Housing Wire

JUNE 10, 2022

The Federal Reserve ’s (Fed) efforts to beat back inflation with its monetary tools have already shifted the winds in the secondary market for mortgage-backed securities (MBS). trillion MBS portfolio helps fuel widening interest-rate spreads in the MBS market by creating additional MBS supply to be absorbed by investors.

Investors 501

Investors Government Buyers Mortgage 501

Appraisal Buzz

MARCH 20, 2025

The most recent Commercial/Multifamily Mortgage Debt Outstanding quarterly report from the Mortgage Bankers Association (MBA) shows that the amount of outstanding commercial and multifamily mortgage debt at the end of 2024 was $172 billion (3.7%) more than at the end of 2023. During Q4 multifamily mortgage debt increased by $38.9

Mortgage 195

Mortgage Insurance Government Investors 195

Housing Wire

MAY 21, 2024

After two years of limited demand, private equity and insurance companies are increasing their allocations to single family residential mortgages. Moreover, the prolonged high-interest-rate environment is leading to lower refinancing rates, which extends the duration of cash flows that investors can expect from these assets.

Insurance 488

Insurance Mortgage Investors Finance 488

Housing Wire

SEPTEMBER 21, 2023

Rates and Residential Mortgage-Backed Securities (RMBS) Conference in Tokyo, Japan , addressing Ginnie Mae mortgage-backed securities (MBS) potential value for investors and the company’s recently expanded social impact and sustainability work. “As Since its founding 55 years ago, Ginnie Mae has been a social impact company.

Investors 435

Investors Investing Tools Government 435

Housing Wire

MARCH 7, 2024

And so [investors] can start having greater conviction in the future path of interest rates and in the health of the mortgage market.” Non-QM mortgages include loans that cannot command a government, or “agency,” stamp through Fannie Mae or Freddie Mac. And future rate cuts mean less return [for investors].

Investors 448

Investors Government Mortgage Investing 448

Housing Wire

SEPTEMBER 11, 2020

Mortgage credit in August was the tightest in more than six years as a weak economy prompted lenders to tighten standards, the Mortgage Bankers Association said in a report on Thursday. The group’s Mortgage Credit Availability Index fell 4.7% The data comes from about 95 lenders and investors, MBA said. 20 forecast.

Mortgage 545

Mortgage Government Contracts Lending 545

Housing Wire

JUNE 21, 2022

Investors provide capital necessary for many families to fulfill their aspirations of living in a house whether renting or owning. How can investors help with homeownership? Let’s switch gears and consider how investors help with home ownership. But, who are these investors? To be precise, the average U.S.

Investors 435

Investors Renovations Inspection Government 435

Appraisal Buzz

MARCH 11, 2025

Mortgage credit availability increased 1.4% on the Mortgage Bankers Associations (MBA) Mortgage Credit Availability Index (MCAI). Credit availability for conventional loans increased 1.3%, while credit availability for government MCAI increased by 1.4%. in February compared with January, rising to a score of 100.4

Mortgage 195

Mortgage Government Lending Investors 195

Housing Wire

FEBRUARY 20, 2025

Garg explained that Better utilized its marketplace lending model that includes 32 different investors across the mortgage landscape from real estate investment trusts and insurance companies to hedge funds, major correspondent lenders and the government-sponsored enterprises Fannie Mae and Freddie Mac.

Business 332

Business Renovations Investors Market Value 332

Appraisal Buzz

FEBRUARY 20, 2025

Open to all mortgage lending and servicing professionals, GSEs , government entities, and Legal League members, the annual Spring Servicer Summit gathers the nations elite financial services law firms to discuss default policies, procedures, and emerging issues with leading mortgage servicing executives.

Legal 195

Legal Government Law Lending 195

Housing Wire

APRIL 5, 2022

But what does virtual real estate mean for real-world mortgage professionals? Is there demand for “mortgages” to buy virtual real estate in the Metaverse? However, to call it a “mortgage” in the traditional sense may be incorrect, for now. TerraZero is not a licensed mortgage lender. Underwriting a Metaverse mortgage.

Real Estate 532

Real Estate Mortgage Property Taxes Law 532

Appraisal Buzz

DECEMBER 23, 2024

The share of mortgages in forbearance increased three basis points in November compared with October, rising from from 0.47% to 0.50% of all loans, according to the Mortgage Bankers Associations (MBA) monthly Loan Monitoring Survey. Mortgage servicers have provided forbearance to approximately 8.5 By reason, 51.3%

Mortgage 195

Mortgage Government Investors Appraisal 195

Housing Wire

SEPTEMBER 9, 2024

The mortgage industry has complained loudly and often that government regulation and investor requirements are contributing to spiraling costs that get passed on to consumers. “They can add up to several percentage points of the total mortgage amount. .

