Housing Wire

FEBRUARY 7, 2024

The agency updated and clarified property insurance requirements at the direction of the Federal Housing Finance Agency (FHFA) to align with Freddie Mac policy, which says that “policies that limit, depreciate, reduce or otherwise settle losses at anything other than a replacement cost basis are […] not acceptable.”

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Retail Project Management Insurance Landlords 408

Housing Wire

JANUARY 30, 2024

In addition to completing a homebuyer education class, borrowers purchasing a multifamily home with homebuyer assistance typically have to go through classes on being a landlord to ensure long-term sustainability.

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Landlords Housing Market Design Mortgage 475

Inman

MAY 17, 2024

CheckMy Resident by Modives is software that makes it easy for landlords and property managers to verify renters' insurance, Inman tech reviewer Craig Rowe writes.

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Insurance Property Management Landlords Technology 143

Housing Wire

MARCH 7, 2024

The White House also pointed out last year’s reduction to the mortgage insurance premium (MIP) for Federal Housing Administration (FHA) mortgages, which save “an estimated 850,000 homebuyers and homeowners an estimated $800 per year.” The White House estimates that this “will raise an additional $3.79 It is also wary of some of the proposals.

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Construction Renovations Insurance Landlords 531

Housing Wire

DECEMBER 7, 2021

Landlords accepting delays or reduced payments decreased from 20% at the start of the pandemic to 11% in October. The survey shows that the share of renters receiving unemployment insurance dropped from over 6% in the second quarter to 1% in October. billion, and missed mortgage payments totaled $83.9

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Housing Wire

APRIL 8, 2021

By the time the first week of the month arrives, you’ve sent off that rent payment to your landlord. Unlike renting, where you’re consistently paying out money to a landlord, a purchased home offers the prospect of building wealth since it may appreciate in value over time. These costs may also fluctuate over time.).

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Property Taxes Landlords HOA Renovations 419

BiggerPockets

SEPTEMBER 15, 2023

Landlord insurance is 25% more expensive than homeowner's insurance, but it can come in real handy. Here's how you can lower your bill.

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Landlords Insurance Investing Real Estate 92

Housing Wire

MARCH 1, 2023

And yes, this certainly has had an impact on insurance companies from coast to coast, as we’ve seen insurers retreat en masse from states such as California , Florida , and Texas , which have all seen record losses in recent years from wildfires, earthquakes, hurricanes, severe winter storms, sinkholes, and more.

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Insurance Supply Chain Design Government 352

Housing Wire

JULY 14, 2022

HUD offers insurance for manufactured housing mortgages under its Title I program, which is more than 50 years old. If [the borrowers] don’t own the land under the unit, they’re at some risk that their landlord will kick them off the land, or raise their rents in an unaffordable or unsustainable way,” the HUD official added.

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Renovations Finance Insurance Transportation 324

Housing Wire

JANUARY 13, 2023

That, in turn, could lead to improved liquidity outlets for loans secured by single-family investment properties — through the private-label securitization (PLS) market and via insurers, pension funds and other institutional investors that hold loans or mortgage-backed securities in portfolio. . Only 10 of those deals, worth about $3.3

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Marketing Investing Investors Landlords 433

Housing Wire

JANUARY 15, 2025

There have been people reporting certain landlords to the appropriate authorities about this, but I know it’s happening, and I know that some displaced folks who have the capital are the ones who can get those rental units in a slightly longer period. XS: Something that’s worth mentioning is all the insurance challenges.

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Insurance Real Estate Landlords Legal 289

BiggerPockets

JANUARY 29, 2021

Renters insurance can be an added expense for tenants—and yes, landlords can require you carry a policy. Learn more about the benefits of renters insurance.

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Landlords Insurance Tenants Real Estate 69

Housing Wire

SEPTEMBER 13, 2023

Indexes that increased in August include rent, owners’ equivalent rent, motor vehicle insurance, medical care, and personal care. Additionally, apartment construction is strong , which puts an additional pressure on landlords to avoid vacancy. Core inflation, which excludes food and energy, rose 4.3% a year earlier.

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Landlords Insurance Construction Realtors 358

Housing Wire

AUGUST 16, 2024

But multifamily construction starts have slowed , which is good news for landlords looking to increase rents. Even though rents are high here, the insurance rates and property taxes are also high, making it difficult for the numbers to make sense for investors,” Bob Benson, a Redfin Premier agent in Fort Lauderdale, said in the report.

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Investors Tenants Real Estate Property Taxes 433

Housing Wire

MAY 3, 2023

That, in turn, could flatten out rent increases and put greater financial pressures on [SFR] landlords.” Hunsaker added that the headwinds facing the institutional SFR market also include rising home insurance and taxes due to the recent hurricanes that have battered Florida, a key market for the SFR sector.

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Marketing Real Estate Housing Market Landlords 410

Mashvisor

OCTOBER 25, 2023

Making a profitable real estate investment does not end with buying a property that has the potential to earn a lot of income. Next, you have to make many important…

Insurance 78

Insurance Landlords Real Estate Investing 78

Cleveland Appraisal Blog

AUGUST 25, 2022

Are You Cut Out to Be a Landlord? Money Under 30 explains that there are many responsibilities and time obligations that go along with being a landlord. Owning rental properties is a huge responsibility.

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Investing Renovations Landlords Real Estate 332

Housing Wire

AUGUST 9, 2024

So we were trying to create an opportunity for the consumer to be in control of their experience and give tools for standardization of the tenant screening process that the landlord could then leverage to create operational efficiencies. SW: How do you think your experience on the single-family side informed how you approached this project?

