, head of Neighborhood and Community, Lending Bank of America Charmaine Brown, Vice President of Diversity, Equity, and Inclusion, Finance of America Companies Courtney Graham, Chief Marketing Officer and Chief People Officer, Princeton Mortgage.

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Housing Wire

NOVEMBER 11, 2021

The Title I program insures mortgage loans made by private lending institutions to finance the purchase of a new or used manufactured home.). Presented by: Freddie Mac. The changes can be implemented immediately but must be implemented for loans closed on and after May 9, 2022, the FHA said. “Our

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Finance Valuation Insurance Lending 476

Housing Wire

SEPTEMBER 10, 2021

Wells Fargo has been slapped with a $250 million civil money penalty by the Office of the Comptroller of the Currency for “unsafe or unsound practices” pertaining to their home lending loss mitigation program this week. As the housing market changes, so does lending fraud. Presented by: First American Data & Analytics.

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Housing Wire

SEPTEMBER 8, 2021

Instead, the agency is proposing to replace the federal anti-redlining rule with rules adopted jointly by the OCC, Federal Deposit Insurance Corporation , and the Board of Governors of the Federal Reserve System in 1995. The agency is soliciting public commentary, due by Oct.

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Housing Wire

APRIL 29, 2024

” Republic collapsed after it failed to raise $75 million in capital from investors and exited the mortgage lending space. In a presentation last year, the bank said it “had aggressive rates, higher risk, and lower risk-adjusted rates of return than other asset classes.” billion in loans. billion in loans.

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Housing Wire

MARCH 9, 2022

banks, lenders, credit unions, insurers and securities firms. What are the building blocks of digital lending? Presented by: Wolters Kluwer. In late 2020, Wolters Kluwer GRC acquired cloud-based digital lending software firm eOriginal for about $280 million. The deal is expected to close in the second quarter of 2022.

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Housing Wire

OCTOBER 25, 2021

. “Omitting non-depository lenders, who currently hold a substantial portion of the mortgage lending market, from CRA monitoring leaves communities vulnerable to fair lending abuses in the New York State residential loan market,” the bill states. Presented by: Angel Oak Mortgage Solutions. .

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Housing Wire

OCTOBER 1, 2022

The complaint filed in federal court on Wednesday alleges that from at least 2015 to 2021, Lakeland failed to provide mortgage lending services to Black and Hispanic neighborhoods in Newark. Presented by: FormFree. Attorney General Merrick Garland said in a statement. Perhaps not coincidentally, Lakeland this week agreed to a $1.3

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Housing Wire

JANUARY 2, 2024

” “Unfortunately, at the present time, RealFi does not have the funds to pay the monies owed to its employees,” Mosiello wrote. However, two former employees said the company communicated it’s shutting down its mortgage lending business. It wasn’t immediately clear what restructuring Mosiello was referring to.

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Housing Wire

SEPTEMBER 8, 2022

Presented by: FormFree. The following month, Xactus acquired MassiveCert , a software firm that provides flood zone determinations for insurance, lending and real estate, to add flood services to its verification solutions.

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Housing Wire

SEPTEMBER 30, 2021

Tack on the challenges presented by not being able to connect in person, and it’s clear that servicers are navigating a unique set of obstacles. Our solution prioritizes the borrower experience and promotes a “self-cure” to insurance resolution with a multi-channel campaign that includes both digital and print touchpoints with consumers.

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Insurance Lending Modernization Clients 366

Appraisal Buzz

NOVEMBER 26, 2024

About the Presenters Patrick Stone’s career in real estate and related services includes C-level positions with three public companies and serving as a director on two Fortune 500 boards. Housing Market Supply and Demand: An analysis of housing inventory trends and construction pressures affecting pricing and availability. “The

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Real Estate Insurance Construction Housing Market 367

Housing Wire

MAY 23, 2022

Hogle has more than 20 years of experience, including about 15 years with Supreme Lending. Presented by: Evocalize. HUD so far has resisted lowering the up-front and life-of-loan fees, saying it has “no near-term plans” to change FHA’s mortgage insurance premium pricing.

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Mortgage Retail Insurance Development 418

Housing Wire

MAY 26, 2021

Presented by: MCT. AmeriHome purchased approximately $65 billion in conventional conforming and government-insured originations in 2020. Texas Capital’s correspondent lending business originated approximately $2.4 Western Alliance Bank agreed to buy AmeriHome for $1 billion earlier this year.

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Lending Mortgage Insurance Government 418

Housing Wire

JULY 28, 2022

Xactus will add flood services to its list of verification solutions with the acquisition of MassiveCert , a software company that provides flood zone determinations for insurance, lending and real estate. Presented by: ServiceLink. Up until now, Xactus obtained data from third parties.

