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They are also used to assess the value of the home for home improvement loans and insurance evaluations. Valuation for insurance claims. Any existing easements or zoning issues. Home appraisals are a vital part of the home buying process as they have a big influence on the amount a lending institution will loan the buyer.
Any existing easements on the property which legally allow another party to use someone else’s property. Some examples of this include the appraisal and inspection fees, but also any HOA fees that are associated with the home, property taxes, and insurance premiums that will be due at the time of closing.
Buyers should read CC&Rs and all related HOA documents to understand the rules and potential risks of purchasing the home.). EASEMENTS: An irrevocable right to use some part of another person’s real property for a particular purpose. COURT ORDERS: An official proclamation from a judge that a party must do or abstain from doing.
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