Housing Wire

MARCH 9, 2023

The title insurance industry is often bemoaned for being antiquated and making minimal changes, but that has not been the case for the past 12 months. The program would grant certain mortgage lenders a waiver on title insurance requirements for loans sold to Fannie Mae and will be rolled out this spring, according to Politico.

Insurance 418

Insurance Finance Real Estate Technology 418

Housing Wire

FEBRUARY 3, 2025

Now in its 13th year, the Tech100 program serves as a trusted resource for housing professionals, providing a definitive list of the industrys top technology providers. These companies are at the forefront of solving the biggest challenges mortgage professionals face every day. Check out the full list of this years honorees below.

Mortgage 417

Mortgage Valuation Lending Technology 417

Housing Wire

OCTOBER 13, 2022

Prior to the advent and widespread use of title insurance, before taking title to a property, the buyer required that the title be free of any rights, interests, liens or encumbrances of others for which the buyer would be responsible for. We haven’t seen any real data based on the conversation that it is going to save money.

Insurance 416

Insurance Legal Legal Fees HOA 416

Housing Wire

MAY 16, 2024

UWM’s TRAC+ announcement comes as the federal government pushes title insurance alternatives designed to save consumers money. the company also announced ChatUWM, an AI-powered search engine that provides instant responses to clients, including guidelines, matrices, lender tools, and technology. 0% down During UWM Live!

Insurance 476

Insurance Agents Real Estate Agent Mortgage 476

Appraisal Buzz

MARCH 5, 2025

Each offers their opinions on recent government and policy shifts, ways in which they will impact the real estate market, and how shifting economic conditions and new regulatory developments could affect U.S. In response, both federal and state governments are actively exploring creative solutions to help homeowners stay in their homes.

Legal 221

Legal Insurance Law Lending 221

Housing Wire

FEBRUARY 20, 2025

Garg explained that Better utilized its marketplace lending model that includes 32 different investors across the mortgage landscape from real estate investment trusts and insurance companies to hedge funds, major correspondent lenders and the government-sponsored enterprises Fannie Mae and Freddie Mac.

Business 332

Business Renovations Investors Market Value 332

Appraisal Buzz

MARCH 26, 2025

The property ecosystem underpins the prosperity of individuals, businesses, governments, and society as a whole. It is an embodiment of the seamless integration of data, technology, artificial intelligence, insights, and people that inspire Cotality to collaborate across the entire lifecycle of properties and homeowners.

Government 269

Government Technology Business Insurance 269

Appraisal Buzz

APRIL 9, 2025

Recognizing the most innovative technology providers in the mortgage industry, MortgagePoints Tech Excellence Awards highlight the companies that have developed cutting-edge solutions, improved operational efficiencies, and have enhanced the mortgage process through technology. Headquartered in the U.S.,

221

221

Housing Wire

JANUARY 21, 2025

Furthermore, servicers can leverage these relationships to approach consumers with value-added services including asset protection, insurance products, home improvement loans, and maintenance options. Late fees and commissions on optional insurance may also increase revenue.

Mortgage 370

Mortgage Investors Insurance Modernization 370

Housing Wire

APRIL 1, 2025

The only single-family program that did not return a 403 error at the time of this writing is mortgage insurance for disaster victims. The single-family partner page also no longer includes a dedicated section for Federal Housing Administration (FHA)-insured mortgage servicing. ”

Modernization 269

Modernization Insurance Technology Design 269

Housing Wire

JULY 10, 2024

Despite having a 100-plus-year history, the title industry is now embracing some of the newest technologies on the market, including artificial intelligence. Qualia surveyed 378 title and escrow professionals about their thoughts on AI usage and application in the title insurance industry. An overwhelming 88.3% Only 11.7%

Tools 448

Tools Technology Insurance Legal 448

Housing Wire

MARCH 13, 2023

The Federal Deposit Insurance Corporation (FDIC) has named former Fannie Mae CEO and Blend president Tim Mayopoulos as CEO of Silicon Valley Bank N.A. , Treasury and introducing new technologies to the housing finance system. venture-backed technology and healthcare companies.

Insurance 397

Insurance Government Design Finance 397

Housing Wire

MAY 24, 2024

Movement is the only lender that gives nearly 50% of its profits, manufactures originations at a high level, generates creative content and branding, leverages innovative products and technologies , and has a customer-for-life mentality,” Thompson said.

