Housing Wire

JANUARY 11, 2021

Rocket Homes Real Estate , a real estate affiliate of Rocket Companies , is being investigated by the Consumer Financial Protection Bureau (CFPB) for possibly violating the Real Estate Settlement Procedures Act (RESPA) when it charged fees for referring Quicken’s mortgage clients to real estate agents, according to officials.

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Housing Wire

MARCH 28, 2024

At the moment, IPCs “include concessions from the seller to the buyer for items that are traditionally paid by the buyer such as loan closing costs or rate buy-downs,” but as buyer agents are customarily paid by the listing agent, their fees are excluded from caps on the IPCs.

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Real Estate Agent Sellers Buyers Real Estate 476

Housing Wire

MAY 3, 2023

On Friday afternoon, my real estate agent called with good news. The agent wished me well and said that she would appreciate a review on her website. The legal threat that looms largest is what’s known as the “Moehrl case.” Congratulations!” You just sold your house.” And that was that! See the house?

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Agents Real Estate Agent Brokerage Real Estate 435

Housing Wire

FEBRUARY 18, 2025

Also at play in New Zealand is the governments Ministry of Social Development, which established non-binding guidelines for reverse mortgages in 2008. is marketed to real estate agents to help people buy homes, and no equivalent product exists in New Zealand or Australia, they said. counterpart.

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Contracts Advertising Real Estate Agent Mortgage 242

Housing Wire

FEBRUARY 1, 2023

The streamlined process and certainty One-Time Close New Construction loans offer is unmatched and will set brokers up to be the hero with builders, real estate agents and contractors, and get their borrowers in their dream home,” Mat Ishbia , president and CEO of UWM, said in a statement.

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Construction Real Estate Agent Loan Officers Inspection 418

Housing Wire

OCTOBER 22, 2023

Texas residents interested in becoming a real estate agent must first complete 180 hours of approved coursework to be eligible to sit the state licensure exam. We estimate that it’ll take three to six months to get up and running as a licensed real estate agent in the Lone Star State.

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Real Estate Real Estate Agent Agents Brokerage 435

Housing Wire

NOVEMBER 30, 2023

Your path to real estate licensure begins with 120 hours of classes in an approved Ohio real estate license education program. From completing your required coursework to taking the licensing exam, keep reading to learn how to become a real estate agent in Ohio. Ready to find a real estate brokerage?

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Real Estate Real Estate Agent Brokerage Agents 459

Housing Wire

MARCH 7, 2022

The creation of the NFT real estate market thrusts a spotlight onto a Silicon Valley company specifically throwing itself into real estate, blockchain and NFTs. It also gives real estate agents ideas. How a real estate NFT works today…. Bitcoin is perhaps the best-known cryptocurrency.

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Real Estate Law Inspection Agents 501

Housing Wire

AUGUST 29, 2024

million to settle civil claims that they’ve engaged in kickbacks with real estate agents through joint ventures in the Washington, D.C. The four title companies involved in the settlements were affiliated businesses that were created by real estate professionals and brokerages investing in the start up costs of the firms.

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Real Estate Agent Insurance Real Estate Modernization 353

Housing Wire

JANUARY 27, 2022

housing entities are at odds over the future of the federal government’s cash-strapped flood insurance program. But Fannie Mae , the government-sponsored entity that backstops a significant portion of the country’s mortgages, does not seek an exception to the 1974 Federal Privacy Act. Two of the most powerful U.S.

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Insurance Government Law Real Estate Agent 397

Housing Wire

AUGUST 22, 2024

Filed in Florida in late April, the Lutz suit accuses HomeServices and its subsidiaries, BHH Affiliates and HSF Affiliates , of conspiring to artificially inflate real estate agent commissions. The two brokerage defendants in the suit filed a motion to dismiss on Monday.

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Law Real Estate Agent Real Estate Brokerage 433

Housing Wire

JANUARY 11, 2024

Getting your real estate license in California can take as little as 7.5 We’ll show you how to get a real estate agent in California, taking you through the process step-by-step. You’ll begin by fulfilling the required 135 California real estate course hours. Need more details about the process?

