Housing Wire

DECEMBER 3, 2024

With technology rapidly advancing, Zumper is the latest company in the real estate industry to dive into artificial intelligence (AI) assistants. The rental portal this week launched an AI assistant named Zoe, which according to the company can answer “virtually any renter question about a property or its neighborhood.” Zoe can also help manage the process of renting an apartment by requesting tours and submitting leads.

Property Management 391

Property Management Tools Real Estate Technology 391

Appraisal Buzz

DECEMBER 3, 2024

Where is the best place to spend your golden years? According to U.S. News & World Report’s new study, 2025’s Best Places to Retire in the U.S. , Naples, Florida takes the top spot. Florida’s Paradise Coast beat out 149 other top U.S. cities, with Virginia Beach, New York City, Sarasota, and Boise rounding out the top five best retirement locales.

Real Estate 366

Real Estate Appraisal Marketing 366

Housing Wire

DECEMBER 3, 2024

Global analytics software leader FICO on Tuesday announced the launch of the first-ever government-issued mortgage-backed security (MBS) with loans originated using FICO Score 10 T. The MBS pool was issued by Cardinal Financial and included loans from the U.S. Department of Veterans Affairs (VA). FICO Score 10 T utilizes trended data for lender use in understanding credit behavior over time, which enables more accurate risk assessments.

Mortgage 387

Mortgage Government Investors Lending 387

Appraisal Buzz

DECEMBER 3, 2024

The Consumer Financial Protection Bureau (CFPB) has proposed a rule to rein in data brokers that sell Americans’ sensitive personal and financial information. The proposed rule would limit the sale of personal identifiers like Social Security Numbers and phone numbers collected by certain companies and make sure that people’s financial data, such as income, is only shared for legitimate purposes, like facilitating a mortgage approval, and not sold to scammers targeting those in financial distres

Law 356

Law Government Modernization Technology 356

Housing Wire

DECEMBER 3, 2024

One week after it was granted final approval , the National Association of Realtors’ (NAR) commission lawsuit settlement agreement is facing more challenges. On Monday, settlement objector and University of Buffalo law professor Tanya Monestier filed a motion to intervene in the Sitzer/Burnett suit. And Monty March, the lead plaintiff in a now-dismissed copycat suit in New York, filed an appeal of Judge Stephen R.

Real Estate 370

Real Estate Legal Law Realtors 370

Appraisal Buzz

DECEMBER 3, 2024

The Federal Housing Finance Agency (FHFA) has announced the deemed-issuance ratio for the 2025 calendar year in accordance with Internal Revenue Service (IRS) guidelines on the trading of the Uniform Mortgage-Backed Security (UMBS). The deemed-issuance-ratio is used for diversification reporting on bonds ultimately delivered to the purchaser until the bonds have been disposed of, regardless of the issuing Enterprise on the underlying bonds.

Contracts 222

Contracts Insurance Investing Home Value 222

Sacramento Appraisal Blog

DECEMBER 3, 2024

Condos are struggling, and they’re really having a moment in today’s housing market. Let’s talk about what’s going on with volume, supply, and prices. Be sure to read my closing thoughts about housing doom and hot pockets too. UPCOMING SPEAKING GIGS: 12/5/24 Made 4 More Team (Exporting Data from MLS) 12/11/24 Gateway: Think Like an […] The post Condos are having a moment first appeared on Sacramento Appraisal Blog.

Housing Market 222

Housing Market Appraisal Marketing Insurance 222

Housing Wire

DECEMBER 3, 2024

While there has been something of a “yo-yo” of gains and losses in the reverse mortgage industry’s performance metrics for the past several months, some mixed signals on the horizon — such as higher interest rates that could depress origination volumes along with the potential implementation of HMBS 2.0 — leave 2024 winding down in an active way for the business.

Mortgage 354

Mortgage Finance Marketing Business 354

George Dell

DECEMBER 3, 2024

First, note that the time adjustment is core to market analysis. It is not about “comparing comps.” It quantifies two things. The change in: 1) the value of the dollar and, 2) market segment price levels. Reference: FHFA Working Paper 24-07: Disparities and Time Adjustments, the paper by William Doerner and Scott Susin (FHFA) relates […] The post Solve Bias with Market Analysis?

