Housing Wire

MARCH 5, 2025

Conventional refinance applications rose 34% and government refinance applications increased by 42% over the week. The move in government refinances was driven by a 75% increase in VA loans, which have been prone to large changes in recent months, he shared. ” The refinance share of mortgage activity increased to 43.8%

Mortgage 505

Mortgage Government Contracts Buyers 505

Housing Wire

DECEMBER 18, 2024

Government-owned company Ginnie Mae , which oversees the secondary mortgage market and provides a guarantee for a large segment of home loans, released a fiscal year 2024 financial report this week that shows positive results. Government. governments balance sheet and, by extension, U.S. This performance generated $3.1

Government 394

Government Modernization Development Mortgage 394

Housing Wire

JANUARY 28, 2025

We transfer ownership by private contract between parties; no advance government approval is required. By contrast, many European countries have a centralized, government-managed land registration system, which requires government review before property transfers are effective. Among the many benefits of the U.S.

Insurance 416

Insurance Legal Government Real Estate 416

Appraisal Buzz

OCTOBER 15, 2024

The Government MCAI grew by 0.8%, while the Conventional MCAI fell by 1.7%. While the Conventional MCAI looks at non-government loan programs, the Government MCAI looks into FHA, VA, and USDA loan programs. Key Findings from the Mortgage Credit Availability Index: In September, the MCAI dropped by 0.5%

Mortgage 387

Mortgage Government Lending Construction 387

Housing Wire

MARCH 5, 2025

Conventional refinance applications rose 34% and government refinance applications increased by 42% over the week, Joel Kan , the MBAs vice president and deputy chief economist, said in the announcement. The move in government refinances was driven by a 75% increase in VA loans, which have been prone to large changes in recent months.

Loan Officers 277

Loan Officers Renovations Government Buyers 277

Housing Wire

MARCH 20, 2025

Only 24 hours after a sweeping move to transform the governing boards at the government-sponsored enterprises Fannie Mae and Freddie Mac , a board member with links to Elon Musks business empire and the U.S. Stanley also reportedly has ties to DOGE, the government cost-cutting group led by Musk and housed within the White House.

Government 355

Government Design Finance Business 355

Housing Wire

MARCH 17, 2025

The government contended that the banks recent supplement to the record of expert testimony is not appropriate or useful for the court, according to filings obtained by HousingWire s Reverse Mortgage Daily (RMD). Congress clearly laid out Ginnie Maes authority to pool backing securities that the company guarantees, the bank argued.

Government 340

Government Law Legal Mortgage 340

Appraisal Buzz

FEBRUARY 20, 2025

Open to all mortgage lending and servicing professionals, GSEs , government entities, and Legal League members, the annual Spring Servicer Summit gathers the nations elite financial services law firms to discuss default policies, procedures, and emerging issues with leading mortgage servicing executives.

Legal 195

Legal Government Law Lending 195

Housing Wire

DECEMBER 20, 2024

And actual robotic assistance is something being developed in other parts of the world, including through government endorsement of the idea. These include the active encouragement by the governments of the countries examined to construct robots for social utility, including for in-home care.

Design 396

Design Government Development Technology 396

Housing Wire

FEBRUARY 7, 2025

A significant issue is what happens to government workers this year: how many are laid off or receive buyouts ? The situation will be challenging in 2025, especially since a critical growth driver in 2024 was government jobs, while manufacturing jobs were lost during the same year.

Marketing 432

Marketing Mortgage Government Retail 432

Housing Wire

OCTOBER 15, 2024

The government-sponsored enterprise (GSE) said the Housing Choice Voucher program, which launched in 2022, assists very low-income families, seniors and people with disabilities in being able to afford stable and quality housing in the private market.

Landlords 475

Landlords Tenants Property Management Legal 475

Housing Wire

FEBRUARY 24, 2025

The bank is opposing a government request for a summary judgment that would hand a victory to Ginnie Mae, according to court filings reviewed by HousingWire s Reverse Mortgage Daily (RMD). Government attorneys filed a motion for summary judgment a decision made by the judge instead of a jury on Jan. In the new filing issued on Feb.

Government 310

Government Legal Law Mortgage 310

Housing Wire

JANUARY 16, 2025

If someone calls claiming to be a government official, the FCC recommends hanging up and instead calling the number listed on that government agency’s official website. The FCC warns about “federal officials” asking for money or calls/texts asking for financial account information.

