Housing Wire

OCTOBER 30, 2024

A California regulator has revoked the residential mortgage lending license of LoanSnap , the latest in a series of difficulties for the fintech lender. That policy, which is designed to protect consumers from lender fraud and financial risk, expired in early August.

Landlords 448

Landlords Loan Officers Lending Contracts 448

Housing Wire

JUNE 30, 2022

Not only does Flagstar offer brokers direct access to seasoned sales, support and underwriting teams, it also provides a product set that includes specialty lending options like Advantage non-agency loan, jumbos, new construction, renovation products and HELOCs, and in the pipeline, loans to foreign nationals, seconds and investor property loans.

Lending 366

Lending Housing Market Technology Business 366

Housing Wire

APRIL 13, 2023

Wholesale lending is great for helping serve underserved borrowers. The wholesale channel has the ability to offer borrowers a variety of choices, with access to many different bank and lending programs. As a CDFI (Community Development Financial Institution) — a designation given by the U.S.

Marketing 397

Marketing Lending Design Development 397

Housing Wire

JANUARY 24, 2024

Government-sponsored enterprises (GSEs) Fannie Mae and Freddie Mac announced this week the release of their “Mission Index,” updating or expanding their single-family social bond framework to better communicate the goals of the index to stakeholders and investors. The GSEs issued separate announcements and a joint statement.

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Investors Lending Finance Design 487

Housing Wire

APRIL 23, 2024

The rule is designed to “protect the millions of workers who are saving for retirement diligently and rely on advice from trusted professionals on how to invest their savings,” DOL said in its announcement. Retirement investors are best protected by a uniform and protective framework.”

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Investing Investors Design Government 443

Housing Wire

OCTOBER 24, 2024

Aligned with their success’ These protections are designed to signal that brokers can have more trust when bringing their business to Mutual of Omaha, according to reverse division president Alex Pistone. “As We have been the fastest-growing wholesale investor in the space over the past couple of years,” he said. “If

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Housing Wire

NOVEMBER 29, 2023

Encompass by ICE Mortgage Technology is designed to enable users to manage their entire lending workflow in one place, from the customer’s initial point of thought through investor delivery. Every lender and investor has their own unique approach to doing business and their own mix of channels they utilize.

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Technology Mortgage Lending Business 435

Housing Wire

NOVEMBER 25, 2024

One such solution includes the Edge Platform —designed to survey loan portfolios and identify recapture opportunities based on current mortgage rates. A mortgage servicer collects payments from an asset and repays the investor. HELOC and Non-QM models for Residential Mortgage Investors and Issuers are also on the table.

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Tools Real Estate Investors Mortgage 358

Appraisal Buzz

AUGUST 5, 2024

Fannie Mae has designed its Mission Index framework to support its goal of providing affordability, liquidity, and stability to the housing market. The framework will aid mortgage lenders and investors in identifying valuable lending opportunities with the potential for significant social impact.

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Housing Wire

OCTOBER 18, 2024

By doing so, ICE helps its clients cut down on mistakes, speed up workflows, and offer a modern lending experience that works better for both borrowers and industry professionals. One of ICE’s main focus points is the platform’s user-friendly design and overall experience.

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Modernization Technology Mortgage Marketing 423

Housing Wire

SEPTEMBER 4, 2024

. “I am thrilled to bring my decades of experience in real estate finance to Pretium as the company scales its efforts in real estate debt, and continues to create value for homebuilders, investors and communities,” Kulvin said. The company said at the time that it had acquired more than 7,500 BTR homes in 11 states.

Finance 439

Finance Real Estate Investing Development 439

Housing Wire

JUNE 11, 2024

Developed over the past two years, the newly rebranded Flyhomes portal is proprietary technology that was designed under the guidance of ZeroDown co-founders Laks Srini and Abhijeet Dwivedi, who have joined Flyhomes as chief technology officer and chief growth officer, respectively. How does the job market here compare to other cities?”

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Real Estate Real Estate Agent Technology Design 453

Housing Wire

JULY 18, 2024

Debenture interest refers to the percentage of a return that an investor would receive for lending money through a debenture. These changes are designed to “reaffirm” FHA’s commitment to the HECM program, as well as its long-term stability, the ML explained. 19, 2017, which went into effect later that year.

