Housing Wire

FEBRUARY 3, 2025

More than just an accolade, this award highlights organizations that are transforming the housing sectorenhancing efficiency, transparency, and accessibility in ways that reshape the future of mortgage lending. These companies are at the forefront of solving the biggest challenges mortgage professionals face every day.

Mortgage 417

Mortgage Valuation Lending Technology 417

Appraisal Buzz

FEBRUARY 11, 2025

to 96.6the MCAI, a survey from the Mortgage Bankers Association (MBA) that examines data from ICE Mortgage Technology , shows that mortgage credit availability also ticked up in January. While an increase in the index signifies loosening credit, a decrease in the MCAI suggests tightening lending rules.

Mortgage 259

Mortgage Government Lending Technology 259

Housing Wire

AUGUST 14, 2020

A former Quicken Loans executive, Booth has over 15 years of experience working in state and federal government bodies, focusing on transforming the mortgage industry through technology. Planet Home Lending has promoted four people to vice president positions, supporting the company’s continual growth.

Lending 410

Lending Retail Development Realty 410

Housing Wire

OCTOBER 7, 2024

This approach integrates QC principles throughout the lending process, from application to servicing. This focus aligns with Fannie Mae’s QC requirements and reflects the growing importance of data in the lending process. Enhanced Data Analytics : Predictive modeling will help lenders identify potential issues before they occur.

Lending 459

Lending Mortgage Training Technology 459

Housing Wire

DECEMBER 14, 2021

The non-QM mortgage market, which encompasses most home loans not backed by a government-sponsored guarantee, is expected to reach the $25 billion mark this year in private-label securitization volume. . Could someone one day come up with the right technologies [for automating underwriting of] non-QM?

Lending 397

Lending Technology Government Investors 397

Housing Wire

FEBRUARY 16, 2022

HousingWire recently sat down with Steve Meirink, executive vice president and general manager, Compliance Solutions, Wolters Kluwer’s Governance, Risk and Compliance Division, to discuss the impact of digital technology on mortgage and the future of digital lending in an era of accelerated innovation and digital transformation.

Lending 397

Lending Technology Tools Loan Officers 397

Appraisal Buzz

NOVEMBER 26, 2024

Technological Advancements in Real Estate: A look at emerging technologies with the potential to reshape real estate transactions and property management. Dr. Conerly’s analysis included interest rates, inflation, and the Federal Reserve’s strategic direction, with insights into consumer behavior, government spending, and construction.

Real Estate 367

Real Estate Tenants Insurance Construction 367

Housing Wire

FEBRUARY 28, 2023

Virginia-based mortgage bank Prosperity Home Mortgage, LLC has acquired the assets of Arizona-based JFQ Lending, LLC to explore the direct-to-consumer channel. According to its website, it includes a portfolio with fixed and adjustable rate mortgages (ARMs) and government loans, such as FHA, USDA and VA loans.

Lending 397

Lending Loan Officers Government Realtors 397

Housing Wire

MAY 23, 2023

It’s a problem, it’s real, it’s documentable,” said Shannon Johnson, Touchless Lending product manager at Tavant. Tara Dugan, who works in marketing and real estate for Tavant, said that technology should focus on integrations and aggregations. To learn more about Tavant’s Touchless Lending platform, click here.

Technology 397

Technology Appraisal Lending Valuation 397

Housing Wire

MARCH 6, 2025

The mortgage addition follows similar integrations for rental screening and auto lending. Liz Pagel, global head of alternative data at TransUnion, said the integration with Truework aims to improve lending efficiency and added that the tools are ready to adapt to ever-changing regulations.

Tools 352

Tools Mortgage Human Resources Lending 352

Appraisal Buzz

MARCH 5, 2025

He gained significant expertise in lending law enforcement while serving in the Pennsylvania Attorney Generals Bureau of Consumer Protection, handling UDAP, Fair Debt Collection Practices Act (FDCPA), Real Estate Settlement Procedures Act (RESPA), and Truth in Lending Act (TILA) cases. borrowers, and growing membership in the group.

Legal 221

Legal Insurance Law Lending 221

Housing Wire

MAY 17, 2023

Recent home price declines are leading to decreased tappable equity, but there are still opportunities in home equity lending, according to a report published by Home Equity Lending News. And as instant online automated approval and closing continues to elude home equity lending, attention has turned to artificial intelligence.

