Housing Wire

MAY 16, 2024

UWM’s TRAC+ announcement comes as the federal government pushes title insurance alternatives designed to save consumers money. the company also announced ChatUWM, an AI-powered search engine that provides instant responses to clients, including guidelines, matrices, lender tools, and technology. 0% down During UWM Live!

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Housing Wire

MARCH 20, 2025

In July 2024, a coalition of five federal agencies the Consumer Financial Protection Bureau , the Federal Deposit Insurance Corp. , Standardized federal ROV policy had been viewed as a tool to combat appraisal bias. The guidance aimed to advise on policies and procedures that financial institutions may implement.

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Housing Wire

JANUARY 12, 2024

The 2023 reverse mortgage limit for Federal Housing Administration (FHA)-insured Home Equity Conversion Mortgages (HECMs) stood at $1,089,300, but proprietary reverse mortgages are not subject to FHA limits. After re-obtaining the property, “the Conleys applied for and received a $4.99-million

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Housing Wire

JULY 3, 2024

Department of Housing and Urban Development (HUD) on Wednesday announced that it has released five new language translations for 19 separate single-family mortgage documents used for Federal Housing Administration (FHA)-insured mortgage servicing.

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Mortgage Insurance Tools Law 448

Housing Wire

NOVEMBER 5, 2023

Lead generation website Creating and maintaining a website designed for lead generation is critical in digital real estate prospecting. An effective website should have a clean, professional design with intuitive navigation to allow visitors to easily access the information they need.

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Appraisal Buzz

NOVEMBER 13, 2024

Homeowners insurance is another big topic, and by encouraging customers to shop the policy and to bundle policies where possible, we can partner with customers to make their homeownership costs as affordable as possible. Both are in production, and we anticipate greater homeowner adoption of these self-service tools in 2025.

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Housing Wire

FEBRUARY 19, 2025

These enhancements are exclusive to Qualia’s Shield solution, a wire fraud detection system designed for title and escrow professionals. According to Qualia, the low-risk wire transfer insurance feature is backed by London-based insurance company Lloyd’s.

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Housing Wire

OCTOBER 12, 2022

Servicing Digital , offered as an app or responsive web design, allows customers to easily access their loan- and home-related information, as well as perform self-service capabilities. Through integration, these tools can help servicers increase customer retention while significantly improving the customer experience, Black Knight said.

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Housing Wire

MARCH 11, 2024

Configured to give independent mortgage banks, federally insured banks and credit unions the needed tools at an accessible price point, Floify Lender Edition aims to increase lender profitability through its automated processes and efficiency tools, the company said.

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Housing Wire

MARCH 29, 2024

The first is for the HECM anti-churning disclosure, which is designed to protect borrowers from unnecessary loan refinancing. In particular, HUD Form 92900–C is designed to “collect loan-level data that is needed for insuring purposes and not found on Fannie Mae form 1003,” according to the notice. It’s not a bad tool.

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Housing Wire

APRIL 29, 2024

Intercontinental Exchange (ICE) introduced MSP Digital Experience (MSP DX), a conversational user interface designed to interact with the company’s leading mortgage servicing system, MSP. It also unveiled two new tools , Validate ROV and Validate Selector, that were added to its growing suite of property valuation solutions.

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Housing Wire

MAY 23, 2024

Once notified of an incident, representatives from HUD will contact the designated representative from the institution reporting the incident to determine the appropriate mitigation steps based on the nature of the incident,” the announcement added. Last month, the FBI reported that cybercrime losses rose to a record high of $12.8

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Housing Wire

SEPTEMBER 6, 2024

Atlantic Bay, guided by forward-thinking leadership, empowers its LO’s with an open-architecture platform that delivers the marketing and sales tools they need today, while also providing a flexible framework to quickly adapt to the future technologies of tomorrow.

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Housing Wire

JUNE 1, 2023

Six federal agencies have requested comment from the public on a newly-proposed rule that is designed to “ensure the credibility and integrity of models used in real estate valuations.” And the design and development of the models and algorithms can reflect the biases and blind spots of the developers.”

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Housing Wire

JUNE 5, 2024

Department of Housing and Urban Development (HUD) this week announced the launch of a new program designed to allow for the purchase, refinance or renovation of manufactured housing under a loan program sponsored by the Federal Housing Administration (FHA).

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Housing Wire

JANUARY 31, 2025

Today, getting your Colorado real estate license is a streamlined process with all the tools and resources you need to succeed right at your fingertips. The total estimated cost of getting a Colorado real estate license ranges from $1,080 to $1,800, depending on the real estate course you choose and the cost of your E&O insurance.

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Housing Wire

MARCH 1, 2023

And yes, this certainly has had an impact on insurance companies from coast to coast, as we’ve seen insurers retreat en masse from states such as California , Florida , and Texas , which have all seen record losses in recent years from wildfires, earthquakes, hurricanes, severe winter storms, sinkholes, and more.

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Housing Wire

DECEMBER 4, 2024

The federal regulators that stamped their names on document include the Consumer Financial Protection Bureau (CFPB), the Federal Reserve Board of Governors, the Federal Deposit Insurance Corp.

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Housing Wire

DECEMBER 6, 2021

So far his venture-backed title company has launched platforms that have sped up title clearance and title insurance acquisition, and they have their sights on expanding into the lending and appraisal space. As title insurers our business practices and our regulatory oversight are different in every single state,” Stone said. “So

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Housing Wire

JANUARY 17, 2024

That’s where reverse purchase financing comes into play, the funding option specifically designed for older Americans. The HECM for Purchase is not a refinancing tool; it is not akin to a Home Equity Line of Credit ( HELOC ). The 6% limit also includes payment of the Up-Front Mortgage Insurance Premium (UFMIP).

