Housing Wire

MAY 14, 2024

The firm attributed its stronger results to better performance from both its F&G segment and its title insurance segment. Looking ahead, while Nolan believes that the housing market will rebound, he noted that the timing is “uncertain and largely dependent on lower mortgage rates.” “In The firm’s title segment reported $1.7

Insurance 474

Insurance Real Estate Sellers Housing Market 474

Housing Wire

JULY 25, 2024

Home insurance premiums have risen by as much as $865 this year for homeowners who originally purchased their policies in 2021. In response, the mortgage industry and federal regulators are aiming to determine the best courses of action to mitigate the financial burdens on both homeowners and insurance carriers.

Insurance 475

Insurance Mortgage Government Marketing 475

Appraisal Buzz

FEBRUARY 4, 2025

Drawing on research that examines climate risk awareness, housing market dynamics, climate migration patterns, and demographic and socioeconomic shifts, Property Prices in Peril offers a forward-looking analysis of the Housing Price Index (HPI), property valuation trends, and localized Gross Domestic Product (GDP) impacts extending to 2055.

Real Estate 391

Real Estate Marketing Insurance Property Taxes 391

Housing Wire

JULY 25, 2023

In late June, Susan Gregory received an estimate for a new homeowner’s insurance policy on her 120-year-old St. Augustine, Florida property, after her previous insurer, United Property and Casualty, went insolvent earlier in the year. This is one of the easiest parts of Florida to insure and costs have gone up over 40%.”

Insurance 370

Insurance Housing Market Marketing Agents 370

Housing Wire

JUNE 21, 2022

As someone who spent a career in the title insurance industry – both as a builder of a title business and leader of the industry’s trade group, — I am proud of the role we play in helping to protect what most Americans consider the biggest purchase of their lives. Why is a title search necessary for refinancing?

Insurance 518

Insurance Easement Real Estate Investing 518

Housing Wire

JANUARY 10, 2025

Less than 10 days into 2025, California is experiencing a multibillion-dollar wildfire disaster that is further shaking up the states already vulnerable insurance coverage. I think what we’ve got to look at is, what can the government do to back up the ability for people to have insurance coverage? Waters said.

Insurance 370

Insurance Government Construction Business 370

Appraisal Buzz

NOVEMBER 26, 2024

Housing Market Supply and Demand: An analysis of housing inventory trends and construction pressures affecting pricing and availability. Dr. Conerly’s analysis included interest rates, inflation, and the Federal Reserve’s strategic direction, with insights into consumer behavior, government spending, and construction.

Real Estate 367

Real Estate Tenants Insurance Construction 367

Housing Wire

MARCH 21, 2025

Local governments in the state would also be cut off from a key funding source for schools and social services, the report explained. While Florida property values have surged in recent years, this has come at a cost to taxpayers squeezed by increasing local government property taxes, he said. Taxpayers need relief.

Property Taxes 351

Property Taxes Government Local Properties Insurance 351

Housing Wire

OCTOBER 11, 2023

Under the waiver program, the government sponsored entity (GSE) would bypass traditional title insurance by granting certain mortgage lenders a waiver on title insurance requirements for loans sold to Fannie. In August, however, news broke that Fannie had decided to scrap the pilot program before it had even launched.

Insurance 448

Insurance Government Real Estate Finance 448

Housing Wire

MAY 21, 2024

After two years of limited demand, private equity and insurance companies are increasing their allocations to single family residential mortgages. The current stress in the CRE and C&I loan markets further highlights the advantages of residential mortgages.

Insurance 487

Insurance Mortgage Investors Finance 487

Housing Wire

DECEMBER 12, 2023

Homeowners are increasingly concerned with flood insurance premium hikes impacting affordability, Fannie Mae ‘s latest national flood survey showed. The latest survey is an expansion from its 2020 version and compared how homeowners’ and renters’ awareness and attitudes towards flood risk and flood insurance changed over the years.

Insurance 448

Insurance Home Value Government Design 448

Housing Wire

OCTOBER 6, 2023

New American Funding ’s partnership with Matic Insurance and OneSource Solution will provide insurance and home setup services for existing and new customers while NAF is processing the loan. Mortgage customers can bundle food, wind, auto, pet, life and other personal lines of insurance through NAF Insurance, which is powered by Matic.