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Real Estate Real Estate Agent Agents Law 448

Housing Wire

APRIL 23, 2024

Sears also noted that it was important that the settlement agreement continued to provide consumers with choices in how they can compensate their agents, if they choose to work with a real estate agent. Circuit Court of Appeals has ruled that the government can reopen its investigation into NAR.

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Realtors Brokerage Agents Real Estate 447

Housing Wire

MARCH 14, 2022

Never in her decades-long career did Giguiere think she might be responsible for monitoring and reporting potential criminal activity in the real estate market. “It It is just ridiculous to put that on real estate agents and companies,” Giguiere said. That is not the role of a real estate agent.

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Real Estate Insurance Law Real Estate Agent 435

Housing Wire

DECEMBER 18, 2024

Some of our favorite online real estate schools in New York include The CE Shop and Colibri Real Estate. The 77-hour real estate prelicensing course covers Commercial and Investment Properties, Law of Agency, Legal Issues. passport or passport issued by a foreign government U.S.

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Real Estate Real Estate Agent Brokerage Agents 397

Housing Wire

DECEMBER 18, 2023

Colgate Selden is an attorney, a partner at SeldenLindeke and has over 20 years of regulatory legal experience in government and as in-house and outside counsel, and also served as a founding member of the Consumer Financial Protection Bureau (CFPB) as senior counsel in its Office of Regulations. They [may] have to do it,” he said. “I

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Mortgage Business Legal Real Estate 459

Housing Wire

MAY 1, 2024

Just six months ago, when a Missouri jury found HomeServices of America, Keller Williams and the National Association of Realtors (NAR) liable for colluding to artificially inflate real estate agent commissions , the industry’s path forward was very murky.

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Realtors Real Estate Real Estate Agent Brokerage 447

Housing Wire

DECEMBER 8, 2023

Are you looking to get licensed as a real estate agent in Arizona? We’ve reviewed all the key information to determine the best Arizona real estate schools to help you get licensed quickly and efficiently with a state-approved, online program at an Arizona real estate school.

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Real Estate Contracts Law Real Estate Agent 434

Housing Wire

FEBRUARY 22, 2024

When the Department of Justice (DOJ) revealed last week the changes it would like to see in how real estate agents and brokers are compensated through its statement of interest filed in the MLS Property Information Network commission lawsuit , few in the real estate industry were surprised by the agency’s desire to decouple commissions.

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Sellers Buyers Real Estate Agents 448

Housing Wire

AUGUST 8, 2024

Incomes, wealth, life events, mortgage rates all play a role in determining housing demand, while on the supply side we have land costs, government regulations in terms of zoning rules, geographic constraints to building and builder financing costs,” Divounguy added. “So,

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Housing Market Marketing Mortgage Sellers 488

Birmingham Appraisal

DECEMBER 17, 2024

Real estate agents and loan officers play an important role in ensuring appraisers have the necessary data to deliver reliable valuations. I had the opportunity to discuss some common questions people have about the appraisal process with Massachusetts real estate agent Kevin Vitali.

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Appraisal Easement Real Estate Agent Valuation 76

Housing Wire

SEPTEMBER 7, 2023

For most real estate agents, working with a reliable lending partner is essential to a smooth and successful transaction. That partnership is everything,” Amy Breach, a Seattle-based Keller Williams agent, told HousingWire in late 2022. The lender and LO can make or break the transaction.” Others didn’t respond.

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Buyers Agents Loan Officers Real Estate 418

Housing Wire

JULY 12, 2022

Starting in July, the government-sponsored enterprise will allow remote inspections on some refinance loans it buys. A certification lightens the legal liability of bias. After all, it wasn’t so long ago appraisers received assignments via fax machine.

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Appraisal Inspection Real Estate Agent Training 435

Housing Wire

MAY 25, 2021

One significant factor behind the lack of evolution in the appraisal industry is that the American housing market has grown at a much higher rate than the pool of licensed professionals that are legally certified to appraise residential real estate. Real estate agents in particular understand local properties extremely well.

