Appraisal Buzz

NOVEMBER 26, 2024

Matic announced that it has published its annual year-end trends and predictions report, which examines significant developments in the house insurance market and their effects on mortgage lenders and homeowners. Regulatory obstacles could still impede development, though. as opposed to 10.7% in the first half of the year.

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Housing Wire

NOVEMBER 12, 2021

Shannon Foglia Brandy was pretty certain she wanted a career in public relations, but after a summer internship before her senior year at Bryant University, she began considering a career in the field of title insurance. “I But as a woman in her mid-20s, Foglia Brandy is something of an anomaly in the title insurance industry.

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Housing Wire

DECEMBER 13, 2024

Malibu’s Franklin Fire torched over 4,000 acres this week in one of the country’s most expensive housing markets, putting more pressure on homeowners insurance premiums in a state that is already facing an insurance crisis. What will happen to insurance costs in California now?

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Housing Wire

NOVEMBER 2, 2021

In 2013, the Federal Housing Administration (FHA) began requiring borrowers to pay the Mortgage Insurance Premium (MIP) for the life of an FHA loan. People have equated FHA insurance to that of private mortgage insurance used by the government-sponsored enterprises (GSEs), which is not life-of-loan.

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Appraisal Buzz

JULY 24, 2024

According to Matic research, one reason for these market disruptions may be the very high number of catastrophic events in 2023—28 U.S. These factors, along with an increase in the population in high-risk areas, have made the market unstable and made it difficult for insurers to make ends meet. in 2023 and 5.9%

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Housing Wire

DECEMBER 29, 2021

After the series wraps early next year, join us on February 8 for the HW+ Virtual 2022 Forecast Event. Bringing together some of the top economists and researchers in housing, the event will provide an in-depth look at the predictions for next year, along with a roundtable discussion on how these insights apply to your business.

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Housing Wire

NOVEMBER 16, 2021

Soon after the Department of Housing and Urban Development released its Mutual Mortgage Insurance fund report, housing finance and policy experts opined on whether the Federal Housing Administration (FHA) should lower the fees it charges borrowers. Exclusive access to the HW+ Slack community and virtual events. Already a member?

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Housing Wire

MARCH 19, 2021

Consumers, real estate agents, investors, mortgage lenders, insurance companies and other financial institutions need accurate valuations to inform their immediate decisions about investing in real estate and underwriting property. Todd Teta – guest columnist March HW Magazine. Join today with an HW+ Membership ! Already a member?

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Housing Wire

JUNE 26, 2024

The Florida housing market faces an outsized risk from weather events and larger climate issues. Not surprisingly, the state also has the highest average cost for homeowners insurance , and that cost is rising. Not surprisingly, the state also has the highest average cost for homeowners insurance , and that cost is rising.

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Housing Wire

AUGUST 29, 2024

In 2020, a colleague approached her about establishing a Phoenix-based chapter of Women in Insurance and Financial Services (WIFS), an association of financial services professionals who aim to “attract, develop and advance women in an underrepresented profession,” according to the WIFS National website.

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Housing Wire

APRIL 24, 2024

Department of Housing and Urban Development (HUD) on Wednesday announced new initiatives to bolster community protections against severe heat, an issue that has become more common nationwide. But now, we’re seeing insurance costs going up and people are deciding where to live based on the climate.

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Housing Wire

SEPTEMBER 16, 2024

In fact, smaller scale events such as fires, burst pipes, or power outages can be extremely challenging for several reasons. This can create much confusion when developing and maintaining an emergency response plan. Before a condo is hit with an unexpected event, establish who is responsible for managing what.

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Housing Wire

AUGUST 25, 2021

Mortgage industry groups on Tuesday made their voices heard in response to the Department of Housing and Urban Development ’s proposed reinstatement of its 2013 disparate impact rule. Exclusive access to the HW+ Slack community and virtual events. Start an HW+ Membership now for less than $1 a day. Become a member today.

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Housing Wire

JANUARY 5, 2022

SitusAMC subsidiary Securent is expanding its reach into the private-label market with plans to soon introduce a loan-defect insurance product for residential mortgage-backed securities (RMBS) transactions, according to executives from both companies. Nobody else has done loan-defect insurance for securitizations yet.”.

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Appraisal Buzz

OCTOBER 11, 2024

Department of Housing & Urban Development (HUD) will co-host the “Mortgage Market Resilience and Access to Credit Summit” on Tuesday, October 15 at HUD’s headquarters. Click here for a complete event agenda and participant details. This hybrid event is open to the public, with in-person and virtual attendance available.

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Housing Wire

JUNE 5, 2024

Department of Housing and Urban Development (HUD) this week announced the launch of a new program designed to allow for the purchase, refinance or renovation of manufactured housing under a loan program sponsored by the Federal Housing Administration (FHA).

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Housing Wire

APRIL 22, 2024

Choose your events strategically. Instead, carefully choose events that will give you the best bang for your buck (both financially and energetically). Finding the most impactful events and groups may require some trial and error, but finding the right places to meet new potential clients and colleagues will be worth the investment.

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Housing Wire

NOVEMBER 2, 2020

We’re seeing statistics from our developers across the country that their portfolios are holding up well,” he said. There’s a growing sense that affordable housing is a stable investment class for banks and insurance companies; even in the 2008 – 2009 recession, it held up well.”. Join today with an HW+ Membership ! Already a member?

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Housing Wire

JANUARY 23, 2023

As discussions of cybersecurity and wire and title fraud risks continue to increase, so does the cost of cyber insurance. Per Insurance Insider’s examination of Beazley’s Cyber book, “U.S. Insurers are raising rates to levels that make it hard for businesses to find affordable coverage.”

