Housing Wire

JANUARY 8, 2021

For the system to work, mortgage-backed security investors need an efficient and verifiable means to know that all loans in their securities comply with this law, and originators and issuers want certainty that they are not running afoul of the Bureau. Even so, it is not the entire ATR rule requirement.

Government 374

Government Mortgage Finance Legal 374

Housing Wire

APRIL 10, 2024

In January, the government-owned company announced its plans to develop a new reverse mortgage-backed security product in response to industry liquidity challenges. Department of Housing and Urban Development (HUD) after the servicer funded a cure on delinquent obligations.

Business 448

Business Investors Finance Home Improvement 448

Housing Wire

MARCH 14, 2023

has promoted Jennifer George to vice president of investor relations and credit policy, the company said in a statement issued Tuesday. At Waterstone Mortgage, George “re-engineered” the lender’s credit policy strategy and oversaw the addition of manual underwriting for the lender’s government products, according to the press release.

Investors 369

Investors Development Mortgage Government 369

Housing Wire

APRIL 28, 2022

If you were to take an inventory of deals which came out, a majority of the deals have been investor [investment property] … deals, and the prime jumbo deals have been very far and few in between.”. We’ll continue to watch this trend as it develops.”. in 2021 were bought by institutional investors,” Lind said. “In

Investors 370

Investors Marketing Investing Inventory 370

Housing Wire

MARCH 11, 2025

He’s credited with driving the firms policy work by leading research efforts, identifying key legislative and regulatory changes, and determining their implications for investors, corporations and financial markets. This includes engaging with federal and state policymakers, regulatory agencies and industry associations.

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Development Government Lending Investors 221

Housing Wire

AUGUST 15, 2024

government, working on behalf of Ginnie Mae and the U.S. Department of Housing and Urban Development (HUD), last week filed a slew of new documents in their court case against Texas Capital Bank (TCB). The second filing is a memorandum from Ginnie Mae that reiterates several arguments the government has made against TCB.

Government 468

Government Development Law Lending 468

Housing Wire

MAY 30, 2024

Sam Valverde Speaking to attendees during a keynote speech, Valverde said that the government-owned company had “a reputation of being less than transparent,” according to the reporting, and wanted to “sensitize” the reverse mortgage market to its plans for the new product. The announcement was reportedly met with applause from attendees.

Government 474

Government Development Mortgage Tools 474

Housing Wire

JUNE 5, 2024

Department of Housing and Urban Development (HUD) this week announced the launch of a new program designed to allow for the purchase, refinance or renovation of manufactured housing under a loan program sponsored by the Federal Housing Administration (FHA).

Government 529

Government Finance Renovations Design 529

Housing Wire

JUNE 1, 2021

Housing and Urban Development Secretary Marcia Fudge joined Biden to mark the 100th year since a white mob killed hundreds of Black residents of the Greenwood District. Investors who acquire and renovate older homes could claim the credit on their federal tax returns, as long as the home is sold to and occupied by an eligible buyer.

Renovations 516

Renovations Development Investors Legal 516

Housing Wire

SEPTEMBER 13, 2021

Alanna McCargo, senior advisor at the Department of Housing and Urban Development , has been picked by the Biden administration to head Ginnie Mae. She also worked at CoreLogic as the head of government solutions and held various leadership roles with JPMorgan Chase and Fannie Mae. Check back for updates on this breaking news story.

Finance 482

Finance Development Government Investors 482

Housing Wire

AUGUST 6, 2024

Attorneys for Ginnie Mae have responded to Texas Capital Bank (TBC) over the government’s motion to move the case to a different venue. They say that the bank’s own filing on the matter avoids the key issues that the government sought to raise regarding the original clause that specifies where any related legal actions should take place.

Government 459

Government Mortgage Contracts Legal 459

Appraisal Buzz

FEBRUARY 25, 2025

Lack of performance data on recent loans makes it difficult for individual lenders and secondary market investors to participate in home-only lending: New originations in the home-only insurance program shrank to zero in recent years, meaning there is little publicly available data for potential market entrants to forecast risk and performance.

Modernization 221

Modernization Finance Insurance Government 221

Housing Wire

SEPTEMBER 11, 2023

In this role, she will lead the company’s efforts in external public and industry relations, touching on corporate communications, public policy, government enterprise and agency affairs. Prior to this new position, she served as the chief investor and industry relations officer of Home Point Financial Corporation.