Marketing 195

Marketing Market Value 195

Housing Wire

DECEMBER 3, 2024

The Federal Housing Administration (FHA) this week published a final Mortgagee Letter (ML), 2024-23, that requires lenders to report a cybersecurity breach within 36 hours of being detected. While the FHA posted a draft version of the ML online in September to seek feedback, the agency stated that the draft is being issued as final without any changes.

Insurance 347

Insurance Government Tools Mortgage 347

Real Estate News

DECEMBER 3, 2024

So far, the pace of home sales has been slower this year, but the fall bump in pending sales could translate to a December rally — if mortgage rates drop.

Housing Market 173

Housing Market Marketing Mortgage 173

Housing Wire

DECEMBER 3, 2024

Pretium Partners , a New York City-headquartered investment firm, announced Tuesday that its adding a new senior managing director to lead its business optimization efforts. Sebastiano “Sid” Visentini will join Pretium following a 16-year career at New York City-based Morgan Stanley. Visentini recently served as the investment bank’s head of firm strategy for execution and innovation.

Investing 322

Investing Real Estate Modernization Business 322

Inman

DECEMBER 3, 2024

University at Buffalo contracts law professor Tanya Monestier on Monday informed Judge Stephen Bough she would follow in the footsteps of fellow objectors who have appealed the Nov. 26 ruling.

Law 158

Law Contracts Realtors 158

Housing Wire

DECEMBER 3, 2024

Prospective homeowners enter the housing market with two questions: Where do I begin? How much home can I afford? Once the process starts, nearly half of home buyers report shedding tears at some point. Potential homeowners should be able to handle this confusion in a world where technology and digital tools rule customer service. Fortunately, home buying doesn’t have to remain confusing for new buyers.

Tools 222

Tools Finance HOA Property Taxes 222

Inman

DECEMBER 3, 2024

As a thank-you, you'll be entered into a raffle for a chance to win one of five in-person tickets to Inman Connect New York or Inman Connect San Diego in 2025.

Brokerage 156

Brokerage Agents 156

Housing Wire

DECEMBER 3, 2024

Multifamily property managers and owner managers face countless challenges and complexities day in and out. From resident relations and legal compliance to property takeover, both established and new property management company executives can quickly become overwhelmed handling all the moving parts required to run the company. One of the most common challenges, particularly when taking over a property, is hiring and retaining full-time staff.

Property Management 222

Property Management Legal Agents Training 222

Inman

DECEMBER 3, 2024

The company is reshuffling its product line in a bid to distinguish between tools that can assist with research on listings and larger-scale efforts that depend on Land id's mapping technology.

Real Estate 128

Real Estate Tools Technology Marketing 128

Housing Wire

DECEMBER 3, 2024

The HousingWire award spotlight series highlights the individuals and organizations that have been recognized through our Editors’ Choice Awards. Nominations for HousingWire’s 2025 Tech100 Award are open now through December 16, 2024. Click here to nominate a tech organization. As the mortgage world continues to see rapid tech advancements, staying ahead of the curve requires more than just keeping up — it demands leading the way.

Mortgage 195

Mortgage Technology Real Estate Clients 195

Inman

DECEMBER 3, 2024

For years, homeowners have hesitated to list their homes at the end of the year, believing that it's an inconvenient time. "Confessions" aims to reassure sellers that Opendoor's platform provides a reliable solution year-round, ensuring that sellers can operate on the timeline that works best for them.

Sellers 122

Sellers Tools Brokerage Marketing 122

Eyes on Housing

DECEMBER 3, 2024

After a period of slowing associated with declines for some elements of the residential construction industry, the count of open construction sector jobs trended lower in the October data, per the Bureau of Labor Statistics’ Job Openings and Labor Turnover Survey (JOLTS). The data indicates the demand for construction labor market remains weaker than a year.

Construction 97

Construction Marketing 97

Inman

DECEMBER 3, 2024

Whether it’s refining your business model, mastering new technologies, or discovering strategies to capitalize on the next market surge, Inman Connect New York will prepare you to take bold steps forward. The Next Chapter is about to begin. Be part of it. Join us and thousands of real estate leaders Jan. 22-24, 2025.