Mortgage 369

Mortgage Insurance Government Lending 369

Housing Wire

JANUARY 8, 2025

Eighty percent of respondents also believe the government should be doing more to help retirees a tall order considering the place of the Social Security program in gridlocked political conversations, particularly in a narrowly-divided Congress.

Government 370

Government Real Estate Mortgage Marketing 370

Appraisal Buzz

DECEMBER 10, 2024

More than half of recent mortgages were government loans in Colorado Springs, Colorado; El Paso, Texas; and Virginia Beach, Virginia because of high VA-loan usage. Nearly three in four mortgage loans were government loans in El Paso, with 29.3% Miami leads with 42.7% comprised of VA loans and 41% were FHA loans.

Housing Market 418

Housing Market Marketing Inventory Government 418

Housing Wire

FEBRUARY 26, 2025

They discovered a high level of government involvement and a host of industry participants eager to chat with their professional counterparts from thousands of miles away. government involvement The NRMLA Annual Meeting in September 2024 featured several guests from the federal governments housing arm, the U.S.

Mortgage 283

Mortgage Government Development Business 283

Housing Wire

DECEMBER 19, 2024

The Federal Housing Finance Agency (FHFA) on Thursday announced that it initiated 43,459 foreclosure prevention actions in the third quarter of 2024, bringing the total number of homeowners helped to more than 7 million since the government-sponsored enterprises (GSEs) entered conservatorship in 2008.

Government 395

Government Finance Mortgage Business 395

Housing Wire

MARCH 6, 2025

is being closely watched amid widespread layoffs of federal government workers. Sweeping cuts by Elon Musks DOGE agency have sent many government employees packing, while other staff need to find housing in the area to comply with return-to-work mandates. The housing market in Washington D.C. 7: 596 Week of Feb. 14: 655 Week of Feb.

Inventory 283

Inventory New Listings Government Housing Market 283

Housing Wire

MARCH 12, 2025

Government purchase applications experienced an 11% increase helped by the FHA rate dropping to 6.34%. As a result, applications increased over the week and were up 31% from a year ago, said Joel Kan , MBAs vice president and deputy chief economist.

Mortgage 434

Mortgage Contracts Government Housing Market 434

Housing Wire

OCTOBER 30, 2024

Government refinances accounted for a large part of the decrease, dropping 12% over last week.” The 30-year fixed rate, at 6.73%, was at its highest level since July 2024,” said Joel Kan , MBA’s deputy chief economist.

Mortgage 468

Mortgage Government Inventory Marketing 468

Housing Wire

MARCH 3, 2025

Federal Acquisition Regulations govern the process agencies must go through to requisition goods or services, and once a contract is fully terminated, procurement must go through that process, the affidavit said. The officer contends that wholesale contract termination does not help prevent waste, fraud and abuse.

Contracts 376

Contracts Legal Government Training 376

Appraisal Buzz

FEBRUARY 11, 2025

While the Government MCAI climbed by 1%, the Conventional MCAI increased by 3.8%. Key Highlights Conventional, Government, Conforming & Jumbo Indices In January, the MCAI increased by 2.5% While the Government MCAI climbed by 1%, the Conventional MCAI increased by 3.8%. In March 2012, the index was benchmarked at 100.

Mortgage 259

Mortgage Government Lending Technology 259

Housing Wire

OCTOBER 31, 2024

Ginnie Mae acting president Sam Valverde has been operating in his current position at the government-owned company for much of 2024. He is overseeing the sizable government portfolio of mortgage-backed securities (MBS) while navigating the company’s stated need for more budgetary resources.

Government 445

Government Finance Mortgage Development 445

Housing Wire

JANUARY 10, 2025

The bulk of the job gains in December occurred in the care (+46,000 jobs), government (+33,000 jobs), retail trade (+43,000 jobs), and social assistance (+23,000 jobs) sectors. The unemployment rate has hovered at 4.1% for the past seven months. The number of unemployed people was 6.9 million in December.

Construction 395

Construction Housing Market Retail Real Estate 395

Housing Wire

NOVEMBER 15, 2024

The 30-year fixed mortgage rate, which correlates with long-term government bonds, increased to 6.97% at HousingWire ’s Mortgage Rates Center , compared to 6.94% on Monday. Financial markets quickly responded to Powell’s comments, with stocks getting hit and Treasury yields spiking. 10-year yield jumped to 4.450% on Thursday.

