Housing Wire

MAY 14, 2024

The firm attributed its stronger results to better performance from both its F&G segment and its title insurance segment. Looking ahead, while Nolan believes that the housing market will rebound, he noted that the timing is “uncertain and largely dependent on lower mortgage rates.” “In The firm’s title segment reported $1.7

Insurance 420

Insurance Real Estate Sellers Housing Market 420

Housing Wire

OCTOBER 25, 2023

A brewing crisis is emerging around homeowners insurance and thus far the finance and insurance community has not offered any viable solutions. Homeowners in affected markets have experienced increases in premiums that threaten their financial soundness or are finding cancellation notices in their mailboxes.

Insurance 379

Insurance Finance Investors Mortgage 379

Appraisal Buzz

AUGUST 16, 2024

Investor activity in the U.S. housing market saw a significant uptick in the second quarter of 2024, with purchases rising 3.4% Investors bought approximately one out of every six homes sold in the quarter, representing $43 billion in transactions, marking a 13.7% increase from a year earlier. increase from a year earlier.

Investors 370

Investors Property Taxes Housing Market Real Estate 370

Housing Wire

AUGUST 16, 2024

housing market may have slowed during the second quarter of the year, investors did not take their foot off the gas. The number of home purchases by investors rose 3.4% While investors are still sensitive to mortgage rate changes, they are less sensitive than consumer buyers as 69% of investors pay in cash.

Investors 433

Investors Tenants Real Estate Property Taxes 433

Housing Wire

JANUARY 26, 2022

Experienced real estate investors often say that there are opportunities in every market — whether prices are rising or falling, whether the trends lean towards a buyers’ market or a seller’s market. It’s simply a matter of adjusting your investment strategy to optimize current market conditions.

Real Estate 459

Real Estate Investors Inventory Business 459

Housing Wire

NOVEMBER 22, 2024

As low inventory levels, elevated mortgage rates and rising home prices keep the housing industry stagnant, short-term real estate investors — aka fix-and-flippers — faced market turmoil during the third quarter of 2024. An index score above 50 indicates market expansion, while a score below 50 indicates contraction.

Investors 338

Investors Mortgage Property Taxes Inventory 338

Housing Wire

OCTOBER 31, 2022

Third-quarter earnings season kicked off with a bang last week with three ( Stewart, First American and Old Republic ) out of the Big Four title insurers reporting their earnings on Thursday. “Our third quarter results reflect the headwinds experienced from increased mortgage interest rates that have significantly impacted the market.

Insurance 301

Insurance Marketing Investors Investing 301

Housing Wire

JUNE 21, 2022

Investors provide capital necessary for many families to fulfill their aspirations of living in a house whether renting or owning. housing stock; yet, they bring some unique characteristics to the market. How can investors help with homeownership? Let’s switch gears and consider how investors help with home ownership.

Investors 418

Investors Renovations Inspection Government 418

Housing Wire

MARCH 7, 2024

For investors in the private-label securities (PLS) market, the earlier signal was enough to unleash a boatload of money that had been sitting on the sidelines waiting for the “peak” to arrive, according to several market experts interviewed recently by HousingWire. And future rate cuts mean less return [for investors].

Investors 381

Investors Government Mortgage Investing 381

Housing Wire

DECEMBER 15, 2024

Fix-and-flip investors took a hit in the third quarter of 2024 as flipped properties accounted for a smaller share of U.S. Short-term real estate investors saw a 28.7% Investor profits ramped down during the same time frame and now stand at roughly half of the mid-50% market peak in 2016. The Q3 2024 U.S. of all U.S.

Investors 303

Investors Marketing Renovations Housing Market 303

Housing Wire

OCTOBER 18, 2024

. “We have an investor who won’t do any deals in Florida or near major bodies of water.” ” A combination of soaring insurance rates and new regulations on condo association reserves and building maintenance work has created a surge in condo inventory in Florida.

Marketing 478

Marketing Mortgage Finance Lending 478

Housing Wire

FEBRUARY 18, 2022

The stock price of Doma Holdings was down 29% on Friday afternoon after the title insurance company posted a $43.7 We will use the capital we raised from going public to expand our core machine intelligence-powered title and closing offering into purchase transactions, as well as to capture opportunities in adjacent markets.”

Insurance 352

Insurance Investors Technology Development 352

Housing Wire

JANUARY 13, 2023

For the non-QM lenders serving the single-family investment-property space who have managed interest-rates well to stay ahead of the market, however, there’s still plenty of opportunity to pick up market share, industry observers argue. . by the end of 2023,” the MBA’s December market-forecast report states.