Mortgage 448

Mortgage Renovations Loan Officers Retail 448

Housing Wire

NOVEMBER 30, 2023

Fidelity initially notified the public two days after the attack, revealing the firm experienced disruptions to title insurance, escrow and other title-related services, as well as mortgage transactions and technology for the real estate and mortgage industries.

Insurance 448

Insurance Government Real Estate Technology 448

Housing Wire

APRIL 5, 2022

To boot, one of the first financing transactions on record was made in January 2022 by technology firm TerraZero. There is no public guidance from state or federal regulators at the time of this writing as to whether mortgages for virtual real estate are governed by traditional laws and regulations that govern traditional mortgages.

Real Estate 532

Real Estate Mortgage Property Taxes Law 532

Housing Wire

MARCH 19, 2024

Founded in 2019 by technology and mortgage professionals, Polly is a San Francisco-based provider of mortgage capital markets technology for banks, credit unions and mortgage lenders. More recently, Polly launched its Lender Intelligence platform , which leverages data and analytics to drive margin expansion and cost reduction.

Technology 448

Technology Contracts Insurance Government 448

Housing Wire

AUGUST 6, 2024

Department of Housing and Urban Development (HUD), the FHA and the government-sponsored enterprises (GSEs) in collaboration with the Federal Housing Finance Agency (FHFA) — was designed to ”develop an aligned approach for both FHA-insured mortgages and those purchased or guaranteed by” the GSEs, HUD explained.

Reconsideration of Value 448

Reconsideration of Value Appraisal Design Valuation 448

Housing Wire

OCTOBER 4, 2023

“If neither are available, the lender must obtain either a Label Verification Letter with the HUD Certification Label(s) information or [a] duplicate HUD Data Plate/Compliance Certificate from the Institute for Building Technology and Safety.” This is a policy that lenders can take advantage of immediately, according to Fannie Mae.

Government 476

Government Insurance Construction Business 476

Housing Wire

FEBRUARY 23, 2023

When people think about the title insurance industry , what comes to mind is often its core products – title insurance policies that protect property rights of homeowners and lenders. As an industry, our commitment to protection goes beyond title insurance policies.

Real Estate 476

Real Estate Insurance Government Law 476

Housing Wire

DECEMBER 14, 2020

Nexsys Technologies , a subsidiary of Rocket Companies , launched its Clear HOI platform for all mortgage lenders on Wednesday – a new product it says will cut homeowners’ insurance verification time to mere minutes. “Clear HOI has made what used to be a time intensive step an instant one.”

Mortgage 416

Mortgage Insurance Lending Technology 416

Housing Wire

JUNE 7, 2021

AmTrust Title Insurance Company has added two executives to its team, naming James Bozzomo as chief underwriting counsel for direct operations and Jefferson Howeth as senior corporate counsel. Before joining AmTrust, Bozzomo was senior vice president and managing counsel at Commonwealth Land Title Insurance Company.

Insurance 370

Insurance Legal Retail Government 370

Housing Wire

AUGUST 14, 2023

The American Land Title Association (ALTA) is celebrating a huge win in its ongoing war against title insurance alternatives. News of the rumored pilot program came in March, roughly a year after Fannie Mae first announced that it would be accepting attorney opinion letters (AOLs) in lieu of title insurance in limited circumstances.

Insurance 370

Insurance Finance Technology Government 370

Housing Wire

OCTOBER 23, 2020

Guild agreed to settle the federal lawsuit, brought by the Department of Justice , for just under $25 million, the government said Thursday. Those loans, originated between 2007 and 2011, defaulted and led to claims to the FHA for mortgage insurance. It did not admit to any wrongdoing. Presented by: Total Expert. million of the $24.9

Mortgage 505

Mortgage Government Retail Lending 505

Housing Wire

SEPTEMBER 13, 2024

“With this draft ML, HUD is seeking to ensure that borrowers, closing agents, attorneys and title agents are aware of the partial claim subordinate lien amount owed by ensuring that the partial claim payoff is provided to the party requesting the payoff statement for the FHA-insured first mortgage,” the agency said.

Insurance 459

Insurance Design Agents Mortgage 459

Housing Wire

MARCH 1, 2023

And yes, this certainly has had an impact on insurance companies from coast to coast, as we’ve seen insurers retreat en masse from states such as California , Florida , and Texas , which have all seen record losses in recent years from wildfires, earthquakes, hurricanes, severe winter storms, sinkholes, and more.