Mortgage 476

Mortgage Law Technology Investors 476

Housing Wire

MARCH 4, 2025

In the meantime, states, RON providers and those putting the technology to use have stepped up to create a well-functioning status quo in the absence of federal guidelines, according to William Kooper, vice president of state government affairs and regulatory policy with the Mortgage Bankers Association (MBA). The two are very similar.

Law 408

Law Real Estate Technology Development 408

Housing Wire

AUGUST 6, 2024

Attorneys for Ginnie Mae have responded to Texas Capital Bank (TBC) over the government’s motion to move the case to a different venue. They say that the bank’s own filing on the matter avoids the key issues that the government sought to raise regarding the original clause that specifies where any related legal actions should take place.

Government 459

Government Mortgage Contracts Legal 459

Housing Wire

SEPTEMBER 13, 2023

New York-based mortgage platform Roam has secured a $1.25 Roam focuses on a distinctive niche within the mortgage industry: assumable mortgages. Tech executive and investor Keith Rabois at venture capital firm Founders Fund led the capital injection. in March, is also listed as a senior advisor.

Mortgage 459

Mortgage Government Advertising Buyers 459

Housing Wire

APRIL 10, 2024

The company also provides commentary for its fourth quarter 2023 financial performance, assesses its market advantages and offers an assessment of impacts stemming from changes in Ginnie Mae ’s Home Equity Conversion Mortgage (HECM)-backed Securities (HMBS) program.

Business 448

Business Investors Finance Home Improvement 448

Housing Wire

AUGUST 13, 2024

The letter was in response to the CFPB’s request for information on residential mortgage fees, which the Bureau issued in late May. This request was in addition to the CFPB’s consideration of a ban on mortgage banks charging homebuyers for the lender’s title insurance policy. of the borrower’s total life-of-loan costs combined.”

Insurance 468

Insurance Mortgage Legal Government 468

Housing Wire

OCTOBER 5, 2023

Mortgage rates kept climbing this week as spreads on the 10-year Treasury yield widened, reaching a 16-year high. Freddie Mac ‘s Primary Mortgage Market Survey, which focuses on conventional and conforming loans with a 20% down payment, shows the 30-year fixed rate averaged 7.49% as of Oct.

Mortgage 476

Mortgage Modernization Government Investors 476

Housing Wire

AUGUST 26, 2021

The average 30-year fixed-rate mortgage held steady at 2.87% for the week ending in August 26, according to mortgage rates data released Thursday by Freddie Mac ‘s PMMS. The week prior, mortgage rates declined slightly to 2.86%. This week’s near constant mortgage rates may not yet reflect a rise in U.S.

Mortgage 493

Mortgage Inventory Government Construction 493

Appraisal Buzz

JULY 11, 2024

The Mortgage Credit Availability Index (MCAI), a survey from the Mortgage Bankers Association (MBA) that examines information from ICE Mortgage Technology, indicates that mortgage credit availability rose in June. While the Government MCAI fell by 0.1%, the Conventional MCAI climbed by 2.0

Mortgage 397

Mortgage Government Lending Technology 397

Housing Wire

MARCH 14, 2023

Wisconsin-based Waterstone Mortgage Corp. has promoted Jennifer George to vice president of investor relations and credit policy, the company said in a statement issued Tuesday. Her industry knowledge, leadership capabilities, and positive attitude make her an ideal fit for her new role,” said Waterstone Mortgage COO Rich Tucker.

Investors 369

Investors Development Mortgage Government 369

Housing Wire

DECEMBER 5, 2023

When individual mortgages are originated by lenders like banks or credit unions , they may bundle groups of these mortgages together into financial vehicles called mortgage-backed securities (MBS) that are then sold to investors on a secondary market. If too many mortgages default, the MBS can lose significant value.

Technology 459

Technology Mortgage Investors Lending 459

Housing Wire

MAY 2, 2024

loan officer Timothy Potempa has departed Dallas-based multichannel lender OneTrust Home Loans to join E Mortgage Capital , bringing his team of about 40 people and more than $300 million in annual production to the company headquartered in California. 7 loan officer in the country last year with a mortgage production volume of $326.5

Loan Officers 448

Loan Officers Mortgage Retail Lending 448

Housing Wire

SEPTEMBER 27, 2022

The Federal Housing Finance Agency (FHFA), which oversees Fannie Mae and Freddie Mac , has been granted summary judgment on the last remaining claim by investors in a lawsuit alleging the government overstepped its authority when it adjusted its stock-purchase agreements with the agencies and allowed net worth sweeps.