Marketing 433

Marketing Investing Investors Landlords 433

Housing Wire

AUGUST 26, 2024

As the housing market continues to be marked by high mortgage rates and record-breaking home prices across many U.S. This figure does not account for additional expenses associated with homeownership, such as maintenance, repairs, taxes, and insurance. regions, renting continues to play a pivotal role for millions of people.

Marketing 422

Marketing Real Estate Agent Investors Tenants 422

Housing Wire

JANUARY 9, 2023

One slice of the single-family home market that has gained traction over the past year in a topsy-turvy housing landscape is the build-for-rent sector — or BFR. Still, even the single-family rental (SFR) market, including the BFR sector, faces an uncertain future in the year ahead, given the ongoing volatility in interest rates and inflation.

Housing Market 545

Housing Market Marketing Construction Development 545

Housing Wire

APRIL 10, 2024

The company also provides commentary for its fourth quarter 2023 financial performance, assesses its market advantages and offers an assessment of impacts stemming from changes in Ginnie Mae ’s Home Equity Conversion Mortgage (HECM)-backed Securities (HMBS) program. million in fourth-quarter 2023.

Business 399

Business Investors Finance Home Improvement 399

Housing Wire

JANUARY 10, 2022

2021 was an extraordinary year for the housing market: mortgage rates at an all-time low, record high annual growth in single-family prices and rents, lowest foreclosure rates in a generation and the largest number of home sales in 15 years. In addition, more for-sale inventory will likely be available on the market.

Housing Market 545

Housing Market Marketing Construction Inventory 545

Housing Wire

JUNE 12, 2024

But when we say this is the Ultimate Resource Guide for title insurance professionals, we mean it! Associations American Land Title Association (ALTA) ALTA serves as the national trade association and voice for the title insurance industry, representing over 6,000 title insurance companies, agents and real estate attorneys.

Insurance 261

Insurance Legal Design Training 261

Housing Wire

NOVEMBER 11, 2021

That’s nearly as much as it costs to deliver a newborn, on average, even with employer-provided health insurance , and quite a bit more than the $3,900 the average woman earns each month. Profit margin compression and a tight housing market – What’s a lender to do? Presented by: Black Knight.

Housing Market 545

Housing Market Marketing Tenants Insurance 545

Housing Wire

AUGUST 16, 2023

A week after announcing a pivot in its business strategy , publicly traded title insurance firm Doma announced the sale of its retail operations in Florida on Tuesday. Doma’s Florida operation was purchased by Near North Title Group for an undisclosed sum. Near North Title Group purchased Doma’s Midwest locations in July.

Retail 284

Retail Insurance Technology Business 284

Housing Wire

OCTOBER 24, 2024

states that the insured “shall not give or receive, directly or indirectly, any consideration for the referral of title insurance business or escrow or other service provided by a title insurer.” My office is committed to ending illegal kickback schemes in the title insurance industry,” Schwalb said in a statement.

Real Estate Agent 396

Real Estate Agent Insurance Real Estate Law 396

Housing Wire

DECEMBER 9, 2024

Weve now been in the post-pandemic housing market recession market as long as we were in the pandemic boom. Does the housing market start to get back to normal? The number of unsold homes on the market is finally getting closer to 2019 levels. But, the market change isnt evenly distributed. Two and a half years.

Housing Market 416

Housing Market Marketing Inventory Sellers 416

Housing Wire

AUGUST 8, 2024

Although there is no doubt that business practice changes outlined in the National Association of Realtors’ (NAR) nationwide commission lawsuit settlement agreement are going to impact how real estate industry professionals operate, economists aren’t too sure they’ll have much bearing on the housing market. “I

Housing Market 446

Housing Market Marketing Mortgage Sellers 446

Appraisal Buzz

JULY 18, 2022

Assuming a $250,000 loan was committed on December 31, 2021, your monthly payment was approximately $1,007 exclusive of escrow for real estate taxes and insurance. Naturally, this has forced buyers to seek lower price points or has completely eliminated them from the market. Another trend to be aware of is the days on market metric.

Sellers 435

Sellers Marketing Market Value Home Value 435

Housing Wire

JULY 13, 2022

American Digital Title Insurance Co. , a Denver-based insurtech title insurance provider controlled by insurance giant Munich Re , has been authorized to underwrite title insurance in California, the second largest title insurance market in the country. Holding Corp.

