Housing Wire

MAY 21, 2023

Lender Price , a leading provider of mortgage loan product and pricing technology, has launched Base Price Solution (BPS), a new pricing tool designed to help banks, lenders, and credit unions optimize their pricing strategies. Users can also set custom pricing rules based on factors such as seasonality, demand, and competitive pressures.

Tools 315

Tools Design Technology Marketing 315

Housing Wire

OCTOBER 15, 2024

The new guidelines are designed to make it easier for consumers to revoke consent for unwanted robocalls and texts. Congress must pass the NDAA each year, since it refers to laws that specify the annual budget for the U.S. Department of Defense.

Design 432

Design Real Estate Mortgage Business 432

Appraisal Buzz

NOVEMBER 13, 2024

In 2025, home purchasers and homeowners will design cozy, environmentally friendly, and climate-resilient homes by fusing the newest technology with vintage, rustic beauty. Zillow’s for-sale listings now include 18% more references to solar panels and the terms “sustainable” and “green.” Solar electricity isn’t the only source.

Buyers 418

Buyers Design Real Estate Agent Real Estate 418

Housing Wire

JULY 29, 2022

million note offering backed by a reference pool of single-family mortgages valued at $20.4 This latest CAS transaction, CAS 2022-R08, involves a reference pool of 67,644 single-family mortgage loans. million note offering backed by a reference loan pool of 83,420 single-family mortgages valued at $25 billion.

Insurance 298

Insurance Investors Mortgage Design 298

Housing Wire

AUGUST 31, 2022

The agencies pay monthly premiums in exchange for insurance coverage on a portion of the designated reference loan pools. Via Freddie Mac’s S TACR transactions, private investors participate with the agency in sharing a portion of the mortgage credit risk in the reference loan pools retained by the agency.

Insurance 370

Insurance Investors Mortgage Design 370

Housing Wire

JUNE 29, 2023

Refer to public record data to determine the authenticity of supporting documents contained in the loan file.” For lenders who suspect that they may have clients attempting to perpetrate the scheme, Fannie Mae recommends documenting all applicable details.

Real Estate Agent 365

Real Estate Agent Mortgage Design Real Estate 365

Housing Wire

NOVEMBER 1, 2024

Referral agent: A referral agent is a real estate agent who refers clients to other agents in exchange for a referral fee. For example, a designated broker is someone who owns a real estate firm and oversees business activities, such as hiring and managing other brokers, agents and office staff. We’ve outlined the main types below.

Real Estate 440

Real Estate Real Estate Agent Agents Brokerage 440

Housing Wire

AUGUST 5, 2024

billion state budget for 2025, which features several provisions designed to assist the state’s senior residents with health care, food assistance and aging-in-place provisions like home-based care. This is referred to as a ban on “home equity theft,” according to AARP. Massachusetts Gov. Maura Healey (D) has signed a $57.8

Transportation 367

Transportation Law Design Insurance 367

Housing Wire

NOVEMBER 11, 2024

The lead generation program is designed for top-producing agents and teams who spend thousands a month on Zillow leads. Zillow is hoping agents refer clients to Zillow Home Loans instead of their usual rotation of loan officers from outside mortgage companies.

Business 424

Business Mortgage Loan Officers Agents 424

Housing Wire

OCTOBER 17, 2024

These upgrades are available through Hive Solutions, a suite of real estate technology products designed for widespread use across several sectors of the industry. Hive MLS compares its platform to a bee hive, where worker bees — referring to agents — work together to gather resources and keep the hive, or the housing market, alive.

Real Estate 349

Real Estate Real Estate Agent Realtors Tools 349

Housing Wire

OCTOBER 23, 2024

He referred to a recent report from the Mortgage Bankers Association , which showed that debt consolidation accounted for 33% of the use cases for home equity loans funded in 2023. “Our The announcement also reflects a recent effort from FirstClose to expand its reduced turn times in home equity lending.

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Loan Officers Lending Design Construction 363

Housing Wire

JULY 25, 2024

He references his past experience as an originator and cites it as a key factor behind his originator-first mindset. Building a platform for originator success is crucial as originators need strategies and resources designed to drive their success. Originators value support above all else, Montgomery asserts. mortgage lender.

Mortgage 358

Mortgage Design Tools Marketing 358

Housing Wire

SEPTEMBER 17, 2024

Participating agencies that are unable to provide virtual and/or remote meeting flexibilities or in person counseling to clients who need them are required to refer those in need of services to other agencies.” The final rule is slated to go into effect on Oct. It was originally proposed in Oct.

