Appraisal Buzz

OCTOBER 15, 2021

The official 2022-2023 Online Update Course for Uniform Standards of Professional Appraisal Practice (USPAP), now available online , comes with a first-of-its-kind reference manual designed to help you quickly find answers to your USPAP-related questions.

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Miller Samuel

JULY 19, 2021

To all members of the Appraisal Institute: Before I start, I wanted to share what the Appraisal Institute's MAI designation is referred to by many of its members. I learned these two from an MAI instructor years ago (pre-merger) who told our class (as if to motivate us?) that MAI stands for: MORE ANNUAL INCOME. MADE AS INSTRUCTED.

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Housing Wire

SEPTEMBER 10, 2022

This agency’s most recent credit risk transfer (CRT) offering, STACR 2022-DNA6, involves a $1.165 billion note backed by a reference loan pool of 112,865 residential mortgages with an outstanding principal balance of $35.6 The reference pools are composed of a total of nearly 1.1 billion for the $12.2 billion for the $12.2

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Housing Wire

JULY 12, 2024

And the real possibility of creating efficiencies and reducing costs and maintaining what I refer to as the ‘heart of human’ definitely had my attention. And I refer to it as “from the boardroom to the break room.” SW: How does your background inform how you approach clients of BridgeAIvisory?

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Housing Wire

MAY 21, 2023

Lender Price , a leading provider of mortgage loan product and pricing technology, has launched Base Price Solution (BPS), a new pricing tool designed to help banks, lenders, and credit unions optimize their pricing strategies. Users can also set custom pricing rules based on factors such as seasonality, demand, and competitive pressures.

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Housing Wire

SEPTEMBER 22, 2022

The new credit risk transfer (CRT) offering, STACR 2022-DNA7, outlined in a presale report by Kroll Bond Rating Agency , involves a $616 million note offering backed by a reference loan pool of 69,144 residential mortgages with an outstanding principal balance of $19.9 million single-family mortgages. aged between six and 12 months.

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Housing Wire

OCTOBER 1, 2024

. “No person shall give, and no person shall accept any fee, kickback, or thing of value pursuant to any agreement or understanding, oral or otherwise, that business incident to or a part of a real estate settlement service involving a federally related mortgage loan shall be referred to any person.” ” 12 U.S.C. Express Co.,

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Housing Wire

JULY 29, 2022

million note offering backed by a reference pool of single-family mortgages valued at $20.4 This latest CAS transaction, CAS 2022-R08, involves a reference pool of 67,644 single-family mortgage loans. million note offering backed by a reference loan pool of 83,420 single-family mortgages valued at $25 billion.

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Appraisal Buzz

SEPTEMBER 12, 2024

This update of the HUD Code is long overdue and will help increase production while also ensuring modern designs to suit the needs of families.” In addition, the final rule includes more clarity regarding structural design requirements for attics.

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Housing Wire

FEBRUARY 6, 2025

The Rayse platform is designed to make agent-client relationships transparent in an evolving real estate market. The MLS also added other features, including fields designed to help sellers list concessions, allowances, buyer agreements and other information. This isnt a gradual improvement on old systems.

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Housing Wire

JULY 25, 2024

He references his past experience as an originator and cites it as a key factor behind his originator-first mindset. Building a platform for originator success is crucial as originators need strategies and resources designed to drive their success. Originators value support above all else, Montgomery asserts. mortgage lender.

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Housing Wire

AUGUST 5, 2024

billion state budget for 2025, which features several provisions designed to assist the state’s senior residents with health care, food assistance and aging-in-place provisions like home-based care. This is referred to as a ban on “home equity theft,” according to AARP. Massachusetts Gov. Maura Healey (D) has signed a $57.8

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Housing Wire

JUNE 29, 2023

Refer to public record data to determine the authenticity of supporting documents contained in the loan file.” For lenders who suspect that they may have clients attempting to perpetrate the scheme, Fannie Mae recommends documenting all applicable details.

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Housing Wire

OCTOBER 23, 2024

He referred to a recent report from the Mortgage Bankers Association , which showed that debt consolidation accounted for 33% of the use cases for home equity loans funded in 2023. “Our The announcement also reflects a recent effort from FirstClose to expand its reduced turn times in home equity lending.

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Housing Wire

DECEMBER 27, 2024

Paperback Audiobook Best books for finding your purpose Living Forward by Michael Hyatt MAPS coach and referral agent Anna Krueger recommends this motivational book about creating a life you love, by design. She says, This book prevents climbing the ladder of success and realizing its leaning on the wrong wall.

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Real Estate Agent Real Estate Agents Business 397

Housing Wire

NOVEMBER 21, 2024

In this article, we’ve gathered 30 real estate text message scripts designed to help you connect with leads, nurture relationships, and get more deals to the closing table this coming year. Vetted by HousingWire | Our editors independently review the products we recommend. When you buy through our links, we may earn a commission.

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Housing Wire

JULY 19, 2024

Late last month, Ginnie Mae released a term sheet for one of the most anticipated new developments for the reverse mortgage industry — a new Home Equity Conversion Mortgage (HECM)-backed Securities (HMBS) product referred to as “ HMBS 2.0.”

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Housing Wire

NOVEMBER 9, 2023

The UCD is a reference file that lenders use to share key information about a mortgage loan with organizations like Fannie Mae and Freddie Mac, particularly about the Closing Disclosure (CD) that outlines the final details of a mortgage loan.

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Housing Wire

OCTOBER 25, 2023

The drama continues on Wednesday After a night to think it over, HomeServices of America filed a motion for a mistrial, claiming that the Tom Ferry podcast, which the filing refers to as the “ambush video,” is “extraordinarily prejudicial.” According to the filing, the video was not produced during discovery or placed on the Exhibit List.

