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Amid industrywide conversations and proposed legislation to address consumer privacy and protection regarding trigger leads , Idaho has stepped up to the plate. Idaho Gov. Brad Little (R) signed H.B. 149 into law last week. The bill introduces a new section called Consumer Privacy in Mortgage Applications to the Idaho Residential Mortgage Practices Act.
The Office of the Comptroller of the Currency (OCC) has issued its OCC Mortgage Metrics Report, Fourth Quarter 2024 , tracking the performance of first-lien mortgages in the federal banking system during Q4 of 2024. The report found that 97.3% of mortgages included were current and performing at the end of Q4 2024, a slight increase from 97.2% reported year-over-year.
Have you ever been prospecting and wished you could read minds to know exactly whos ready to sell? While telepathy isnt an option, predictive analytics will get you pretty close. Predictive analytics in real estate combines the use of historical data and algorithms to anticipate future market trends and identify potential sellers sometimes even buyers, too.
Optimal Blue reports that it has formed a strategic alliance with Cotality formerlyknown as CoreLogic under which Cotality will offer Optimal Blues mortgage origination and pricing data to a broader audience, including hedge funds, capital markets participants, and investment firms seeking insights into the mortgage markets. Optimal Blue sources mortgage rate lock data directly from its product, pricing, and eligibility (PPE) engine, which is used to lock more than one-third of U.S. mortgages,
Finance teams find Trellis to be particularly effective in conducting comprehensive due diligence on both individuals and businesses. With our court data solution, financial experts can access critical litigation insights, making it an invaluable resource for informed decision-making in the financial sector.
Artificial intelligence is transforming the mortgage industry, and we want your insights on how technology is impacting your business. Take the HousingWire Research survey and share your experience. It’s super short, promise! Your feedback will help drive the conversation on AI-powered solutions in mortgage lending. Take the survey today! As the mortgage industry continues to evolve with the integration of AI-powered solutions, wed like to hear from you about how technology is shaping the
Nearly 70% of American workers say theyre unlikely to save enough to meet their retirement needs. And thats only part of the bleak outlook gleaned from the 6,135 responses to a survey released earlier this month by the Transamerica Center for Retirement Studies (TCRS). Most respondents expressed concerns about achieving the same financial security as their parents generation and fears that Social Security will not cover their needs when theyre done working.
The cuts are all part of what NAR called a "months-long strategy" to "streamline" and "reposition" around its new leadership team, as well as "reallocate" the association's budget dollars.
The National Association of Realtors ( NAR ) announced staffing changes on Friday that are reportedly aimed at reducing costs, streamlining operations and refocusing on member services. The restructuring efforts includes the elimination of 41 positions and 20 unfilled roles across several departments including digital strategy, public relations, member engagement, and finance.
Experienced marketing executive Laila Stout has joined Usherpa , developers of the real estate and mortgage industrys first customer relationship engagement platform (REP) platform, as senior marketing manager. Stout was formerly the mortgage marketing manager for Independent Financial in Dallas. Stout knows both marketing and advertising. She has produced successful marketing campaigns on time and within budget from conception to completion.
Construction projects are high-stakes operations where even minor inefficiencies can lead to costly delays, safety concerns, and budget overruns. Managing risk in construction has always been a challenge, but as projects grow in complexity, traditional methods no longer cut it. Enter Digital Transformation - a game changer approach that replaces inefficiency with AI-powered analytics, real-time monitoring, and automated workflows to proactively manage risk.
California Best Title Co. Inc. has agreed to pay $150,000 to the California Department of Insurance (CDI) to settle allegations that two of its employees violated state law that prohibits conflicts of interest in real estate transactions. The payment from California Best Title is comprised of a $100,000 penalty and $50,000 to cover CDI’s investigative costs.
The U.S. housing market became even less affordable for typical workers in the first quarter of 2025, with home prices outpacing wages, according to new analysis from ATTOM. A Q1 2025 Home Affordability Report reveals 97% of analyzed counties now require historically high portions of wages to purchase median-priced homes, continuing a troubling four-year trend that shows no signs of abating.