Advertising 410

Advertising Transportation Clients Design 410

Housing Wire

NOVEMBER 9, 2023

The UCD is a reference file that lenders use to share key information about a mortgage loan with organizations like Fannie Mae and Freddie Mac, particularly about the Closing Disclosure (CD) that outlines the final details of a mortgage loan.

Design 364

Design Government Technology Mortgage 364

Housing Wire

JULY 19, 2024

Late last month, Ginnie Mae released a term sheet for one of the most anticipated new developments for the reverse mortgage industry — a new Home Equity Conversion Mortgage (HECM)-backed Securities (HMBS) product referred to as “ HMBS 2.0.”

Development 366

Development Mortgage Design Government 366

Housing Wire

OCTOBER 25, 2023

The drama continues on Wednesday After a night to think it over, HomeServices of America filed a motion for a mistrial, claiming that the Tom Ferry podcast, which the filing refers to as the “ambush video,” is “extraordinarily prejudicial.” According to the filing, the video was not produced during discovery or placed on the Exhibit List.

Sellers 349

Sellers Realtors Real Estate Design 349

Housing Wire

OCTOBER 15, 2024

This interest aligns with efforts designed to standardize reverse mortgage data, the company noted. Questions about data portability and system integration are becoming more common, indicating a shift in perspective among conventional lenders.”

Mortgage 389

Mortgage Lending Development Design 389

Housing Wire

OCTOBER 16, 2024

These rankings are designed to help top-performing agents and teams highlight their accomplishments within their specific local markets, enhancing their credibility where it matters most — close to home. RealTrends excludes transactions such as commercial, rentals, lease, land, empty lots, and outside referred business from published totals.

Real Estate Agent 343

Real Estate Agent Real Estate Agents Brokerage 343

Housing Wire

SEPTEMBER 20, 2024

This is a bill that Congress must pass each year, since it refers to laws that specify the annual budget for the U.S. 3502 , which was designed to “amend the Fair Credit Reporting Act (FCRA) to prevent consumer reporting agencies from furnishing consumer reports under certain circumstances,” according to the language of the bill.

Law 404

Law Loan Officers Design Mortgage 404

Housing Wire

JULY 18, 2024

Debenture interest refers to the percentage of a return that an investor would receive for lending money through a debenture. These changes are designed to “reaffirm” FHA’s commitment to the HECM program, as well as its long-term stability, the ML explained. 19, 2017, which went into effect later that year.

Mortgage 328

Mortgage Design Insurance Lending 328

Housing Wire

JUNE 25, 2024

As these models grow in complexity to incorporate more and more variables, they can resemble what many people often refer to as artificial intelligence.” “On popular real estate websites, many people even track their own home’s value generated from these algorithmic appraisal tools.

Appraisal 322

Appraisal Real Estate Valuation Law 322

Housing Wire

DECEMBER 5, 2024

The study — which refers to such homes as “mobile homes,” a term the manufactured housing industry sees as imprecise at best and erroneous at worst — also found that prices for these homes accelerated at a faster pace than traditional single-family homes. increased by 58.34% between 2018 and 2023.

Land Lease 325

Land Lease Renovations Modernization Design 325

Housing Wire

JUNE 28, 2024

After initially announcing the development of a new Home Equity Conversion Mortgage (HECM)-backed Securities ( HMBS ) program in January, government-owned company Ginnie Mae — which oversees the government’s mortgage-backed securities (MBS) portfolio — released a highly anticipated term sheet this week for what is being referred to as “HMBS 2.0.”

Development 338

Development Design Mortgage Government 338

Housing Wire

MARCH 7, 2024

Biden will propose several new provisions designed to control costs for renters, including the targeting of corporate landlords and private equity firms, which have been “accused of illegal information sharing, price fixing, and inflating rents,” the White House said. The White House estimates that this “will raise an additional $3.79

Construction 526

Construction Renovations Insurance Landlords 526

Appraisal Buzz

JUNE 29, 2022

CAS is Fannie Mae’s benchmark issuance program designed to share credit risk on its single-family conventional guaranty book of business. The reference pool for CAS Series 2022-R07 consists of approximately 101,000 single-family mortgage loans with an outstanding unpaid principal balance of approximately $30.6 The reference pool.

