Housing Wire

OCTOBER 9, 2024

The home insurance marketplace has been facing a reckoning. The challenges that higher costs place on carriers, regulators , lenders and consumers has been well documented this year, and the acceleration of extreme weather events has only made things worse. Stork relayed a personal anecdote.

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Appraisal Buzz

OCTOBER 11, 2024

Department of Housing & Urban Development (HUD) will co-host the “Mortgage Market Resilience and Access to Credit Summit” on Tuesday, October 15 at HUD’s headquarters. Click here for a complete event agenda and participant details. This hybrid event is open to the public, with in-person and virtual attendance available.

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Housing Wire

JULY 19, 2024

Late last month, Ginnie Mae released a term sheet for one of the most anticipated new developments for the reverse mortgage industry — a new Home Equity Conversion Mortgage (HECM)-backed Securities (HMBS) product referred to as “ HMBS 2.0.” Wong is also a member of the company’s investment committee.

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Housing Wire

JANUARY 24, 2024

In fact, for many new buyers entering the market this year, this will be the first time they ever hear the words “ title insurance.” Against this backdrop, it is critical that new homebuyers and homeowners alike understand what title insurance is, its benefits and the importance of asking about discounts available to them.

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Housing Wire

SEPTEMBER 5, 2023

Porch Group announced that its insurance subsidiary Homeowners of America (HOA) has been placed under temporary supervision by Texas regulators. Vesttoo’s alleged fraudulent activity is an unfortunate event for insurance carriers and the reinsurance industry alike,” Matt Ehrlichman, CEO of Porch Group, said in a statement.

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Housing Wire

JANUARY 28, 2025

Catastrophic weather events in the U.S. are reshaping insurance premiums and real estate markets, which will inevitably drive up costs and worsen affordability. The soaring price of insurance , the costs associated with reconstruction, and resiliency upgrades related to climate change costs are straining households beyond California.

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Housing Wire

JANUARY 27, 2025

The companies advertise no monthly payments and require consumers to assume all costs for property taxes, hazard insurance, and property maintenance, and require a large settlement payment, similar to the loans originated in the early 2000s that were negative amortizing and required a balloon payment at the end of the loan term, the report said.

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Appraisal Buzz

NOVEMBER 26, 2024

Matic announced that it has published its annual year-end trends and predictions report, which examines significant developments in the house insurance market and their effects on mortgage lenders and homeowners. Regulatory obstacles could still impede development, though. as opposed to 10.7% in the first half of the year.

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Housing Wire

DECEMBER 13, 2024

Malibu’s Franklin Fire torched over 4,000 acres this week in one of the country’s most expensive housing markets, putting more pressure on homeowners insurance premiums in a state that is already facing an insurance crisis. What will happen to insurance costs in California now?

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Housing Wire

NOVEMBER 12, 2021

Shannon Foglia Brandy was pretty certain she wanted a career in public relations, but after a summer internship before her senior year at Bryant University, she began considering a career in the field of title insurance. “I But as a woman in her mid-20s, Foglia Brandy is something of an anomaly in the title insurance industry.

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Housing Wire

NOVEMBER 26, 2024

When I notice a significant increase or decrease compared to estimates, I often suspect that revisions will be made or that a one-time event may have influenced the figures. Census Bureau and the Department of Housing and Urban Development. New home sales reports can be quite volatile from month to month. This is 17.3 percent (±12.8

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Housing Wire

NOVEMBER 2, 2021

In 2013, the Federal Housing Administration (FHA) began requiring borrowers to pay the Mortgage Insurance Premium (MIP) for the life of an FHA loan. People have equated FHA insurance to that of private mortgage insurance used by the government-sponsored enterprises (GSEs), which is not life-of-loan.

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Housing Wire

DECEMBER 29, 2021

After the series wraps early next year, join us on February 8 for the HW+ Virtual 2022 Forecast Event. Bringing together some of the top economists and researchers in housing, the event will provide an in-depth look at the predictions for next year, along with a roundtable discussion on how these insights apply to your business.

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Appraisal Buzz

JULY 24, 2024

According to Matic research, one reason for these market disruptions may be the very high number of catastrophic events in 2023—28 U.S. These factors, along with an increase in the population in high-risk areas, have made the market unstable and made it difficult for insurers to make ends meet. in 2023 and 5.9%

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Appraisal Buzz

MARCH 5, 2025

Each offers their opinions on recent government and policy shifts, ways in which they will impact the real estate market, and how shifting economic conditions and new regulatory developments could affect U.S. Q: Insurance issues are hot right now. Hladik: Insurance issues are going to be a driver in payment difficulties for borrowers.

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Appraisal Buzz

MARCH 5, 2025

In her new role, she will collaborate closely with the sales, marketing, and product development teams to develop strategies aimed at expanding relationships with both customers and industry partners, while also increasing revenue and market share.

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Housing Wire

NOVEMBER 16, 2021

Soon after the Department of Housing and Urban Development released its Mutual Mortgage Insurance fund report, housing finance and policy experts opined on whether the Federal Housing Administration (FHA) should lower the fees it charges borrowers. Exclusive access to the HW+ Slack community and virtual events. Already a member?

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Housing Wire

MARCH 19, 2021

Consumers, real estate agents, investors, mortgage lenders, insurance companies and other financial institutions need accurate valuations to inform their immediate decisions about investing in real estate and underwriting property. Todd Teta – guest columnist March HW Magazine. Join today with an HW+ Membership ! Already a member?