Trellis is a state trial court research and analytics platform that provides Real Estate Professionals (Buyers, Foreclosure, Loan Modification, etc.) with LEADS on Pre-Foreclosures, Lis Pendes, Distressed Assets and more — to help uncover **new** opportunities and grow their business. The process is quick and easy — and all in real time. Trellis will supply you with a link to the relevant dockets, a Leads sheet and access to its UI where applicable.
Industry stalwart CoreLogic rebranded as Cotality this week, unveiling their new name, logo and brand identity to better reflect where the company is headed. In a sit-down interview with Editor in Chief Sarah Wheeler, Cotality CEO Pat Dodd talked about the mission behind the rebrand and the future he sees for the company. Sarah Wheeler: Part of the rebrand to Cotality is emphasizing the importance of the human element amid all the technology.
Learn from this South Florida agent and philanthropist to feed others before you eat, survive shutdowns, navigate lockdowns and weather a financial crisis by keeping the communitys head above water.
Three federal banking regulators announced their intent to issue a proposal that would rescind the Community Reinvestment Act (CRA) final rule issued in October 2023. Friday’s announcement involves the Federal Reserve , the Office of the Comptroller of the Currency (OCC) and the Federal Deposit Insurance Corp. (FDIC). The agencies plan to reinstate the CRA framework that existed before October 2023.
Compass Florida is expanding its reach even further into Southwest Florida's luxury real estate market with the opening of a brand new office in the heart of downtown Naples, the brokerage announced Wednesday. The Stabile Group, led by real estate expert Karen Stabile, will be joining the new space.
In the aftermath of the wildfires that ravaged Los Angeles in January, tens of thousands of Pacific Palisades and Altadena residents lost their homes and are now competing for housing in a region that is not only expensive but is short on housing inventory. The fires destroyed more than 16,000 homes, businesses and other structures, with 22% of those homes occupied by renters, according to the U.S.
Arkansas-based Keller Williams Market Pro Realty announced Friday that it has added a new affiliate, expanding its presence across a five-state region. True North Realty Group LLC , an independent brokerage with 27 agents , will be aligning with the Keller Williams brand. The firm is co-owned by Jeff Clifton, Daniel Short and Chris Hinkle. It is licensed in Arkansas , Missouri, Oklahoma, Louisiana and Kansas.
KB Home, one of the largest U.S. homebuilders, is breaking new ground with Southern California's first wildfire-resilient new-home community, the company announced Thursday. The community is a game changer for homebuyers seeking safety in fire-prone areas.
Stellar MLS is partnering with real estate technology platform Rayse to provide brokers with a tool designed for greater transparency in transactions. The Rayse platform tracks key agent activities, offering clients real-time insights into tasks such as responding to inquiries, negotiations and analysis of market trends. The goal, according to Stellar MLS , is to address a disconnect between consumer perceptions and the actual time that agents invest in sales transactions.
Shaniqua Newkirk alleged that agents at the luxury firm violated the Fair Housing Act in either failing to respond to her requests for assistance in finding housing or simply not helping her with her Section 8 voucher.
Rithm Acquisition Corp. (RAC), a special purpose acquisition company (SPAC) that was created solely to raise money through an initial public offering ( IPO ) in order to acquire another company, recently closed its IPO of 23 million units. Per RAC, each $10 unit consists of one Class A ordinary share and one-third of a redeemable warrant at $11.50 per share.
The product comes to market two months after the release of Brokerage Listing Networks, a product for creating internal listing networks for brokerages.
Tariffs are expected to rekindle inflation and slow economic growth, but the recent pullback in mortgage rates should provide a "small boost" to home sales this year, economists say.
Kastanis began his career at Compass and spent the last roughly seven years becoming a leading Florida agent for Douglas Elliman. He received an Ellie Award in 2025 as the firm's No. 4 agent in Florida by sales GCI.
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