Business 370

Business Insurance Real Estate Investors 370

Housing Wire

MAY 3, 2023

The institutional single-family rental (SFR) market has expanded rapidly over the past decade as an alternative to homeownership, but it is now facing major headwinds in the form of a rapid jump in interest rates and still-high inflation compounded by decelerating home prices and rental rates. of all purchases, according to ATTOM.

Marketing 410

Marketing Real Estate Housing Market Landlords 410

Housing Wire

MAY 2, 2024

The housing market has been on a topsy-turvy roller-coaster ride in recent years that has been particularly neck wrenching since this past fall, fueled by stubbornly high inflation and a still-strong jobs market. Treasury market — jumping to as high as 121 in mid-April after ending March near 85.

Marketing 396

Marketing Mortgage Investors Sellers 396

Housing Wire

NOVEMBER 7, 2023

The effort was intended to decrease systemic risk, but by focusing narrowly on the risk posed by banks, it would likely increase risk in the mortgage market. Nor would banks be able to improve their economics by distributing their mortgages into the mortgage-backed securities market.

Mortgage 439

Mortgage Marketing Finance Lending 439

Appraisal Buzz

SEPTEMBER 4, 2024

According to a new study from Redfin , condo prices are falling in major Florida and Texas metros, as inventory piles up and buyers back off, as high HOA fees and insurance costs are making condos a tough sell in this current marketplace. A separate Redfin report found that the cost of home insurance is denting wallets nationwide with 70.3%

HOA 397

HOA Insurance Inventory Investors 397

Housing Wire

NOVEMBER 2, 2020

This strong performance was not unexpected, but makes the upcoming 50 basis point adverse market refinance fee more puzzling. These draw investors globally. So one has to ask, why are they piling on to their earnings with a new 50bps adverse market refinance fee? The implications for the adverse market fee starting Dec.

Marketing 533

Marketing Mortgage Government Inspection 533

Housing Wire

APRIL 14, 2022

What happens when the Federal Reserve begins pulling back in a serious way from the mortgage-backed securities (MBS) market that it has helped to prop up through billions of dollars in bond purchases since the start of the pandemic in 2020 — to the point where it now holds a $2.7 You don’t know what investor demand is going to be.

Marketing 402

Marketing Investors Government Investing 402

Housing Wire

OCTOBER 5, 2023

As the housing market suffers through a drought of home sales and related mortgage originations in the current high-rate environment, home prices and home equity continue to climb, helping to spark a revival of another sector — home equity lending and investment. It sets up a domino effect [for market activity].”

Housing Market 408

Housing Market Marketing Contracts Finance 408

Housing Wire

AUGUST 14, 2023

Many of those changes came to light last week during the company’s second-quarter earnings call with investors. Doma executives noted that the sales of its Midwest, Texas, and Central and Northern California retail offices were prompted by this change in strategy and have helped Doma further reduce costs.

Insurance 313

Insurance Business Retail Investors 313

Housing Wire

FEBRUARY 7, 2024

Less than a year after coming to the rescue of Signature Bank during the market turmoil of March 2023, New York Community Bancorp (NYCB) faces a confidence crisis due to its exposure to commercial real estate loans. NYBC had $83 billion in total deposits as of Tuesday, with 72% of the total insured and collateralized.

Mortgage 388

Mortgage Marketing Investors Real Estate 388

Housing Wire

APRIL 10, 2023

Rate lock volume jumped 43% in March on the back of seasonal tailwinds, falling interest rates and stronger purchase market performance. by the end of the month, Black Knight’s Optimal Blue mortgage market indices showed. Most borrowers are expected to see mortgage insurance premiums (MIPs) reduce to 55 bps from 85.

Marketing 348

Marketing Insurance Housing Market Mortgage 348

Housing Wire

OCTOBER 10, 2024

As of this week, the death toll has surpassed 230 and thousands of homes, many without flood insurance , have been destroyed. Researchers used Harvey, Irma and Ida as references for prior hurricanes and their impacts on the RMBS market. When considering the five states affected by Hurricane Helene, the report shows that only 14.2%

Insurance 375

Insurance Inventory Property Taxes New Listings 375

Housing Wire

OCTOBER 23, 2024

UWM has debuted a new cash-out refi product without mortgage insurance. On Wednesday, UWM unveiled a new cash-out refinance product —dubbed Cash-Out 90—that allows borrowers to refinance with a loan-to-value ratio of up to 89.99% without requiring mortgage insurance (MI). Is the juice worth the squeeze? How much will borrowers pay?

Insurance 421

Insurance Mortgage Investors Renovations 421