Design 195

Design Business Appraisal Mortgage 195

Appraisal Buzz

FEBRUARY 2, 2022

CAS is Fannie Mae’s benchmark issuance program designed to share credit risk on its single-family conventional guaranty book of business. The reference pool for CAS Series 2022-R02 consists of approximately 149,000 single-family mortgage loans with an outstanding unpaid principal balance of approximately $44 billion.

Design 195

Design Business Appraisal Mortgage 195

Appraisal Buzz

JANUARY 12, 2022

CAS is Fannie Mae’s benchmark issuance program designed to share credit risk on its single-family conventional guaranty book of business. The reference pool for CAS Series 2022-R01 consists of approximately 180,000 single-family mortgage loans with an outstanding unpaid principal balance of nearly $54 billion. The reference pool.

Design 195

Design Business Appraisal Mortgage 195

Housing Wire

OCTOBER 24, 2024

The receiving agent becomes the buyer or seller’s primary point of contact and representative, and the referring agent receives a referral fee if a transaction closes. Instead of giving up the business, the referring agent introduces the potential client to another real estate agent who is better positioned to help them.

Real Estate 321

Real Estate Real Estate Agent Agents Clients 321

Housing Wire

JULY 31, 2024

Roughly one month ago, Ginnie Mae released a term sheet for a highly anticipated new development for the reverse mortgage industry: a new Home Equity Conversion Mortgage (HECM)-backed Securities (HMBS) product referred to as HMBS 2.0.

Development 326

Development Design Mortgage Marketing 326

Appraisal Buzz

SEPTEMBER 16, 2024

This AI Agent is trained on and powered by the current “2024 USPAP Reference and Guidance Manual.” AI SOP Creator Advisor : An innovative AI Agent we designed to help appraisers develop, refine, and optimize their standard operating procedures.

Appraisal 363

Appraisal Training Agents Human Resources 363

Housing Wire

MAY 18, 2021

For reference, a recent study from the National Association of Home Builders found that lumber prices are adding an average of nearly $36,000 to the cost of a new build. Christensen, president of design-build firm Estate Homes. “It seems like prices have gotten worse in past four to six months, too,” said C.J.

Real Estate 453

Real Estate Marketing Real Estate Agent Agents 453

Housing Wire

JUNE 13, 2022

The agency pays monthly premiums in exchange for insurance coverage on a portion of the designated reference loan pools. Through the CIRT transaction, a portion of the credit risk on mortgages backed by Fannie Mae is shifted to insurers in the private sector.

Insurance 352

Insurance Mortgage Design Finance 352

Housing Wire

JANUARY 29, 2024

billion, or about 31% of all outstanding HMBS,” New View Advisors said in December , referring to the former RMF portfolio’s designation. “About $301 million of Issuer 42’s portfolio paid off in November, but Issuer 42 still accounts for $18.3

Mortgage 377

Mortgage Finance Home Value Design 377

Housing Wire

JUNE 20, 2024

reverse mortgage lender, has received shareholder approval upon recommendation of its board to perform a reverse stock split at a 10-to-1 ratio in a move designed to boost the company’s stock price. RMD reached out to FOA for comment on the move, but a spokesperson referred any questions back to the SEC filing.

Finance 375

Finance Investors Retail Investing 375

Housing Wire

FEBRUARY 7, 2024

Bruce Simmons “[The talk station] did not produce nearly the benefit that the new one I just started at the beginning of 2023 did,” Simmons said, referring to the oldies station. “I In early 2023, Simmons made the decision to scale back his presence on the talk station but decided to allocate more time to an “oldies” station.

Mortgage 373

Mortgage Advertising Clients Design 373

Appraisal Buzz

OCTOBER 11, 2024

The multi-year campaign was created to generate awareness of the availability and benefits of pre-purchase housing counseling provided by HUD-certified counselors, and designed to reach communities of color that have historically faced more difficulties with the homebuying process due to systemic barriers.

Transportation 370

Transportation Advertising Modernization Design 370

Housing Wire

JANUARY 19, 2021

And yet, Bob has surrounded himself with a top-notch team of highly-skilled professional photographers, staging experts, graphic designers and other specialists. When I refer to the mega-agent, I’m talking about the famous real estate agent on the billboards all over town, the radio waves and probably TV. Not in a million years.

Real Estate Agent 476

Real Estate Agent Real Estate Agents Clients 476