Housing Wire

MARCH 4, 2025

March figures to be a crucial month for gauging consumer interest in the 2025 housing market. The pace of home sales remains near a 30-year low point as home prices and mortgage rates keep potential borrowers in wait-and-see mode. But mortgage rates have posted an unusually large decline in the past week.

Mortgage 472

Mortgage Contracts Buyers Housing Market 472

Housing Wire

MARCH 7, 2025

Today, the BLS jobs report showed that the labor market is getting softer, but it’s not breaking. This gives us a glimpse of what may happen over the next 10 months for mortgage rates, especially since, since Jan. I recently discussed this in an interview with Yahoo Finance. 14, we’ve seen them move lower.

Marketing 379

Marketing Mortgage Government Construction 379

Housing Wire

DECEMBER 17, 2024

The rule applies existing protections for residential mortgages to borrowers who seek PACE loans to upgrade or renovate their homes through clean energy technology. PACE loans which are often used to finance environmentally minded renovations, like the addition of solar panels have led to financial instability for some borrowers.

Mortgage 394

Mortgage Renovations Finance Property Taxes 394

Housing Wire

OCTOBER 21, 2024

In a housing market shaped by uncertainty, military veterans and service members are emerging as some of the most confident and prepared homebuyers, outpacing their civilian counterparts. This was driven by optimism about the housing market and economy. It also shows up in their personal finances.

Finance 476

Finance Housing Market Buyers Mortgage 476

Housing Wire

JANUARY 14, 2025

Mortgage rates continued their ascent this week after Fridays jobs report showed that employers added more positions than expected in December, which is likely to cement a pause on interest rate cuts by the Federal Reserve later this month. when the Federal Open Market Committee (FOMC) wraps up its next meeting on Jan. in November.

Mortgage 418

Mortgage Housing Market Tools Marketing 418

Appraisal Buzz

OCTOBER 11, 2024

Department of Housing & Urban Development (HUD) will co-host the “Mortgage Market Resilience and Access to Credit Summit” on Tuesday, October 15 at HUD’s headquarters. Ginnie Mae and the U.S.

Marketing 370

Marketing Mortgage Finance Retail 370

Housing Wire

OCTOBER 21, 2024

The construction activity is likely to place the housing industry and its financing partners on a “collision course” with insurers, the outlet said. Robert Gordon, a senior vice president at the American Property Casualty Insurance Association , told the Journal that mortgage lenders need to be more involved in these processes.

Insurance 497

Insurance Real Estate Agent Construction Development 497

Housing Wire

NOVEMBER 1, 2024

With mortgage rates moving closer to 7% once again, recent homebuyers are finding creative ways to lock in lower rates. This comes despite rising mortgage rates and a 115% increase in the typical mortgage payment compared to pre-pandemic levels. There are also nontraditional loan types such as an adjustable-rate mortgage (ARM).

Mortgage 321

Mortgage Finance Buyers Loan Officers 321

Housing Wire

JANUARY 20, 2025

This housing market is on hold until mortgage rates come down. We knew that mortgage rates over 7% were possible for the year, and here we are. I still expect well spend most of the year under 7% for the 30-year fixed rate mortgage , but until that happens, home sales are at a standstill. When will that be?

Mortgage 397

Mortgage Inventory New Listings Contracts 397

Housing Wire

OCTOBER 4, 2024

The HousingWire Pulse Survey for Q4 2024 provides valuable insights into the current state of the real estate market from various perspectives: brokerage leaders, mortgage professionals, and real estate agents. This diversity allows for a comprehensive understanding of the market dynamics.

Real Estate 459

Real Estate Housing Market Real Estate Agent Marketing 459

Housing Wire

OCTOBER 30, 2024

Lower mortgage rates in September had a measurable impact on home sales. Pending home sales data is the latest sign that falling mortgage rates in August and September boosted home sales. According to data released Wednesday by the National Association of Realtors (NAR), pending home sales in September jumped 7.4% year over year.

Mortgage 476

Mortgage Realtors Housing Market Finance 476

Appraisal Buzz

NOVEMBER 13, 2024

The mortgage servicing landscape has long been a crucible of change, where today’s decisions lay the groundwork for the industry’s future. By bringing together decision-making executives from across the nation, the NMSA drives the conversation on shaping the American housing industry for the benefit of homeowners.

Mortgage 410

Mortgage Technology Clients Tools 410

Housing Wire

FEBRUARY 13, 2025

Health care information and caregiving marketplace website Care.com published an article that examines several practical ways that someone could choose to finance their long-term care (LTC) goals. The reverse mortgage industry has aimed in recent years to position itself as a potential avenue to fund LTC directly or pay for LTC insurance.