Investors 418

Investors Insurance Finance Government 418

Housing Wire

JANUARY 24, 2024

Government-sponsored enterprises (GSEs) Fannie Mae and Freddie Mac announced this week the release of their “Mission Index,” updating or expanding their single-family social bond framework to better communicate the goals of the index to stakeholders and investors. The GSEs issued separate announcements and a joint statement.

Investors 493

Investors Lending Finance Design 493

Housing Wire

MAY 7, 2021

A recent study by the National Association of Home Builders found that regulations imposed by all levels of government on new homes account for $93,870, or 23.8%, of the current average sales price ($397,300). Of that $93,870, $41,330 is attributable to regulation during development, and $52,540 is due to regulation during construction.

Construction 488

Construction Inventory Government Development 488

Housing Wire

SEPTEMBER 14, 2023

This team during my tenure has done the yeoman’s work of really amplifying, collecting and gathering all the loan-level data that is in our securities to be able to disclose that data to investors, so they really understand what’s in the pools that they’re buying and what they’re investing in.”

Investors 435

Investors Investing Government Tools 435

Appraisal Buzz

MARCH 5, 2025

Each offers their opinions on recent government and policy shifts, ways in which they will impact the real estate market, and how shifting economic conditions and new regulatory developments could affect U.S. Q: With the most recent changes surrounding the CFPB, what are some pros and cons to a change in governance?

Legal 221

Legal Insurance Law Lending 221

Appraisal Buzz

APRIL 9, 2025

Recognizing the most innovative technology providers in the mortgage industry, MortgagePoints Tech Excellence Awards highlight the companies that have developed cutting-edge solutions, improved operational efficiencies, and have enhanced the mortgage process through technology.

Valuation 221

Valuation Inspection Technology Real Estate 221

Appraisal Buzz

JULY 11, 2024

While the Government MCAI fell by 0.1%, the Conventional MCAI climbed by 2.0 While the Conventional MCAI looks at non-government loan programs, the Government MCAI looks into FHA, VA, and USDA loan programs. Government March 31, 2012=183.5. In March 2012, the index was benchmarked at 100.

Mortgage 397

Mortgage Government Lending Technology 397

Housing Wire

JULY 5, 2022

Property valuation API and risk assessment API, released late last month, connect directly into existing systems through a single integration for lenders, investors and system providers, the company said in a news release. . The two desktop appraisal solutions were developed to meet new desktop appraisal guidelines in April. .

Modernization 418

Modernization Valuation Property Taxes Appraisal 418

Housing Wire

AUGUST 13, 2024

Influential housing nonprofit Enterprise Community Partners this week submitted a comment letter to the Federal Housing Finance Agency (FHFA) regarding the Duty to Serve (DTS) plans submitted by the government-sponsored enterprises (GSEs) Fannie Mae and Freddie Mac.

Insurance 448

Insurance Modernization Finance Government 448

Housing Wire

AUGUST 15, 2024

Voxtur serves investor, lender, servicer and government agency clients throughout North America with offices in Tampa and Toronto. He has “a wealth of experience within the U.S. He has strong client relationships and valuable experience in mortgage technology,” Yeoman said in a statement. million.

Client Relationships 435

Client Relationships Real Estate Property Taxes Technology 435

Housing Wire

JUNE 9, 2021

It extends to their checking and savings accounts, small business and community development debt and equity financing, bank branch locations, financial literacy, grantmaking and more. Bank CRA obligations cover far more than their mortgage lending. Like banks, IMBs lead or have significant market share in specific markets around the country.

Lending 516

Lending Development Government Finance 516

Housing Wire

DECEMBER 15, 2021

Other investors included Golden Tree Asset Management , Raptor Group , and FJ Labs. Another 11 existing venture investors, such as White Star Capital and Kingsway Capital , followed on in the round. Regarding the mortgage industry, the acceptance of cryptocurrencies by investors lags the development of new products.

Mortgage 448

Mortgage Clients Lending Investors 448

Housing Wire

FEBRUARY 12, 2024

A group of investors led by Colorado-based fund manager Proprietary Capital has completed the acquisition of multichannel lender American Financial Resources (AFR), the parties announced on Monday. Since its foundation in 1997, Proprietary Capital has developed a platform to invest in the U.S.