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Housing Wire

JULY 18, 2024

Debenture interest refers to the percentage of a return that an investor would receive for lending money through a debenture. These changes are designed to “reaffirm” FHA’s commitment to the HECM program, as well as its long-term stability, the ML explained. 19, 2017, which went into effect later that year.

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Housing Wire

JULY 31, 2024

Roughly one month ago, Ginnie Mae released a term sheet for a highly anticipated new development for the reverse mortgage industry: a new Home Equity Conversion Mortgage (HECM)-backed Securities (HMBS) product referred to as HMBS 2.0.

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Housing Wire

SEPTEMBER 17, 2024

Participating agencies that are unable to provide virtual and/or remote meeting flexibilities or in person counseling to clients who need them are required to refer those in need of services to other agencies.” The final rule is slated to go into effect on Oct. It was originally proposed in Oct.

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Housing Wire

AUGUST 31, 2022

The agencies pay monthly premiums in exchange for insurance coverage on a portion of the designated reference loan pools. Via Freddie Mac’s S TACR transactions, private investors participate with the agency in sharing a portion of the mortgage credit risk in the reference loan pools retained by the agency.

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Insurance Investors Mortgage Design 370

Housing Wire

JUNE 25, 2024

As these models grow in complexity to incorporate more and more variables, they can resemble what many people often refer to as artificial intelligence.” “On popular real estate websites, many people even track their own home’s value generated from these algorithmic appraisal tools.

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Housing Wire

OCTOBER 15, 2024

This interest aligns with efforts designed to standardize reverse mortgage data, the company noted. Questions about data portability and system integration are becoming more common, indicating a shift in perspective among conventional lenders.”

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Housing Wire

JUNE 28, 2024

After initially announcing the development of a new Home Equity Conversion Mortgage (HECM)-backed Securities ( HMBS ) program in January, government-owned company Ginnie Mae — which oversees the government’s mortgage-backed securities (MBS) portfolio — released a highly anticipated term sheet this week for what is being referred to as “HMBS 2.0.”

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Development Design Mortgage Government 396

Housing Wire

SEPTEMBER 20, 2024

This is a bill that Congress must pass each year, since it refers to laws that specify the annual budget for the U.S. 3502 , which was designed to “amend the Fair Credit Reporting Act (FCRA) to prevent consumer reporting agencies from furnishing consumer reports under certain circumstances,” according to the language of the bill.

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Housing Wire

MARCH 6, 2025

Then, design your mail and press send. Include past and current clients, all your real estate leads, anyone who has ever referred a client to you, anyone who would refer a client to you when they have the opportunity to, affiliated partners, friends, family and neighbors. Real estate nurturing done easy!

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Real Estate Clients Real Estate Agent Agents 220

Housing Wire

FEBRUARY 12, 2025

Anyone who sends you a referral Dear (Referrer Name), Thank you SO much for referring me to (Lead Name)! Vistaprint is a fantastic place to design and print cards at a reasonable price. I would be honored to represent you as your listing agent and get you the most money possible for your property. I look forward to working together!

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Real Estate Clients Real Estate Agent Open Houses 310

Housing Wire

DECEMBER 5, 2024

The study — which refers to such homes as “mobile homes,” a term the manufactured housing industry sees as imprecise at best and erroneous at worst — also found that prices for these homes accelerated at a faster pace than traditional single-family homes. increased by 58.34% between 2018 and 2023.

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Housing Wire

SEPTEMBER 22, 2022

Fannie Mae pays monthly premiums in exchange for insurance coverage on a portion of the designated reference loan pools. Through the CIRT transaction, a portion of the credit risk on mortgages backed by Fannie Mae is shifted to insurers in the private sector.

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Housing Wire

JUNE 20, 2024

reverse mortgage lender, has received shareholder approval upon recommendation of its board to perform a reverse stock split at a 10-to-1 ratio in a move designed to boost the company’s stock price. RMD reached out to FOA for comment on the move, but a spokesperson referred any questions back to the SEC filing.

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Finance Investors Retail Investing 454

Housing Wire

JUNE 13, 2022

The agency pays monthly premiums in exchange for insurance coverage on a portion of the designated reference loan pools. Through the CIRT transaction, a portion of the credit risk on mortgages backed by Fannie Mae is shifted to insurers in the private sector.

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Insurance Mortgage Design Finance 397

Housing Wire

AUGUST 2, 2023

AIR is designed to “safeguard the independence, objectivity, and impartiality of appraisers and other Independent Parties throughout the valuation process for 1 to 4-unit residential properties,” according to Fannie Mae. Fannie Mae published a new frequently asked questions (FAQ) document related to AIR this week.

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Housing Wire

NOVEMBER 21, 2022

The solution is designed to scale the production of single-family entry-level homes for sale in the Convergence pilot cities of Memphis, Tenn., This lengthy cycle time is due to complications that arise as the home builder locally navigates what we refer to as the “four gauntlets.”. and Columbus, Ohio.

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Housing Wire

JANUARY 29, 2024

billion, or about 31% of all outstanding HMBS,” New View Advisors said in December , referring to the former RMF portfolio’s designation. “About $301 million of Issuer 42’s portfolio paid off in November, but Issuer 42 still accounts for $18.3

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Mortgage Finance Home Value Design 467

Housing Wire

JUNE 7, 2024

A closer look at Zurple’s features IDX lead generation websites Zurple’s all-in-one system is designed to automate real estate lead nurturing with timely, personalized communication with your leads. The marketing tools were a little better, but won’t win any design awards.

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