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Insurance Clients Modernization Technology 370

Housing Wire

OCTOBER 23, 2020

Those loans, originated between 2007 and 2011, defaulted and led to claims to the FHA for mortgage insurance. Presented by: Total Expert. The lawsuit, brought initially in 2016, alleged that Guild knowingly originated and underwrote mortgages that didn’t meet the program requirements of the FHA. million of the $24.9

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Mortgage Government Retail Lending 505

Housing Wire

JANUARY 19, 2022

The Financial Crimes Enforcement Network , or FinCEN, is floating a proposed anti-money laundering rule that could impose reporting mandates on a broad swath of professionals in the residential real estate market, including real estate agents, brokers, attorneys, title insurance companies and settlement agents.

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Housing Wire

MARCH 28, 2024

New changes from the Federal Housing Administration (FHA) and Ginnie Mae , which insure and guarantee loans, could help open an untapped market for lenders looking to expand their businesses and improve access to credit for buyers of manufactured homes. The home-only lending market presents several major opportunities.

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Housing Wire

APRIL 29, 2022

While other “big four” title insurers discussed the “transitional period” in the housing market during their first quarter 2022 earnings calls with investors, Old Republic International Corp. ’s As expected, the firm’s title insurance segment did not have the greatest quarter. Presented by: Acra Lending.

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Insurance Investors Housing Market Law 370

Housing Wire

MARCH 15, 2021

Presented by: Ylopo. of households in current neighborhoods that were once designated undesirable for mortgage lending are non-white, compared with 40.4% of households in current neighborhoods that were labeled desirable for lending. Per Redfin, 58.1% “This perpetuates a cycle in which Black families lag financially.”

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Real Estate Agent Real Estate Lending Design 428

Housing Wire

MARCH 26, 2021

Judd Hoffman has been hired as chief executive officer for Proper Title LLC , an Illinois-based title insurance agency that’s backed by top independent real estate brokerage @properties. How hybrid title and valuations help increase lending efficiency. Presented by: Altisource. And they’re in expansion mode.

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Brokerage Real Estate Insurance Valuation 369

Housing Wire

MARCH 16, 2022

No mortgage insurance will be required. Presented by: Angel Oak. We are going to see an increase in some of the non-QM lending. According to UWM, only self-employed borrowers will be able to send bank statements to qualify for a loan, instead of income documents or tax transcripts.

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Lending Insurance Government Mortgage 397

Housing Wire

MARCH 31, 2021

Among the unknowns servicers face in 2021 are changes that could affect lender-placed insurance (LPI). Presented by: Proctor Loan Protector. The CFPB also rolled back leniency on reporting of certain information related to credit card and prepaid accounts under the Truth in Lending Act, Regulation Z, and Regulation E.

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Insurance Appraisal Lending Development 435

Housing Wire

JANUARY 26, 2022

Venture capital firm Menlo Ventures led the latest Series B funding round, which also includes investments from title insurance company First American Financial , FinVC as well as participation from existing investors 8VC , Khosla Ventures and Fifth Wall. Building the next generation of tech: Three ways to digitize home lending.

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Modernization Mortgage Lending Investors 370

Housing Wire

MAY 26, 2021

After reading the recent report from the Federal Housing Finance Agency on the performance of Fannie Mae and Freddie Mac’ s credit risk transfer programs, anyone unfamiliar with the purposes of CRT might understandably conclude that the GSEs vastly overpaid capital market investors and insurance providers to transfer credit risk off their books.

Insurance 393

Insurance Investors Design Finance 393

Housing Wire

MARCH 17, 2021

WFG Title Insurance will now offer forbearance, loan modification, and foreclosure information reports as part of its general title and closing services. Presented by: Auction.com. “Offering customizable solutions for all our clients is key to this effort, regardless of their size.

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Real Estate Agent Clients Real Estate Insurance 370

Housing Wire

DECEMBER 30, 2020

Presented by: Wolters Kluwer Financial Services. “To This could, in turn, create a reduction of FHA lending or increase rates for FHA loans, which are the predominant mortgages used for low- to moderate-income families and first-time homebuyers. Nonbanks do not set the rules of lending,” Stevens said at the time. it wrote. “To

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Housing Wire

FEBRUARY 16, 2022

If your state requires a lending license, make sure a the lender is licensed. In comparison to larger banks or even a local credit union, private lending is more reliant on relationships. Establish a private money lending network for real estate. How to Locate a Reputable Private Money Lender.

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Housing Wire

MARCH 9, 2021

How hybrid title and valuations help increase lending efficiency. Presented by: Altisource. And the issue is only compounded by the fact that every state (and seemingly, every city) has its own rules and requirements to issue title insurance and hold a closing. It’s also a selling point to your potential lending clients.

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Housing Wire

OCTOBER 23, 2024

American Identity Group , an information security company that monitors and fixes security breaches and primarily operates in the wholesale lending space, has also become well established in the title and home warranty industries. The company now aims to embed its services in forward and reverse mortgages.

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Mortgage Lending Retail Law 448