Housing Wire

JUNE 5, 2024

This is just one of many ways HUD is empowering residents, industry leaders, and governments to expand access to innovative, affordable housing solutions, particularly in rural communities.”

Government 529

Government Finance Renovations Design 529

Housing Wire

JULY 22, 2024

The cybersecurity company’s ubiquity across core business industries and government services led to widespread disruption across the public and private sectors, including air travel, health care, retail and more. Upon the opening of the stock market Monday morning, CrowdStrike’s share price took a notable hit stemming from the incident.

Government 451

Government Technology Retail Business 451

Appraisal Buzz

SEPTEMBER 13, 2024

The Government MCAI remained steady, whereas the Conventional MCAI rose by 1.8%. Conventional, Government, Conforming, & Jumbo MCAI Component Indices Using the same process as the Total MCAI, the Conventional, Government, Conforming, and Jumbo MCAIs are created to display the relative credit risk and availability for each index.

Mortgage 414

Mortgage Government Lending Construction 414

Appraisal Buzz

OCTOBER 15, 2024

The Government MCAI grew by 0.8%, while the Conventional MCAI fell by 1.7%. While the Conventional MCAI looks at non-government loan programs, the Government MCAI looks into FHA, VA, and USDA loan programs. Key Findings from the Mortgage Credit Availability Index: In September, the MCAI dropped by 0.5%

Mortgage 387

Mortgage Government Lending Construction 387

Housing Wire

OCTOBER 15, 2024

The MCAI for conventional loans fell by 1.7%, while the corresponding index for government loans increased by 0.8%. Most component indexes decreased over the month, but the government index increased, driven by more offerings of VA streamline refinances.” The MBA’s Mortgage Credit Availability Index (MCAI) fell by 0.5% in September.

Mortgage 432

Mortgage Government Marketing Technology 432

Housing Wire

AUGUST 15, 2024

There are many government program offerings designed to support low-income borrowers and underserved communities available through banks and credit unions, including: Federal Housing Administration (FHA): FHA provides mortgage insurance on loans made by FHA-approved lenders.

Government 475

Government Insurance Finance Mortgage 475

Housing Wire

DECEMBER 4, 2024

The program, dubbed “60bps for 60 Days,” applies to both conventional and government loans and is available to borrowers with a FICO score of 720 or higher. In September, UWM launched a 75-bps incentive program for conforming conventional and government-backed rate-and-term refinances. The Federal Housing Administration (FHA), U.S.

Government 391

Government Mortgage Marketing Business 391

Housing Wire

JUNE 5, 2024

Fratantoni noted that government purchase volume was down less, aided by growth in U.S. The market is relying on first-time homebuyer demand, and many first-time buyers do use government lending programs,” he said. Department of Veterans Affairs (VA) loan applications. The refinance share of mortgage activity decreased to 31.1%

Mortgage 467

Mortgage Government Contracts Lending 467

Housing Wire

MAY 24, 2024

The funding round will support fair housing complaint investigations, as well as education and outreach, to “inform the public, housing providers, and local governments about their rights and responsibilities under both the Fair Housing Act and state and local fair housing laws.”

Law 467

Law Government Development 467

Housing Wire

JULY 12, 2024

“The main takeaway from our side is that the court significantly narrowed the scope of damages and penalties that the government can seek in this case,” Kang told RMD. The court, Kang said, held the government cannot recover any damages under the FCA, so treble damages sought by DOJ are off the table.

Government 437

Government Insurance Development Law 437

Housing Wire

MAY 30, 2024

Sam Valverde Speaking to attendees during a keynote speech, Valverde said that the government-owned company had “a reputation of being less than transparent,” according to the reporting, and wanted to “sensitize” the reverse mortgage market to its plans for the new product. on Wednesday. The news was first reported by Inside Mortgage Finance.

Government 463

Government Development Mortgage Tools 463

Housing Wire

AUGUST 13, 2024

The letter concluded with ALTA stressing that it is not just lenders who benefit from a lender’s title policy, but consumers and even the federal government. The comment period for the request for information closed on Aug. 2, 2024.

