Sat.Mar 29, 2025 - Fri.Apr 04, 2025

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Tariff news sends mortgage rates to the lowest level of 2025

Housing Wire

Mortgage rates have reached the lowest levels of the year today as the 10-year yield dropped significantly on tariff news. The stock market reacted negatively to the news regarding tariffs, resulting in significant selling and a shift towards the bond market. In this week’s Housing Market Tracker , I mentioned that the 10-year yield level was stubbornly resistant and that we needed bad news to break through it.

Mortgage 533
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Rocket to Acquire Mr. Cooper in $9.4B Transaction

Appraisal Buzz

Detroit-based fintech platform Rocket Companies has announced the acquisition of Mr. Cooper Group Inc. in an all-stock transaction for $9.4 billion in equity value. After the acquisition, Rockets combined servicing book will be worth a reported $2.1 trillion across nearly 10 million clients, or one in every six mortgages in America. Servicing is a critical pillar of homeownershipalongside home search and mortgage origination, said Varun Krishna , Rocket CEO.

Clients 407
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Indiana Jones & the growing gap between buyers and sellers

Sacramento Appraisal Blog

The gap between buyers and sellers has been growing, but are we about to have an Indiana Jones moment in the housing market? I think many people are wondering that, so let’s talk about it. UPCOMING SPEAKING GIGS: 4/4/25 Gateway Properties (private) 4/10/25 Yuba-Sutter Association (register here) 4/15/25 Culbertson and Gray (private I think) 4/18/25 […] The post Indiana Jones & the growing gap between buyers and sellers first appeared on Sacramento Appraisal Blog.

Sellers 268
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Affordability Pyramid Shows 94 Million Households Cannot Buy a $400,000 Home 

Eyes on Housing

NAHB recently released its 2025 Priced-Out Analysis, highlighting the housing affordability challenge. While previous posts discussed the impacts of rising home prices and interest rates on affordability, this post focuses on the related U.S. housing affordability pyramid. The pyramid reveals that 70% of households (94 million) cannot afford a $400,000 home, while the estimated median.

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Leverage Trellis Court Data To Identify More Investment Opportunities

Finance teams find Trellis to be particularly effective in conducting comprehensive due diligence on both individuals and businesses. With our court data solution, financial experts can access critical litigation insights, making it an invaluable resource for informed decision-making in the financial sector.

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No, homeowner delinquency rates aren’t elevated

Housing Wire

Homeowner delinquency rates are rising from record low levels but arent even back to pre-COVID-19 levels yet. This weekend, there has been a lot of discussion on social media surrounding homeowners’ delinquency data. This situation has prompted me to write this article and bring some reality into this discussion because the narrative being pushed is simply not true.

Lending 541

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Agents grow more discontented with their profession, and with NAR

Inman

A new survey shows that fewer agents want to recommend their job to others and that, in the wake of NAR's commission lawsuit settlement, more are dissatisfied with the trade group.

Agents 148
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Appraisal Institute Scandal – Widespread Fraud Uncovered

Appraiserblogs

The Appraisal Institute is embroiled in yet another scandal, and this time it involves widespread fraud and cover-ups at the highest levels of the organization. Alissa Akins, a former director at AI, blew the whistle on a long-running scheme where the nonprofit knowingly misreported test scores to state regulators, potentially allowing unqualified appraisers to get licensed.

Appraisal 139
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Florida’s housing affordability crisis is reaching a breaking point

Housing Wire

Florida’s long-standing reputation as America’s affordable sunshine paradise is rapidly dimming under the weight of skyrocketing housing costs, unsustainable insurance premiums and crumbling infrastructure, according to a new report from real estate analytics firm Cotality. The study reveals a state at a critical crossroads, with early warning signs mirroring California ‘s housing collapse that triggered a mass exodus of residents.