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Mortgage Design Insurance Lending 422

Housing Wire

SEPTEMBER 13, 2023

CAPE Analytics has unveiled a new, AI-powered , automated property condition report (aPCR) tool crafted for institutional lenders, whole loan investors, and real estate investors. The data can also be accessed via an API, in bulk data, or through a dynamic web application.

Tools 419

Tools Valuation Inspection Investors 419

Housing Wire

OCTOBER 3, 2022

Encompass by ICE Mortgage Technology is the industry’s most complete end-to-end solution that provides the flexibility and configurability needed to deliver a next-generation lending experience for every channel, all from a single system of record.

Technology 363

Technology Mortgage Lending Investors 363

Housing Wire

JANUARY 27, 2021

Roostify, which powers the digital mortgage platforms of JPMorgan Chase , TD Bank , Guild Mortgage , HSBC Bank USA and more, allows different lending parties to bring in data and information from online sources that then tailors the homebuying process.

Lending 369

Lending Technology Loan Officers Investors 369

Housing Wire

MARCH 5, 2024

The end-to-end, real-time capabilities of Dara improve every point of the servicing industry for every stakeholder, including operators, consumers, investors, and regulators. Dara is designed to be proactive when it comes to real-time policymaking. Sagent has shifted the servicing paradigm with its launch of Dara.

Modernization 448

Modernization Investors Design Tools 448

Appraisal Buzz

NOVEMBER 8, 2024

Pricing is as follows: General Admission: $595 Five Star Institute Membership Groups*: $495 *FORCE pricing varies based on membership level Mortgage Lender/Mortgage Servicer/Government: $99 Must be an employee of institutions that own or control the oversight and regulation of or the lending and servicing of real estate mortgages.

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Government Law Real Estate Legal 221

Housing Wire

SEPTEMBER 29, 2022

MAXEX , a major mortgage trading and aggregating platform, has unveiled a series of new programs designed to serve originators and loan buyers in the growing non-QM lending market. MAXEX is an Atlanta-based fintech company that is backed by leading private-equity and capital-markets investors, including J.P. Morgan Chase.

Marketing 396

Marketing Investors Design Lending 396

Housing Wire

JUNE 26, 2023

Several of MAXEX’s existing investors, including J.P. In September 2022, the digital mortgage platform unveiled a series of new programs designed to serve originators and loan buyers in the growing non-QM lending market. The companies claim they collectively serve more than 500 market participants.

Investing 365

Investing Investors Design Mortgage 365

Appraisal Buzz

JULY 9, 2024

FSA courses are designed to provide new skills, revenue streams, and paths for success. FSA has announced that it is offering a 30% discount on their educational offerings through Friday, July 19. Certifications: When you complete all courses within a program, you will become certified in that subject matter.

Realty 195

Realty Law Legal Real Estate Agent 195

Housing Wire

SEPTEMBER 24, 2021

As investors recognize the potential these older properties hold and the inventory and profits they could open up in such a red-hot housing market, demand for older, more distressed properties should increase. Traditional lending approaches are time-consuming when it comes to fix-and-flip properties. The only problem?

Lending 456

Lending Renovations Finance Investors 456

Housing Wire

JUNE 15, 2021

Sprout said it intends to grow its retail channel through increased direct sales to consumers and residential investors, dedicated retail facilities, and joint ventures. In the last six months, Sprout has unveiled a series of new products for it non-QM program , resumed correspondent lending.

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Retail Mortgage Legal Lending 397

Housing Wire

JUNE 7, 2024

Its investors included Virgin Group , led by British business magnate Richard Branson; Liquid 2 Ventures , led by former NFL star Joe Montana; and LinkedIn co-founder Reid Hoffman. The regulator also charged the company with violations of the Truth in Lending Act and Fair Credit Reporting Act.

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Legal Landlords Loan Officers Mortgage 478

Housing Wire

MAY 24, 2021

Notable in light of the current servicing challenges facing the industry, Stavvy’s eClosing technology is designed to facilitate faster borrower communication and closings as servicers work through loan modifications, referrals and forbearance. Presented by: Sagent Lending Technologies.

