Housing Wire

JANUARY 21, 2025

Furthermore, servicers can leverage these relationships to approach consumers with value-added services including asset protection, insurance products, home improvement loans, and maintenance options. Late fees and commissions on optional insurance may also increase revenue.

Mortgage 370

Mortgage Investors Insurance Modernization 370

Housing Wire

MARCH 21, 2025

the investment firm led by Fidelity National Financial (FNF) founder and Chairman William Foley II, is facing accusations of poor governance and a lack of strategic focus from activist investor Carronade Capital Management. Carronade was founded by investor Dan Gropper. Cannae Holdings Inc., The firm holds 2.9

Investing 317

Investing Investors Government Real Estate 317

Housing Wire

JUNE 21, 2022

Investors provide capital necessary for many families to fulfill their aspirations of living in a house whether renting or owning. How can investors help with homeownership? Let’s switch gears and consider how investors help with home ownership. But, who are these investors? To be precise, the average U.S.

Investors 435

Investors Renovations Inspection Government 435

Housing Wire

FEBRUARY 20, 2025

Garg explained that Better utilized its marketplace lending model that includes 32 different investors across the mortgage landscape from real estate investment trusts and insurance companies to hedge funds, major correspondent lenders and the government-sponsored enterprises Fannie Mae and Freddie Mac.

Business 332

Business Renovations Investors Market Value 332

Appraisal Buzz

MARCH 20, 2025

Life insurance companies had the fastest growth in commercial debt outstanding over the past year, accounting for almost 39% of the annual increase. CMBS, CDO, and other ABS issues hold $626 billion (13%), while life insurance companies possess $779 billion (16%). Holdings of life insurance firms rose by $22.7 trillion, up 5.4%

Mortgage 195

Mortgage Insurance Government Investors 195

Housing Wire

JANUARY 24, 2025

Fitch Ratings reported this week that recent natural disasters that have damaged thousands of homes and businesses including the Southern California wildfires and hurricanes Milton and Helene in the Southeast are not expected to heavily impact paid claims experience or credit ratings for mortgage insurers.

Insurance 370

Insurance Mortgage Real Property Design 370

Housing Wire

MARCH 7, 2024

And so [investors] can start having greater conviction in the future path of interest rates and in the health of the mortgage market.” Non-QM mortgages include loans that cannot command a government, or “agency,” stamp through Fannie Mae or Freddie Mac. And future rate cuts mean less return [for investors].

Investors 448

Investors Government Mortgage Investing 448

Appraisal Buzz

FEBRUARY 20, 2025

Open to all mortgage lending and servicing professionals, GSEs , government entities, and Legal League members, the annual Spring Servicer Summit gathers the nations elite financial services law firms to discuss default policies, procedures, and emerging issues with leading mortgage servicing executives.

Legal 195

Legal Government Law Lending 195

Housing Wire

AUGUST 13, 2024

The American Land Title Association is making it clear that it won’t have the Consumer Financial Protection Bureau making drastic changes to title insurance without first at least hearing the trade groups thoughts on the issue. 2, the trade group stressed the importance of title insurance. 2, 2024.

Insurance 468

Insurance Mortgage Legal Government 468

Appraisal Buzz

FEBRUARY 25, 2025

FinRegLab analyzed this situation in a new report to see how automating and updating federal insurance programs to make them home only might ease some of the strain of the affordable housing crisis. Increasing access to affordable home-only loans is an important strategy for addressing the housing crisis, said FinRegLab CEO Melissa Koide.

Modernization 221

Modernization Finance Insurance Government 221

Housing Wire

APRIL 10, 2024

Last July, the company sold its title insurance business to Essent Group , followed by strategic changes in September including a transition of its offshore-based operations to a team in the Philippines and the sale of “certain operations” of its home improvement lending business to Aqua Finance.

Business 448

Business Investors Finance Home Improvement 448

Housing Wire

FEBRUARY 3, 2025

Cooper Group mrcoopergroup.com/ Servicing Coppell, TX Mortgage Machine Services, Inc. Cooper Group mrcoopergroup.com/ Servicing Coppell, TX Mortgage Machine Services, Inc. Cooper Group mrcoopergroup.com/ Servicing Coppell, TX Mortgage Machine Services, Inc. Cooper Group mrcoopergroup.com/ Servicing Coppell, TX Mortgage Machine Services, Inc.

Mortgage 417

Mortgage Valuation Lending Technology 417

Appraisal Buzz

MARCH 5, 2025

Each offers their opinions on recent government and policy shifts, ways in which they will impact the real estate market, and how shifting economic conditions and new regulatory developments could affect U.S. In response, both federal and state governments are actively exploring creative solutions to help homeowners stay in their homes.

