Appraiserblogs

MARCH 7, 2024

Mass Appraisal tend to exhibit a regressive nature… In the intricate landscape of real estate mortgage financing, the notion of appraisal waivers recently dubbed “Value Acceptance”, by the Government Sponsored Enterprises (GSEs), has stirred considerable debate. Despite its roots in a methodology designed to support appraisers, Value.

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Modernization Appraisal Valuation Appraisal Process 148

Housing Wire

MARCH 28, 2024

Modern manufactured homes are an unusual feature of today’s housing market, the rare homeownership opportunity that is both lower-cost and high-quality. For lenders, the market offers the prospect of a new and growing line of business.

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Housing Wire

AUGUST 2, 2023

Government-sponsored enterprise Fannie Mae this week released new updates to its appraiser independence requirements (AIR), and also established new property data independence requirements (PDCIR) simultaneously. Fannie Mae published a new frequently asked questions (FAQ) document related to AIR this week.

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Appraisal Valuation Design Modernization 367

Housing Wire

DECEMBER 1, 2020

A simple, ancient practice, one that often goes unnoticed despite the critical role it plays in the lives of millions of Americans, is getting modernized. They have developed technologies that update the process to mirror the modern way you do your banking, shop, and do pretty much everything else: by using the internet.

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Law Modernization Technology Legal 435

Housing Wire

DECEMBER 2, 2020

More than that, the fintechs that flooded in brought with them a promise to modernize the mortgage industry with data-rich, cloud-enabled and digitally secure workflows. It would require coordination and cooperation with government and the transformation of processes and systems within industry giants.

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Mortgage Lending Technology Modernization 433

Housing Wire

JUNE 2, 2022

As the traditional in-person notarization process can involve hundreds of paper records, you’re also losing the eco-friendly appeal with modern borrowers expecting a paperless process. EscrowTab’s solution is designed to work as close to paper as possible, except better.

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Design Modernization Technology Agents 418

Appraisal Buzz

OCTOBER 11, 2024

The multi-year campaign was created to generate awareness of the availability and benefits of pre-purchase housing counseling provided by HUD-certified counselors, and designed to reach communities of color that have historically faced more difficulties with the homebuying process due to systemic barriers.

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Transportation Advertising Modernization Design 370

Housing Wire

OCTOBER 6, 2020

Purveyors of very complex financial instruments, sold to risk-averse investors under the careful oversight of government regulators, have given us a process that must conform to investor and regulatory compliance requirements. Many were pleasantly surprised that today’s modern web-based LOS platforms were designed to accommodate this.

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Technology Mortgage Investors Investing 476

Miller Samuel

APRIL 27, 2019

After years of AMCs chipping away at the public trust, the New York AMC law was designed to protect the consumer. The criticism seems like a weird attempt at fogging since this law is protective of USPAP and the public trust, something that has been forgotten in the attempt to "modernize" the appraisal industry.

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Law Modernization Appraisal Real Estate 367

Housing Wire

JUNE 7, 2022

For example, a loan processor may use a modern LOS to order a flood certification, title report, AUS decision or data verifications, but once the order has been placed, what if the data doesn’t arrive? But unless the automation is specifically designed to solve these problems, it stands little chance of being effective.

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Lending Mortgage Technology Modernization 389

Housing Wire

DECEMBER 20, 2021

A $250 monthly child tax credit from the federal government for each child also helps the household. Wilen’s case illustrates how some Americans have a lot to lose if policies designed to help mortgage borrowers don’t break right. . “I’m trying to make an extra anywhere.” But will end in December.

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Mortgage Government Contracts Insurance 418

Appraisal Buzz

MAY 31, 2021

The term “redlining” comes from the development by the New Deal by the federal government of maps of every major metropolitan area in the country. These color codes were designed to indicate where it was safe to insure mortgages. Government Segregated America. an income gap of 60%). I’m also a Certified Residential Appraiser.

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Valuation Appraisal Real Estate Insurance 370

Appraisal Buzz

MAY 6, 2024

Add to this rising replacement costs and legal fees, increased government regulation, inflation, and fraud, and companies are bleeding about a billion dollars every three weeks. According to Mehlomakulu, ICON’s homes are 350% stronger and are designed to outlive the traditional spec home by nearly triple their life expectancy.

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HOA Insurance Legal Fees Valuation 370

Appraisal Buzz

OCTOBER 10, 2022

After all, algorithms themselves are simply tools that enshrine the biases and ethical failings of those who design them. What’s more, we are a forward-looking community, not focused on past mistakes but guided and governed by the best ethical behavior we can muster.

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Valuation Tools Development Technology 74

Appraisal Buzz

AUGUST 12, 2024

Central was designed and crafted to spark thought-provoking conversations on the latest tech available and what lies on the frontier for the industry moving forward. He was responsible for the modernization and digital transformation of technology including mobile and cloud services.

