Housing Wire

AUGUST 17, 2022

July saw whiplash mortgage rates and our audience followed economic news very closely. But we also saw some resiliency, with companies expanding loan products — especially cash out and home equity— and shoring up their mortgage servicing rights. This theme wasn’t limited to white papers.

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Housing Wire

OCTOBER 21, 2022

In times as tough as these, mortgage lenders must be proactive in borrower outreach and find consumers’ home finance needs if they’re going to close a deal, a new report by mortgage relationship data company Sales Boomerang concludes. Download this white paper for a roadmap to deploying new technologies.

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Housing Wire

OCTOBER 16, 2023

The new tool allows lenders and housing counselors to enter client eligibility parameters, download results and compare up to three programs side by side to make quicker lending decisions. The single, standardized format enables state agencies to manage, edit and update their programs in real-time.

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Housing Wire

SEPTEMBER 14, 2021

Black Knight is looking to hook mortgage brokers with a new loan origination system designed specifically for them. The mortgage tech firm said LoanCatcher is entirely cloud-based and can be used on any internet-connected device. The mortgage tech space is rapidly becoming a crowded one. The company went public at a $4.6

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Housing Wire

MARCH 16, 2021

For the past few years, low mortgage rates have fueled a housing market so hot that even a pandemic couldn’t derail purchase originations. Record-breaking lending volumes led many lenders to tighten up their processes across every stage of the mortgage cycle.

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Housing Wire

JULY 1, 2024

In light of market fluctuations and regulatory changes, mortgage lenders face significant challenges in today’s market. Even at the highest demand levels in 2024 , purchase mortgage applications were nearly 45% lower compared to the same weeks in 2018 and 2019, exacerbated by record-high origination costs.

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Appraisal Reconsideration of Value Technology Tools 435

Inman

JULY 13, 2024

As financial targets pave the way for interest rates to (finally) fall, the real estate industry is cautiously optimistic about a late-year boost.

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Housing Market Real Estate Marketing Mortgage 179

Housing Wire

APRIL 12, 2021

Business credit report provider Credit Plus announced last week it has integrated with LendingWise , an LOS-software platform serving commercial lending. The move establishes Credit Plus in the commercial and private money lending spaces. “In Download this case study to find out about the integration process and the results it yielded.

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Housing Wire

APRIL 12, 2023

For mortgage lenders, all this boils down to one set of questions: What will borrowers do in 2023? We found that today’s borrowers want: Flexibility: When it comes to financing a mortgage, more than half (53%) cited flexible loan options among their most important considerations. In the mortgage industry, we can always count on change.

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Housing Wire

JULY 21, 2022

Recent pleadings filed in the bankruptcy case of First Guaranty Mortgage Corp. He also contends in his court pleadings that the amounts advanced under the warehouse lines are secured by “mortgage loans, cash and related collateral.”. Creating an invincible lending strategy refresh amid chaos. That debt is listed as secured debt.

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Housing Wire

NOVEMBER 17, 2023

The transition of three veteran sales executives from South Carolina-based lender Movement Mortgage to its California competitor Summit Funding led to a legal battle over poaching. mortgage lender in the first nine months of 2023, per Inside Mortgage Finance (IMF) estimates. It originated $15.46 year over year.

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Housing Wire

OCTOBER 4, 2024

For the average homebuyer, taking out a mortgage is stressful. That’s where a mortgage loan officer (MLO) comes in. Mortgage loan officers, also known as mortgage loan originators or lending officers, generally make salary-based income with commission. In fact, you won’t even get in the door without one.

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Real Estate Loan Officers Tools Law 448

Appraisal Buzz

JUNE 10, 2024

And of course, mortgage bankers and credit unions play a pivotal role in facilitating this journey. Dissecting the Problem Independent mortgage banks (IMBs) and credit unions that both originate and service loans face a difficult and rapidly shifting environment in which both loan production costs and servicing costs are rising.