Lending 397

Lending Valuation Mortgage Government 397

Housing Wire

AUGUST 4, 2022

Tech-focused real estate brokerage Radius , flush with $14 million in venture capital raised this past April, has launched a mortgage lending arm in California that it plans to roll out to additional markets sometime next year. Is now a good time to invest in real estate automation technologies? Presented by: Axis Technical Group.

Real Estate 418

Real Estate Brokerage Lending Mortgage 418

Housing Wire

FEBRUARY 20, 2025

Garg explained that Better utilized its marketplace lending model that includes 32 different investors across the mortgage landscape from real estate investment trusts and insurance companies to hedge funds, major correspondent lenders and the government-sponsored enterprises Fannie Mae and Freddie Mac. .” How is it so fast?

Business 332

Business Renovations Investors Market Value 332

Appraisal Buzz

MARCH 26, 2025

The property ecosystem underpins the prosperity of individuals, businesses, governments, and society as a whole. It is an embodiment of the seamless integration of data, technology, artificial intelligence, insights, and people that inspire Cotality to collaborate across the entire lifecycle of properties and homeowners.

Government 269

Government Technology Business Insurance 269

Housing Wire

JANUARY 31, 2022

In the rapid-fire, volatile mortgage marketplace , lenders need technologies to help them remain nimble and successfully navigate constant change. Using advanced PPE technology, lenders can accomplish this by identifying the most competitive products at the lowest rates possible.

Technology 397

Technology Marketing Mortgage Investors 397

Housing Wire

SEPTEMBER 4, 2024

Figure Technology Solutions , the parent company of Figure Lending LLC , announced on Wednesday the hiring of Ronald Chillemi as its first chief legal officer and corporate secretary. Its technology is available to homeowners in 47 states and Washington, D.C., Department of Justice. Movement Mortgage and Rate.

Legal 448

Legal Lending Technology Modernization 448

Housing Wire

FEBRUARY 9, 2021

while the Jumbo MCAI measuring high-balance loans rose 2.2%, and the Conventional MCAI that measures loans not backed by the government rose 4.8%. The Government MCAI that includes mortgages backed by the Federal Housing Administration , the Veterans Administration and the U.S. Department of Agriculture fell by.1%, 1%, MBA said.

Mortgage 542

Mortgage Lending Government Contracts 542

Housing Wire

OCTOBER 16, 2023

Generative artificial intelligence (AI) has tremendous potential to cut costs and improve customer experience, but regulation has not caught up to develop a governance program, industry pros said of AI’s implementation in mortgage lending. Have we developed a model that is in fact fair?

Technology 487

Technology Lending Government Legal 487

Appraisal Buzz

MARCH 11, 2025

Credit availability for conventional loans increased 1.3%, while credit availability for government MCAI increased by 1.4%. Both conventional and government credit supply expanded over the month. A decline in the MCAI indicates that lending standards are tightening, while increases are indicative of loosening credit.

Mortgage 195

Mortgage Government Lending Investors 195

Housing Wire

JUNE 6, 2024

Mortgage credit availability saw a slight increase in May, according to an analysis of ICE Mortgage Technology data by the Mortgage Bankers Association (MBA). The MCAI measures how tight or loose lending standards are in any given month. percent, while the Government MCAI decreased by 0.1 The Conventional MCAI increased 0.3

Mortgage 459

Mortgage Lending Technology Government 459

Appraisal Buzz

FEBRUARY 11, 2025

A decrease in the index score indicates that lending standards are tightening, while increases are indicative of loosening credit. The index which uses data from ICE Mortgage Technology was benchmarked to 100 in March 2012.

Mortgage 221

Mortgage Government Lending Technology 221

Housing Wire

JUNE 7, 2022

Technology will be the most popular solution, but choosing to implement multi-million-dollar platforms to streamline operations introduces even more complexity before savings are realized. Servicers, especially those who service government-insured loan products, are under statutory time constraints that give them very little wiggle room.

Lending 393

Lending Mortgage Technology Modernization 393

Housing Wire

SEPTEMBER 9, 2024

added mortgage lending under its umbrella by acquiring mortgage brokerage company Be My Neighbor on Monday. The Texas-based lender is licensed in 26 states and provides 15-year and 30-year fixed mortgages, including government loans, 203 (k) renovation loans and reverse mortgages. This consists of $1.5

Brokerage 458

Brokerage Mortgage Real Estate Renovations 458

Housing Wire

OCTOBER 4, 2023

Lenders that adopt artificial intelligence (AI) or machine learning (ML) into the mortgage lending landscape want to see operational efficiency, Fannie Mae ’s mortgage lender sentiment survey showed. A total of 242 senior executives from 219 lending institutions completed the survey between Aug.

