Housing Wire

NOVEMBER 15, 2024

The statement was enough to raise mortgage rates to an even higher level, a sharp departure from the optimism lenders experienced during the September rally, which now seems like a distant memory. “We Meanwhile, the labor market “is now by many metrics back to more normal levels that are consistent with our employment mandate,” Powell said.

Mortgage 531

Mortgage Tools Government Marketing 531

Appraisal Buzz

DECEMBER 10, 2024

Realtor.com has revealed its Top Housing Markets for 2025 , highlighting the areas ready for growth in the year ahead. This years list highlights markets characterized by moderately affordable homes, strong inventorymainly boosted by new constructionand a sizable base of younger families, many with military and international connections.

Housing Market 418

Housing Market Marketing Inventory Government 418

Housing Wire

MARCH 17, 2025

In mid-January, Pennsylvanias former attorney general Michelle Henry filed a kickback lawsuit against Barry Newhart and six mortgage entities he controls: Bright Financial Group , Conquest Mortgage , Flagship Home Loans , Legacy Mortgage Partners , Nittany Home Loans , MCT Financial , Conquest Holdings and Newhart Holdings.

Brokerage 293

Brokerage Government Mortgage Real Estate 293

Housing Wire

MARCH 17, 2025

If mortgage rates don’t drop, we may see this sector facing supply issues and shrinking profit margins. I believe the White House wants a shift in mortgage rates to avoid this sector going into a recession because it might take some time to get them out of it. Hopefully, lower mortgage rates can reverse this negative trend.

Mortgage 478

Mortgage Government Development Business 478

Housing Wire

FEBRUARY 21, 2025

Mortgage rates decreased again today on weak economic data, following last Friday’s similar drop in the 10-year yield. Furthermore, the mortgage spreads in today’s pricing are favorable. According to the latest quote from Mortgage News Daily , mortgage rates are now around 6.89%.

Mortgage 475

Mortgage Housing Market Retail Government 475

Appraisal Buzz

OCTOBER 11, 2024

Department of Housing & Urban Development (HUD) will co-host the “Mortgage Market Resilience and Access to Credit Summit” on Tuesday, October 15 at HUD’s headquarters. Ginnie Mae and the U.S.

Marketing 370

Marketing Mortgage Finance Retail 370

Housing Wire

JANUARY 8, 2025

As mortgage rates continue to climb past the 7% mark, applications continued to take a step back following the New Year’s Day holiday. from the week prior, the Mortgage Bankers Association (MBA) reported in its weekly mortgage applications survey for the week ending Jan. Demand decreased by 3.7% the previous week.

Mortgage 448

Mortgage Government Buyers Marketing 448

Housing Wire

JANUARY 16, 2025

The Federal Communications Commission (FCC) this week warned consumers in all 50 states that fraudsters are posing as mortgage lenders by calling homeowners and asking them to pony up on payments. The FCC estimates that Green Mirage has impersonated over 400 mortgage lenders.

Mortgage 370

Mortgage Insurance Government Lending 370

Housing Wire

DECEMBER 17, 2024

The Consumer Financial Protection Bureau (CFPB) on Tuesday announced a final rule governing the Property Assessed Clean Energy ( PACE ) loan program. The rule applies existing protections for residential mortgages to borrowers who seek PACE loans to upgrade or renovate their homes through clean energy technology.

Mortgage 396

Mortgage Renovations Finance Property Taxes 396

Housing Wire

DECEMBER 18, 2024

Mortgage applications declined 0.7% 13, driven by slight decline in refinance activity, according to data released Wednesday by the Mortgage Bankers Association (MBA). The decline in applications broke a five-week streak of increases in mortgage demand. Adjustable-rate mortgage (ARM) activity remained steady at 5.3%

Mortgage 395

Mortgage Contracts Government Inventory 395

Housing Wire

DECEMBER 6, 2024

job market performed better than expected in November, gaining 227,000 nonfarm payroll jobs from a month prior according to data released Friday by the U.S. There have been signs that the labor market was cooling some, which could give the Fed confidence to go ahead with another rate cut this month. A year ago, the jobless rate was 3.7%

Marketing 418

Marketing Construction Retail Real Estate 418

Housing Wire

MARCH 8, 2025

Mortgage rates are declining, and recent purchase application data shows a promising 9% week-to-week increase and a 2% rise compared to the previous year. Does this indicate that the housing market is beginning to wake up just in time for spring? It is important to note that mortgage rates rose to around 6% in late 2022 and early 2023.

