Housing Wire

FEBRUARY 12, 2025

-based financial services firm Legal & General shows that as many as 11% of all couples over the age of 50 use their real estate wealth either through the proceeds of a home sale or a home equity release product to finance the costs of divorce. In the U.S.,

Finance 348

Finance Legal Mortgage Real Estate 348

Housing Wire

MARCH 12, 2025

Reverse mortgage leader Finance of America (FOA) recorded a quarter-over-quarter loss in the fourth quarter of 2024, but still notched a full-year profit. Finance of America is making home equity a mainstream component of retirement planning and we remain confident in our strategic direction and the long-term value of the business.

Finance 282

Finance Retail Tools Mortgage 282

Housing Wire

MARCH 12, 2025

This is AI meets modern home financing and its transforming the way people buy homes, Lane Hornung , co-founder and CEO of zavvie, said in a statement. Our new platform brings unprecedented speed and certainty to home financing, helping loan officers and their clients win more deals. Cash and certainty win deals, Hornung added.

Finance 204

Finance Loan Officers Real Estate Agent Modernization 204

Housing Wire

JUNE 5, 2024

Today, HUD is providing new resources for preserving and revitalizing these communities by providing FHA-insured financing to mission-focused groups to buy or refinance and revitalize manufactured homes. “Manufactured home communities offer a stable and affordable housing option for many families,” Todman said in a statement.

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Government Finance Renovations Design 529

Housing Wire

OCTOBER 18, 2024

Some owners of older condo units have had to list at prices far below what they bought the units for because special assessments are so high (and are difficult to finance). This could result in the local community banks and credit unions providing the financing, likely with maximum loan-to-value ratios of 80% or less.”

Marketing 524

Marketing Mortgage Finance Lending 524

Housing Wire

OCTOBER 21, 2024

That’s according to a recent index released by Veterans United Home Loans to measure the financial health and optimism of veterans, active-duty service members and civilians in terms of home purchase timelines and motivating factors, personal finance and their outlook for the U.S. It also shows up in their personal finances.

Finance 476

Finance Housing Market Buyers Mortgage 476

Housing Wire

MARCH 10, 2025

Together, we will improve the experience by connecting traditionally disparate steps of the search and financing process with leading technology that removes friction, reduces costs and increases value to American homebuyers. The deal is projected to boost Rockets adjusted earnings per share by late 2026.

Brokerage 482

Brokerage Real Estate Finance Agents 482

Housing Wire

DECEMBER 17, 2024

PACE loans which are often used to finance environmentally minded renovations, like the addition of solar panels have led to financial instability for some borrowers. The rule applies existing protections for residential mortgages to borrowers who seek PACE loans to upgrade or renovate their homes through clean energy technology.

Mortgage 396

Mortgage Renovations Finance Property Taxes 396

Housing Wire

SEPTEMBER 19, 2024

Kristen Sieffert At industry leader Finance of America (FOA), company president Kristen Sieffert said that the impact on both the company and the industry will be very evident. The negative impacts of higher rates have also pushed seniors to seek out more expensive traditional financing instruments, he explained. “We

Mortgage 493

Mortgage Finance Lending Insurance 493

Housing Wire

SEPTEMBER 5, 2024

In this executive conversation, Steven Katz, Executive Vice President and Chief Investment Officer of Residential Financing at Arbor Realty Trust, shares his thoughts on the burgeoning build-to-rent (BTR) market. That’s just one example of how BTR offers access to a lifestyle that renters could not afford otherwise.

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Tenants Investing Marketing Construction 476

Housing Wire

JANUARY 6, 2025

Vanderbilt Mortgage & Finance , part of Warren Buffetts conglomerate Berkshire Hathaway , has been accused by the Consumer Financial Protection Bureau (CFPB) of manipulating underwriting standards and setting borrowers up to fail in manufactured home loans. The consumer watchdog on Monday filed a lawsuit in a U.S.

Finance 448

Finance Lending Mortgage 448

Housing Wire

MARCH 6, 2025

Pierpoint has served NAR for nearly four decades, including serving as CFO and as a staff executive to NARs Finance Committee for 20 years. Cenedella has formerly held finance roles at I MG Worldwide , American Greetings , Nestle Waters , Readers Digest Association and Deloitte & Touche.