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Appraisal Valuation Real Estate Modernization 370

Housing Wire

AUGUST 26, 2024

Although the industry is barely than a week into the “ new normal ,” some real estate agents and brokers are already seeing smaller buy-side commissions. “It It is now a dog fight out there for market share,” Murray said.

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Brokerage Agents Real Estate Business 511

Housing Wire

OCTOBER 8, 2024

DOJ seemingly succeeded via proxy with the Sitzer/Burnett suit in changing the structure of real estate agent commissions. NAR would not elaborate on the contents of the letter, which was written by Katie Johnson , the trade group’s former chief legal officer, but it did confirm the authenticity of the email.

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Real Estate Brokerage Realtors Legal 475

Housing Wire

APRIL 12, 2023

Among those targets were a Memphis-based real estate company and a title company in Washington state that combined were swindled out of more than $200,000 through the scam. The victims targeted can be lenders, real estate agents, title companies and other escrow agents, attorneys as well as homebuyers and sellers.

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Real Estate Government Technology Real Estate Agent 397

Housing Wire

FEBRUARY 16, 2024

The DOJ also noted that this type of conditional offer is permitted under federal government lending programs, thus requiring no changes to lending regulations. Originally filed in 2020 in U.S. All of the brokerage defendants except for HomeServices of America have settlement agreements related to the suit.

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Sellers Buyers Real Estate Contracts 459

Housing Wire

FEBRUARY 12, 2024

Their online prelicensing course format means students can work toward their real estate license goals any time of day that works for them, and complete their studies virtually and at their own pace. Career resources The CE Shop offers free resources for real estate agents on its Agent Essentials page.

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Real Estate Real Estate Agent Agents Design 435

Housing Wire

NOVEMBER 1, 2023

The researchers argue it is possible because buyer agents, informed of the rates each listing offers thanks to MLSs, direct their clients’ attention away from those offering below-market-rate commissions and towards those offering the market rate. That theory, which is fiercely denied by many in the industry, is not new.

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Clients Agents Buyers Sellers 459

Housing Wire

AUGUST 4, 2022

The mortgage brokerage services also will be presented to agents — both part of Radius’ network and beyond — as just one option among others, Kasle explained. The goal is to build and amplify the affiliated agents’ own brands, Kasle explained.

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Real Estate Brokerage Lending Mortgage 418

Housing Wire

JANUARY 24, 2023

. “Sometimes 10-20 basis points is all an LO needs to win over a real estate agent or get creative on a borrower’s loan,” the lender said in a statement. Attorneys interviewed by HousingWire said nothing appeared to be clearly over the legal line with the Control Your Price initiative.

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Lending Law Training Legal 370

Realtor

OCTOBER 29, 2020

Most purchase agreements have contingencies —things that buyers must do before the real estate transaction is official, explains Jimmy Branham , a Coral Springs, FL, real estate agent at the Keyes Company. As the home buyer of this piece of real estate, you’re entitled to choose the title company.

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Buyers Inspection Contracts Real Estate Agent 207

The Appraiser Coach

FEBRUARY 22, 2022

Is it the legal prose, the professional typesetting, or the date across the top? What makes a contract a contract? I’m no lawyer, but my mentor once told me that. Read More.

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Contracts Legal Inspection Advertising 195

Appraisal Buzz

SEPTEMBER 26, 2022

The “official unofficial” government-related loan definition of market value is clear. Let’s pretend that government policies do not impact real estate markets. Let’s pretend that these loans are not highly leveraged investments (not legal in stocks or other markets). It’s either too high or too low.

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Market Value Sellers Buyers Finance 321

Raleigh Realty

FEBRUARY 19, 2022

Contact your real estate agent or friends and family to find a trustworthy surveyor in your area. Hiring a professional surveyor is the only legally binding method to determine exactly where the property lines fall. Should I hire a professional surveyor to find property lines? Is there an app that shows property lines?

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Legal Government Insurance Construction 148

Listing Spark

APRIL 9, 2025

Government-backed loans like FHA and VA mortgages involve more rigorous property inspections and may require additional steps before closing. Understanding the various financial aspects and processes involved in the real estate transaction is crucial for a smooth closing.

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Real Estate Modernization Buyers Real Estate Agent 36