Insurance 456

Insurance Brokerage Government Real Estate 456

Housing Wire

AUGUST 8, 2024

Although there is no doubt that business practice changes outlined in the National Association of Realtors’ (NAR) nationwide commission lawsuit settlement agreement are going to impact how real estate industry professionals operate, economists aren’t too sure they’ll have much bearing on the housing market. “I

Housing Market 487

Housing Market Marketing Mortgage Sellers 487

Housing Wire

DECEMBER 26, 2022

With the housing market slowing down from its pandemic-fueled frenzy, wire fraud threats, regulatory challenges and the perennial challenge of an aging workforce, the title insurance industry will have a lot to juggle in the new year. It was too darn hot: the housing market slows down.

Insurance 505

Insurance Bracketing Legal Business 505

Housing Wire

JANUARY 18, 2023

So, it’s definitely not like selling a loan to a GSE (government-sponsored enterprise). mortgage insurance market in 2023 to deteriorate. The sector outlook reflects expectations for a slowing economy in 2023, with a modest increase in unemployment and potential pricing corrections in the housing market.

Housing Market 476

Housing Market Marketing Insurance Mortgage 476

Housing Wire

NOVEMBER 19, 2024

We have amazing data scientists who are building out new models — from reducing premiums on wildfire insurance in California to using image analytics so that an appraiser can capture the appraisal in real time and use it for quality assurance. The insurance commissioner there declared 13 resiliency prerequisites. Risk Rating 2.0

Development 368

Development Insurance Appraisal Real Estate 368

Appraisal Buzz

OCTOBER 11, 2024

This hybrid summit brings together leaders from the federal government, private sector, and housing industry to discuss the critical role of independent mortgage banks in the housing finance ecosystem. Census Bureau Advance Monthly Retail Sales (Thursday) Freddie Mac Primary Mortgage Market Survey (Thursday) U.S.

Marketing 370

Marketing Mortgage Finance Retail 370

Housing Wire

APRIL 30, 2023

The spring housing market music is playing, and purchase application data and active listing inventory rose together last week. While the labor market is getting less tight, it’s not broken yet. Purchase application data Purchase application data has been the main stabilizing data line for the housing since Nov.

Inventory 525

Inventory Housing Market Marketing New Listings 525

Housing Wire

JANUARY 24, 2025

Bringing Vexcels imagery to CoreLogics solutions will be a game changer for the industry, matching unparalleled property intelligence capabilities with high-resolution imagery that is trusted by governments and industries worldwide, said Garret Gray, CoreLogics president of Global Insurance Solutions.

Insurance 338

Insurance Design Government Clients 338

Appraisal Buzz

JULY 24, 2024

The report highlights significant challenges faced by homeowners, mortgage entities, and the housing market as a whole due to record premium increases, ongoing new business restrictions, and carrier exits. Matic has published its mid-year premium trends study , which examines trends in homeownership from 2024’s first half.

Insurance 370

Insurance Buyers Marketing Business 370

Housing Wire

JUNE 4, 2023

Louis Fed : Initial claims for unemployment insurance benefits increased by 2,000 in the week ended May 27, to 232,000. However, we should have some exciting bond market auctions after the debt ceiling drama ended since the government was running on fumes and needed to issue bonds to pay the bills. From the St.

Inventory 468

Inventory Housing Market Marketing New Listings 468

Housing Wire

FEBRUARY 24, 2025

housing market. more homes on the market now than a year ago. I continue to interpret any growth in sellers as a good sign for a healthier housing market. The current thing to keep an eye on is whether a lot of federal government chaos leads to greater unemployment or financial distress for Americans.

Inventory 473

Inventory New Listings Sellers Contracts 473

Housing Wire

JUNE 23, 2021

With low housing inventory and rapid home-price growth, homeownership can seem less and less attainable for several groups of potential homebuyers. HousingWire sat down with Radian CEO Rick Thornberry to learn more about the state of the housing market and how Radian is helping further homeownership.

Housing Market 448

Housing Market Marketing Construction Insurance 448

Housing Wire

JULY 25, 2023

Insurers and government programs frequently subsidize the cost of rebuilding after storms hit, and mortgages mean homeowners are ceding some risk to lenders—especially if their house goes into foreclosure after a storm,” he explained. Recently, prominent insurance companies have exited some of these areas.