Insurance 457

Insurance Mortgage Legal Government 457

Appraisal Buzz

DECEMBER 10, 2024

More than half of recent mortgages were government loans in Colorado Springs, Colorado; El Paso, Texas; and Virginia Beach, Virginia because of high VA-loan usage. Nearly three in four mortgage loans were government loans in El Paso, with 29.3% Miami leads with 42.7% comprised of VA loans and 41% were FHA loans.

Housing Market 415

Housing Market Marketing Inventory Government 415

Housing Wire

JULY 5, 2024

Job gains in June were most notable in industries like government (70,000), health care (49,000), social assistance (34,000) and construction (27,000), a positive for the housing industry. While economists noted that the month’s job gains were higher than anticipated, they highlighted that most of the jobs were in the government sector.

Construction 443

Construction Government Real Estate Housing Market 443

Housing Wire

NOVEMBER 7, 2024

Government-sponsored enterprise Fannie Mae announced on Thursday the appointment of Scott D. Stowell, a homebuilding executive with nearly 40 years of industry experience, to its board of directors. “Mr. Stowell brings nearly 40 years of experience in the U.S. housing market,” Almodovar said.

Government 369

Government Investing Construction Real Estate 369

Housing Wire

JULY 17, 2024

For example, when the property associated with the note is sold, a first look will be offered to owner occupants, nonprofit organizations and government entities. In addition, according to the proposed rule, HUD must also prioritize awarding these loans to nonprofits and governmental entities.

Mortgage 444

Mortgage Government Insurance Development 444

Housing Wire

JULY 30, 2024

This was driven by loan paydowns, liquidations, and sales that outpaced acquisition volumes during the quarter, the government-sponsored enterprise (GSE) said in its earnings report. The average single-family conventional guaranty book of business decreased by $6.4 Fannie’s average single-family guaranty fee decreased to 51.9

Government 441

Government Mortgage Business Lending 441

Appraisal Buzz

NOVEMBER 20, 2024

percent, while the Government MCAI increased by 0.4 percent, while the Government MCAI increased by 0.4 The Conventional, Government, Conforming, and Jumbo MCAIs are constructed using the same methodology as the Total MCAI and are designed to show relative credit risk/availability for their respective index. The MCAI rose by 0.7

Mortgage 418

Mortgage Government Design Construction 418

Housing Wire

NOVEMBER 25, 2024

The Federal Housing Finance Agency (FHFA) on Monday unveiled its three-year plan for the government-sponsored enterprises (GSEs) Fannie Mae and Freddie Mac to improve housing opportunities in underserved areas.

Development 448

Development Government Finance Design 448

Housing Wire

OCTOBER 15, 2024

The government-sponsored enterprise (GSE) said the Housing Choice Voucher program, which launched in 2022, assists very low-income families, seniors and people with disabilities in being able to afford stable and quality housing in the private market.

Landlords 474

Landlords Tenants Property Management Legal 474

Housing Wire

JUNE 7, 2024

workforce according to new government data analyzed by LendingTree. by the government.” The analysis was based on U.S. Census Bureau Household Pulse Survey data, according to LendingTree. Meanwhile, half (50.5%) of the older working population is employed by private companies and 10.3% as of March 2024. and 32.2%, respectively.

Government 474

Government Development Finance 474

Housing Wire

NOVEMBER 18, 2024

The Federal Housing Finance Agency (FHFA) on Monday announced that it will raise the 2025 multifamily loan caps for purchases by the government-sponsored enterprises (GSEs) Fannie Mae and Freddie Mac to $73 billion each.

Government 457

Government Finance Business Marketing 457

Housing Wire

SEPTEMBER 4, 2024

United Wholesale Mortgage (UWM) is rolling out a new 75 basis-point incentive program for conforming conventional and government-backed rate-and-term refinances.

Government 486

Government Technology Clients Investing 486

Housing Wire

JULY 1, 2024

A government solution Without employer participation and accountability, the government has taken on the full onus of fixing the housing crisis. The government simply cannot deliver on the high need or delicate balances, and behind closed doors, many officials are frustrated with employers’ unrelenting role in the crisis.

Real Estate 528

Real Estate Government Inventory Housing Market 528

Housing Wire

OCTOBER 9, 2024

seniors, according to a new report from the Government Accountability Office (GAO) based on data from the U.S. Homelessness is an escalating problem for the growing number of U.S. Department of Housing and Urban Development (HUD).