Property Taxes 337

Property Taxes Mortgage HOA Insurance 337

Housing Wire

DECEMBER 18, 2024

Perhaps most importantly, some homebuilders have been subsidizing mortgage rates to help maintain employment and finish ongoing projects. The key points of this report indicate that the Federal Reserve has overlooked the housing market for years. However, housing starts have declined for some time, as shown in the chart below.

Construction 509

Construction Modernization Mortgage Housing Market 509

Housing Wire

AUGUST 8, 2024

Although there is no doubt that business practice changes outlined in the National Association of Realtors’ (NAR) nationwide commission lawsuit settlement agreement are going to impact how real estate industry professionals operate, economists aren’t too sure they’ll have much bearing on the housing market. “I

Housing Market 488

Housing Market Marketing Mortgage Sellers 488

Housing Wire

MARCH 10, 2025

Together, we will improve the experience by connecting traditionally disparate steps of the search and financing process with leading technology that removes friction, reduces costs and increases value to American homebuyers. The deal is projected to boost Rockets adjusted earnings per share by late 2026.

Brokerage 482

Brokerage Real Estate Finance Agents 482

Housing Wire

OCTOBER 7, 2024

Ironically, a strong employment situation in the country drives the bond market to higher rates. After the recent lows with mortgage rates this week, the 30-year fixed rate jumped back up over 6.5%. The purchase market is slower to respond, and the data now is still showing the positive impact of lower rates of recent weeks.

Housing Market 476

Housing Market Marketing Mortgage Contracts 476

Housing Wire

JULY 15, 2024

If we look at the housing market right now, sales are down, new listings are down and prices are decelerating. Good inflation data came in last week, the bond market rallied and mortgage rates took a notable dip below 7% for the first time in months. Maybe we’re finally past the peak of mortgage rates ?

Housing Market 497

Housing Market New Listings Marketing Mortgage 497

Housing Wire

FEBRUARY 5, 2025

in the third quarter of 2024, according to the Federal Housing Finance Agency , while the U.S. Buyer demand at REO auctions continued to decline in Q4 2024, which Auction.com chalked up to stubbornly high mortgage rates. This forecast also assumes national home-price appreciation of 4% and an average unemployment rate of 3.8%

Retail 415

Retail Renovations Buyers Finance 415

Housing Wire

OCTOBER 29, 2024

Employment data for October is set to be released Friday, and it will go a long way in determining the path for mortgage rates, which have surged upward in the past month. At HousingWire’s Mortgage Rates Center on Tuesday, the average rate for 30-year conforming loans was 6.72%. This equated to homes being 9.2%

Mortgage 445

Mortgage Buyers Tools Sellers 445

Housing Wire

SEPTEMBER 12, 2024

Baby boomers are a key constituency for the reverse mortgage industry since they are currently the generation with the largest share of the population at or above the age of 62. A recent SmartAsset analysis of 2023 Home Mortgage Disclosure Act (HMDA) pinpointed where boomers are most active within the U.S. housing market.

Housing Market 468

Housing Market Marketing Insurance Sellers 468

Appraisal Buzz

JANUARY 30, 2025

The American Dream has long been considered one of the pinnacles of success, and owning a home remains a popular and important aspiration for tens of millions of Americansregardless of whether they are renting, living with relatives or friends, or surviving in some other housing situation.

Buyers 335

Buyers Property Taxes Mortgage HOA 335

Housing Wire

NOVEMBER 26, 2024

year over year in the third quarter of 2024, per the latest House Price Index (HPI) released Tuesday by the Federal Housing Finance Agency (FHFA). housing market has experienced positive annual appreciation each quarter since the start of 2012. . home prices rose 4.3% from August. “U.S.

Housing Market 395

Housing Market Finance Marketing Mortgage 395

Housing Wire

NOVEMBER 13, 2024

Rose singled out the declines in mortgage applications and originations among Black millennials as an exceptionally poor sign of the trajectory of Black homeownership, since that cohort of homebuyers contributes significantly to long-term wealth accumulation for Black families.

Real Estate 418

Real Estate Mortgage Finance Housing Market 418

Appraisal Buzz

NOVEMBER 6, 2024

According to a recent Zillow poll, nearly half of recent homebuyers who obtained a mortgage did so at a rate lower than 5%. Even though mortgage rates are currently close to 7%, many purchasers who bought a home within the last year used unconventional thinking to become homeowners. Look into rate buydowns and mortgage points.