Lending 457

Lending Renovations Construction Finance 457

Housing Wire

SEPTEMBER 13, 2023

CAPE Analytics has unveiled a new, AI-powered , automated property condition report (aPCR) tool crafted for institutional lenders, whole loan investors, and real estate investors. The data can also be accessed via an API, in bulk data, or through a dynamic web application.

Tools 418

Tools Valuation Inspection Investors 418

Housing Wire

MAY 15, 2024

Government-sponsored enterprise (GSE) Freddie Mac has put its finger on the scale of an emerging loan market that has been the domain of the private-label securities market, which has nurtured its reemergence in recent years. This provides homeowners with a cost-effective alternative for accessing the equity in their homes.”

Investors 492

Investors Mortgage Finance Marketing 492

Housing Wire

JULY 26, 2024

Senate appropriations committee this week approved full funding for the fiscal year 2025 Transportation, Housing and Urban Development, and Related Agencies Appropriations Act (T-HUD), which provides $98.737 billion in total discretionary funding for agencies including Ginnie Mae.

Transportation 476

Transportation Law Investing Government 476

Housing Wire

MAY 2, 2024

Potempa mainly focuses on the government lending space, which represents 60% of his total volume, he said. Potempa brought his team of 38 professionals — including processors, business development staff, support staff and about 15 loan officers — to E Mortgage on March 25. Right now, we have 200 different investors.”

Loan Officers 448

Loan Officers Mortgage Retail Lending 448

Appraisal Buzz

NOVEMBER 14, 2024

Dutch Mendenhall empowers, inspires, and motivates fellow professionals and investors by providing the knowledge and opportunities to diversify and enhance their portfolios through alternative investments and financial education. He believes education is the key to unlocking the full potential of anyone’s economic and investment legacy.

Real Estate 221

Real Estate Finance Investing Investors 221

Housing Wire

JANUARY 11, 2024

District Court for the Northern District of Texas , Ginnie Mae has filed its response to a lawsuit brought against it by Texas Capital Bank (TCB) saying the warehouse lender lacks standing and discounts the authority the government has to extinguish a lender from its reverse mortgage-backed securities program. 17, 2024.”

Lending 459

Lending Government Legal Law 459

Housing Wire

SEPTEMBER 2, 2022

In addition, the ETF invests in MBS backed by loan pools sourced from non-traditional loan originators, including Community Development Financial Institutions and minority-owned banks. Among Impact Shares’ partners are the NAACP, the YWCA , the United Nations Capital Development Fund and more, according to Owens.

Marketing 482

Marketing Investing Investors Development 482

Housing Wire

JANUARY 21, 2022

Still, hidden among all that greenwashed coal may be a framework or two for manufacturing diamonds, according to some experts working to develop those investment standards. This task force brings together a broad array of experience and expertise, which will allow us to better police the market, pursue misconduct, and protect investors.”.

Marketing 418

Marketing Investors Development Mortgage 418

Housing Wire

NOVEMBER 28, 2023

Residential zoning laws are designed to promote orderly development, control traffic flow, and ensure that noise and activity levels are appropriate to each specific neighborhood. Launch a government-funded affordable housing awareness campaign Home equity is the primary source of wealth for most Americans.

Law 492

Law Government Legal Construction 492

Housing Wire

DECEMBER 13, 2024

The Mortgage Bankers Association (MBA) this week published a proposal for Ginnie Mae to develop a new mortgage securitization product that could boost the availability of private capital liquidity sources into the market, particularly in periods of stress for the U.S. could serve as a logistical template for such a product.

Logistics 370

Logistics Insurance Investors Development 370

Housing Wire

APRIL 9, 2021

“This strategic acquisition bolsters recurring revenues and accelerates the development of Voxtur’s data ingestion engine, allowing clients to achieve optimal efficiency and cost savings,” Voxtur said in a statement. Canadian real estate technology company Voxtur Analytics Corp. million, the company said this week.

Appraisal 418

Appraisal Valuation Real Estate Agent Real Estate 418

Housing Wire

MAY 28, 2021

Custodians are responsible for storing mortgage collateral documents on behalf of the investor for the life of the loan – 30 years, plus ~4 years after the mortgage is paid in full. The GSEs require this certification be completed before they securitize and sell the mortgage to investors.

Mortgage 459

Mortgage Investors Tools Technology 459