Real Estate 120

Real Estate Technology Business Marketing 120

Eyes on Housing

DECEMBER 3, 2024

Residential construction has remained in low density suburbs and outlying areas, according to the National Association of Home Builders’ latest release of the Home Building Geography Index (HBGI). This trend is driven by persistent factors that continue to affect housing affordability including a limited supply of buildable lots, rising construction costs, and a shortage of.

Construction 88

Construction 88

Inman

DECEMBER 3, 2024

Judge Stephen R. Bough overruled all objections to the National Association of Realtors and HomeServices deals and awarded attorneys one-third of the settlement amounts as requested.

Realtors 109

Realtors Brokerage Agents 109

GoForrmz

DECEMBER 3, 2024

Let digital data collection streamline your auditing needs Audits are a reality that no organization can afford to overlook. The stakes are high — non-compliance can lead to hefty fines, damaged reputations, and even operational shutdowns. Yet, the most common reason businesses falter during audits is poor record-keeping and inefficient processes. That’s where GoFormz steps in.

Business 78

Business Contracts Design Tools 78

Inman

DECEMBER 3, 2024

James Mullis has appealed the final approval of settlements totaling $110 million — a move that suggests the battle over how agents practice and get paid is far from over.

Agents 99

Agents Realty Brokerage Real Estate 99

Hank Miller Team

DECEMBER 3, 2024

The bite is severe and it’s going to get worse. HOA issues are on the rise, but the vitriol directed at them is not always justified. Homeowner associations exist to maintain property and community standards; to ensure that owners, their properties, and community property, meet agreed upon standards. Over the last several years, many HOAs have been financially stressed and that stress is being passed to residents.

HOA 52

HOA Buyers Insurance Sellers 52

Inman

DECEMBER 3, 2024

Worried about the election's impact on interest rates and the housing market? Don't be. According to Lindsey Harn, the same fundamentals that drive the market at other times are in operation during election years.

Housing Market 88

Housing Market Marketing Agents Mortgage 88

Clear Capital

DECEMBER 3, 2024

The November 2024 Home Data Index (HDI®) Market Report shows national quarter-over-quarter (QoQ) home price growth is at 0.2 percent. Download the report , or read it below. About the Clear Capital Home Data Index (HDI®) Market Report and Forecast The Clear Capital HDI Market Report and Forecast provides insights into market trends and other leading indices for the real estate market at the national and local levels.

Marketing 66

Marketing Real Estate Investing 66

Inman

DECEMBER 3, 2024

The National Association of Realtors' commission settlement has been finalized, Carl Medford writes, so it's more important than ever to listen carefully to homesellers' concerns and questions.

Realtors 88

Realtors Agents Marketing 88

Mortgagebroker News

DECEMBER 3, 2024

Saving for a downpayment is a huge hurdle for renters in Toronto. Could a much-publicized condo crisis in the city bring rents lower?

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Inman

DECEMBER 3, 2024

First Multiple Listing Service, Georgia's largest MLS, has partnered with the maker of a voice-enabled home search platform to offer rapid, accurate assistance for everyday business tasks.

Tools 88

Tools Business Technology 88

Will Springer Realtor

DECEMBER 3, 2024

Seattle’s reputation as a walking city was elevated in 2024 with the introduction of Overlook Walk – a transformative pedestrian bridge and community hub linking downtown to the waterfront. This modern marvel enhances the Emerald City’s accessibility while showcasing its stunning natural and urban scenery. Part of an $800M investment in the central waterfront, Overlook Walk works in tandem with the newly expanded Seattle Aquarium’s Ocean Pavilion.

Modernization 37

Modernization Investing Business Marketing 37

Inman

DECEMBER 3, 2024

Robust password management practices, such as using unique, complex passwords, enabling multi-factor authentication, and utilizing password managers, can protect sensitive client information and safeguard online businesses, cybersecurity expert Robert Siciliano writes.

Clients 78

Clients Business Technology Agents 78

Clear Capital

DECEMBER 3, 2024

Our automated appraisal underwriting risk analyzer, AURA®, is now available on the Encompass Partner Connect API Platform. Read on to learn more about AURA, Encompass® by ICE Mortgage Technology®, and other Clear Capital products that are available through the platform. What is AURA? AURA is an intelligent automated collateral underwriting review tool that aggregates all the data necessary to fully analyze the risk of an appraisal.

Technology 36

Technology Appraisal Valuation Mortgage 36