Housing Wire

JUNE 12, 2024

This ranked ahead of education and training (85%), insurance (83%) and health care (73%). Thirty-five percent of respondents think that VA loans take longer to close than other loan types, while 32% think the federal government sets the associated interest rates.

Real Estate Agent 465

Real Estate Agent Agents Buyers Government 465

Housing Wire

MARCH 14, 2022

Never in her decades-long career did Giguiere think she might be responsible for monitoring and reporting potential criminal activity in the real estate market. “It It is just ridiculous to put that on real estate agents and companies,” Giguiere said. That is not the role of a real estate agent.

Real Estate 435

Real Estate Insurance Law Real Estate Agent 435

Housing Wire

APRIL 12, 2023

We are bringing back the Conventional 1% Down to give independent mortgage brokers a competitive edge with borrowers and real estate agents, while also helping make homeownership more affordable and accessible for borrowers across the country,” Mat Ishbia , president and CEO of UWM, said in a statement.

Mortgage 448

Mortgage Government Real Estate Agent Insurance 448

Housing Wire

JULY 26, 2021

Government-backed New Deal programs of the 1930s openly discriminated against minority borrowers and neighborhoods. Historic government institutionalized discrimination includes actions like “redlining,” where the Federal Housing Administration would refuse to insure mortgages in and around Black neighborhoods.

Mortgage 514

Mortgage Lending Real Estate Agent Government 514

Housing Wire

JUNE 21, 2022

Selling a home typically involves nearly 10% in transaction fees between real estate agents , title companies, inspections, and other expenses. Yes, there are some government programs that provide construction components on permanent loans, but they are not ideal for inexperienced home buyers.

Investors 435

Investors Renovations Inspection Government 435

Housing Wire

AUGUST 8, 2024

Incomes, wealth, life events, mortgage rates all play a role in determining housing demand, while on the supply side we have land costs, government regulations in terms of zoning rules, geographic constraints to building and builder financing costs,” Divounguy added. “So,

Housing Market 488

Housing Market Marketing Mortgage Sellers 488

Housing Wire

MARCH 7, 2022

The creation of the NFT real estate market thrusts a spotlight onto a Silicon Valley company specifically throwing itself into real estate, blockchain and NFTs. It also gives real estate agents ideas. How a real estate NFT works today…. Bitcoin is perhaps the best-known cryptocurrency.

Real Estate 501

Real Estate Law Inspection Agents 501

Housing Wire

JULY 12, 2022

Starting in July, the government-sponsored enterprise will allow remote inspections on some refinance loans it buys. Of ProxyPic’s 65,000-strong panel of property data collectors, 2,000 to 3,000 are inspectors, real estate agents or appraisers — a figure Tomaszewski said he hopes to grow to 7,000 or 8,000.

Appraisal 435

Appraisal Inspection Real Estate Agent Training 435

Housing Wire

MAY 10, 2022

Eric Hill, an Atlanta real estate agent representing a nationwide homebuilder, had a plan to help more than 100 homebuyers get mortgages. In the end, some $850,000 in claims had to be paid on defaulted government-backed mortgages insured by the Federal Housing Administration (FHA).

Mortgage 418

Mortgage Marketing Finance Insurance 418

Miller Samuel

NOVEMBER 30, 2018

One group not explicitly mentioned in the petition but impacted down the road are real estate agents and brokers. If the buyer realizes they overpaid for the property, the agents are now the professionals with the bullseye on their back. Liability insurers are already talking about a new target when things go south.

Appraisal 300

Appraisal Inspection Real Estate Agent Agents 300

Appraisal Buzz

JUNE 20, 2022

Real property appraisers have had quite a bit dumped on them in the past couple of years. The uncertainty, turmoil, and government interest in oversight and intervention caused by allegations of racial and ethnic bias in real property appraisal is cause for concern.

Appraisal 417

Appraisal Property Appraisal Modernization Real Property 417

Appraisal Buzz

JUNE 17, 2024

In addition to taking advantage of the benefit early in life, 89% ranked the VA home loan as the top benefit they are satisfied with, ranking higher than healthcare (73%), education and training (85%) and insurance (83%). Overall, 90% of veterans and servicemembers said the VA home loan makes buying a home affordable.

Real Estate Agent 221

Real Estate Agent Real Estate Sellers Agents 221

Housing Wire

APRIL 12, 2023

Among those targets were a Memphis-based real estate company and a title company in Washington state that combined were swindled out of more than $200,000 through the scam. The victims targeted can be lenders, real estate agents, title companies and other escrow agents, attorneys as well as homebuyers and sellers.

