Housing Wire

JANUARY 8, 2021

The natural trajectory could be tightening of credit underwriting that disproportionally impacts some communities if uncertainty exists in the legal and regulatory requirements of the rule. And there are risks that the rule may not keep up with changes in technological innovations and Americans’ quickly changing demographics.

Government 374

Government Mortgage Finance Legal 374

Housing Wire

FEBRUARY 3, 2025

Now in its 13th year, the Tech100 program serves as a trusted resource for housing professionals, providing a definitive list of the industrys top technology providers. These companies are at the forefront of solving the biggest challenges mortgage professionals face every day. Check out the full list of this years honorees below.

Mortgage 417

Mortgage Valuation Lending Technology 417

Housing Wire

JULY 10, 2024

Despite having a 100-plus-year history, the title industry is now embracing some of the newest technologies on the market, including artificial intelligence. Additionally, while some have predicted that AI technology will take jobs away from title industry professionals, survey responses revealed that most disagree with this outlook.

Tools 448

Tools Technology Insurance Legal 448

Housing Wire

OCTOBER 16, 2023

Generative artificial intelligence (AI) has tremendous potential to cut costs and improve customer experience, but regulation has not caught up to develop a governance program, industry pros said of AI’s implementation in mortgage lending.

Technology 487

Technology Lending Government Legal 487

Appraisal Buzz

AUGUST 16, 2024

Kahane & Associates PA is a full-service law firm based in Sunrise, Florida, that represents secured and unsecured creditors and provides a full range of legal industry, from foreclosure and bankruptcy representation to litigation, evictions, collections, loss mitigation, and REO closings. Kahane Esq. , Kahane Esq. ,

Legal 397

Legal Law Clients Technology 397

Housing Wire

SEPTEMBER 13, 2023

Gavin Newsom of California on Tuesday received a senate bill legalizing remote online notarizations ( RON ). It’s really a center of innovation, including for real estate technology. The California secretary of state must complete a technology project needed to support RON before digital closings can be rolled out.

Real Estate 418

Real Estate Legal Technology Government 418

Housing Wire

MAY 27, 2022

The requirement also applies to mortgage lenders, legal experts say. The CFPB, a government watchdog agency, said lenders aren’t absolved from adverse action notice requirements under the Equal Credit Opportunity Act if they use complex algorithms, which Rohit Chopra, the director of the CFPB, has dubbed “black-box models.”.

Valuation 448

Valuation Law Legal Government 448

Housing Wire

DECEMBER 19, 2023

High-profile government actions against some of the nation’s largest financial firms for alleged violations of fair lending laws and loan servicing principles have sent a sobering message to industry CEOs and their boards: the buck stops at the top. Just ask the ones who in the recent past have lost their jobs or faced reputational damage.

Supply Chain 435

Supply Chain Legal Law Lending 435

Housing Wire

JUNE 7, 2024

This system worked remarkably well until fraudsters developed technology to defeat the notarial process. Moreover, legal services will cost at least $5,000 and likely much more. By securing appropriate title insurance, property owners can protect themselves from the nightmare of expensive legal battles.

Insurance 482

Insurance Legal Technology Development 482

Housing Wire

SEPTEMBER 15, 2022

The California-based mortgage lender announced on Wednesday it has hired Gregory Smallwood, former general counsel and executive vice president of Caliber Home Loans , to be chief legal officer and corporate secretary. The announcement comes two days after the company named Joseph Grassi as its chief risk officer.

Legal 397

Legal Government Technology Mortgage 397

Housing Wire

NOVEMBER 9, 2020

The FHFA reported the government sponsored entities expect e-mortgage purchases to increase in 2021. The strong standards in the bill are important to prevent fraud and offer consumers a more secure alternative rather than simply using free online audio-audio technology when buying property or refinancing a mortgage.

Law 468

Law Legal Technology Real Estate 468

Housing Wire

OCTOBER 23, 2020

Just before its stock debuted at a disappointing $15 a share, Guild Mortgage settled a federal lawsuit that claimed the lender knowingly breached legal requirements when it originated and underwrote FHA loans. We also commend the whistleblower for coming forward, exposing these wrongs, and working with the government investigative team.”.

Mortgage 505

Mortgage Government Retail Lending 505

Housing Wire

MARCH 13, 2023

While the FDIC — an independent government agency that insures bank deposits and overseas financial institutions — declined to comment on Mayopoulos’ role, his career has been focused on financial and legal expertise. Treasury and introducing new technologies to the housing finance system.

