Appraisal Buzz

OCTOBER 24, 2024

It is worth noting that more than 75% of the respondents were first-time buyers which means they did not have a previous point of reference with which to compare their experience. Lenders need to be cautious with how they develop their digital, borrower-first experience, taking a measured approach that meets consumers where they are.

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Loan Officers Technology Tools Development 425

Housing Wire

MARCH 4, 2025

And while it seems that this is a tactic for elders to avoid high costs, high crime and over development, those who keep an eye on who moves where in America say it has been happening off and on for decades. But the potential value for older homeowners is not strictly monetary, the article said. This is Mayberry.

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Real Estate Agent Property Taxes Real Estate Development 408

Housing Wire

JANUARY 6, 2025

The capital gains tax is a federal tax that is applied when the sale of a particular asset including a home, personal items, or stocks and bonds held as investments is sold for more than [a sellers] adjusted basis, referring to the initial cost of the item being sold, according to the IRS. Department of Housing and Urban Development (HUD).

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Sellers Business Real Estate Finance 397

Housing Wire

DECEMBER 18, 2024

Rob Hill Platinum’s director of growth and market development, said in a statement that SunWest is “receiving a lot more than what a typical merger brings,” referring to the shared technology assets and resources through Platinum that will soon be available to SunWest agents.

Real Estate 396

Real Estate Brokerage Agents Tools 396

Housing Wire

FEBRUARY 3, 2025

Department of Housing and Urban Development (HUD)s Housing Choice Voucher (HCV) program for rental assistance , widely referred to as Section 8 vouchers. The source of the financial discrepancy reportedly came from the misallocation of funds tied to U.S.

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Tenants Finance Development Housing Market 404

Housing Wire

MARCH 6, 2025

Attorney for the District of Vermont is referring to as a grandparent scam that allegedly defrauded older U.S. Despite some positive developments in recent years, including data suggesting that baby boomers are more resilient against A.I.-powered A group of 25 Canadian nationals have been charged in what the U.S. Attorneys office.

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Law Real Estate Realtors Development 392

Housing Wire

APRIL 3, 2025

Developing your leadership tenets isn’t about adding complexity; it’s about simplifying and clarifying how decisions get made, how challenges are handled, and how opportunities are pursued. ” Establish unified tenets: From individual insights, develop a unified set of leadership tenets for your entire team.

Mortgage 320

Mortgage Technology Real Estate Finance 320

Housing Wire

DECEMBER 5, 2024

Department of Housing and Urban Development (HUD), alleging the agency is “unfairly” holding the company accountable for the actions of an independent appraiser in a 2021 case. She later filed a complaint with HUD , which referred the case to the DOJ. Rocket Mortgage , the third-largest U.S. mortgage lender, is suing the U.S.

Appraisal 397

Appraisal Lending Clients Law 397

Appraisal Buzz

FEBRUARY 17, 2025

The lock-in effect refers to the fact that many people choose to remain in their present residence rather than selling and purchasing a new one at a higher rate because even more have rates lower than the current weekly average of 6.95% as of January 30. In contrast, the interest rate for 82.8%

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Mortgage Real Estate Agent Home Value Agents 347

Housing Wire

SEPTEMBER 18, 2024

We’ll break down everything you need to know about real estate referral fees, including how they work, typical referral fee rates, how to draft and manage referral agreements, and how to develop a successful referral network. Developing a trusted referral network can generate new business for you (and your network). It’s a win-win!

Real Estate 468

Real Estate Real Estate Agent Agents Brokerage 468

Appraisal Buzz

NOVEMBER 14, 2024

and the CFPB will be developing additional rules to address more products, services, and use cases, which are expected to boost competition by giving people more freedom to switch banks or providers and shop around for the best deal. This is the CFPB’s first significant rule to accelerate responsible open banking in the U.S.,

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Advertising Legal Development Marketing 411

Housing Wire

FEBRUARY 7, 2024

The Fannie Mae February Selling Guide has a series of updates , including the expansion of value acceptance and property data appraisal waivers to condominiums, cash-out refinance allowances for manufactured homes, and updates to credit references and certain definitions.

Retail 476

Retail Project Management Insurance Landlords 476

Housing Wire

FEBRUARY 14, 2025

1306 would seek to establish a state-specific HECM program to be managed by the Hawaii Housing Finance and Development Corp. HFDC), specifically to assist older Hawaiians, referred to as kupuna, with the rising costs of homeownership.

