Housing Wire

JULY 11, 2022

The Ernst Fee Service is used by lenders to minimize fee cures by providing recording fees, transfer taxes, property tax, title, settlement, inspection data, and lender and appraisal fees. .

Tools 370

Tools Property Taxes Loan Officers Inspection 370

The Appraiser Coach

SEPTEMBER 14, 2021

We frustrate buyers, sellers, loan officers and, sometimes, real estate agents. Appraisers have been accused of being “speed bumps” in the lending process. In some ways, I can understand their. Read More.

Agents 370

Agents Appraisal Real Estate Agent Loan Officers 370

Housing Wire

OCTOBER 28, 2021

There are very few companies providing software to loan officers to help improve the borrower experience, and we are excited for Porch to now be one of the major players in this vertical,” he said. In September, the Seattle-based proptech firm acquired home warranty policy provider American Home Protect (AHP).

Mortgage 418

Mortgage Logistics Insurance Real Estate Agent 418

Housing Wire

APRIL 13, 2021

Richardson also noted that there have been fewer property inspection waivers issued by Fannie Mae in the last several months, keeping appraisers, inspectors and others in valuation very busy.

Housing Market 535

Housing Market Buyers Marketing Real Estate Agent 535

Riverfront Appraisals

JANUARY 18, 2021

Well – not really the end, but one of the last parts of some appraisals – namely the final inspection. We’ll briefly look at what a final inspection […]. The post The Loan Officer’s Guide to Appraisals, Part 1: The Final Inspection appeared first on Riverfront Appraisals.

Final Inspection 92

Final Inspection Inspection Appraisal Loan Officers 92

Housing Wire

MARCH 11, 2022

Because Fairway gets most of its reverse mortgage business from referral partnerships, extending to the purchase market made sense for Fairway because of the partnerships that its loan officer corps has spent so much time developing, according to Hultquist. Harlan Accola. Real estate agents hate dealing with call centers,” he says.

Business 370

Business Real Estate Agent Real Estate Loan Officers 370

Housing Wire

FEBRUARY 21, 2023

Real estate agents, brokers and other qualified third parties offer inspection support, aided by sophisticated cameras and guided by GSE-mandated standards for data collection. For appraisals, the automated confirmation can include the inspector’s photo and vehicle type.

Modernization 369

Modernization Technology Valuation Real Estate Agent 369

Realtor

NOVEMBER 7, 2023

It’s the price you pay the loan officer or broker for completing the loan, and it includes underwriting, originating, and processing the costs of buying a home. The origination fee is a small percentage of the total loan. Home inspection : This is critical for home buyers. Pest inspections : Roaches are one thing.

Inspection 191

Inspection Insurance Sellers Buyers 191

Housing Wire

OCTOBER 9, 2020

.'” For Gary Malis, chief financial officer of Paramount Residential Mortgage Group , the complexities in modeling right now are dizzying, especially when accounting for servicing and PIWs (property inspection waivers). “You talk about what you want to buy – it’s about how you price it up front,” said Malis.

Marketing 370

Marketing Investors Technology Loan Officers 370

Genworth MI Blog

FEBRUARY 18, 2021

Loan officers and listing agents are familiar with homeowner anxiety about real estate appraisals. The appraisal inspection is typically where such interactions occur, and this can be a stressful experience for the borrower. Tips for an On-Site Appraisal Inspection. Let the Appraiser Control the Inspection.

Inspection 78

Inspection Appraisal Real Estate Loan Officers 78

Housing Wire

OCTOBER 12, 2021

At each stage of the buying process, there are multiple siloed transactions, from appraisals, inspections and settlements to mortgage payments and homeowners’ insurance. No Need to Reinvent the Wheel – Put Your Customer First.

Lending 369

Lending Technology Investing Loan Officers 369

Genworth MI Blog

AUGUST 31, 2022

Enact’s David Foster recently spoke with MortgageOrb about how the COVID-19 pandemic impacted inspections and appraisals, the changes we see today, and other appraisal factors to consider. Q: How have inspections and appraisals been impacted since the beginning of the COVID-19 pandemic?

Inspection 78

Inspection Appraisal Marketing Appraisal Process 78

Housing Wire

NOVEMBER 22, 2023

As we’re implementing technology, we always try to think of things that are going to improve the experience for all stakeholders: homeowners, real estate agents, investors, rating agencies, appraisers, loan officers, mortgage brokers. Everybody is affected by the appraisal process.