Insurance 397

Insurance Government Design Finance 397

Housing Wire

AUGUST 2, 2024

CoreLogic ensures that its data is used under the proper legal contracts and obligations. CoreLogic relies on an internal governance structure to guide its use of AI solutions based on what happens in the larger regulatory market. Risk factors. From there, Wheeler segues into AI cybersecurity.

Real Estate 468

Real Estate Clients Tools Real Estate Agent 468

Housing Wire

MARCH 28, 2025

As we continue managing our finances to meet the challenges of today and tomorrow, we need to invest in the best people, adopt the right processes, and apply the most advanced, cost-effective technology while remaining prudent financial stewards of the enterprise.

Human Resources 379

Human Resources Brokerage Real Estate Agent Legal 379

Housing Wire

AUGUST 2, 2021

Technology has streamlined the real estate industry, but it has also left the industry confused on how to bring the myriad of regulations, documents and requirements together into a cohesive, simple and secure experience that benefits all parties involved. .

Legal 397

Legal Real Estate Technology Modernization 397

Housing Wire

APRIL 5, 2022

There is a legal description. In Decentraland or Sandbox, for example, the legal descriptions are individual pixels (essentially code) that define the “parcels.” To boot, one of the first financing transactions on record was made in January 2022 by technology firm TerraZero. Section E: Yay, no government fees… for now!

Real Estate 532

Real Estate Mortgage Property Taxes Law 532

Housing Wire

SEPTEMBER 27, 2022

The Federal Housing Finance Agency (FHFA), which oversees Fannie Mae and Freddie Mac , has been granted summary judgment on the last remaining claim by investors in a lawsuit alleging the government overstepped its authority when it adjusted its stock-purchase agreements with the agencies and allowed net worth sweeps.

Investors 545

Investors Government Law Finance 545

Housing Wire

JUNE 10, 2021

In a June 9 note , the government-sponsored entity told mortgage servicers they could implement the changes immediately. Servicers must also obtain legal authorization to use a third-party vendor, and must retain all verification reports in the loan file. Unsurprisingly, mortgage tech firms are thrilled.

Tools 505

Tools Legal Mortgage Government 505

Housing Wire

MARCH 7, 2022

Unlike currencies issued by a country’s government, cryptocurrency is digital and has no central administration. The NFT representing ownership of an LLC representing ownership of a house is 100% legally meaningless. Still, the company contends, blockchain technology “is ready to be utilized by counties and that’s definitely needed.”.

Real Estate 501

Real Estate Law Inspection Agents 501

Housing Wire

JUNE 7, 2021

He was also a legal team member at Centex Corporation , a homebuilding company, and was general counsel for Centex Title & Insurance. Howeth] brings his deep legal background in the title insurance industry to AmTrust, as well as his excellent knowledge of the Texas market where we are expanding our business,” Gordon said.

Insurance 370

Insurance Legal Retail Government 370

Housing Wire

SEPTEMBER 23, 2022

A former assistant inspector general for the Department of Housing and Urban Development (HUD) has been convicted by a federal jury of concealing efforts to direct tens of millions of dollars in government business to a friend and government contractor to whom he owed money.

Government 418

Government Contracts Development Technology 418

Housing Wire

MAY 13, 2024

The FSOC report, released on Friday, states that these companies quickly adapt their operations to market conditions, are early adopters of technology and are key for underserved borrower groups. “I encourage Congress to remove any legal impediments to information sharing between Ginnie Mae and state regulators.

Finance 476

Finance Government Mortgage Legal 476

Housing Wire

SEPTEMBER 25, 2023

The Work Number is governed by the Fair Credit Reporting Act (FCRA). They must also prove they have a legally required, permissible purpose for accessing the information. Equifax’s Work Number has access to over 631 million employment records from 2.8 million employers, the Atlanta-based data provider said.

Legal 468

Legal Business Government Tools 468

Housing Wire

MARCH 9, 2023

The move, which was widely expected, sets the specter for a legal challenge between Atlanta-based ICE and the federal government. We are disappointed that the FTC has filed litigation to prevent ICE from closing our acquisition of Black Knight,” Tim Bowler , president of ICE Mortgage Technology, said in a statement.