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Tenants Mortgage Landlords Development 368

BiggerPockets

DECEMBER 14, 2021

Without adequate insurance cover, you run the risk losing money and even your rental business. While insurance might seem an unnecessary extra cost, the moment you need it is when it pays for itself.

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Insurance Landlords Business Property Management 67

The Robert Weiler Company

JANUARY 7, 2021

However, not every prospective tenant fits the type of tenant the landlord is looking for, such as business standing, financial situation, etc. Lessees don’t always realize that some office space lease terms are negotiable; landlords and lease brokers often want to keep it that way. As such, there is a lot of competition.

Landlords 148

Landlords Tenants Real Estate Insurance 148

Appraisal Buzz

JANUARY 9, 2025

It will also provide incentives for energy efficiency and green building standards, expected to result in lower utility and insurance costs for homeowners. Click here for more on HUDs HOME Investment Partnership Program (HOME). The post HUD Streamlines Affordable Housing Regulations first appeared on The MortgagePoint.

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Tenants Development Modernization Inspection 221

Housing Wire

JUNE 27, 2022

Less business for lenders and real estate brokerages, in return, is hurting title companies, tech vendors, appraisers and mortgage insurance firms. Landlords hold the cards. “It’s definitely a landlord’s market,” said Kiser Group’s Sklar.

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Housing Market Marketing Brokerage Real Estate 435

Mashvisor

OCTOBER 17, 2023

Real estate investing can be a great way to earn ongoing income while generating long-term profit too. However, there are certain recurring expenses that rental property owners need to incur…

Landlords 74

Landlords Insurance Real Estate Investing 74

BiggerPockets

OCTOBER 15, 2024

When it comes to real estate investing and deal analysis, one often overlooked aspect is landlord insurance. In an ever-changing market, finding areas where insurance premiums are stable and affordable […]

Landlords 48

Landlords Insurance Investors Real Estate 48

Housing Wire

APRIL 4, 2024

The following day, Martin Gruenberg, chairman at the Federal Deposit Insurance Corp. These include race, financing displacement (banks making loans that could result in landlords evicting low-income tenants), financing of fossil fuels and mechanisms to stop branch closures.

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Modernization Law Legal Landlords 249

The Robert Weiler Company

APRIL 15, 2022

Ultimately, the landlord has the upper hand in the relationship and can change the terms of the agreement due to the short-term nature of the commercial rental space. A commercial lease is a legally binding contract that details the relationship between a tenant and a landlord. Indemnity and Insurance. Taxes and Assessments.

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Tenants Landlords Property Taxes Real Estate 144

Housing Wire

JANUARY 13, 2023

Training LOs and getting on sales calls with real estate agents, insurance agents and wealth managers are what Cohen is prioritizing to drum up sales in a market where he expects rates to be in the 5% levels. Their landlords are calling them saying I’m jacking your $2,500 rent up to $3,000. Rents are more expensive.

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Buyers Housing Market Marketing Real Estate Agent 398

BiggerPockets

NOVEMBER 30, 2022

Purchasing adequate landlord or property insurance for your investment property is vital if you want to protect your income and maintain long-term financial security. However, the coverage to which you’re […].

Insurance 64

Insurance Landlords Investing Real Estate 64

BiggerPockets

MARCH 16, 2021

When it comes to insuring your investment properties, it’s critical that you have adequate coverage. This may be an expense you’d like to skip, but seeing your hard work and […].

Insurance 57

Insurance Landlords Investing Business 57

Mashvisor

NOVEMBER 3, 2023

In this article, we have chosen the 10 best landlord insurance companies for investors in the US residential real estate market. The Importance of Rental Property Insurance for Investors A…

Landlords 41

Landlords Insurance Investing Investors 41

BiggerPockets

OCTOBER 1, 2022

A significant challenge for landlords is to find the right affordable insurance coverage for their rental properties. In addition to fulfilling the requirements to obtain a mortgage, landlords also want […].

Insurance 68

Insurance Landlords Real Estate Mortgage 68

Housing Wire

SEPTEMBER 14, 2023

Department of Housing and Urban Development ( HUD ) called FHA Connection, a database used to insure and generate FHA case numbers associated with the borrower’s home loan application. All FHA mortgage lenders use a system by the U.S.

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Loan Officers Mortgage Finance Clients 373

Mashvisor

NOVEMBER 17, 2023

To be properly protected, investors need to get good commercial landlord insurance.… Commercial rental properties can bring a lot of income and profit, but they also come with multiple risks.

Landlords 41

Landlords Insurance Investors Investing 41

Mashvisor

DECEMBER 9, 2023

In the dynamic world of real estate investment, where opportunities and risks walk hand in hand, understanding the nuances of landlord liability insurance becomes not just beneficial but essential. As…

Landlords 41

Landlords Insurance Real Estate Investors 41

BiggerPockets

JANUARY 15, 2025

It’s every landlord’s worst nightmare: a fire leaving your home in cinders without having the insurance to cover the loss. That’s the issue facing many homeowners and landlords whose properties […]

Landlords 67

Landlords Insurance Property Management 67

Mashvisor

DECEMBER 20, 2023

And while it might be tempting to think of insurance as just another expense, the right landlord… As a rental property owner, ensuring your investment is adequately protected is paramount.

Landlords 41

Landlords Insurance Investing 41

Realtor

FEBRUARY 11, 2021

When considering the overall cost of homeownership, the price of insurance and property taxes will vary based on community and location,” Ross says. If you’ve got the itch to tear down walls, try your hand at tiling, or experiment with a bold new wallpaper, you’re better off buying than renting (unless you have a very open-minded landlord).

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Property Taxes Inspection Landlords Renovations 218