Mortgage 247

Mortgage Finance Contracts Insurance 247

Housing Wire

JANUARY 10, 2025

The company is actively monitoring the still developing situation, and will assess further steps once the extent of the impact is known, Smith added. Department of Housing and Urban Development (HUD), there are more than 5,000 HECM originations in the Los Angeles-Long Beach-Glendale metropolitan statistical area and nearly 4,600 endorsements.

Insurance 396

Insurance Mortgage Clients Finance 396

Housing Wire

JANUARY 27, 2025

The Consumer Financial Protection Bureau (CFPB) this month published an issue spotlight that takes a closer look at home equity contracts, or what the industry refers to as home equity investments (HEIs) that offer a lump sum payment to clients in exchange for a stake in their home equity.

Contracts 370

Contracts Mortgage Property Taxes Law 370

Appraisal Buzz

NOVEMBER 13, 2024

Zillow’s for-sale listings now include 18% more references to solar panels and the terms “sustainable” and “green.” While “vintage” mentions are up 9%, nostalgia is a developing trend, showing up in 14% more listings than in 2023. Solar electricity isn’t the only source.

Buyers 418

Buyers Design Real Estate Agent Real Estate 418

Housing Wire

FEBRUARY 8, 2025

Mortgage spreads refer to the difference between the 10-year yield and the 30-year mortgage rate. However, the slowdown in price growth is a positive development for the housing market, which desperately needs it. Today, I want to explain why this topic is essential as we look ahead to the rest of 2025.

Mortgage 491

Mortgage Inventory New Listings Contracts 491

Housing Wire

MARCH 3, 2025

The summary would provide notice of mortgagors right and responsibilities under reverse mortgage loans issued under the [HECM] program of the federal Department of Housing and Urban Development (HUD). In each prior instance, the bill has never progressed beyond being referred to a Senate committee for additional debate.

Mortgage 230

Mortgage Law Property Taxes Clients 230

Housing Wire

SEPTEMBER 10, 2022

This agency’s most recent credit risk transfer (CRT) offering, STACR 2022-DNA6, involves a $1.165 billion note backed by a reference loan pool of 112,865 residential mortgages with an outstanding principal balance of $35.6 The reference pools are composed of a total of nearly 1.1 billion for the $12.2 billion for the $12.2

Investors 448

Investors Valuation Mortgage Design 448

Housing Wire

FEBRUARY 26, 2025

” Or, perhaps they’re specifically looking for single-story homes in California and keep seeing Eichler references. One may also develop community guides highlighting suitable neighborhoods for extended families. Maybe they’re considering a mid-century modern home and encountered the term “Eichler.”

Real Estate 413

Real Estate Modernization Agents Tools 413

Housing Wire

MAY 1, 2024

Intergenerational wealth refers to the financial assets passed by one generation of a family to another. This has led to the development of policies by state and local housing finance agencies to aim assistance specifically at this group, particularly for “mortgage eligibility or down payment and closing costs assistance.”

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Mortgage Finance Government Development 459

Housing Wire

JULY 24, 2024

Reverse mortgage industry veteran George Morales has been appointed as the new chairperson of the dedicated reverse mortgage development workgroup (DWG) inside the Mortgage Industry Standards Maintenance Organization.

Mortgage 459

Mortgage Development Lending 459

Appraisal Buzz

JANUARY 22, 2025

On the other hand, underpricing policies relative to true risks can enable risk-seeking behavior such as further development in highly exposed regions. Risk-based pricing reflects expected damages from covered incidents, but often leads to unaffordable premiums. Thats where Fair Access to Insurance Requirements (FAIR) plans come in.

Insurance 379

Insurance Property Management Housing Market Marketing 379

Housing Wire

DECEMBER 14, 2021

In a blog post, Fannie Mae and Freddie Mac ’s regulator and conservator said it found examples of “overt references to race, ethnicity, and other prohibited bases under federal fair lending laws,” which FHFA said indicate the “continued presence of valuation bias.”.

Appraisal 459

Appraisal Valuation Finance Training 459

Housing Wire

AUGUST 2, 2024

Gromowski, the company’s head of data science, and Singh, the vice president of GenAI property insights, discussed the importance of data in the development of artificial intelligence and offered advice for companies that wish to integrate AI into their business processes.