Legal 370

Legal Valuation Mortgage Technology 370

Appraisal Buzz

SEPTEMBER 30, 2024

Josh’s session, spanning both Saturday and Sunday mornings, gave attendees a deeper understanding of the standards that govern their work. Peter Christensen of Christensen Law Firm led the session “A Word From Your Lawyer,” where he broke down the latest legal challenges appraisers face, from liability issues to compliance concerns.

Appraisal 352

Appraisal Legal Valuation Tools 352

Housing Wire

MAY 20, 2022

Accuracy also helps lenders meet government compliance. They will also work with your legal department to ensure you are adhering to all of them. Technology and transparency. One reason why a provider can accelerate a due diligence review is technology. Expedited service times.

Legal 418

Legal Technology Clients Mortgage 418

Housing Wire

DECEMBER 13, 2024

In this environment, strategies to mitigate repurchase risk through technology , precise quality control, and strong collaboration are essential to avoid serious financial and reputational fallout. When lenders or their technology providers fail to maintain a high standard of data accuracy, loan buybacks increase.

Investors 370

Investors Legal Tools Legal Fees 370

Housing Wire

DECEMBER 1, 2020

Fortunately, leading-edge technology has your back. They have developed technologies that update the process to mirror the modern way you do your banking, shop, and do pretty much everything else: by using the internet. How to accelerate closings in 202 1. It does so without the risks of human error and physical proximity.

Law 435

Law Modernization Technology Legal 435

Housing Wire

MARCH 26, 2025

This is what happens when you have government by a committee of 900, Cantrell said. MLSs shouldnt restrict how homeowners market their homes at all, but by providing them with a longer period of unrestricted public marketing, like 30 days, MLSs reduce their legal risk and homeowners gain more choice that they need and deserve.

Sellers 369

Sellers Real Estate Agents Brokerage 369

Housing Wire

FEBRUARY 9, 2023

The lenders, both privately held, will retain their names and brands after the transaction, but APMC will be the new legal entity as the companies come together. The company said it has a full-service retail origination platform that originates agency, government and investor portfolio loans.

Mortgage 370

Mortgage Retail Loan Officers Lending 370

Housing Wire

SEPTEMBER 13, 2024

The Appraisal Institute now faces a backlash from members who support Chance , a veteran nonprofit leader who joined roughly a year ago and pledged to make governance reforms and support the work of on-the-ground appraisers. As is our mandate, our efforts will remain focused on recruiting and retaining member professionals. as Hispanic. .

Appraisal 353

Appraisal Modernization Government Valuation 353

Housing Wire

FEBRUARY 16, 2022

HousingWire recently sat down with Steve Meirink, executive vice president and general manager, Compliance Solutions, Wolters Kluwer’s Governance, Risk and Compliance Division, to discuss the impact of digital technology on mortgage and the future of digital lending in an era of accelerated innovation and digital transformation.

Lending 397

Lending Technology Tools Loan Officers 397

Housing Wire

APRIL 20, 2022

What steps should a lender take before investing in eVault technology? If you’re originating conventional or government loans, GSEs now accept eNotes, and an increasing number of aggregators and private investors now accept eNotes. Deciding on an eVault provider. Start with a few basic questions. How digital are your warehouse lenders?

Lending 396

Lending Investors Technology Business 396

Housing Wire

OCTOBER 13, 2022

Since the government sponsored entity’s announcement, the American Land Title Association has taken a strong stance against AOLs and other title insurance alternatives. If the buyer is unable to prove negligence on the part of the attorney, the claimant would likely need to pay the legal costs involved to litigate the title matter.

Insurance 416

Insurance Legal Legal Fees HOA 416

Housing Wire

SEPTEMBER 28, 2023

A 2012 Gallup Poll asserted that 58% of Americans preferred that the federal government take additional action to prevent foreclosures. This won’t just protect against legal or regulatory risk. More importantly, technology is the ultimate fulcrum for “right-sizing” staffing levels. It’s built upon seamlessness.

Legal 448

Legal Training Real Estate Business 448

Housing Wire

SEPTEMBER 15, 2020

In July, DocuSign acquired Austin-based startup Liveoak Technologies for $38 million in an all-stock transaction. Virginia became the first state to authorize remote notarization via live audio-video technology in 2011 with the passage of House Bill 2318/Senate Bill 827.

Business 505

Business Law Real Estate Investors 505