Housing Wire

JANUARY 16, 2025

The 10-year yield and mortgage rates have been on a wild ride lately, even testing my top-end forecast at 7.25%, but today, the 10-year yield fell after remarks by Fed President Chris Waller about whether the Fed would do even more rate cuts than the market was anticipating. His statement on this, in a CNBC interview : If inflation continues on this path through the beginning of 2025, it’s reasonable to think that possibly rate cuts could happen in the first half of the year.” This w

Mortgage 459

Mortgage Construction Marketing Government 459

Appraisal Buzz

JANUARY 16, 2025

One of the most crucial parts of underwriting is making sure a prospective borrower has a reliable source of income that enables them to pay back their mortgage loan, according to Khristi Waters, Senior Director of Single-Family Credit Risk Policy and Li-Ning Huang Principal of Economic and Strategic Research Market Research at Fannie Mae. The industry experts offered their insight on borrower income, homeownership, credit access, and more.

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Investors Mortgage Lending Finance 248

Housing Wire

JANUARY 16, 2025

Mortgage and property tax payments are not the only expenses that prospective homeowners need to consider. Homeowners associations (HOAs) are commonplace, and more of them are requiring owners to pay up, according to a survey by Realtor.com. Realtor.com’s report found that 40.5% of listings in 2024 had some sort of HOA fee and these expenses became even more costly.

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HOA Property Taxes Construction Buyers 360

Appraisal Buzz

JANUARY 16, 2025

ATTOMs Year-End 2024 U.S. Foreclosure Market Report a measure of foreclosure filings, including default notices, scheduled auctions, and bank repossessionswere reported on 322,103 U.S. properties in 2024, down 10% from 2023, down 1% from 2022, and down 35% from 2019, before the pandemic shook up the market. Foreclosure filings in 2024 were also down 89% from a peak of nearly 2.9 million in 2010.

Lending 248

Lending Investors Housing Market Marketing 248

Speaker: Timothy Allsopp

Payment challenges often lead to delayed projects, financial bottlenecks, and strained relationships. With construction projects becoming more complex, outdated processes are no longer sustainable. By refining financial workflow, companies can improve cash flow, reduce error, and foster trust between stakeholders. Discover practical strategies for redesigning payment systems to overcome workflow challenges while creating a smoother, more reliable process for contractors and subcontractors alike.

Construction

Housing Wire

JANUARY 16, 2025

Southern housing markets have dominated growth lists over the last few years, and a report by CoreLogic today shows Southern markets are still hot. Using growth indicators that measure upcoming construction and development, southern metros take eight spots in the top 10 list. The top three metros are Lakeland, Florida. , Austin, Texas, and Raleigh, North Carolina.

Housing Market 357

Housing Market Marketing Construction Development 357

Housing Wire

JANUARY 16, 2025

The standard of living of the average American has to decline, he said. I don’t think you can escape that. These were the words of Federal Reserve Chairman Paul Volcker as he testified before Congress in October 1979. Inflation was 13%. Volckers predecessors, Arthur Burns and William Miller, had failed to control prices. Stagflation gripped the United States.

Investing 370

Investing Marketing Mortgage Modernization 370

Real Estate News

JANUARY 16, 2025

Tying association membership to MLS access isnt anticompetitive, the defendants argue, while also claiming the plaintiffs are contradicting themselves.

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Housing Wire

JANUARY 16, 2025

Cleveland-based Corporate Settlement Solutions (CSS) released an analysis Thursday that highlights a growing gap between appraised home values and sale prices. Across the 19 East Coast and Midwest states in which CSS operates, appraisals were higher than sale prices in 57% of transactions during the second half of 2024. That share was up from 53% in the second half of 2023 and 51% in the first half of 2024.

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Appraisal Valuation Home Value Housing Market 325

Real Estate News

JANUARY 16, 2025

Rates increased for a fifth straight week, but the latest inflation data could be a sign that relief is coming.

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Mortgage 217

Advertiser: Trellis

Trellis is a state trial court research and analytics platform that provides Real Estate Professionals (Buyers, Foreclosure, Loan Modification, etc.) with LEADS on Pre-Foreclosures, Lis Pendes, Distressed Assets and more — to help uncover **new** opportunities and grow their business. The process is quick and easy — and all in real time. Trellis will supply you with a link to the relevant dockets, a Leads sheet and access to its UI where applicable.

Real Estate

Housing Wire

JANUARY 16, 2025

The Federal Communications Commission (FCC) this week warned consumers in all 50 states that fraudsters are posing as mortgage lenders by calling homeowners and asking them to pony up on payments. The scam, dubbed “Green Mirage,” involves callers contacting homeowners who oftentimes “have previously sought relief from their actual mortgage lender and may expect to be contacted,” the FCC’s alert read , adding that the callers typically know specific details such as t

Mortgage 308

Mortgage Insurance Government Lending 308

Real Estate News

JANUARY 16, 2025

NAR hires industry relations exec; Chris Lim to lead growth at RE/MAX; Zillow names new GM for Flex; RealScout shuffles leadership; LPT hires operations pro.

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Housing Wire

JANUARY 16, 2025

The National Association of Realtors (NAR) and several other defendants are making another attempt at having the Hardy antitrust lawsuit dismissed. The defendants which also include the Michigan Association of Realtors , The Grosse Pointe Board of Realtors , Greater Metropolitan Association of Realtors , North Oakland County Board of Realtors and Realcomp II Ltd.

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Realtors Real Estate Agents Buyers 300

Appraisal Buzz

JANUARY 16, 2025

The average rate for a 30-year fixed-rate mortgage climbed to 7.04% this week, up from 6.93% last week, according to to Freddie Mac. It was the fifth consecutive week that mortgage rates increased and the first time since May 2024 that the average rate for a 30-year reached above 7%. A year ago at this time, the average rate for a 30-year was 6.60%.