Legal 221

Legal Insurance Law Lending 221

Housing Wire

APRIL 5, 2022

There is no public guidance from state or federal regulators at the time of this writing as to whether mortgages for virtual real estate are governed by traditional laws and regulations that govern traditional mortgages. Section E: Yay, no government fees… for now! TerraZero is not a licensed mortgage lender. Lending is lending.

Real Estate 532

Real Estate Mortgage Property Taxes Law 532

Housing Wire

JUNE 5, 2024

“Today, HUD is providing new resources for preserving and revitalizing these communities by providing FHA-insured financing to mission-focused groups to buy or refinance and revitalize manufactured homes.

Finance 529

Finance Government Renovations Design 529

Housing Wire

AUGUST 13, 2024

Influential housing nonprofit Enterprise Community Partners this week submitted a comment letter to the Federal Housing Finance Agency (FHFA) regarding the Duty to Serve (DTS) plans submitted by the government-sponsored enterprises (GSEs) Fannie Mae and Freddie Mac.

Insurance 448

Insurance Modernization Finance Government 448

Housing Wire

SEPTEMBER 11, 2023

Lesley Alli and Andrew Greenberg both joined NMI Holdings to serve as senior vice presidents, announced the parent company of National Mortgage Insurance Corporation Monday in a statement. Prior to this new position, she served as the chief investor and industry relations officer of Home Point Financial Corporation.

Investors 418

Investors Insurance Finance Government 418

Housing Wire

MARCH 1, 2024

For example, recently, Fannie Mae has focused on expanding alternatives to title insurance as a way to supposedly increase homeownership affordability. However, Fannie Mae’s own research from 2022 found that title insurance is not a significant component of the overall closing costs when buying a home.

Insurance 467

Insurance Property Taxes Real Estate Sellers 467

Appraisal Buzz

JUNE 19, 2024

The four largest investor groups are: banks and thrifts; federal agency and government sponsored enterprise (GSE) portfolios and mortgage-backed securities (MBS); life insurance companies; and commercial mortgage-backed securities (CMBS), collateralized debt obligation (CDO) and other asset-backed securities (ABS) issues.

Mortgage 368

Mortgage Insurance Government Real Estate 368

Housing Wire

MAY 25, 2021

Homebuyers would pay an up-front mortgage insurance premium of 3.6 percent of the principal, which could be financed, and would not pay a monthly insurance premium. Like VA loans, which are popular with investors but not homesellers , the benefit would allow the borrower to skip the down payment altogether.

Finance 493

Finance Insurance Loan Officers Government 493

Housing Wire

AUGUST 29, 2024

Four title insurance firms have agreed to pay nearly $3.3 As investors, the real estate agents then received profit payments distributed based on their ownership interest. million to settle civil claims that they’ve engaged in kickbacks with real estate agents through joint ventures in the Washington, D.C. However, due to D.C.

Real Estate Agent 353

Real Estate Agent Insurance Real Estate Modernization 353

Housing Wire

FEBRUARY 3, 2022

The government-sponsored enterprise (GSE) has made its first down-payment on that projection by issuing two single-family CRT note offerings totaling $3.3 Through Freddie Mac’s STACR CRT transactions, private investors participate with the agency in sharing a portion of the mortgage credit risk in the reference loan pools retained by the GSE.

Insurance 397

Insurance Investors Government Mortgage 397

Housing Wire

MARCH 1, 2023

And yes, this certainly has had an impact on insurance companies from coast to coast, as we’ve seen insurers retreat en masse from states such as California , Florida , and Texas , which have all seen record losses in recent years from wildfires, earthquakes, hurricanes, severe winter storms, sinkholes, and more.

Insurance 397

Insurance Supply Chain Design Government 397

Housing Wire

JUNE 7, 2021

AmTrust Title Insurance Company has added two executives to its team, naming James Bozzomo as chief underwriting counsel for direct operations and Jefferson Howeth as senior corporate counsel. Before joining AmTrust, Bozzomo was senior vice president and managing counsel at Commonwealth Land Title Insurance Company.

Insurance 370

Insurance Legal Retail Government 370

Housing Wire

MARCH 5, 2024

Ginnie Mae has introduced new cybersecurity incident reporting requirements, the government-owned enterprise announced on Monday. Valverde said these problems affect homeowners, investors and insurance companies, and Ginnie Mae is “a bridge for all those counterparties.”