Housing Market 364

Housing Market Marketing Insurance Renovations 364

Housing Wire

DECEMBER 1, 2021

years in prison — the maximum the federal government said it would seek — as well as three years of supervised release. As the housing market changes, so does lending fraud. Housing market conditions are changing in ways that may increase fraud risk and fraud schemes are becoming increasingly sophisticated.

Mortgage 544

Mortgage Insurance Lending Government 544

Housing Wire

SEPTEMBER 28, 2023

Yun also expressed concern about a possible government shutdown, which could worsen the conditions in the housing market. “It It will disrupt some home sales in the short run due to the lack of flood insurance or delays in government-backed mortgage issuance,” he said.

Housing Market 495

Housing Market Contracts Government Buyers 495

Appraisal Buzz

MARCH 17, 2025

This report provides the housing ecosystem with in-depth information about how racial and ethnic groups approach the housing market, said Jessica Lautz, Deputy Chief Economist and VP of Research for NAR. The latest real estate market intelligence study focuses on who is joining the U.S.

Buyers 243

Buyers Insurance Real Estate Sellers 243

Housing Wire

MARCH 7, 2025

Department of Housing and Urban Development (HUD) is considering employing cryptocurrency and blockchain technology to monitor the employment of agency grants, which some staffers believe could be a trial run for wider deployment of the technology across the federal government. I dont see any way this will help anything.

Technology 254

Technology Government Law Insurance 254

Housing Wire

MARCH 24, 2025

The property ecosystem underpins the prosperity of individuals, businesses, governments, and society as a whole. The name signifies its approach of totality delivering comprehensive data and insights across the entire property ecosystem and beyond and the companys spirit of vitality. Covering 99.9% of properties in the U.S.

Government 273

Government Technology Real Estate Business 273

Housing Wire

SEPTEMBER 11, 2024

Other holding costs for real estate include taxes and insurance. According to S&P Global, insurance premiums increased nationally by 34% between 2017 and 2023, with even more increases hitting homeowners in 2024. In particular, insurance can be a significant portion of monthly payments. Today that ratio is 31%.

Mortgage 467

Mortgage Insurance Inventory Buyers 467

Housing Wire

FEBRUARY 21, 2024

Not all sides of housing have been hit as hard as mortgage lending,” Gigliotti said. Many Axis trainees come from sales-based careers in hospitality, retail or insurance, which makes it easier to adapt to the mortgage business. He expects hiring to pick up again on the lending side in the third quarter of 2024.

Housing Market 422

Housing Market Mortgage Marketing Real Estate 422

Housing Wire

AUGUST 15, 2024

There are many government program offerings designed to support low-income borrowers and underserved communities available through banks and credit unions, including: Federal Housing Administration (FHA): FHA provides mortgage insurance on loans made by FHA-approved lenders. This insurance protects lenders against losses.

Government 473

Government Insurance Finance Mortgage 473

Housing Wire

FEBRUARY 26, 2024

The cost of homeowners insurance has surged in Florida as insurance companies have grappled with significant losses due to an increase in natural disasters. And homeowners insurance costs are three times higher in Florida than the national average.

HOA 501

HOA Law Insurance New Listings 501

Housing Wire

OCTOBER 10, 2024

Agents and LOs are grappling with heavily damaged housing markets in the Southeast. Housing markets in the Southeast are reeling from a one-two punch of devastating hurricanes that are believed to have caused at least $100 billion in damage. There are no appraisal substitutes with government loans either.

Agents 422

Agents Insurance Housing Market New Listings 422

Housing Wire

APRIL 14, 2023

First-time homebuyers are the driving force of the housing market and typically utilize low down payment mortgages to achieve homeownership. According to the Urban Institute , conventional, privately insured mortgages experience lower loss severity than GSE loans without private MI despite their higher loan-to-value (LTV) ratios.

Finance 369

Finance Buyers Insurance Housing Market 369

Housing Wire

MAY 31, 2023

housing market is not a monolith, so today we’re going to look at some markets where affordability is within the normal renter’s reach. In a study published this week, First American economist Ksenia Potapov analyzed the share of homes that are affordable to the median renter in any given market. But the U.S.

Insurance 393

Insurance Clients Marketing Housing Market 393

Housing Wire

JANUARY 20, 2021

How the National Flood Insurance Program’s recent extension provides stability for the housing market. The NFIP provides stability for the housing market. The CFTC also said the GSEs are “government shock absorbers” – entities that hold assets during financial disturbances. mortgage market.

Housing Market 442

Housing Market Finance Government Insurance 442