Government 467

Government Development Finance 467

Housing Wire

MAY 22, 2024

Government-backed purchase loans, particularly those from the Federal Housing Administration (FHA), continued to rise and accounted for 27% of all purchase transactions due to their lower down payment requirements. As expected, mortgage application volumes dipped in the fourth quarter due to seasonal trends.

Mortgage 468

Mortgage Government Marketing 468

Housing Wire

APRIL 15, 2024

Fannie Mae and Freddie Mac will not count buyer’s agent commissions as part of their allowable interested party contributions (IPCs), according to announcements from the government-sponsored enterprises (GSEs) on Monday.

Buyers 532

Buyers Agents Real Estate Agent Sellers 532

Housing Wire

APRIL 17, 2024

The Federal Housing Finance Agency (FHFA) this week announced a new product proposal for government-sponsored enterprise (GSE) Freddie Mac that would allow the agency to purchase certain single-family, closed-end second mortgages.

Mortgage 529

Mortgage Government Design Finance 529

Housing Wire

AUGUST 8, 2024

Hawkins joined PWR in 1998 as vice president of government affairs. A decade later, he was named executive vice president of government affairs, before being named the trade group’s CEO in 2015. On behalf of the Leadership Team, I’d also like to thank Debra for directing the organization during these past few months.”

Realtors 440

Realtors Real Estate Government Development 440

Housing Wire

DECEMBER 4, 2024

But government loans trended slightly upward. In 2025, jumbo loans will increase to a minimum size of $806,501 — a 5.2% increase from the current floor that is consistent with home-price increases , according to an announcement last week from the Federal Housing Finance Agency (FHFA). in the prior week. the previous week.

Mortgage 394

Mortgage Inventory Government Contracts 394

Housing Wire

AUGUST 28, 2024

The government-sponsored enterprises (GSEs) Fannie Mae and Freddie Mac on Wednesday announced new minimum standards to be included in tenant leases on GSE-backed multifamily properties, following up on a policy announced last month by the Federal Housing Finance Agency (FHFA).

Tenants 445

Tenants Government Finance Marketing 445

Housing Wire

NOVEMBER 14, 2024

The Congressional Budget Office (CBO) this week published a report assessing the performance of government-sponsored enterprises (GSEs) Fannie Mae and Freddie Mac in reaching their single-family housing goals. The CBO found that the GSEs “met or exceeded” nearly all goals over a four-year period from 2018 to 2022.

Government 535

Government Finance Legal Mortgage 535

Housing Wire

AUGUST 6, 2024

Department of Housing and Urban Development (HUD), the FHA and the government-sponsored enterprises (GSEs) in collaboration with the Federal Housing Finance Agency (FHFA) — was designed to ”develop an aligned approach for both FHA-insured mortgages and those purchased or guaranteed by” the GSEs, HUD explained.

Reconsideration of Value 444

Reconsideration of Value Appraisal Design Valuation 444

Housing Wire

SEPTEMBER 3, 2024

Doug Duncan , who’s been the chief economist at the government-sponsored enterprise since 2008, will be retiring effective Sept. The chief economist of Fannie Mae expects to hang up the cleats this year. 22, according to Rob Chrisman, who first reported the news on his blog Tuesday morning.

Government 434

Government Mortgage Marketing Finance 434

Housing Wire

JULY 19, 2024

government, and multiple federal agencies have reported that their systems have been impacted, according to reporting at FedScoop , an outlet focused on tech matters related to government infrastructure. Microsoft is a major tech provider to the U.S.

Technology 445

Technology Government Development Business 445

Housing Wire

JULY 12, 2024

Primary identification with a photo can include any of these options: Government-issued driver’s license U.S. Learner’s Permit (plastic card only with photo and signature) National/State/Country Identification Card government-issued Passport or Passport Card U.S. Can I renew my Massachusetts real estate license online?

Real Estate 440

Real Estate Government Real Estate Agent Agents 440

Housing Wire

OCTOBER 30, 2024

Government refinances accounted for a large part of the decrease, dropping 12% over last week.” The 30-year fixed rate, at 6.73%, was at its highest level since July 2024,” said Joel Kan , MBA’s deputy chief economist.

Mortgage 467

Mortgage Government Inventory Marketing 467