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Housing Wire

JANUARY 10, 2024

Sue Haviland has also joined the division as a loan officer, coming off of a roughly three-year stint as Finance of America Reverse (FAR)’s national sales trainer in learning and development. Obviously we have a forward lending division, we have the reverse mortgage lending division and a commercial panel, as well as an insurance company.

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Housing Wire

JULY 31, 2024

Department of Housing and Urban Development (HUD) visited the University of Alaska at Fairbanks to tout the possibilities that 3D printing technology could bring to the construction of affordable housing in the U.S. They are also less likely to burn down or be blown down, which could be attractive for insurers.

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Housing Wire

JANUARY 17, 2024

But unlike financing with a traditional mortgage, monthly principal and interest payments are not required on the loan, so long as the homeowner keeps up to date with real estate taxes, homeowners’ insurance and property maintenance. The 6% limit also includes payment of the Up-Front Mortgage Insurance Premium (UFMIP).

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Housing Wire

APRIL 24, 2023

But, how you structure those agreements and the partnership you develop can make a big impact on how that service thrives. Best Practices for Affiliated Partnerships,” will examine the importance of aligning your brokerage with strong partners in mortgage, title, insurance and other services.

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Housing Wire

FEBRUARY 20, 2024

In today’s rapidly changing technology landscape, businesses in the title insurance , mortgage and real estate industries must prioritize cybersecurity response planning and business continuity. Develop Backup Strategies: Implement robust backup solutions to ensure the availability and integrity of your important data.

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Housing Wire

OCTOBER 1, 2024

Gordon echoed some of her recent statements at a housing counseling event, where she alluded to the idea that education will be important in addressing the needs of seniors. Department of Housing and Urban Development (HUD), which oversees the FHA. “At Gordon also said the agency is looking more closely at HECM insurance premiums.

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Housing Wire

MARCH 21, 2022

Sponsorship of events can also be deemed illegal if the event is used for marketing or publicizing a real estate or mortgage company’s services. Custom homes are frequently developed, and the site is used as security for a short-term construction loan to complete the project. Construction-only loans.

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Real Estate Agent Real Estate Agents Construction 355

Housing Wire

JANUARY 26, 2022

After the series wraps, join us on February 8 for the HW+ Virtual 2022 Forecast Event. Bringing together some of the top economists and researchers in housing, the event will provide an in-depth look at the predictions for this year, along with a roundtable discussion on how these insights apply to your business.

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Real Estate Investors Inventory Business 459

Housing Wire

NOVEMBER 26, 2024

When I notice a significant increase or decrease compared to estimates, I often suspect that revisions will be made or that a one-time event may have influenced the figures. Census Bureau and the Department of Housing and Urban Development. New home sales reports can be quite volatile from month to month. This is 17.3 percent (±12.8

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Housing Wire

JUNE 1, 2022

Mortgage Insurers. Enact Mortgage Insurance. Senior Director, Events & Social Media. Director Of Business Development. Senior Director, Mortgage Servicing Policy. Freddie Mac. Brad Jones. Chief Marketing Officer. Brendan Kihn. Senior Director of Government and Industry Relations. Chad Osterhout. Chris Channell.

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Architecture Realty Insurance Lending 394

Housing Wire

JUNE 28, 2023

Other issues addressed in the document include the transference of mortgage insurance, age requirements for borrowers, using base pay income to qualify for RefiNow, and the applicability of area median income limits for multiple borrowers on a RefiNow transaction.

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Housing Wire

SEPTEMBER 24, 2024

aka Nutter Home Loans , to resolve allegations that the lender had underwritten ineligible reverse mortgages to be insured by the Federal Housing Administration (FHA). Department of Housing and Urban Development (HUD)’s [FHA] that did not meet program eligibility requirements,” the announcement explained. Nutter & Co. , government.

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Appraisal Buzz

JULY 5, 2024

Extreme weather events such as hurricanes, wildfires, floods, and rising sea levels threaten property values and increase the likelihood of mortgage defaults, delinquencies, and foreclosures. The implications of climate change for the housing finance system are profound.

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Appraisal Buzz

JUNE 3, 2024

shedding insight for property owners, insurers, and policymakers. A recent report from NOAA stated that hurricanes require heat from the oceans to develop and grow, and there was an abundant amount of heat in the Atlantic Ocean in 2023, as global surface temperatures exceeded the 20th-Century average by 2.12°F

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Housing Wire

JUNE 18, 2024

Department of Housing and Urban Development (HUD). That requirement is important to protect reverse mortgage borrowers, who remain responsible for property taxes, insurance, and other applicable fees and assessments,” the CFPB stated. However, many borrowers could not get in contact with anyone at the loan servicing operation.

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Contracts Property Taxes Government Law 443

Housing Wire

JULY 3, 2024

Department of Housing and Urban Development (HUD) — will be updated to accommodate the implementation of a new Reconsideration of Value (ROV) policy for appraisals. Event registration is now live. FHA will also be holding a virtual stakeholder briefing on Aug. 8 where industry members can ask questions of FHA’s subject-matter experts.

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Housing Wire

NOVEMBER 15, 2021

The reverse mortgage portion of the Federal Housing Administration’s Mutual Mortgage Insurance Fund (MMIF) has reached a positive capital ratio on the overall government-backed portfolio, according to an annual actuarial review of the fund’s finances and FHA’s Annual Report to Congress, both released Monday morning.

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Housing Wire

MAY 26, 2021

After reading the recent report from the Federal Housing Finance Agency on the performance of Fannie Mae and Freddie Mac’ s credit risk transfer programs, anyone unfamiliar with the purposes of CRT might understandably conclude that the GSEs vastly overpaid capital market investors and insurance providers to transfer credit risk off their books.

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