Insurance 459

Insurance Government Investors Finance 459

Housing Wire

AUGUST 2, 2022

For the conventional mortgage market, the government-sponsored enterprises could bear the entire cost of the forbearance, the researchers argue. While the GSEs don’t directly compensate mortgage insurers, once loans reperform, the depletion of the reserves mortgage insurers set aside for delinquencies would be reversed.

Government 370

Government Insurance Investors Finance 370

Housing Wire

OCTOBER 23, 2020

Guild agreed to settle the federal lawsuit, brought by the Department of Justice , for just under $25 million, the government said Thursday. Those loans, originated between 2007 and 2011, defaulted and led to claims to the FHA for mortgage insurance. It did not admit to any wrongdoing. It would have raised approximately $153 million.

Mortgage 505

Mortgage Government Retail Lending 505

Housing Wire

JULY 27, 2021

Unlike lenders or servicers for Fannie Mae and Freddie Mac , Ginnie Mae issuers are responsible for passing along payments to investors after borrower equity, federal agency and mortgage insurance resources are exhausted. If those issuers fail, Ginnie Mae is ultimately responsible for making those investor payments.

Insurance 459

Insurance Finance Government Mortgage 459

Housing Wire

DECEMBER 14, 2023

The fees paid to the mortgage-backed security (MBS) investor and lender are next with the accumulated cost of the annual interest payments made to the investor(s) that purchased the MBS bond containing the mortgage, and the lender’s net origination charges at closing plus the accumulated value of the excess interest the lender charges for profit.

Insurance 459

Insurance Property Taxes Buyers Investors 459

Housing Wire

DECEMBER 13, 2024

Proposal and inspiration Unlike a typical Ginnie Mae security based on pools of insured or guaranteed residential mortgage loans, the Ginnie Mae [early buyout (EBO)] security would not be based on a modified pass-through structure, the MBA said in a white paper that outlined the proposal. We believe the rollout of the new HMBS 2.0

Logistics 370

Logistics Insurance Investors Development 370

Housing Wire

AUGUST 27, 2024

The Federal Housing Administration (FHA) announced late last week that the previously detailed updates and expansions to its 203(k) Rehabilitation Mortgage Insurance Program will be incorporated into updates for the FHA Connection (FHAC) portal. FHA has also updated its FHAC guide to provide details for these changes.

Renovations 448

Renovations Modernization Insurance Finance 448

Housing Wire

OCTOBER 12, 2023

1, investors are trying to make sense of the steady September inflation data and its impact on the Fed ‘s next rate-hike decision. Indices that increased in September were rent, owners’ equivalent rent, lodging away from home, motor vehicle insurance, recreation, personal care and new vehicles. in August and 0.2%

Government 434

Government Housing Market Contracts Insurance 434

Housing Wire

MAY 2, 2022

Evolving intelligence indicates that the Russian Government is exploring options for potential cyberattacks,” the CISA’s warning reads. We see persistent levels of data irregularities, licensing issues, issues with transaction registration and data consistency between lender, consumer facing, title and insurer systems.”. Cyber crime.

Insurance 397

Insurance Real Estate Business Government 397

Housing Wire

JANUARY 11, 2022

The 45 CAS deals involved credit-risk transfer (CRT) notes issued to private investors against reference loan pools of single-family mortgages valued collectively as of the time of the transactions at just under $1.7 In November 2013, its Agency Credit Insurance Structure (ACIS) program was introduced. In October, the agency made a $1.2

Investors 435

Investors Valuation Government Mortgage 435

Housing Wire

SEPTEMBER 8, 2020

Adopting a “poison pill” strategy, Corelogic approved a shareholder-rights plan that prevents investors from acquiring 10% or more of the company’s common stock, or 20% in the case of certain passive investors.

Investing 436

Investing Investors Government Insurance 436

Housing Wire

FEBRUARY 10, 2023

This acquisition will provide us with an asset management platform to raise third-party capital on an ongoing basis from institutional investors who seek exposure to MSRs and other mortgage assets,” Chris Marshall, vice chairman and president of Mr. Cooper, told analysts during a call on Friday. residential markets over the last decade.

Investing 370

Investing Investors Insurance Government 370

Housing Wire

SEPTEMBER 9, 2024

The mortgage industry has complained loudly and often that government regulation and investor requirements are contributing to spiraling costs that get passed on to consumers. And Rohit Chopra , the hard-charging director of the Consumer Financial Protection Bureau , who is often the target of such complaints, apparently agrees.

Mortgage 476

Mortgage Law Technology Investors 476