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Housing Wire

FEBRUARY 12, 2025

The first year is crucial for developing the habits, relationships, and skills that lay the foundation for long-term success. Start a weekly networking event at a central, affordable location. Entering the mortgage industry as a loan officer can be both exciting and overwhelming.

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Housing Wire

JUNE 26, 2024

The Florida housing market faces an outsized risk from weather events and larger climate issues. Not surprisingly, the state also has the highest average cost for homeowners insurance , and that cost is rising. Not surprisingly, the state also has the highest average cost for homeowners insurance , and that cost is rising.

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Housing Wire

APRIL 24, 2024

Department of Housing and Urban Development (HUD) on Wednesday announced new initiatives to bolster community protections against severe heat, an issue that has become more common nationwide. But now, we’re seeing insurance costs going up and people are deciding where to live based on the climate.

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Housing Wire

AUGUST 29, 2024

In 2020, a colleague approached her about establishing a Phoenix-based chapter of Women in Insurance and Financial Services (WIFS), an association of financial services professionals who aim to “attract, develop and advance women in an underrepresented profession,” according to the WIFS National website.

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Housing Wire

DECEMBER 6, 2024

We’ll also share best practices for developing and sending real estate newsletters and recommend some essential tools to make your email marketing stand out. Your newsletter content should be a mix market updates, buyer and seller advice, community news and events, and storytelling. So, where do you start? Lets dive in!

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Housing Wire

OCTOBER 24, 2024

Developing a trusted referral network can generate new business for you (and your network). These groups, like BNI, consist of one person per industry — one real estate agent, one lender, one insurance agent, etc. Related article 11 real estate events & conferences to help you thrive in 2024 7. I have a few ideas.

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Housing Wire

SEPTEMBER 16, 2024

In fact, smaller scale events such as fires, burst pipes, or power outages can be extremely challenging for several reasons. This can create much confusion when developing and maintaining an emergency response plan. Before a condo is hit with an unexpected event, establish who is responsible for managing what.

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Housing Wire

MARCH 19, 2025

It also mandates the ongoing obligation to continue paying property taxes, homeowners insurance and other applicable fees as a condition of keeping the loan in good standing. At that point, the Hawaii Housing Finance and Development Corp. NRMLA recommended placing language in a revision to address these issues.

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Housing Wire

JANUARY 5, 2022

SitusAMC subsidiary Securent is expanding its reach into the private-label market with plans to soon introduce a loan-defect insurance product for residential mortgage-backed securities (RMBS) transactions, according to executives from both companies. Nobody else has done loan-defect insurance for securitizations yet.”.

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Housing Wire

AUGUST 25, 2021

Mortgage industry groups on Tuesday made their voices heard in response to the Department of Housing and Urban Development ’s proposed reinstatement of its 2013 disparate impact rule. Exclusive access to the HW+ Slack community and virtual events. Start an HW+ Membership now for less than $1 a day. Become a member today.

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Housing Wire

APRIL 22, 2024

Choose your events strategically. Instead, carefully choose events that will give you the best bang for your buck (both financially and energetically). Finding the most impactful events and groups may require some trial and error, but finding the right places to meet new potential clients and colleagues will be worth the investment.

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Housing Wire

JUNE 5, 2024

Department of Housing and Urban Development (HUD) this week announced the launch of a new program designed to allow for the purchase, refinance or renovation of manufactured housing under a loan program sponsored by the Federal Housing Administration (FHA).

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Housing Wire

MARCH 3, 2025

The summary would provide notice of mortgagors right and responsibilities under reverse mortgage loans issued under the [HECM] program of the federal Department of Housing and Urban Development (HUD). RMD attempted several times to contact Comries office for comment. In 2021, Gov.

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Housing Wire

NOVEMBER 2, 2020

We’re seeing statistics from our developers across the country that their portfolios are holding up well,” he said. There’s a growing sense that affordable housing is a stable investment class for banks and insurance companies; even in the 2008 – 2009 recession, it held up well.”. Join today with an HW+ Membership ! Already a member?

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Housing Wire

JANUARY 23, 2023

As discussions of cybersecurity and wire and title fraud risks continue to increase, so does the cost of cyber insurance. Per Insurance Insider’s examination of Beazley’s Cyber book, “U.S. Insurers are raising rates to levels that make it hard for businesses to find affordable coverage.”

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Housing Wire

APRIL 24, 2023

But, how you structure those agreements and the partnership you develop can make a big impact on how that service thrives. Best Practices for Affiliated Partnerships,” will examine the importance of aligning your brokerage with strong partners in mortgage, title, insurance and other services.

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Housing Wire

JULY 31, 2024

Department of Housing and Urban Development (HUD) visited the University of Alaska at Fairbanks to tout the possibilities that 3D printing technology could bring to the construction of affordable housing in the U.S. They are also less likely to burn down or be blown down, which could be attractive for insurers.

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Housing Wire

OCTOBER 1, 2024

Gordon echoed some of her recent statements at a housing counseling event, where she alluded to the idea that education will be important in addressing the needs of seniors. Department of Housing and Urban Development (HUD), which oversees the FHA. “At Gordon also said the agency is looking more closely at HECM insurance premiums.

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Housing Wire

DECEMBER 21, 2020

Dollerschell has more than 10 years of experience with the association and this year transitioned all of its live events to its interactive online event platform. She ensured the association continued to provide networking and educational opportunities to the title insurance industry within the new platform.

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