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Technology Mortgage Modernization Lending 221

Housing Wire

JUNE 10, 2021

By partnering with a mortgage company that understands how to streamline non-Qm loans, brokers can close loans quickly and effectively. HousingWire recently sat down with John Jeanmonod, Regional Vice President of Sales at Angel Oak , about the company’s non-QM solutions which make the mortgage process easier for brokers.

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Appraisal Buzz

SEPTEMBER 6, 2022

In today’s competitive environment, mortgage lenders are seeking new ways to improve their responsiveness to borrowers, and many want appraisers who use these time-saving technologies. Those early adopters who can meet lenders’ needs now will be well-positioned when the mortgage market heats up again.”.

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McKissock

DECEMBER 28, 2021

Mortgage rates are expected to rise, but still remain attractive and reasonable. It’s likely that the task force’s recommendations will be adopted by most of the major players in the residential mortgage lending arena. Mortgage rates also have a significant effect on housing affordability, which affects sale prices.

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Appraisal Reconsideration of Value Real Estate Property Appraisal 96

Assurance Financial

OCTOBER 7, 2024

Assurance Financial Names Jim Clapp as Chief Lending Officer October 3, 2024 Baton Rouge, LA – October 3, 2024 – Assurance Financial, a leading mortgage lending company, is pleased to announce the appointment of Jim Clapp to the newly created role of Chief Lending Officer (CLO).

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Assurance Financial

APRIL 29, 2021

Mortgage Lending Terminology . If you plan to buy a home or refinance an existing mortgage, you’ll likely encounter mortgage loan terms and definitions that may be unfamiliar — especially if you’re buying a house for the first time. Adjustable-Rate Mortgage (ARM). Amortization. Assessed Value.

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Assurance Financial

MARCH 14, 2022

A mortgage usually lasts for 15 or 30 years, but that doesn’t mean you have to have the same home loan for several decades. Some people choose to refinance their mortgage at some point, either to take advantage of lower interest rates or change the loan length. What Does It Mean to Consolidate Mortgages?

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Assurance Financial

JULY 23, 2021

How to Get a Mortgage Loan. If you’re going to finance your home purchase, one of the first things to do is figure out how to get a mortgage. You might have heard that getting a mortgage is a long and complicated process, with plenty of twists and turns along the way. 10 Steps to Get a Mortgage Loan.

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Assurance Financial

JANUARY 3, 2022

Wondering how many mortgages you can realistically get on a single residential property? Whether you want to finance your first home or you already have an existing mortgage and you’re looking for ways to refinance your home, you might be wondering about the number of mortgages you can take out on one property.

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Assurance Financial

JULY 27, 2021

How to Build Credit to Get a Mortgage Loan. To get certain types of loans , such as a mortgage, you need to have a good or excellent credit score and a strong credit report to qualify for the best terms possible. Lenders who issue credit can’t simply trust their gut when deciding whether or not to lend money to a person.

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Assurance Financial

JULY 27, 2021

Mortgage Loan for You. When shopping for a home, it’s just as important to make a list of things you’d like from your mortgage — including the length of the loan, the interest rate and the repayment terms. You have lots of options when choosing a mortgage. What Is a Mortgage? What Mortgage Do I Need?

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Genworth MI Blog

JULY 16, 2020

This adaptation was appropriate and necessary to protect the health and well-being of homeowners and appraisers, while keeping the mortgage process moving. Download interior pictures from the internet depicting a better house. detect pictures downloaded from the internet (pixel matching). validate the date/time of the picture.

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Cornerstone

JANUARY 19, 2021

Download the infographic here. Mortgage rates are expected to stay low, and increased buyer demand is anticipated to spur more home sales and keep driving up housing prices. We’re lending in 41 states. So, mortgage rates will continue to be historically favorable,” he says. Reading Time: 2 minutes. We hear you.

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Construction Housing Market Loan Officers Mortgage 65

Clear Capital

APRIL 1, 2024

Home equity lending is a hot topic, with homeowners boasting near-record amounts of equity. Mordor Intelligence estimates that as of 2024, the home equity lending market size is estimated at nearly $31 billion, and is expected to grow to $36 billion by 2029. What is home equity lending?