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Mortgage Appraisal 195

Real Estate News

JANUARY 16, 2025

The agreement allows the 67,000 combined members of FMLS the 5th-largest MLS in the U.S. and three smaller organizations to share listings and referrals.

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Appraisal Buzz

JANUARY 16, 2025

The Mortgage Bankers Association (MBA) has launched a new program at Cleveland State University focused on residential mortgage origination and processing. The new, three-credit undergraduate course is being offered via the MBAs Mortgage Banking Bound (MBB) program. Fourteen students are currently enrolled in the 2025 spring semester course that runs from January 15 until the end of April.

Law 195

Law Lending Real Estate Finance 195

Eyes on Housing

JANUARY 16, 2025

Builder sentiment edged higher to begin the year on hopes for an improved economic growth and regulatory environment. At the same time, builders expressed concerns over building material tariffs and costs and a larger government deficit that would put upward pressure on inflation and mortgage rates. Builder confidence in the market for newly built single-family.

Marketing 152

Marketing Government Mortgage 152

Appraisal Buzz

JANUARY 16, 2025

How accurate was the appraisal of residential homes in the second half of 2024? According to a report from Corporate Settlement Solutions (CSS), home appraisals were higher than sale prices 57% of the time, up from 53% in the second half of 2023. As per the firms half-year Appraisal Price-Gap Analysis report, 8% of homes were under-appraised, a year-over-year decrease from 12%; and 36% were appraised at the sale price, as compared to 34% in the second half of 2023.

Appraisal 150

Appraisal Marketing 150

Inman

JANUARY 16, 2025

Marc Davison, John Heithaus and David Charron leaders in LA and elsewhere in real estate wrote and produced "Santa Ana Fury" in a bid to solicit donations for the Realtors Relief Foundation.

Real Estate 141

Real Estate Realtors Technology Brokerage 141

GoForrmz

JANUARY 16, 2025

Stay competitive in 2025 with essential digital tools for construction businesses The construction industry is projected to reach a global market value of $14.4 trillion by 2030, driven by technological advancements and increased demand for infrastructure. Yet, despite this growth, up from $7.28 trillion in 2021, many construction businesses still struggle with outdated, paper-based processes that slow productivity and create compliance risks.

Tools 78

Tools Construction Business Project Management 78

Inman

JANUARY 16, 2025

In the fast-paced, competitive world of real estate entrepreneurship, coach Melanie Klein writes, the relationships you nurture are just as critical as the systems you implement.

Real Estate 137

Real Estate Business Agents 137

Empire Appraisal Group

JANUARY 16, 2025

Florida Leads for Best Place to Retire Source: [link] U.S. News & World Report named three Florida cities to its 2025 Best Places to Retire in the U.S. top 10 list and another seven Florida cities to the top 20. WASHINGTON Three Florida cities landed in the top 10 of U.S. News & World Reports 2025 Best Places to Retire in the United States based on how well they meet American retirees’ expectations, with measures including happiness, affordability, health care, desirability, retir

Real Estate 78

Real Estate Realtors Marketing Appraisal 78

Inman

JANUARY 16, 2025

"Green Mirage" phone scam targets homeowners in all 50 states from India, using the caller ID of the borrower's actual mortgage lender and tricking victims into making payments to U.S.-based "mules.

Mortgage 130

Mortgage 130

Eyes on Housing

JANUARY 16, 2025

The NAHB/Westlake Royal Remodeling Market Index (RMI) posted a reading of 68 for the fourth quarter of 2024, up five points compared to the previous quarter. Remodelers are more optimistic about the market than they were earlier in the year, corroborated by NAHBs recent analysis of home improvement loan applications. Demand in many parts of.

Marketing 88

Marketing Home Improvement 88

Inman

JANUARY 16, 2025

Agents who lean into using AI to serve their clients at a higher level, Jimmy Burgess writes, will absolutely outperform the agents who dont embrace this technology.

Business 138

Business Technology Agents Clients 138

BiggerPockets

JANUARY 16, 2025

Will these cities become the best real estate markets of 2025? Norada Real Estate Investments, a turnkey real estate provider, thinks so.

Real Estate 74

Real Estate Marketing Investing 74

Inman

JANUARY 16, 2025

In conjunction with the new fund, which is backed by new limited partners such as Lowes, Public Storage, Kite Realty Group and Independence Realty Trust, Fifth Walls largest proptech investment went public in December with a $9 billion market capitalization.

Realty 120

Realty Investing Marketing Technology 120

Mortgagebroker News

JANUARY 16, 2025

Rate cuts and new mortgage rules could help the market – but affordability issues remain a big factor for hopeful buyers

Housing Market 72

Housing Market Marketing Buyers Mortgage 72

Inman

JANUARY 16, 2025

The case began in August and challenges requirements that agents belong to local, state and national Realtor associations. NAR previously asked to have the case dismissed in November.

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Realtors Agents Law 133

Mortgagebroker News

JANUARY 16, 2025

Bank lauds expertise of new VP in driving growth and collaboration

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Inman

JANUARY 16, 2025

When you focus on the lifestyle, stay ahead of trends and create emotional connections, youre not just selling homes, Coldwell Banker Warburg's Kevelyn Guzman writes. Youre selling the dream.

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Buyers Agents 112

Mortgagebroker News

JANUARY 16, 2025

But optimism appears to be rising compared with last year

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Inman

JANUARY 16, 2025

Doherty is a Massachusetts native with more than 25 years of industry experience. He said a meeting with team cofounders Manny and George Sarkis "reinvigorated" his enthusiasm for real estate.

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Real Estate Agents 129