Appraisal 448

Appraisal Technology Modernization Real Estate Agent 448

Appraiserblogs

JUNE 27, 2023

By foregoing contingencies such as home inspections and appraisals altogether, mortgage lenders risk violating their fiduciary duty – which is supposed to prioritize the interests of the borrower above all else. After all, who doesn’t want to close more deals in less time?

Inspection 112

Inspection Loan Officers Appraisal Investing 112

Appraiserblogs

JANUARY 17, 2024

By foregoing contingencies such as home inspections and appraisals altogether, mortgage lenders risk violating their fiduciary duty – which is… The post HUD’s Use of Convicted Felons to Ramp Up ‘Discrimination Testing’ appeared on Appraisers Blogs. But What About Fiduciary Duty?

Loan Officers 126

Loan Officers Property Management Inspection Law 126

Birmingham Appraisal

DECEMBER 17, 2024

Real estate agents and loan officers play an important role in ensuring appraisers have the necessary data to deliver reliable valuations. Special Features: Unique aspects of the property, such as energy-efficient upgrades or historical significance, that may not be obvious from a standard inspection.

Appraisal 75

Appraisal Easement Real Estate Agent Valuation 75

Riverfront Appraisals

JULY 1, 2021

For the past six months, I’ve been blogging with the purpose of assisting loan officers to better understand the appraisal process. So far, we’ve covered final inspections, lending on unique homes, communication with the appraiser, reconsiderations of value, bracketing and FHA appraisals. And, you’ll definitely […].

Appraisal Process 88

Appraisal Process Reconsideration of Value Final Inspection Bracketing 88

Riverfront Appraisals

JUNE 13, 2021

Right now on our Appraisal Blog, we’re all about helping Loan Officers. This post is part six of a 12-part series we’re calling The Loan Officer’s Guide to Appraisals. We’re halfway there!

Reconsideration of Value 80

Reconsideration of Value Final Inspection Appraisal Bracketing 80

Genworth MI Blog

MAY 28, 2020

Remember when loan officers avoided underwriting loans for manufactured housing for fear of low commissions, foreclosure risks, and the added complexities of underwriting those types of “unreliable” homes? For some, these myths still flood our thoughts when a potential borrower approaches us about a loan for a manufactured home.

Construction 148

Construction Loan Officers Training Lending 148

Riverfront Appraisals

MARCH 5, 2021

This post is part three of a 12-part series we recently launched called The Loan Officer’s Guide to Appraisals. In case you missed part one on the Final Inspection process, go back and read it here. And last time, we discussed all kinds of unique homes, and gave tips on how to make lending on […].

Appraisal 78

Appraisal Final Inspection Loan Officers Inspection 78

Riverfront Appraisals

APRIL 30, 2021

Right now on our Appraisal Blog, we’re all about helping Loan Officers. This post is part five of a 12-part series we’re calling The Loan Officer’s Guide to Appraisals. So far in our series, we’ve looked at final inspections, lending on unique homes, communication with the appraiser, and reconsiderations of value.

Bracketing 78

Bracketing Reconsideration of Value Final Inspection Appraisal 78

Riverfront Appraisals

AUGUST 31, 2021

Welcome to the September edition of our blog series, The Loan Officer’s Guide to Appraisals. This entire year, I’ve been blogging once a month with the purpose of assisting loan officers to better understand the appraisal process. This month’s blog post will be all about new construction appraisals.

Construction 115

Construction Appraisal Appraisal Process Loan Officers 115

Realtor

OCTOBER 21, 2016

Every VA purchase loan requires an appraisal, which includes the valuation of the property along with a high-level check of the home’s condition. It’s a broad-based approach not to be confused with a home inspection , which is a more detailed look at the property. Septic system in good condition. Free of mold.

Buyers 78

Buyers Inspection Loan Officers Real Estate 78

Birmingham Appraisal

SEPTEMBER 15, 2022

You can read more about property inspection waivers in a past article I wrote. Appraisal vs Home Inspection. As a new homeowner, you might be confused about the differences between an appraisal and a home inspection. Home inspections are normally regulated by the state.

Appraisal 98

Appraisal Inspection Appraisal Process Real Estate Agent 98

Genworth MI Blog

FEBRUARY 29, 2024

Handling property condition concerns on the appraisal report That said, if photos or notes outlined in the appraisal report cause concern for the reviewer, further inspection or repairs may be required. Property conditions that impact subject livability, soundness, and/or structural integrity may cause such further inspection/repairs.