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Human Resources Finance Realtors Development 370

Housing Wire

AUGUST 1, 2024

When asked if they feel better about their finances compared to one year ago, 63% of veterans and 59% of civilians said yes. Department of Veterans Affairs (VA), it financed more than $17 billion in VA loans in 2023, making it country’s largest VA lender. The results highlight some interesting splits between veterans and civilians.

Housing Market 508

Housing Market Finance Buyers Marketing 508

Housing Wire

SEPTEMBER 5, 2024

The report calls on more states and cities to pass “source of income” or “source of financing” anti-discrimination statutes and enforce them to protect homebuyers. The CFA also called on real estate associations to better educate agents on sources of financing discrimination and how to successfully work with FHA buyers.

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Buyers Real Estate Agent Inspection Real Estate 476

Housing Wire

JULY 23, 2024

The survey of 1,180 real estate agents across six Mid-Atlantic states and the District of Columbia found that 14% of sellers in June saw a contract fall through due to a buyer’s inability to secure financing, which was up from 11% in May. The surveyed agents also noted that affordability was the No.

Mortgage 511

Mortgage Real Estate Agent Finance Buyers 511

Housing Wire

FEBRUARY 13, 2025

Fifty-two percent of the primary home purchases Freddie financed went to first-time homebuyers, and 53% of all the home loans it financed were affordable to low- and moderate-income families. Freddie also financed 553,000 rental units, with 93% of eligible units affordable to low- to moderate-income families. billion were up $2.7

Finance 398

Finance Mortgage Investors Marketing 398

Appraisal Buzz

OCTOBER 30, 2024

A new TransUnion survey has found that many consumers feel their existing mortgage and auto payments are putting a strain on their household finances, as the prospect of falling interest rates has them ready to consider refinancing those loans.

Finance 393

Finance Buyers Mortgage Home Value 393

Housing Wire

OCTOBER 17, 2024

The Federal Home Loan Banks (FHLBanks) saw significant growth in support of affordable housing and community development in 2023, according to a report released Thursday by the Federal Housing Finance Agency (FHFA).

Development 459

Development Finance Investing Mortgage 459

Housing Wire

OCTOBER 15, 2024

That was down 18% year over year, per Inside Mortgage Finance estimates. The company ranked No. 12 among the largest U.S. mortgage lenders in the first half of 2024, with $11.8 billion in home loan production. Fairway operates in the Birmingham area under the trade name MortgageBanc , which it acquired in 2009.

Advertising 468

Advertising Lending Loan Officers Retail 468

Housing Wire

SEPTEMBER 11, 2024

Financing these improvements can be an obstacle too. The article cites a reverse mortgage as a potential financing vehicle for older homeowners, since the debt doesn’t need to be satisfied until the home is sold.

Business 468

Business Renovations Finance Clients 468

Housing Wire

FEBRUARY 3, 2025

In April 2023, federal auditors were confounded by $3 million in unexplained variances in HACMs balances, and the prior finance team came up with nothing after an investigation lasting nearly two years. But HACM recently appointed Brad Leak to its finance team, moving to make him the CFO last month.

Tenants 407

Tenants Finance Development Housing Market 407

Housing Wire

FEBRUARY 5, 2025

in the third quarter of 2024, according to the Federal Housing Finance Agency , while the U.S. Higher financing costs for those traditional buyers limits the pool of potential buyers for renovated homes, the report explained. This forecast also assumes national home-price appreciation of 4% and an average unemployment rate of 3.8%

Retail 417

Retail Renovations Buyers Finance 417

Housing Wire

JANUARY 7, 2025

Credit reporting errors can have serious consequences for a familys finances, and it is critical that credit reporting giants follow the law. The lawsuit against Experian follows one filed by the CFPB against Vanderbilt Mortgage & Finance , part of Warren Buffetts conglomerate Berkshire Hathaway.

Law 418

Law Finance Real Estate Business 418

Appraisal Buzz

MARCH 10, 2025

Together, we will improve the experience by connecting traditionally disparate steps of the search and financing process with leading technology that removes friction, reduces costs and increases value to American homebuyers. According to Yahoo!