Buyers 370

Buyers Marketing Sellers Loan Officers 370

Appraisal Buzz

FEBRUARY 6, 2025

Amid the whirlwind of economic forces impacting the housing market, one trend stands out. Multigenerational housing, once a rarity, is now becoming commonplace and reshaping not just how we live, but also how we lend and borrow. There are dozens of scenarios that could cause families to choose multigenerational housing.

Lending 348

Lending Renovations Finance Housing Market 348

Appraisal Buzz

NOVEMBER 18, 2024

Ironically, renting is often now more affordable than buying due to skyrocketing mortgage rates. Supply Surge: We’re witnessing a once in a generation influx of new apartments, often concentrated in “hot” markets. This is a hangover from the favorable financing conditions of 2021/2022.

Development 335

Development Finance Real Estate Housing Market 335

Housing Wire

JULY 26, 2024

The HousingWire Pulse Survey for Q3 2024 provides a detailed snapshot of current housing market sentiments and challenges faced by real estate agents, brokers, and mortgage professionals. In terms of mortgage rates , 63% predict they will stay flat, reflecting a broader expectation of stability.

Housing Market 482

Housing Market Real Estate Agent Marketing Training 482

Housing Wire

FEBRUARY 6, 2025

Describing the modern-day mortgage market as challenging would be an understatement, to say the least. Mortgage interest rates have steadily ramped up throughout 2024. The average rate throughout 2024 for 30-year fixed mortgages was 6.72% higher than it was during the 2008 market crash.

Mortgage 301

Mortgage Training Construction Investors 301

Appraisal Buzz

OCTOBER 18, 2024

“Permits are a leading indicator of future starts, and they increased for the third consecutive month in September, a positive sign for a supply-starved housing market,” added Kushi. The housing market remains structurally underbuilt, and homeowners with locked-in low mortgage rates are keeping existing-home inventory limited.

Construction 418

Construction Housing Market Inventory Home Value 418

Housing Wire

OCTOBER 10, 2024

Ongoing supply and affordability challenges in the housing market have frustrated many homeowners who have looked to trade up or relocate for various reasons. Mortgage lenders can also benefit from these projects through a variety of products, including home equity lines of credit (HELOCs).

Renovations 476

Renovations Advertising Housing Market Lending 476

Housing Wire

JANUARY 2, 2024

The “ silver tsunami ” — a colloquialism referring to aging Americans changing their housing arrangements to accommodate aging — could have more of an impact on the housing market this year, according to analyst Meredith Whitney in a conversation with Yahoo Finance. “[T]he

Housing Market 521

Housing Market Marketing Real Estate Agent Real Estate 521

Appraisal Buzz

OCTOBER 9, 2024

New national data concerning manufactured home price trends have been released by the Federal Housing Finance Agency (FHFA). Data on the movement and level of manufactured house prices nationwide are released quarterly by the FHFA in the form of the House Price Index (HPI) and median prices for manufactured homes.

Housing Market 384

Housing Market Marketing Real Property Finance 384

Housing Wire

JULY 23, 2024

Mortgage rates continue to move lower this week even as higher borrowing costs have kept activity subdued across many areas of the housing market. And higher rates are also impacting the future supply of homes, as housing permits have been in a downtrend for a while.“ Data from the U.S. in 2024 and to 6.4%

Mortgage 511

Mortgage Real Estate Agent Finance Buyers 511

Housing Wire

SEPTEMBER 4, 2024

housing investing at Minneapolis -based Värde Partners , and Karen Kulvin, a former senior managing director and co-head of the real estate debt platform at Los Angeles -based Kayne Anderson Real Estate. “This is a pivotal moment in the market, and I look forward to helping Pretium continue its leadership in this space.”

Finance 446

Finance Real Estate Investing Development 446

Housing Wire

SEPTEMBER 17, 2024

Like the vast majority of the country, the city’s housing market has been stymied by high mortgage rates, low inventory and mismatched expectations between buyers and sellers. The Altos Market Action Index, which measures the balance between buyers and sellers, has dropped from 47 to 40 since May.

Housing Market 471

Housing Market Marketing Sellers Buyers 471

Housing Wire

OCTOBER 28, 2024

Given the unrelenting mortgage costs, generally weak homebuyer demand, and the year’s rising supply of unsold homes, I’ve been expecting home prices to recede a bit in the second half of this year. All the dominant trends in the housing market this year seem like they would indicate home prices declining. They have not.

Inventory 475

Inventory New Listings Sellers Contracts 475