Appraisal 88

Appraisal Inspection Training Real Estate 88

Lamacchia Realty

JANUARY 23, 2023

Another important first-time home buyer step is seeking pre-approval from a lender for a home loan. This is when you will meet a loan officer from various mortgage companies. Step 6: Get a home inspection. Step 3: Get pre-approved for a mortgage.

Real Estate Agent 78

Real Estate Agent Inspection Realty Real Estate 78

Realtor

OCTOBER 21, 2016

Every VA purchase loan requires an appraisal, which includes the valuation of the property along with a high-level check of the home’s condition. It’s a broad-based approach not to be confused with a home inspection , which is a more detailed look at the property. Septic system in good condition. Free of mold.

Buyers 60

Buyers Inspection Loan Officers Real Estate 60

Genworth MI Blog

JULY 13, 2023

There is an on-site visual inspection of the property and a suggestion of improvements followed by the research, analysis and development that produces the appraisal report. They matter to the lender to ensure the property is sufficient collateral for the loan amount.

Appraisal 78

Appraisal Inspection HOA Real Estate 78

McKissock

JANUARY 18, 2022

A good agent is willing to share their knowledge of different areas, as well as share their contacts regarding loan officers, essential documentation that shows sellers the buyers are serious, among other services. They are honest about what the client can afford, and they are willing to go to bat for them. Answer Questions.

Real Estate Agent 96

Real Estate Agent Real Estate Buyers Agents 96

Clear Capital

OCTOBER 16, 2024

For example, time matters when an independent appraisal review is required on a correspondent loan, and speed of service is essential to a great experience for homeowners making a home equity finance decision. Property Condition Inspection (PCI) provides rapid property condition updates.

Valuation 69

Valuation Tools Investors Inspection 69

PennyMac

DECEMBER 22, 2020

Your agent should also be able to tell you if you need to hire anyone else, such as an attorney or an inspection service, depending on your state and situation. Note: An appraisal, which tries to estimate true home value, is different from a home inspection, which tries to take inventory of current and potential issues.

Inspection 69

Inspection Real Estate Agent Real Estate Agents 69

Genworth MI Blog

MAY 28, 2020

Remember when loan officers avoided underwriting loans for manufactured housing for fear of low commissions, foreclosure risks, and the added complexities of underwriting those types of “unreliable” homes? For some, these myths still flood our thoughts when a potential borrower approaches us about a loan for a manufactured home.

Construction 78

Construction Loan Officers Training Lending 78

Eppraisal

APRIL 20, 2021

A full pre-approval is when a mortgage loan officer pulls your credit, verifies your employment and income, has your complete application and has all the required documents from you. Your loan officer may even put your file through an initial underwriting.

Sellers 66

Sellers Loan Officers Inventory Home Value 66

Lamacchia Realty

DECEMBER 10, 2021

Decide who you want to work with for your inspections, attorneys , and lender, to name a few. The Closing Disclosure (CD) , which will be sent directly to you from your attorney or title company at least 3 business days before closing, lays out in detail the final terms of your loan including monthly payments and fees.

Buyers 69

Buyers Insurance Realtors Loan Officers 69

Sammco Real Estate Appraisal Group

SEPTEMBER 15, 2015

You might be a home owner, a mortgage loan officer or even an appraisal management company. This may be as of the date of the inspection or a retrospective appraisal as of a certain date in the past. So how do you find best Orange County Home Appraiser? Tell them you are looking for current market value as of a certain date.

Appraisal 60

Appraisal Appraisal Process Loan Officers Inspection 60

McKissock

SEPTEMBER 28, 2021

That includes two agents, the processor and loan officer. “The most efficient way is to use a drone to inspect properties all around.” I know some of these are automated, and they can really be annoying and are clogging my inbox.” That situation is very burdensome.” ” Other (11%).

Appraisal 85

Appraisal Property Appraisal Loan Officers Clients 85

Assurance Financial

APRIL 29, 2021

It provides a detailed list of the costs that might be connected to the loan. Home Inspection. A home inspection is a visual inspection of the property that is often part of the homebuying process. The inspection can make the buyer aware of potential issues in a home. Walk-Through. Linked: [link].

Mortgage 69

Mortgage Insurance Inspection Sellers 69