Technology 435

Technology Lending Valuation Mortgage 435

Appraisal Buzz

JULY 11, 2024

The Mortgage Credit Availability Index (MCAI), a survey from the Mortgage Bankers Association (MBA) that examines information from ICE Mortgage Technology, indicates that mortgage credit availability rose in June. While increases in the index point to looser credit, a decrease in the MCAI suggests tighter lending requirements.

Mortgage 397

Mortgage Government Lending Technology 397

Appraisal Buzz

APRIL 1, 2025

The transaction, first announced in January, significantly expands A&D Mortgages presence in the agency and government lending sectors, while further strengthening its leadership in non-QM. The deal is completely separate from Rockets acquisition of Mr. Cooper announced on March 31.

Business 195

Business Mortgage Government Lending 195

Housing Wire

JULY 22, 2024

Department of Homeland Security (DHS) and the Social Security Administration (SSA) were impacted by a global technology disruption on Friday that knocked out core functionality of Microsoft Windows-based computers running software from cybersecurity firm CrowdStrike. As of 10 a.m.

Government 459

Government Technology Retail Business 459

Appraisal Buzz

NOVEMBER 15, 2024

The report, which analyzes data from ICE Mortgage Technology, was benchmarked to 100 in March 2012. A decline in the index score indicates that lending standards are tightening, while increases in the score are indicative of loosening credit. while credit for government loans increased by 0.4%.

Mortgage 195

Mortgage Government Lending Technology 195

Housing Wire

MAY 7, 2024

In this new role, Winokur will work to increase the company’s emphasis on diverse forms of nonqualified mortgage (non-QM) educational resources.Prior to joining CMS, Winokur served as chief marketing officer at Angel Oak Lending and was a 2022 HousingWire Marketing Leader. It is licensed to lend in 48 states.

Marketing 446

Marketing Retail Lending Investing 446

Appraisal Buzz

AUGUST 8, 2024

The Mortgage Credit Availability Index (MCAI) , a survey from the Mortgage Bankers Association (MBA) that examines information from ICE Mortgage Technology, indicates that mortgage credit availability rose in July. While increases in the index point to looser credit, a decrease in the MCAI suggests tighter lending requirements.

Mortgage 396

Mortgage Government Lending Construction 396

Housing Wire

JULY 26, 2021

Government-backed New Deal programs of the 1930s openly discriminated against minority borrowers and neighborhoods. Historic government institutionalized discrimination includes actions like “redlining,” where the Federal Housing Administration would refuse to insure mortgages in and around Black neighborhoods.

Mortgage 514

Mortgage Lending Real Estate Agent Government 514

Housing Wire

APRIL 5, 2022

To boot, one of the first financing transactions on record was made in January 2022 by technology firm TerraZero. There is no public guidance from state or federal regulators at the time of this writing as to whether mortgages for virtual real estate are governed by traditional laws and regulations that govern traditional mortgages.

Real Estate 532

Real Estate Mortgage Property Taxes Law 532

Housing Wire

OCTOBER 23, 2020

Guild agreed to settle the federal lawsuit, brought by the Department of Justice , for just under $25 million, the government said Thursday. We also commend the whistleblower for coming forward, exposing these wrongs, and working with the government investigative team.”. It did not admit to any wrongdoing. Presented by: Total Expert.

Mortgage 505

Mortgage Government Retail Lending 505

Housing Wire

DECEMBER 2, 2020

Not to be outmatched, the incumbent software providers each updated and launched their own POS to stave off the encroaching technology. The digital POS technology explosion promised to make the loan application process a less confusing and more casual experience for the consumer. The digital point of sale (POS) was born.

Mortgage 434

Mortgage Lending Technology Modernization 434

Housing Wire

MAY 8, 2024

who are self-employed and don’t have traditional sources of income,” according to the government-sponsored enterprise (GSE). Fannie Mae announced on Wednesday the availability of a new web-based option for its income calculator tool, which is designed to “help mortgage professionals serve the growing number of mortgage applicants in the U.S.

Mortgage 468

Mortgage Design Tools Technology 468

Housing Wire

MARCH 9, 2022

International governance, risk and compliance giant Wolters Kluwer has inked a deal to acquire International Document Services (IDS) for $70 million in cash. In a statement on Wednesday, Wolters Kluwer said IDS will become an integral part of its governance, compliance, risk (GRC) division, which provides solutions for U.S.

Lending 397

Lending Government Law Insurance 397