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McKissock

JUNE 29, 2021

Download this free ebook to learn the ins and outs of green home appraising. If the appraisal is completed for mortgage lending purposes, lenders are responsible for informing you of the accurate ownership structure of the solar panels. Below you’ll find answers to some frequently asked questions about appraising solar panels.

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Appraisal Valuation Real Estate Lending 75

Genworth MI Blog

JULY 16, 2020

This adaptation was appropriate and necessary to protect the health and well-being of homeowners and appraisers, while keeping the mortgage process moving. Download interior pictures from the internet depicting a better house. detect pictures downloaded from the internet (pixel matching). validate the date/time of the picture.

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Appraisal Inspection Real Estate Agent Market Value 78

Cornerstone

APRIL 30, 2021

Download the infographic here. This includes getting prequalified for a mortgage early so a buyer is prepared to act before they start hunting. Mortgage lending standards are also much more stringent than they were in the boom of the mid-2000s. The Mortgage Credit Availability Index (MCAI) now sits at 125.4

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Sellers Buyers Inventory Loan Officers 68

Assurance Financial

JULY 23, 2021

As a buyer, you agree to take care of your new home and repay your mortgage based on the terms of the loan. Lenders use several factors when deciding whether or not to lend money to an individual or group of people. The higher your score, usually the better the terms you’ll get on a mortgage. What Is a Credit History?

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Mortgage Lending Government Loan Officers 69

McKissock

AUGUST 20, 2021

Download this free ebook to learn the ins and outs of green home appraising. “Low mortgage rates have resulted in an appraisal volume that, for many of us, is unprecedented,” Buhler writes. ” Free Guide: Interested in appraising green homes? FHFA charts goals to boost minority homeownership.

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Appraisal Sellers Housing Market Design 68

Assurance Financial

JUNE 14, 2021

Conventional loans offer the ability to avoid the costs of mortgage insurance while also giving borrowers the option of fixed or adjustable rates. What is Private Mortgage Insurance? The Basics of a Conventional Mortgage. Unlike other loans, a conventional mortgage could require a significant down payment. Loan Limits.

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Insurance Construction Mortgage Buyers 69

Appraisal Today

DECEMBER 22, 2023

NOTE: Please scroll down to read the other topics in this long blog post on answering your phone, appraiser censorship, bias, how to do graphs, unusual homes, mortgage origination stats, etc. Excerpts: How to use the spreadsheet to download neighborhood MLS data (40 minute video) I made a template to download data from MLS.

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Assurance Financial

DECEMBER 27, 2021

Whether you’re a first-time homebuyer or a homeowner looking to refinance your mortgage, the financial logistics of homeownership may have you asking some big questions. What Is a Fixed-Rate Mortgage? Mortgages typically last for 10-30 years, depending on your financial goals and repayment plan.

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Mortgage Finance Logistics Marketing 74

Assurance Financial

AUGUST 9, 2021

It aims to encourage the purchase of homes in rural or suburban areas by making mortgages easier for borrowers to obtain. The mortgages seek to provide very-low to moderate-income buyers with access to sanitary, decent and safe housing in eligible areas. These mortgages are designed to suit low- to very-low-income applicants.

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Appraisal Today

SEPTEMBER 29, 2023

NOTE: Please scroll down to read the other topics in this long blog post on non-lender appraisals, VA, flood and fires no insurance, retirement, few lender appraisals, unusual homes, mortgage origination $22M Modern Mansion on 130 Acres in Napa Has Its Own Cabernet Vineyard Excerpts: 6 bedrooms, 6.5+ The GSEs started keeping track in 71.

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Insurance Appraisal Contracts Mortgage 88

Assurance Financial

MAY 18, 2022

If you’re considering buying a home and don’t think you’ll qualify for a conventional mortgage, a Federal Housing Administration (FHA) loan or a United States Department of Agriculture (USDA) loan might be right for you. Like conventional mortgages, FHA loans are available with a 15- or 30-year term.

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