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Finance Real Estate Agent Real Estate Insurance 482

Appraisal Buzz

MAY 6, 2024

Does the cost of homeowners insurance affect the price of a home? In recent years, insurance companies have pulled out of some markets altogether after sustaining massive losses due to wildfires, flooding, and other climate-related disasters. In some markets, the answer is increasingly yes.

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HOA Insurance Legal Fees Valuation 370

Housing Wire

MAY 18, 2022

CM : Firstly, reverse mortgages, whether government-insured or proprietary, are non-recourse loans. In fact, many financial researchers and scholars have identified it as a strategic tool that should be considered part of a holistic financial strategy for retirement. Not tax advice. Consult a tax professional. †

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Housing Wire

JUNE 25, 2024

On popular real estate websites, many people even track their own home’s value generated from these algorithmic appraisal tools. Beyond the CFPB, other agencies involved with drafting the final rule include the Federal Deposit Insurance Corp.

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Appraisal Real Estate Valuation Law 397

Housing Wire

JULY 13, 2023

Entrata’s acquisition includes 100% of the company’s equity, and the deal will make it possible “to provide residents with increased access to financial tools designed to impact their financial future positively,” the companies said in an announcement about the deal.

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Housing Wire

SEPTEMBER 30, 2021

Most digital solutions in the lending industry are designed to solve one problem and built for one audience in mind. And since Stavvy is designed for the title agent workflow, closing agents can easily integrate the platform into the way they already work. Stavvy has the power to bring these disparate components together.

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Real Estate Design Lending Agents 405

Housing Wire

JUNE 6, 2022

In a letter to the FHA , Sharon Whitaker, vice president of the ABA, said the 40-year loan modification will help borrowers retain their homes after default and help mitigate losses to FHA’s Mutual Mortgage Insurance Fund. Join us and our distinguished panelists for a lively discussion on this topic! Presented by: Stavvy.

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Insurance Mortgage Realtors Real Estate 448

Housing Wire

JUNE 12, 2023

” According to Bodrozic, this blend of customized home data and advanced AI technology positions HomeZada as a powerful tool for homeowners looking to maximize the value of homeownership. Established in 2012, HomeZada is a fully integrated, cloud-based platform dedicated to digital home management.

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Project Management Technology Design Insurance 397

Housing Wire

MARCH 13, 2023

Here’s how to show them you’re in the know: Be a title expert Homebuyers want information that can make their decisions more manageable, especially information on title insurance, which they may have never heard of before starting the home buying process. In 2022, 96% of all buyers used online tools during their home search.

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Housing Wire

NOVEMBER 17, 2021

Now more than ever, there is a need to add automation tools into the loan origination manufacturing process that actually help lenders see a return on investment (ROI). Waiting until volumes drop to implement new tools doesn’t mean the tool is not going to be helpful, but you’re going to get the “best bang for buck” by making the change now.

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Tools Technology Training Design 418

Housing Wire

SEPTEMBER 21, 2023

They can use pieces and parts and connect other solutions to it, whether that’s their own tools or a third-party partner that can connect to an API layer. SW: We’re seeing an increased use of AI at a very individual level, where agents are using AI tools for things like marketing and scheduling.

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Technology Real Estate Agents Design 435

Housing Wire

JUNE 17, 2021

HomeBinder offers a new innovative tool for the real estate agent as well. PP: HomeBinder provides a centralized and automated home management platform designed for the journey of homeownership. As the industry migrates to focusing on purchase volume, originators will look to rekindle their relationships with key real estate agents.

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Clients Real Estate Agent Marketing Real Estate 411

Housing Wire

FEBRUARY 22, 2022

Lenders are left to their own devices to design the programs, based on guidelines from the CFPB, and hope they get it right. Acting Director David Uejio spoke in September 2021 about how special purpose credit programs “serve as an important tool” for mortgage lenders to assist underserved borrowers.

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Lending Development Finance Law 396

Housing Wire

FEBRUARY 6, 2025

” Kim Nichols , Pennymac’s chief TPO production officer, expressed excitement about the new tool that allows the California -headquartered lender to keep more loans in house. NonDel+ is designed to deliver speed and fluidity in the loan process and will facilitate the full end-to-end lending process, according to the announcement.

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Mortgage Tools Lending Insurance 210

Housing Wire

AUGUST 12, 2020

This article was written for FinLedger, HW Media’s new fintech-focused news brand designed specifically for financial services professionals in banking, insurance and real estate. Stay tuned for updates. Blend announced Wednesday it has raised a $75 million Series F round at a valuation of nearly $1.7

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Investing Loan Officers Technology Development 508

Housing Wire

OCTOBER 24, 2024

We love Wise Pelican for full-color, two-sided postcards and other print marketing materials designed specifically for real estate agents. These groups, like BNI, consist of one person per industry — one real estate agent, one lender, one insurance agent, etc. Think: Just Listed postcards, Just Sold postcards, door hangers and more.

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Real Estate Real Estate Agent Agents Clients 431

Housing Wire

MARCH 24, 2025

So that is one of the bigger growing pains around, like, do you want to continue to have those tools? And we’re going to have the flexibility to allow that, vis-a-vis to try to find a native way in Encompass to leverage some of that functionality that might have been designed through an SDK.

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Housing Wire

MAY 12, 2021

Still, I’m encouraged to see companies using digital tools and platforms — or creating their own — to take little bites out of a gigantic industry, from streamlining financing and inspections, to centralizing communication, to optimizing budgets and reducing project delays.

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