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So you've set your sights on a home that, to put it mildly, needs a little repair work. The stairs are creaky, and you've noticed a leak (or three). Still, your mind is made up. What's a love-struck home buyer to do? If your heart is set on a fixer-upper, this advice from real estate experts can help you make that “needs-work” house a home.
Among the dozens of records that serve to inform or disclose to the buyer significant knowledge about the property, the title report is one of the most important. It documents ownership, vesting, and detail regarding anything recorded against the home, such as liens, encroachments, or easements. The title company compiles the report from a search of county records to issue title insurance, and any liens against the property are listed as "exceptions" to a title policy.
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