Real Estate Agent 324

Real Estate Agent Brokerage Real Estate Agents 324

Housing Wire

OCTOBER 24, 2024

Many of the distressed properties Sandoval encounters are not in good enough condition to qualify for traditional financing. That means the buyer will need to pay in cash or use non-traditional financing such as a hard money loan. When this happens, Sandoval works with the owner to provide a graceful exit.

Retail 448

Retail Buyers Renovations Finance 448

Housing Wire

JANUARY 28, 2025

Apollo orchestrated this transaction and now our partnership through Newfi provides the financing needed to grow this business and scale it to a higher level. It’s a complete financing solution that helps us ramp up and scale our production in the BPL sector. Could you share how this move puts Dunmor at the forefront of that?

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Lending Investing Finance Investors 361

Appraisal Buzz

DECEMBER 23, 2024

Clearly the baby boomer generation has benefited from our countrys unique housing finance system, and it is imperative that we ensure this system remains in place to help boomers and the many generations that follow, Mittal said.

Finance 433

Finance Mortgage Technology Investing 433

Housing Wire

OCTOBER 24, 2024

Expand your offerings: Learn about the Reverse for Purchase financing option, which allows seniors to buy homes without monthly mortgage payments, enhancing their purchasing power.

Client Relationships 435

Client Relationships Clients Finance Development 435

Appraisal Buzz

FEBRUARY 6, 2025

This means providing expert guidance on first-time homebuyer programs, navigating the mortgage process, and exploring a multitude of financing options that align with their goals. The Sandwich Generation: New Parents Juggling Family and Finances The arrival of a new baby brings joy, excitement, and a whole new set of financial challenges.

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Lending Renovations Finance Housing Market 348

Housing Wire

FEBRUARY 14, 2025

MISMO , the real estate finance industrys standards organization, on Thursday announced its board of directors for 2025. MISMO board members, who represent a cross-section of the residential and commercial real estate finance industries, are responsible for overseeing the organization and serve two-year terms.

Finance 296

Finance Real Estate Technology Lending 296

Appraisal Buzz

NOVEMBER 6, 2024

The most common way buyers have secured below-market rates is through special financing offers from sellers or home builders. Despite these obstacles, resolute purchasers are coming up with innovative ways to finance their aspirations of becoming homeowners.

Buyers 370

Buyers Marketing Sellers Loan Officers 370

Housing Wire

NOVEMBER 15, 2024

But in Greater Austin , the “Holiday of Homes” offers flex cash — which can be used towards design selections or structural options — and financing.

Retail 418

Retail Finance Development Real Estate 418

Housing Wire

OCTOBER 18, 2024

Together, we’re changing the way people think about home financing by offering solutions that work for real people in real markets.” “Ruoff Mortgage has been a trusted name in the industry for decades, and their dedication to client success aligns perfectly with our vision at Calque,” Calque CEO Michael Bremer said in a statement.

Mortgage 448

Mortgage Buyers Contracts Finance 448

Housing Wire

OCTOBER 21, 2024

The construction activity is likely to place the housing industry and its financing partners on a “collision course” with insurers, the outlet said. This is the most among all states, according to an analysis by climate-modeling firm First Street Foundation on behalf of the The Wall Street Journal.

Insurance 497

Insurance Real Estate Agent Construction Development 497

Housing Wire

FEBRUARY 25, 2025

With nearly three decades of experience in real estate and investing, Ive worked with hard money lenders to secure financing for everything from simple fix-and-flip projects to multi-million-dollar apartment building rehabs. But what really makes them stand out is the option to finance up to 85% of the property value with no down payment.

Renovations 366

Renovations Real Estate Investors Investing 366

Housing Wire

MARCH 4, 2025

Passed in 2021, the CTA aims to combat financial crimes such as tax fraud, money laundering and terrorist financing by requiring certain businesses to file a BOI report with FinCEN. FinCEN began accepting BOI reports from new and existing companies in January 2024. This rule, which goes into effect Dec.

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Business Legal Insurance Real Estate 348

George Dell

JANUARY 27, 2025

An FHFA (Federal Housing Finance […] The post What Time is It? This means that even if personal judgment says the subject market is stable, ananalysis must be performedto arrive at the zero adjustment conclusion. pt 10 appeared first on George Dell, SRA, MAI, ASA, CRE.

Finance 361

Finance Appraisal Marketing Valuation 361