Real Estate 468

Real Estate Clients Tools Development 468

Appraisal Buzz

JANUARY 22, 2025

Approximately 200,000 of Los Angeless 905,000 apartment units are spread throughout smaller multifamily buildings with two to four units, referred to as duplexes, triplexes, or quads. On the other hand, the size of multifamily properties varies significantly. Approximately 150,000 units are found in buildings with five to nine units.

Construction 396

Construction Inventory Retail Real Estate 396

Housing Wire

AUGUST 16, 2024

Salim Furth joins Simonsen to share his expert opinions on the current housing crisis and the various factors that impact new development in certain cities. The industry, he says, refers to this principle as “ the housing theory of everything.“ To address this, solving the development issue is key. “To and its major cities.

Construction 467

Construction Development Government Housing Market 467

Housing Wire

MAY 30, 2024

The company is developing policy and implementation plans for the instrument, and plans to roll out a term sheet that will include a 30-day public comment period that is expected sometime in June. NRMLA President Steve Irwin told RMD that the association looks forward to engaging with the company on the development.

Government 473

Government Development Mortgage Tools 473

Housing Wire

DECEMBER 27, 2024

As you plan your 2025, its important to be intentional about including self-development activities. Written by a top-producing agent in the Chicago area, Sasso has developed, perfected and still uses her mailer system as her core prospecting activity in her real estate business.

Real Estate Agent 397

Real Estate Agent Real Estate Agents Business 397

Housing Wire

JANUARY 10, 2024

“Unfortunately, we do not see this change taking place within the base period or extended base period of the Community Economic Development Agreement (CEDA),” Allen noted. Pennymac referred to the letter sent to the North Carolina Economic Investment Committee and declined to comment. million over the course of 12 years.

Investing 436

Investing Tenants Development Loan Officers 436

Appraisal Buzz

FEBRUARY 6, 2025

Lenders can provide invaluable support by helping graduates develop a plan to save for a down payment, while paying down their student loan debt. Lenders can demonstrate their commitment to holistic support by referring families to other professionals, such as financial advisors or wealth management consultants.

Lending 348

Lending Renovations Finance Housing Market 348

Housing Wire

JULY 31, 2024

Roughly one month ago, Ginnie Mae released a term sheet for a highly anticipated new development for the reverse mortgage industry: a new Home Equity Conversion Mortgage (HECM)-backed Securities (HMBS) product referred to as HMBS 2.0. Looking at potential risks A catalyst to the development of HMBS 2.0 It can be the HMBS 2.0

Development 447

Development Design Mortgage Insurance 447

Housing Wire

APRIL 4, 2024

Department of Housing and Urban Development (HUD) may not be in office should the suit progress to trial sometime next year. When asked about the current development, attorneys for TCB referred RMD to its previous statement offered upon the case’s filing in October 2023.

Legal 447

Legal Government Law Development 447

Housing Wire

SEPTEMBER 4, 2024

Debenture interest refers to the percentage of a return that an investor would receive for lending money through a debenture. Department of Housing and Urban Development (HUD) added a DIRA request template that can be used for such submissions. HERMIT was launched by HUD in October 2012 after a protracted development cycle.

Mortgage 459

Mortgage Legal Development Insurance 459

Housing Wire

AUGUST 5, 2024

That program, referred to by industry participants as “HMBS 2.0,” was initially announced as in development at the beginning of the year. Department of Housing and Urban Development (HUD)’s HECM model loan agreement. according to a copy of the letter obtained by RMD.

Development 438

Development Legal Government Mortgage 438

Housing Wire

APRIL 13, 2021

The development is intriguing for a few reasons. SentriLock spent the last 18 months writing code and otherwise developing the new appointment handler, said company CEO Scott Fisher. ShowingTime has about all the market after they bought Centralized Showing Service,” Fisher said, a reference to ShowingTime’s 2019 acquisition.

Real Estate Agent 435

Real Estate Agent Real Estate Brokerage Realtors 435

Housing Wire

SEPTEMBER 6, 2023

Department of Housing and Urban Development (HUD)-approved counselors can use fee for pre-purchase counseling and homeownership education services. This list is provided for ease of reference. The change was confirmed through a LinkedIn post by HUD Deputy Assistant Secretary for Housing Counseling David Berenbaum. “The

Mortgage 448

Mortgage Contracts Real Estate Development 448