Real Estate 397

Real Estate Government Technology Real Estate Agent 397

Housing Wire

DECEMBER 8, 2023

Are you looking to get licensed as a real estate agent in Arizona? We’ve reviewed all the key information to determine the best Arizona real estate schools to help you get licensed quickly and efficiently with a state-approved, online program at an Arizona real estate school.

Real Estate 434

Real Estate Contracts Law Real Estate Agent 434

Housing Wire

DECEMBER 21, 2023

Benefits can include: No down payment Competitive interest rates No private mortgage insurance (PMI) Limited or no closing costs Funding fee waived for service-connected disabled veterans More favorable credit criteria Loan types There are a number of VA loan options to meet the needs of today’s veteran buyers, including purchase and refinance.

Mortgage 468

Mortgage Renovations Appraisal Process Finance 468

Housing Wire

MAY 26, 2023

In a vacant lot or seller impersonation scam, public records are searched to identify real estate that is free of mortgage or other liens, as well as the identity of the property owner. Then, posing as the property owner, the scammer contacts a real estate agent to list the property. million, according to NAR.

Sellers 397

Sellers Real Estate Realtors Real Estate Agent 397

Appraisal Buzz

SEPTEMBER 20, 2024

Central, from loss mitigation to navigating compliance concerns and the potential industry impact in an uncertain election year, the Mortgage Servicing Forum brings together top mortgage servicing executives, economists, and government representatives to discuss the challenges facing our industry and determine the best paths forward.

Real Estate 341

Real Estate Agents Investors Technology 341

Realtor

OCTOBER 29, 2020

Most purchase agreements have contingencies —things that buyers must do before the real estate transaction is official, explains Jimmy Branham , a Coral Springs, FL, real estate agent at the Keyes Company. As the home buyer of this piece of real estate, you’re entitled to choose the title company.

Buyers 207

Buyers Inspection Contracts Real Estate Agent 207

Housing Wire

OCTOBER 4, 2024

Your NMLS number functions similarly to a social security number, solidifying your status as an MLO to the government and allowing it to track your professional activity. If the borrower’s monthly gross income is $5,000, what is the maximum allowable monthly mortgage payment (including taxes and insurance) according to the front-end ratio?

Real Estate 448

Real Estate Loan Officers Tools Lending 448

Housing Wire

OCTOBER 16, 2023

Editor’s note: There are conventional mortgage options with down payments as low as 3% and government-insured loans with a low- or no-down-payment requirement.) Instead, we are guiding prospective buyers on more attainable down payment options, such as 5% of the home’s purchase price to get them in sooner.

Agents 435

Agents Buyers Sellers Inventory 435

Realtor

APRIL 14, 2021

But there are still many great opportunities if you’re patient and have a great real estate agent and lender.”. Schinkel says the government also recently announced it will insure fewer second-home purchases and investment home loans, so the terms for those loans have changed, too.

Mortgage 155

Mortgage Real Estate Agent Real Estate Buyers 155

Realtor

NOVEMBER 1, 2023

Here’s a brief look at the VA loan process to help both veteran homebuyers and their real estate agents better navigate how to cross the finish line. This is a step where real estate agents who know VA loans can make a big difference for military buyers. Equal Opportunity Lender.

Real Estate Agent 121

Real Estate Agent Contracts Finance Real Estate 121

Raleigh Realty

AUGUST 11, 2021

More than likely one of the first questions you will receive once you begin working with a real estate agent is what you are looking for in your ideal home. Be vocal about your specifications for your ideal home with your real estate agent. USDA Loans- The U.S

Real Estate Agent 137

Real Estate Agent Property Taxes Finance Real Estate 137

The Robert Weiler Company

JANUARY 7, 2021

In the event that any law, ordinance, or regulation is passed or enacted by the government, is the tenant or landlord responsible for all costs associated with required alterations of your operation or use of the premises? Indemnity and Insurance. What type of insurance can you maintain or obtain (e.g., Governing Law.

Landlords 148

Landlords Tenants Real Estate Insurance 148

Lamacchia Realty

JANUARY 31, 2025

Local government websites often have detailed maps and reports on flood zones, storm surge risks, and hurricane histories. Reviewing Flood Insurance Requirements Many areas prone to hurricanes require homeowners to carry flood insurance , especially if the property is in a designated flood zone.

