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CFPB rule applies mortgage protections to clean energy loans

Housing Wire

The rule applies existing protections for residential mortgages to borrowers who seek PACE loans to upgrade or renovate their homes through clean energy technology. PACE loans which are often used to finance environmentally minded renovations, like the addition of solar panels have led to financial instability for some borrowers.

Mortgage 395
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2025 Office-to-Apartment Conversions Hit Record Highs 

Appraisal Buzz

Modern Buildings Being Reused, Conversions Rise Across U.S. Markets The most common adaptive reuse project type is notably creative office-to-apartment conversions, which make up about 42% of the 168,500 upcoming conversion projects. In a similar vein, the Housing in Downtown initiative in Washington, D.C., Washington, D.C.,

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Solving the Affordable Housing Crisis

Appraisal Buzz

New owners used their cost savings to renovate and undercut our rent rates. This experience taught me a crucial lesson: in real estate, you must always be prepared for market shifts (because it ALWAYS shifts). Opportunities: Creating a more stable and affordable housing market in the long term.

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A guide for homebuyers looking to buy their dream home

Housing Wire

5 tips for buying a home in a seller’s housing market. A homebuyer’s guide to a competitive housing market. If you want more of a modern look, old appliances probably won’t work for you and you’ll have to replace old appliances with new ones. The Age Of The House. More for Real Estate Enthusiasts.

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Affordable housing inventory is limited due to foreclosure prevention efforts

Housing Wire

That key source of affordable housing inventory: distressed properties sold to third-party buyers or repossessed by lenders at foreclosure auction. Once the transfer of ownership occurs at foreclosure auction, a distressed property can be renovated and returned to the retail market as affordable housing for homeowners or renters. “[I

Inventory 435
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How non-QM loans boost mortgage originator for success in 2025

Housing Wire

Describing the modern-day mortgage market as challenging would be an understatement, to say the least. The average rate throughout 2024 for 30-year fixed mortgages was 6.72% higher than it was during the 2008 market crash. It reflects another pressing issue of imbalanced supply and demand in the housing market.

Mortgage 306
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Top 5 home improvement projects real estate agents should recommend to sellers

Housing Wire

We’ve all witnessed the housing market slowdown that has occurred over the last year. Across the country, homes are spending more days on the market as interest rates rise. When making pre-listing repairs or renovations, different projects can result in vastly different returns.