Insurance 448
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Industry Survey Gauges Real Estate Agents’ Housing Market, Career Sentiment

Appraisal Buzz

Redfin has conducted a survey of its agents across the industry to gauge key insights into the challenges and opportunities facing todays real estate professionals. In its 2025 Industry Survey , Redfin dug deeper into how real estate agents view their careers, the housing market, and other hot-button industry issues. The 2025 Industry Survey highlights the opportunities and challenges agents see in this evolving market and the increasing pressures brought on by economic uncertainty and industry

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The Constructor's Digital Transformation Playbook: Reducing Risk With Technology

Speaker: Dylan Secrest

Construction projects are high-stakes operations where even minor inefficiencies can lead to costly delays, safety concerns, and budget overruns. Managing risk in construction has always been a challenge, but as projects grow in complexity, traditional methods no longer cut it. Enter Digital Transformation - a game changer approach that replaces inefficiency with AI-powered analytics, real-time monitoring, and automated workflows to proactively manage risk.

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EXCLUSIVE: Compass clients signal legal action against NWMLS

Inman

A new website soliciting plaintiffs for a possible class-action suit against the Washington MLS asks homeowners if they've sold in the state and seen "a price drop or significant days on market.

Legal 158
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New data: Private listings offer ‘no benefits to sellers’

Real Estate News

Though the number of office exclusives is rising, a new report from Bright MLS found no financial advantage to pre-marketing a home off the MLS.

Sellers 310
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Rocket Companies to acquire Mr. Cooper in bombshell $9.4B deal

Housing Wire

Rocket Companies is buying Mr. Cooper , America’s largest mortgage servicer, in a market-shattering deal that could reshape the mortgage industry for years to come. The Detroit-based fintech , which is also in the midst of acquiring real estate brokerage and home search portal Redfin for $1.75 billion , is paying an equity value of $9.4 billion in stock, the companies said in a statement early Monday morning.

Finance 468
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Spring Housing Inventory Jumps, But Buyers Remain Hesitant Amid Economic Turmoil 

Appraisal Buzz

As more properties came ontothe market and overall inventory increased for the 17th consecutive month, the U.S. housing market showed signs of a sustained recovery this spring, according to Realtor.com s March Housing Trends Report. Nonetheless, increasing price reductions and declining pending house sales indicate that buyers are being cautious, most likely as a result of the uncertain economic climate and customers growing anxieties about their individual financial circumstances.

Inventory 335
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Need Curated Pre-foreclosure Lists to Generate New Real Estate Leads? Trellis Has the Data!

Trellis is a state trial court research and analytics platform that provides Real Estate Professionals (Buyers, Foreclosure, Loan Modification, etc.) with LEADS on Pre-Foreclosures, Lis Pendes, Distressed Assets and more — to help uncover **new** opportunities and grow their business. The process is quick and easy — and all in real time. Trellis will supply you with a link to the relevant dockets, a Leads sheet and access to its UI where applicable.

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Women, Wealth and Real Estate: How Nelvia Bullock breaks barriers

Inman

Coach Melanie Klein profiles this Charlotte, North Carolina, Realtor who empowers herself and others through mentorship and professional collaboration.

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MLS PIN deal finally gets judge’s OK despite DOJ pushback

Real Estate News

The $3.95 million settlement aligns with NAR math, but unlike NARs agreement, allows the Massachusetts MLS to continue displaying offers of compensation.

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Survey: Home insurance rates rise for most policyholders in 2024

Housing Wire

Two-thirds of U.S. homeowners saw their insurance rates increase in 2024, according to a recent survey by ValuePenguin. Amid escalating costs , many policyholders worry their homes could become uninsurable in the future, while some have already received nonrenewal notices from their insurers. The survey of nearly 2,000 consumers found that 67% experienced rate increases in 2024, down slightly from 72% in 2023.

Insurance 389
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Concern Grows Among Home Insurance Policyholders

Appraisal Buzz

According to a ValuePenguin survey of nearly 2,000 U.S. consumers , two in three home insurance policyholders said their rates rose in 2024. The survey found that, in just a year, the rate of home insurance policyholders who worry their homes will become uninsurable nearly doubled, with 50% of policyholders fearing this will happen, up from 26% in 2024.

Insurance 360
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First American CEO accused of choking barefoot cruise passenger

Inman

Kenneth DeGiorgio now faces a criminal assault charge following an incident aboard the Virgin Voyages Resilient Lady cruise ship, according to an FBI criminal complaint.

Legal 133
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How Compass staged its pre-marketing blitz in Seattle

Real Estate News

Brokerage leadership coordinated a private listings push in the region despite MLS rules restricting pre-marketing and the risk of steep fines for agents.