Insurance 44

Insurance Inspection Construction Transportation 44

The Appraiser Coach

JANUARY 23, 2024

The doctor doesn’t greet you at the door or go over your insurance with you. I know that many of you think you know where I’m going with this. I’ve shared the doctor’s office analogy many times. They don’t take your blood pressure, and they don’t call you on the phone to confirm your appointment.

Training 195

Training Law Appraisal Business 195

Zillow

JULY 15, 2019

Cash-value policy : A homeowners insurance policy that pays the replacement cost of a home, minus depreciation, should damage occur. A closing is usually attended by the buyer, the seller, both real estate agents and the lender. Closing of escrow is the responsibility of the escrow agent.

Real Estate Agent 56

Real Estate Agent Inspection Insurance Sellers 56

Quicken Loans

JUNE 8, 2021

But if you work with a real estate agent who understands your local foreclosure market, the stress shouldn’t be much higher than during a traditional home buy. The bank will likely hire a local real estate agent to put it on the market. Buying A Government-Owned Property. Let’s look at an example.

Real Estate Agent 72

Real Estate Agent Inspection Government Real Estate 72

D Fritz Appraisals

FEBRUARY 22, 2023

Regardless of what method you choose, always check if there are government subsidies available which could help reduce costs associated with buying your second home – these incentives vary depending on location, so do some research first! So, if you’re eager to move and buy your second home, give us a call.

Investing 129

Investing Real Estate Appraisal Market Value 129

Raleigh Realty

FEBRUARY 19, 2022

Contact your real estate agent or friends and family to find a trustworthy surveyor in your area. They should also hold professional liability insurance which will cover you if the surveyor makes a mistake when surveying the property and goes over property lines. Is there an app that shows property lines?

Legal 148

Legal Government Insurance Construction 148

Realtor

APRIL 14, 2021

But there are still many great opportunities if you’re patient and have a great real estate agent and lender.”. Schinkel says the government also recently announced it will insure fewer second-home purchases and investment home loans, so the terms for those loans have changed, too.

Mortgage 78

Mortgage Real Estate Agent Real Estate Buyers 78

Realtor

OCTOBER 29, 2020

Most purchase agreements have contingencies —things that buyers must do before the real estate transaction is official, explains Jimmy Branham , a Coral Springs, FL, real estate agent at the Keyes Company. As the home buyer of this piece of real estate, you’re entitled to choose the title company.

Buyers 78

Buyers Inspection Contracts Real Estate Agent 78

Appraisal Today

SEPTEMBER 29, 2023

NOTE: Please scroll down to read the other topics in this long blog post on non-lender appraisals, VA, flood and fires no insurance, retirement, few lender appraisals, unusual homes, mortgage origination $22M Modern Mansion on 130 Acres in Napa Has Its Own Cabernet Vineyard Excerpts: 6 bedrooms, 6.5+ I have written about all three.

Insurance 94

Insurance Appraisal Contracts Mortgage 94

Listing Spark

APRIL 9, 2025

Government-backed loans like FHA and VA mortgages involve more rigorous property inspections and may require additional steps before closing. Traditional Real Estate Agents vs. Modern Real Estate Services When selling your home, one of the most important decisions you’ll make is how to structure your professional support.

Real Estate 36

Real Estate Modernization Buyers Real Estate Agent 36

PennyMac

FEBRUARY 12, 2024

One of those documents likely included an agreement to maintain continuous homeowners insurance coverage. If your insurance lapses or gets canceled, your lender may step in and obtain lender-placed insurance (LPI) — also known as forced-placed insurance — to safeguard the property. What Is Lender-Placed Insurance?

Insurance 36

Insurance Agents Construction Real Estate Agent 36

McKissock

JANUARY 6, 2023

Aside from that, there are also private mortgage insurance (PMI) providers, like Radian, MGIC, or Genworth that may have open appraisal-related jobs. Train future appraisers, collateral underwriters, AMC staff, real estate agents, and others in real estate appraisal.

Appraisal 74

Appraisal Training Lending Land Management 74

Appraisal Today

MAY 10, 2024

Ryan’s blog focuses on local real estate agents and market conditions, a most excellent method of becoming the “go-to” appraiser and getting lots of referrals from agents. I first started writing a real estate column in the local newspaper back in the late 1980s but did not like it.

Reconsideration of Value 90

Reconsideration of Value Appraisal Real Estate Insurance 90