Investors 545

Investors Government Law Finance 545

Housing Wire

SEPTEMBER 26, 2024

Extending the traditional 30-year mortgage to 40 or even 50 years. For families earning $91,551, a 30-year mortgage at 6% would require monthly payments exceeding $5,400, consuming more than 70% of their income. Government policies : Programs like mortgage forbearance kept homes off the market, tightening supply (Urban Institute).

Mortgage 488

Mortgage Supply Chain Real Estate Investors 488

Housing Wire

MARCH 8, 2023

It’s counterintuitive but real: Despite surging mortgage rates , borrowers’ demand for home loans rose last week. There were very low levels of mortgage applications in the weeks prior to the surprising uptick. In addition, loan officers said that investors took advantage of a slower market. from the week prior.

Mortgage 397

Mortgage Loan Officers Investors Government 397

Housing Wire

DECEMBER 21, 2023

Dovenmuehle Mortgage , a mortgage sub-servicing company, has informed authorities in Illinois that it will impose a layoff affecting hundreds of employees next year. However, higher mortgage rates this year led mortgage origination volume to decline to $1.6 14 to the state authority. .” trillion, compared to $2.2

Human Resources 459

Human Resources Mortgage Government Investors 459

Appraisal Buzz

AUGUST 13, 2024

The CFPB has found that investors are targeting people of faith with predatory mortgage products that set the borrower up to fail,” said CFPB Director Rohit Chopra. The government is taking action to ensure that these products do not turn the dream of homeownership into a nightmare.”

Contracts 367

Contracts Investors Sellers Lending 367

Housing Wire

JANUARY 30, 2025

HousingWire: Looking ahead to 2025, what are the primary economic and market trends you anticipate impacting mortgage and real estate, and how are you adjusting your organizations financial strategy to navigate these changes?

Real Estate 366

Real Estate Finance Technology Investing 366

Appraisal Buzz

JANUARY 30, 2025

Mortgage rates were mostly flat this week, with the average rate for a 30-year fixed-rate mortgage hovering at 6.95%. Thats down slightly from last week when it averaged 6.96% but up from a year ago when it was 6.63%, according to Freddie Macs Primary Mortgage Market Survey.

Mortgage 195

Mortgage Government Investors Marketing 195

Housing Wire

MARCH 12, 2024

But what about the 1970s inflation that led to 18% mortgage rates in the early 1980s? One crazy idea that can boost inflation is if the government forces investors to sell their homes, kicking out renters and limiting the supply of rented homes. What about the government giving tax breaks to investors to sell their homes?

Mortgage 514

Mortgage Supply Chain Investors Government 514

Housing Wire

FEBRUARY 28, 2024

Tom Davis, chief sales officer, Deephaven Mortgage Today’s market means that more borrowers have higher debt-to-income ratios, limited access to credit and are looking for alternative ways to get qualified for a mortgage. There are high income and high-net-worth self-employed borrowers and real estate investors in every town.

Mortgage 459

Mortgage Investors Real Estate Business 459

Housing Wire

JULY 19, 2024

Late last month, Ginnie Mae released a term sheet for one of the most anticipated new developments for the reverse mortgage industry — a new Home Equity Conversion Mortgage (HECM)-backed Securities (HMBS) product referred to as “ HMBS 2.0.” To get a better idea of the potential impact that HMBS 2.0

Development 459

Development Mortgage Design Government 459

Housing Wire

FEBRUARY 22, 2024

Recent cyberattacks at mortgage companies have put the industry in alert mode, executives at top lenders, servicers, tech vendors and investors told HousingWire. According to the tech leader, “it feels like there’s a target on mortgages,” which makes sense considering the types of data and documents these companies deal with.

Mortgage 482

Mortgage Supply Chain Investors Technology 482

Housing Wire

JULY 2, 2024

Mortgage rates rose slightly over the past week, with the U.S. According to HousingWire ‘s Mortgage Rates Center , the average 30-year rate for conforming loans stood at 7.11% on Tuesday, up slightly from 7.08% one week ago. The 15-year loan might not be that appetizing for investors compared to the 30-year loans lately.“

Mortgage 448

Mortgage New Listings Tools Government 448

Housing Wire

MAY 4, 2021

On Tuesday, a report from the government watchdog may have just kicked up the incentive. According to the report, in March 2021, consumers submitted more mortgage complaints to the CFPB than in any month since April 2018. As we warned mortgage servicers last month, unprepared is unacceptable.”. year over year.

Mortgage 476

Mortgage Government Investors Development 476