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Real Estate-Owned (REO) properties are distressed homes acquired by lenders after failed auctions. Different from traditional transactions, they are owned by financial institutions or government agencies like Freddie Mac or HUD. That’s why a complete home inspection is essential when looking at REO properties.
GSEs (Government Sponsored Enterprises, including Fannie Mae and Freddie Mac), in their current modernization initiatives, are piloting instituting these types of “bifurcated” data-collection processes.
is your trusted technology partner, delivering tailored software development, digital transformation, and AI-driven solutions for smaller banks, credit unions, insurance companies, mortgage firms, and startups. Unlike conventional mortgages, which rely upon a government-agency standard, business purpose loan documents are not standardized.
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