Technology 446

Technology Lending Investors Modernization 446

Housing Wire

JULY 23, 2021

Acra Lending is doing what it can to help free up inventory. Acra’s jumbo prime mortgage solution is designed to provide borrowers with the larger loan amounts needed to purchase a high-value property, with loan amounts up to $3 million. Acra Lending plans to launch its fix’n’flip loan program in the coming weeks. Fix’n’flip.

Housing Market 461

Housing Market Marketing Inventory Lending 461

Housing Wire

SEPTEMBER 17, 2024

Industry-leading reverse mortgage lender Finance of America (FOA) on Tuesday announced updates and new details for a previously announced exchange offer , which would swap current investor bonds due in 2025 with new bonds due one to four years later. The company also unveiled a series of new TV spots with former AAG spokesman Tom Selleck.

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Finance Investors Business Mortgage 408

Boston Appraisal

JULY 27, 2023

As an investor or lender, you need accurate valuations of residential properties to make informed investment and lending decisions. The post Valuing Complex and Unusual Properties: Guidance for Investors and Lenders appeared first on Boston Appraisal Services.

Investors 78

Investors Valuation Architecture Appraisal 78

Housing Wire

SEPTEMBER 20, 2022

But recently a new factor is accelerating the problem — massive purchases of single-family homes by larger investors. In Texas, for example, major institutional investors bought 28% of the single-family homes sold in 2021. Nationally, institutional investors are buying over 13% of homes, and that share is increasing.

Investors 436

Investors Landlords Inventory Buyers 436

Housing Wire

APRIL 27, 2023

The growth of EarnUp follows a surge in interest from companies seeking smart programs designed to help employees achieve a more well-rounded financial picture. Lending and servicing organizations turn to EarnUp to reduce risk and streamline operations.

Technology 385

Technology Lending Design Tools 385

Housing Wire

JUNE 8, 2021

One issue is that among the low inventory, there are even fewer homes that are move-in ready, said Keith Lind, executive chairman and president of Acra Lending. “We According to Lind, one way for existing housing stock to be expanded and improved upon is through investors or developers using fix’n’flip loans.

Inventory 361

Inventory Renovations Lending Construction 361

Housing Wire

OCTOBER 5, 2023

As the housing market suffers through a drought of home sales and related mortgage originations in the current high-rate environment, home prices and home equity continue to climb, helping to spark a revival of another sector — home equity lending and investment. billion, according to a review of bond-rating and industry reports.

Housing Market 449

Housing Market Marketing Contracts Finance 449

Appraisal Buzz

MAY 31, 2022

As we all know, the home valuation is an integral part of the lending process that helps Americans in their journey to homeownership. This series of articles explores the role of appraisal review processes in the risk system in the format of mortgage lending for 1-4 family real estate. Quality Control and Quality Assurance .

Real Estate 221

Real Estate Valuation Lending Appraisal 221

Clear Capital

MARCH 27, 2024

ClearAVM’s up-to-date and reliable valuations help property investors and asset managers make more informed investment, management and underwriting decisions with confidence. SFR investors also depend on AVMs to evaluate a portfolio of assets, inform leasing and asset sale decisions and ensure due diligence.

Investors 67

Investors Investing Valuation Real Estate 67

Housing Wire

NOVEMBER 1, 2022

Lenders invest significant time and money into building diverse portfolios of loan products designed to meet borrowers’ unique needs, yet those products often sit underutilized,” Mortgage Coach and Sales Boomerang Chief Lending Officer Joe Puthur said in a statement.

Mortgage 458

Mortgage Project Management Insurance Loan Officers 458

Housing Wire

JUNE 5, 2024

Department of Housing and Urban Development (HUD) this week announced the launch of a new program designed to allow for the purchase, refinance or renovation of manufactured housing under a loan program sponsored by the Federal Housing Administration (FHA).

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Government Finance Renovations Design 529

Housing Wire

MAY 25, 2022

There is also the matter of efficiency versus increased lending cost. With so many different types of borrowers beginning to look towards non-QM for their lending needs, LOs and brokers are wise to incorporate a diverse set of loan options. With non-QM in a current transition state, forecasting future demand levels can be tricky.

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