Housing Wire

MARCH 7, 2025

Federal government employment declined. economy can withstand job losses in the government sector, reduced spending in the economy, and a housing market on the brink of losing residential construction projects. It’s important to distinguish between federal workers and state and local government job hiring.

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Housing Wire

JANUARY 10, 2025

The bulk of the job gains in December occurred in the care (+46,000 jobs), government (+33,000 jobs), retail trade (+43,000 jobs), and social assistance (+23,000 jobs) sectors. The unemployment rate has hovered at 4.1% for the past seven months. The number of unemployed people was 6.9 million in December.

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Housing Wire

OCTOBER 15, 2024

Fannie Mae on Tuesday announced enhancements to its Expanded Housing Choice (EHC) initiative, opening it up to all jurisdictions without source-of-income protections. The program was previously limited only to eligible properties in North Carolina and Texas. It’s now available to borrowers in all parts of the U.S.

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Housing Wire

FEBRUARY 7, 2025

Homebuyer confidence for purchasing a home increased slightly in January, according to Fannie Mae ‘s Home Purchase Sentiment Index (HPSI). The HPSI increased 0.3 points to 73.4 in January and is now 2.7 points higher than it was a year ago.

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Housing Wire

FEBRUARY 21, 2025

Additionally, this week has witnessed job losses due to federal government layoffs , which means less money circulating in the economy. I discussed this on today’s episode of the HousingWire Daily podcast , posing the question: Is this what the White House truly wants when they discuss lowering the 10-year yield ?

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Housing Wire

NOVEMBER 13, 2024

With fluctuating mortgage rates and economic pressure in the housing market, foreclosure activity ramped up in October 2024. Foreclosure Market Report on Tuesday. In related news, mortgage delinquencies were also up in October, indicating a downturn as the housing market shifts into 2025.

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Appraisal Buzz

MARCH 4, 2025

As the industry works to support the American Dream of homeownership, ensuring clear lines of communication between mortgage industry stakeholders and their government partners is more critical than ever. The 15th Annual Five Star Government Forum , set for Wednesday, April 16 from 8:00 a.m.-5:00 5:00 p.m., 5:00 p.m.,

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Housing Wire

MARCH 6, 2025

The housing market in Washington D.C. is being closely watched amid widespread layoffs of federal government workers. Sweeping cuts by Elon Musks DOGE agency have sent many government employees packing, while other staff need to find housing in the area to comply with return-to-work mandates. housing market.

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Housing Wire

SEPTEMBER 8, 2022

Home prices have started to drop, but the decline has not been significant enough to slow a growing pessimism about the housing market. Fannie Mae’ s Home Purchase Sentiment Index (HPSI), which tracks the housing market and consumer confidence to sell or buy a home, dropped by 0.8 Presented by: Calyx.

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Appraisal Buzz

JULY 1, 2024

According to the report, the NSMO is a component of the National Mortgage Database (NMDB), and is the first comprehensive repository of detailed mortgage loan information designed to support policymaking and research efforts and to help regulators better understand emerging mortgage and housing market trends.

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Housing Wire

APRIL 5, 2023

But the decline in demand for mortgage loans was more evident in the government market, which consists of Federal Housing Administration (FHA), U.S. Meanwhile, the conventional space – not offered or secured by a government entity – registered a 2.7% Last week, mortgage apps in the space were 8.4%

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Housing Wire

MARCH 17, 2025

Fluctuating interest rates have been a feature of the housing market over the last three years. Our 2025 housing market predictions are based on the assumption that lower mortgage rates will spur demand and boost the number of homes sales transactions. Were only two months into the new government policies.

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Housing Wire

AUGUST 8, 2024

Although there is no doubt that business practice changes outlined in the National Association of Realtors’ (NAR) nationwide commission lawsuit settlement agreement are going to impact how real estate industry professionals operate, economists aren’t too sure they’ll have much bearing on the housing market. “I

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Housing Wire

APRIL 30, 2023

The spring housing market music is playing, and purchase application data and active listing inventory rose together last week. It has been cooling down even though we have had a tighter labor market, as I wrote about in the last jobs report. The fear of not having an increase in inventory this spring should be put to rest.

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Housing Wire

FEBRUARY 23, 2024

housing market. And according to Freddie Mac ‘s Primary Mortgage Market Survey, the average rate inched closer to 7% this week. Fannie Mae, however, remains optimistic that housing market activity will pick up as existing home sales and new single-family housing starts are expected to grow modestly in 2024.

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Housing Wire

JULY 2, 2024

Over 20 years ago, the federal government established June as National Homeownership Month to celebrate the value of homeownership and its benefits, including enabling generational wealth and creating strong communities. Americans are growing weary of the lack of action from the federal government on housing. Mary Lynn T.

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Housing Wire

OCTOBER 14, 2022

Mortgage professionals are no exception – whether you find yourself tweeting for work or in your free time, you may also want to follow accounts for people and organizations that are relevant to the industry in order to stay up-to-date on the latest news about the housing market. economy and specializes in the housing market.

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Housing Wire

NOVEMBER 1, 2024

Although October’s job gains were modest, strong gains still occurred in the health care (+52,000 jobs) and government (+40,000) sectors. While the Fed’s actions will certainly impact the housing market, Sturtevant believes what happens in the weeks following the election will be even more important. million people unemployed.