Marketing 279
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Home price signals continue to weaken for 2025

Housing Wire

There are three big trends in the spring 2025 housing market: Supply continues to build. This is measurable in both the total unsold inventory and the number of new listings each week. Because each week we have 815% more sellers than last year, the total inventory will continue to build unless and until demand shifts dramatically, which would require notably lower mortgage rates.

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Plot Twist: New Generational Group Emerges With the Largest Share of Homebuyers

Appraisal Buzz

According to the National Association of Realtors 2025 Home Buyers and Sellers Generational Trends report, baby boomers now comprise the largest generational group of home buyers in a shift that underscores the changing dynamics of todays housing market. The report examines the similarities and differences among recent homebuyers and sellers across generations, and found that the combined share of younger boomers (ages 6069) and older boomers (ages 7078) rose to 42% of all homebuyers in the past

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Investors surprised by nCino’s $18.6M Q4 loss, cautious guidance

Inman

Shares in cloud banking solutions provider hit new all-time low after company posts guidance that revenue from the company's main line of business could shrink by as much as 7 percent this year.

Investors 133
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NWMLS responds to Compass, blasts efforts to ‘gatekeep’ listings

Real Estate News

Countering criticism from Compass Robert Reffkin, the CEO of the Washington-based MLS said private networks are designed to benefit brokerages, not consumers.

Brokerage 289
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Baby boomers overtake Millennials in buying the most houses

Housing Wire

Baby boomers have overtaken millennials as the largest share of homebuyers , making up 42% of all purchases in the past year, according to a report from the National Association of Realtors (NAR). Millennials, who previously led home-buying trends, now account for 29%, down from 38% the previous year. NARs 2025 Home Buyers and Sellers Generational Trends report found that Generation X buyers remained steady at 24% of the market.

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One Real Mortgage Launches Compensation and Stock Awards Programs for LOs

Appraisal Buzz

One Real Mortgage , the mortgage broker arm of The Real Brokerage Inc., is setting a new standard for loan officer empowerment with the launch of an innovative recruiting and coaching compensation program, and an exclusive stock awards program. These industry-first initiatives aim to reward entrepreneurial excellence, offering LOs opportunities to build wealth while contributing to the companys continued growth.

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Judge won’t approve MLS PIN commission deal without changes

Inman

U.S. District Judge Patti Saris asked the DOJ Antitrust Division for evidence that offers of compensation in the MLS are anticompetitive and harm consumers.

Realtors 135
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The US needs 40 million more low-cost homes

Real Estate News

The number of households that can only afford homes under $300K far exceeds the supply at that price point, while there is a glut of homes valued at $2M and up.

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FHFA replaces Freddie Mac board member amid other changes

Housing Wire

The Federal Housing Finance Agency (FHFA) continues to make leadership changes at the board and executive levels of Freddie Mac and Fannie Mae. Capital One multifamily finance executive Grace Huebscher, who served as Chair of the Risk Committee and a member of several other committees, resigned from Freddie Mac ‘s board on March 24, according to TipRanks.

Finance 486
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How Many U.S. Homes Lack Insurance?

Appraisal Buzz

A new study from LendingTree reveals that 13.6% of U.S. homesroughly 11.3 millionare uninsured, leaving millions of homeowners financially vulnerable in the event of a disaster. The analysis, based on U.S. Census Bureau data, highlights the growing affordability crisis as home insurance premiums continue to surge. Between 2020 and 2023, home insurance costs jumped 33%, averaging $2,530 annually, forcing many homeowners to weigh the financial risk of going without coverage.

Insurance 378
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How and when to say ‘no’ as a new real estate agent

Inman

Coach Verl Workman writes that setting healthy boundaries, including saying "no" when needed, provides a more balanced life and fulfilling career in real estate.

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Manufactured Homes: An Alternative Means of Housing Supply

Eyes on Housing

Manufactured homes play a measurable role in the U.S. housing market by providing an affordable supply option for millions of households. According to the American Housing Survey (AHS), there are 7.2 million occupied manufactured homes in the U.S., representing 5.4% of total occupied housing and a source of affordable housing, in particular, for rural and.