Mortgage 451

Mortgage Inventory New Listings Housing Market 451

Housing Wire

DECEMBER 6, 2024

Mortgage rates fell this week and they are now far from the levels widely discussed after the election. With the final jobs report for 2024, mortgage rates made a nice move lower today, and its been a positive story this week. Economic data has played a significant role in the market, unlike speculative theories.

Mortgage 468

Mortgage Housing Market Retail Marketing 468

Appraisal Buzz

DECEMBER 5, 2024

ATTOM has released its latest Special Housing Market Impact Risk Report , a study examining county-level housing markets around the U.S. The report shows that California, New Jersey, and Illinois once again had high concentrations of the most-at-risk markets in the country, with parts of Florida also joining that mix.

Housing Market 397

Housing Market Marketing Property Taxes Mortgage 397

Housing Wire

MARCH 20, 2025

Lessons from California wildfires and other natural disasters Californias wildfires highlighted the chaos that natural disasters continue to unleash not just on homeowners, but also on the mortgage servicers tasked with supporting them and the insurance industry that covers the cost of rebuilding.

Mortgage 351

Mortgage Investors Insurance Inspection 351

Housing Wire

FEBRUARY 26, 2025

When reverse mortgage professionals from Australia and New Zealand made the long journey to San Diego last year to attend the National Reverse Mortgage Lenders Association (NRMLA) Annual Meeting and Expo, they were ready to learn about the core differences between the businesses in a different part of the world.

Mortgage 335

Mortgage Government Development Business 335

Housing Wire

DECEMBER 11, 2024

Mortgage applications increased 5.4% 6, stemming from a 27% jump in refinance activity, according to a report released Wednesday by the Mortgage Bankers Association (MBA). This is the latest weekly increase in mortgage applications, following a trend of steady demand increases over the past several weeks. share a week prior.

Mortgage 397

Mortgage Contracts Government Inventory 397

Housing Wire

FEBRUARY 5, 2025

Expensive mortgages, rents and other housing expenses are already challenging for many Americans. The report from the Seattle-based real estate brokerage highlighted household capabilities for handling mortgage and rent payments. . High home prices and mortgage rates may place even more strain on single, divorced or separated people.

Housing Market 372

Housing Market Marketing Brokerage Government 372

Housing Wire

FEBRUARY 3, 2025

There is constant movement in the mortgage industry with the desire for growth and expansion. Thus, it has never been more important to focus on due diligence in analyzing a mortgage industry acquisition target. Regulatory compliance The mortgage industry is heavily regulated and subject to scrutiny by both State and Federal agencies.

Mortgage 418

Mortgage Contracts Insurance Sellers 418

Housing Wire

FEBRUARY 14, 2025

The government-sponsored enterprise (GSE) had net income of $4.1 In 2024, Fannie Mae provided $381 billion of liquidity to the single-family and multifamily mortgage markets. As a result, mortgage rates are expected to remain elevated at above 6%, and we predict home sales will remain suppressed. billion profit in 2023.

Mortgage 354

Mortgage Government Lending Finance 354

Housing Wire

DECEMBER 20, 2024

House of Representatives proposes to relieve Federal Housing Administration (FHA) borrowers of mortgage insurance premiums (MIPs) once they reach a certain level of home equity , aligning FHA policies with those of conventional loans. Mortgage insurance exists as protection from foreclosure on low equity loans. Introduced by Reps.

Insurance 418

Insurance Mortgage Property Taxes Design 418

Housing Wire

JANUARY 29, 2025

The Market Composite Index, a measure of mortgage loan application volume, decreased 2.0% on a seasonally adjusted basis from one week earlier, according to data from the Mortgage Bankers Associations (MBA) latest weekly mortgage applications survey. The refinance share of mortgage activity decreased to 37.1%

Mortgage 332

Mortgage Contracts Government Inventory 332

Housing Wire

MARCH 5, 2025

The newest weekly mortgage applications survey data, released Wednesday by the Mortgage Bankers Association (MBA) included the lowest mortgage rates in months, which created a stir in the number of applications. On-the-ground observations Loan officers say they’re seeing an increase in government loan demand.

Loan Officers 339

Loan Officers Renovations Government Buyers 339

Appraisal Buzz

MARCH 4, 2025

As the industry works to support the American Dream of homeownership, ensuring clear lines of communication between mortgage industry stakeholders and their government partners is more critical than ever. The 15th Annual Five Star Government Forum , set for Wednesday, April 16 from 8:00 a.m.-5:00 5:00 p.m., 5:00 p.m.,

Government 221

Government Finance Technology Mortgage 221

Housing Wire

NOVEMBER 13, 2024

With fluctuating mortgage rates and economic pressure in the housing market, foreclosure activity ramped up in October 2024. Foreclosure Market Report on Tuesday. “As we approach 2024, the recent Fed rate cut , and the new administration could impact mortgage rates and market stability.