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Housing Wire

MARCH 8, 2025

Does this indicate that the housing market is beginning to wake up just in time for spring? I’ve noticed that housing data tends to improve when mortgage rates drop from 6.64% to 6%, especially when I adjust for seasonal demand. ” Labor over inflation, anyone?

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Housing Wire

FEBRUARY 26, 2025

Buyers, sellers and practitioners in the housing market pay close attention to the headlines that emerge from various changes in market activity, and sometimes those headlines can lead to fear. That fear trickles through to homebuyers and sellers, often leading them to stay on the sidelines.

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Housing Wire

MARCH 24, 2025

These off-market listings not only harm sellers, but they limit exposure to potential buyers, possibly deepening inequities that have long existed in real estate. We must maintain transparency in the housing market so we dont go back to the dark ages of real estate.

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Housing Wire

APRIL 2, 2025

Last weeks level of purchase applications was its highest since the end of January, driven by a 3% increase in conventional purchases, while government purchase applications were down 2%, said Joel Kan , MBAs vice president and deputy chief economist.

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Housing Wire

FEBRUARY 7, 2025

A significant issue is what happens to government workers this year: how many are laid off or receive buyouts ? The situation will be challenging in 2025, especially since a critical growth driver in 2024 was government jobs, while manufacturing jobs were lost during the same year.

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Housing Wire

JANUARY 18, 2023

So, it’s definitely not like selling a loan to a GSE (government-sponsored enterprise). mortgage insurance market in 2023 to deteriorate. The sector outlook reflects expectations for a slowing economy in 2023, with a modest increase in unemployment and potential pricing corrections in the housing market.

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Appraisal Buzz

APRIL 3, 2025

As more properties came ontothe market and overall inventory increased for the 17th consecutive month, the U.S. housing market showed signs of a sustained recovery this spring, according to Realtor.com s March Housing Trends Report. Remarkably, with a 7.9% annual reduction, Washington, D.C.,

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Housing Wire

JUNE 4, 2023

However, we should have some exciting bond market auctions after the debt ceiling drama ended since the government was running on fumes and needed to issue bonds to pay the bills. Also, it will be interesting to see how the bond market reacts after the last labor report, which I wrote about here.

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Appraisal Buzz

DECEMBER 6, 2024

A recent analysis of Federal Housing Finance Agency (FHFA) data by the Urban Institute dispels the myth that manufactured homes do not appreciate as much as site-built homes. Similarly, increased federal participation in the manufactured housing market could improve mortgage standardization, reduce rates, and enhance affordability.

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Appraisal Buzz

JUNE 19, 2024

The post Ranking the Top Housing Markets for Military Households first appeared on The MortgagePoint. The post Ranking the Top Housing Markets for Military Households appeared first on Appraisal Buzz. Click here for more on Realtor.com’s study of the nation’s top military households.

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Appraisal Buzz

NOVEMBER 26, 2024

Housing Market Supply and Demand: An analysis of housing inventory trends and construction pressures affecting pricing and availability. Dr. Conerly’s analysis included interest rates, inflation, and the Federal Reserve’s strategic direction, with insights into consumer behavior, government spending, and construction.

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Housing Wire

FEBRUARY 12, 2024

Meanwhile, an easing of the inventory shortage foreshadows the possible return of a stable housing market. Lock volume increased by 36% between December and January, driven by a 38% seasonal increase in purchase lock volume, according to Optimal Blue ’s Originations Market Monitor report. of total volume. of the total volume.

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Housing Wire

DECEMBER 6, 2024

We discussed this possibility in last weeks Housing Market Tracker : Will there be a Santa Claus rally in mortgage rates? Economic data has played a significant role in the market, unlike speculative theories. Employment trended up in health care, leisure and hospitality, government, and social assistance.

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Housing Wire

JANUARY 16, 2025

If someone calls claiming to be a government official, the FCC recommends hanging up and instead calling the number listed on that government agency’s official website. The FCC warns about “federal officials” asking for money or calls/texts asking for financial account information.

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Housing Wire

MARCH 12, 2025

Government purchase applications experienced an 11% increase helped by the FHA rate dropping to 6.34%. As a result, applications increased over the week and were up 31% from a year ago, said Joel Kan , MBAs vice president and deputy chief economist.

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Housing Wire

JANUARY 22, 2025

Mortgage escrow accounts are an important, yet widely misunderstood asset in the housing market. CoreLogic also said “short of government-led changes, homeowners will continue to contend with rising property taxes year after year.” And those who don’t understand are paying dearly.

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Housing Wire

FEBRUARY 24, 2025

housing market. more homes on the market now than a year ago. I continue to interpret any growth in sellers as a good sign for a healthier housing market. The current thing to keep an eye on is whether a lot of federal government chaos leads to greater unemployment or financial distress for Americans.

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Appraisal Buzz

OCTOBER 11, 2024

This hybrid summit brings together leaders from the federal government, private sector, and housing industry to discuss the critical role of independent mortgage banks in the housing finance ecosystem. Census Bureau Advance Monthly Retail Sales (Thursday) Freddie Mac Primary Mortgage Market Survey (Thursday) U.S.

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Housing Wire

DECEMBER 17, 2024

The Consumer Financial Protection Bureau (CFPB) on Tuesday announced a final rule governing the Property Assessed Clean Energy ( PACE ) loan program. The rule applies existing protections for residential mortgages to borrowers who seek PACE loans to upgrade or renovate their homes through clean energy technology.

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