Mortgage 531

Mortgage Government Tools Marketing 531

Housing Wire

JANUARY 29, 2025

The program applies to both conventional and government loans and is available to borrowers with a FICO score of 720 or higher. In September 2024, UWM launched a 75-bps incentive program for conforming conventional and government-backed rate-and-term refinances. The move is similar to previous UWM pricing incentives. 29, 2024.

Advertising 302

Advertising Government Mortgage Marketing 302

Housing Wire

OCTOBER 28, 2024

While Monestier, who reportedly sold her Rhode Island home in 2022 and is part of the affected class, believes sellers were paying “inflated commissions,” she feels that prior to the settlement changes going into effect, the rules governing the industry were “clear and confusion did not reign supreme.” Following the Aug.

Business 468

Business Sellers Realtors Buyers 468

Appraisal Buzz

MARCH 17, 2025

Both conventional and government credit supply expanded over the month. The Government MCAI grew by 1.4%, while the Conventional MCAI increased by 1.3%. The Government MCAI grew by 1.4%, while the Conventional MCAI increased by 1.3%. In February, the MCAI increased by 1.4% In March 2012, the index was benchmarked at 100.

Buyers 221

Buyers Mortgage Government Lending 221

Housing Wire

OCTOBER 22, 2024

30, approximately $200 billion in unpaid principal balance, more than 30% of the loans in our portfolio, had a rate above 5%, $90 billion of which was government-insured or guaranteed loans, and $108 billion of which was conventional and other loans,” Spector said. “As of Sept.

Government 434

Government Investing Mortgage Valuation 434

Housing Wire

NOVEMBER 14, 2024

Frank Rainwater, executive director of the state’s Revenue and Fiscal Affairs Office, described some of the challenges that would need to be addressed by the government in the coming years. “On But from our perspective, how does government provide services?” It’s nice, people want to come here to live and retire.

Transportation 370

Transportation Government Inventory Mortgage 370

Appraisal Buzz

DECEMBER 20, 2024

This updated report offers insights and tips on what is possible when governments and CLTs work together toward the shared goal of creating permanently affordable homeownership. State governments are increasingly providing legislative and financial support for CLTs from Connecticut to Texas.

Land Lease 243

Land Lease Government Real Estate Housing Market 243

Appraisal Buzz

OCTOBER 28, 2024

In jurisdictions without state income taxes, such as Florida and Texas, property taxes are a particularly significant source of funding for government programs. For example, a government may issue a large new bond or a new administration may be investing heavily in infrastructure.

Property Taxes 349

Property Taxes Home Value Government HOA 349

Housing Wire

JANUARY 10, 2025

Shes urging House Speaker Mike Johnson to take up the bill, which would require the Government Accountability Office (GAO) to conduct a study to assess wildfire and insurance threats and responses. I think what we’ve got to look at is, what can the government do to back up the ability for people to have insurance coverage?

Insurance 370

Insurance Government Construction Business 370

Housing Wire

OCTOBER 21, 2024

” The spokesperson continued: “It is clear the government isn’t interested in their own rules, or facts, and are simply including us in this case to score headlines based on our strong brand and prominent position in the industry.

Appraisal 511

Appraisal Reconsideration of Value Valuation Law 511

Housing Wire

MARCH 24, 2025

It excludes new construction homes , foreclosure sales, auction sales, non-arms-length transactions, bank/corporate/government acquisitions, invalid quit claims and outlier sale prices (defined as below $10,000 or above $10 million). Zillow said only this subset of off-MLS transactions was included in the analysis.

Sellers 491

Sellers Real Estate Agents Realtors 491

Housing Wire

NOVEMBER 13, 2024

The report only considers homes in default, auction and real estate-owned (REO) status — i.e., those owned by a bank, government agency or another party after foreclosure. Only filings listed in the Attom data warehouse in Q3 2023 were considered, although the company noted that some filings may come from Q2 2023.

Housing Market 448

Housing Market Real Estate Government Mortgage 448

Housing Wire

MARCH 17, 2025

If mortgage rates rise from todays level, this will be a negative for the labor market, which has already been shedding government jobs in 2025. With rising mortgage rates, more supply and some pressure on profit margins, its challenging for housing permits to grow. The chart below is not very encouraging.

Mortgage 437

Mortgage Government Development Business 437