Housing Market 448

Housing Market Real Estate Government Mortgage 448

Appraisal Buzz

OCTOBER 23, 2024

Just waiting for the market to correct and find balance,” wrote one Auction.com buyer, in response to a survey regarding the impact of market conditions on bidding and purchasing behavior at auction. The remaining 45% claimed that their inclination to purchase was unaffected by market conditions.

Retail 370

Retail Marketing Inventory Buyers 370

Housing Wire

APRIL 2, 2025

Mortgage applications decreased 1.6% from last week , according to data from the Mortgage Bankers Associations (MBA) weekly mortgage applications survey for the week ending March 28, 2025. The refinance share of mortgage activity also saw a decrease, dropping to 38.6% of total applications from 40.4% the previous week.

Contracts 411

Contracts Mortgage Government Inventory 411

Housing Wire

APRIL 1, 2025

The current reverse mortgage industry market leader, Mutual of Omaha Mortgage , announced on Tuesday that it has launched a new proprietary reverse mortgage product, with initial availability in California and Florida. It will also exclude broker-network borrowers from the companys outbound marketing campaigns.

Mortgage 307

Mortgage HOA Property Taxes Clients 307

Housing Wire

FEBRUARY 3, 2025

The Tech100 Mortgage award recognizes the most innovative and impactful organizations driving the mortgage industry forward. More than just an accolade, this award highlights organizations that are transforming the housing sectorenhancing efficiency, transparency, and accessibility in ways that reshape the future of mortgage lending.

Mortgage 417

Mortgage Valuation Lending Technology 417

Appraisal Buzz

FEBRUARY 4, 2025

real estate market. While the Sun Belt region is the most dramatic example of this phenomena, insurance markets responding to the increasing awareness of climate risk are materially changing the calculus behind home ownership and the desirability of entire communities across the country. The post How the Climate Is Reshaping the U.S.

Real Estate 391

Real Estate Marketing Insurance Property Taxes 391

Housing Wire

JANUARY 10, 2025

While the unemployment rate was up compared to the start of the year, the job market ended the year up, with 256,000 jobs added to the economy in December according to data released Friday by the U.S. This will push mortgage rates higher in the near term, Fratantoni said. Bureau of Labor Statistics (BLS). the month prior.

Construction 397

Construction Housing Market Retail Real Estate 397

Housing Wire

MARCH 17, 2025

Fluctuating interest rates have been a feature of the housing market over the last three years. As mortgage rates rose, homebuyer demand slowed and inventory grew. In 2025, mortgage rates have stayed stubbornly high for yet another spring buying season. How will the housing market change as these economic assumptions change?

Inventory 428

Inventory New Listings Housing Market Sellers 428

Housing Wire

MARCH 6, 2025

The housing market in Washington D.C. is being closely watched amid widespread layoffs of federal government workers. Sweeping cuts by Elon Musks DOGE agency have sent many government employees packing, while other staff need to find housing in the area to comply with return-to-work mandates. housing market. Lets dive in.

Inventory 344

Inventory New Listings Government Housing Market 344

Housing Wire

MARCH 6, 2025

TransUnion has expanded its partnership with Truework to provide mortgage lenders with broader access to income and employment verification data. The mortgage addition follows similar integrations for rental screening and auto lending. The mortgage addition follows similar integrations for rental screening and auto lending.

Tools 352

Tools Mortgage Human Resources Lending 352

Housing Wire

JANUARY 29, 2025

Michigan-based United Wholesale Mortgage (UWM) has extended its 60 basis points (bps) pricing incentive until March 31 “due to its strong success and the substantial competitive edge its offered independent mortgage brokers in todays market,” a spokesperson from UWM confirmed. Initially set to end on Oct.

Advertising 345

Advertising Government Mortgage Marketing 345

Housing Wire

FEBRUARY 7, 2025

But that only represents part of how consumers feel about market conditions. Higher mortgage rates and home prices are still keeping many buyers and sellers away from the market, according to Fannie Mae. The portion of respondents who expect rates to increase ramped up, growing from 25% to 32%.

Housing Market 370

Housing Market Marketing Mortgage Sellers 370

Housing Wire

FEBRUARY 24, 2025

Mortgage rates are a big variable here. In 2024, we saw a notable increase in buyer demand when mortgage rates got close to 6%. housing market. more homes on the market now than a year ago. However, mortgage rates were climbing to their highest level of the year at this time in 2024. This year its 2%. There are 28.7%

Inventory 495

Inventory New Listings Sellers Contracts 495