Insurance 397

Insurance Supply Chain Design Government 397

Housing Wire

SEPTEMBER 17, 2021

Most importantly, the CARES Act created a standardized relief program for homeowners with mortgage loans backed by the Government Sponsored Enterprise (GSE) housing agencies (Fannie Mae, Freddie Mac, and Ginnie Mae). Technology to make for a paperless forbearance process. Meeting the customer where they are.

Mortgage 435

Mortgage Technology Insurance Government 435

Housing Wire

MARCH 9, 2022

International governance, risk and compliance giant Wolters Kluwer has inked a deal to acquire International Document Services (IDS) for $70 million in cash. In a statement on Wednesday, Wolters Kluwer said IDS will become an integral part of its governance, compliance, risk (GRC) division, which provides solutions for U.S.

Lending 397

Lending Government Law Insurance 397

Housing Wire

AUGUST 4, 2022

To help bring you the latest regulatory and government updates that you need to be aware of, we’re excited to include the Regulatory Super Session at HousingWire Annual on Oct. This super session will provide the insights you need to know when it comes to what’s happening in the government and in housing regulations.

Government 435

Government Real Estate Modernization Insurance 435

Housing Wire

SEPTEMBER 14, 2022

Amrock , a national provider of title insurance, property valuations and settlement services and a division of Rocket Companies , rolled out technology to electronically close mortgage transactions from a mobile device.

Buyers 370

Buyers Insurance Valuation Technology 370

Housing Wire

SEPTEMBER 9, 2024

The mortgage industry has complained loudly and often that government regulation and investor requirements are contributing to spiraling costs that get passed on to consumers. And Rohit Chopra , the hard-charging director of the Consumer Financial Protection Bureau , who is often the target of such complaints, apparently agrees.

Mortgage 476

Mortgage Law Technology Investors 476

Housing Wire

DECEMBER 2, 2020

Not to be outmatched, the incumbent software providers each updated and launched their own POS to stave off the encroaching technology. The digital POS technology explosion promised to make the loan application process a less confusing and more casual experience for the consumer. The digital point of sale (POS) was born.

Mortgage 434

Mortgage Lending Modernization Technology 434

Housing Wire

OCTOBER 4, 2022

Matic Insurance. Built Technologies. Chief Technology Officer. SRE Technologies. Chief Technology Officer. ICE Mortgage Technology. Chief Information Security Officer and Vice President of Governance and Control. Enact Mortgage Insurance. Candor Technology. Falcon Capital Advisors.

Human Resources 435

Human Resources Lending Real Estate Technology 435

Housing Wire

APRIL 18, 2024

It is configured to give independent mortgage banks, federally insured banks and credit unions the needed tools at an accessible price point The government-sponsored enterprise Freddie Mac approved Truv as a lender tool for payroll verifications and consumer-permissioned income data in December 2023.

Tools 448

Tools Insurance Government Mortgage 448

Housing Wire

SEPTEMBER 28, 2023

In my career, I’ve swung between enabling technology and securing it at the same time. SW: At PRMG, do you generally build or buy technology? Well, technology is now the sixth tenet, because you can’t do any part of the other ones without the technology and that’s where the big change has happened.

Technology 482

Technology Loan Officers Lending Business 482

Housing Wire

MAY 27, 2022

The CFPB, a government watchdog agency, said lenders aren’t absolved from adverse action notice requirements under the Equal Credit Opportunity Act if they use complex algorithms, which Rohit Chopra, the director of the CFPB, has dubbed “black-box models.”. The requirement also applies to mortgage lenders, legal experts say.

Valuation 448

Valuation Law Legal Government 448

Housing Wire

JUNE 1, 2022

Senior Director of Government and Industry Relations. Mortgage Insurers. Enact Mortgage Insurance. SVP, Business Technology. ICE Mortgage Technology. Benjamin Gottheim. Senior Director, Mortgage Servicing Policy. Freddie Mac. Brad Jones. Chief Marketing Officer. Brendan Kihn. Chad Osterhout. Chris Channell.

Architecture 397

Architecture Realty Insurance Lending 397

Housing Wire

JANUARY 15, 2021

Michelle DeBella joined Knock as its new chief financial officer, joining the company from Lyft , where she served as vice president, finance transformation and governance. Digital mortgage isn’t a marketing strategy anymore; the reliance on technology has become critical due to COVID-19 and health risks. Presented by: CoreLogic.

Human Resources 418

Human Resources Mortgage Finance Insurance 418