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Mortgage Technology Law Architecture 221

Housing Wire

APRIL 21, 2022

To Ballard, 3D printing technology is evolving to solve a crisis in modern day America and the world: The failure to meet people’s demand for housing. Ideally, an engineer designs a model of what they want on software, from an air duct to a prosthetic limb, and it is precisely printed out. Homebuilders are at a crossroads,” McCoy said.

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Housing Wire

JUNE 28, 2021

Appraisers decry them as counterproductive, even exploitative middlemen, while lenders offer a pat on the back for keeping them one step ahead of government auditors. A variation of the conduct code was inserted into the 2010 Dodd-Frank Wall Street Reform and Consumer Protection Act, and the modern AMC was off and running.

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Appraisal Valuation Business Contracts 435

The Robert Weiler Company

SEPTEMBER 19, 2022

The importance of a fully modern open space preservation vehicle – a conservation easement in Ohio – cannot be better summarized than by our 26th President. When an Ohio landowner or investor decides to preserve their property, they likely turn to a conservation organization such as a state government agency or land trust.

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Easement Legal Government Contracts 148

Appraisal Buzz

AUGUST 5, 2024

Through his own experience leading the charge, Calabria provides an inside look at government crisis management. stars Released: September 6, 2022 This book is designed to help you accelerate the process of change by managing panic, adapting quickly, and defining your new normal, so you can ultimately thrive in your life and work.

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Tools Appraisal Valuation Business 221

Lamacchia Realty

SEPTEMBER 1, 2021

Dormers are now typically part of the design to extend the living area but originally these homes were a single story. The front door is centered, typically without architectural decor but modern versions can have a porch or portico added to the design. The siding is generally clapboard or wood shingles, sometimes brick.

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Architecture Decorating Modernization Design 78

Will Springer Realtor

OCTOBER 3, 2023

In addition, cities and counties cannot impose design requirements for accessory dwellings that are more restrictive than the primary residence. Local government can tweak policy where appropriate but by passing its laws, the state is seeking to provide more consistency across each municipality.

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Law Design Construction Government 67

Housing Wire

NOVEMBER 30, 2021

The movement to embrace appraisal modernization techniques also holds the promise of removing the potential for racial bias, better supporting efforts to remove valuation gaps that persist in minority neighborhoods. The modern appraisal movement is accelerating. Consider that, per recent research by Freddie Mac , 12.5%

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Appraisal Process Modernization Appraisal Valuation 448

Appraisal Today

MARCH 15, 2024

NOTE: Please scroll down to read the other topics in this long blog post on USPAP and Personal Inspection, GSE Appraisal Modernization, Transaction costs and values including real estate commissions, unusual homes, mortgage origination stats, etc. = Is the GSE’s “Appraisal Modernization” Really Just Mass Appraisal? By Dallas T.

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Birmingham Appraisal

AUGUST 2, 2023

Education and Qualifications Beyond the basic licensing requirements, top-tier appraisers often pursue additional education and professional designations to enhance their skills and knowledge. Look for appraisers who hold designations such as the SRA ( Senior Residential Appraiser from The Appraisal Institute ).

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Raleigh Realty

APRIL 19, 2022

VOCs can be a surprisingly common find in modern homes: Cleaning supplies, cosmetic products, varnishes, and paints can all contain volatile organic compounds. Sometimes, your neighborhood or local government might offer an incentive if you install solar panels. million homes.

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Renovations Construction Home Improvement Government 78

Appraisal Today

NOVEMBER 1, 2024

Conversely, in high-end homes, buyers expect the latest designs, features and finishes; and therefore, an outdated kitchen may be considered as functional obsolescence. Government refinances accounted for a large part of the decrease, dropping 12 percent over last week.”

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Appraisal Training Contracts Mortgage 84

Housing Wire

JULY 18, 2024

Department of Housing and Urban Development (HUD) announced the launch of a new program designed to allow for the purchase, refinance or renovation of manufactured housing under a loan program sponsored by the Federal Housing Administration (FHA). We’ve been calling for more consumer support from the government. Last month, the U.S.

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Land Lease Government Modernization Finance 459

Will Springer Realtor

APRIL 19, 2022

The decrease in energy usage has mostly come from the improvements made to heating equipment, along with better window design, insulation and construction techniques. Just as notable, modern dishwashers are quieter and use less water during an average 10-year lifetime.

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Construction Architecture Transportation Technology 50

Assurance Financial

AUGUST 9, 2021

Compared to conventional loans and other types of government-guaranteed loans, USDA loans have lower down payment requirements and lower income requirements. These mortgages are designed to suit low- to very-low-income applicants. The loans are designed to encourage people to buy homes in rural areas. Direct Loans.

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Home Improvement Insurance Development Finance 74

Appraisal Today

APRIL 26, 2024

Acres: 0.7960055, built in 1993 The residence in Poipu was built in 1993 and designed by Seattle architect Ralph D. The One-Mile Rule: Prudent Policy or Modern Day Redlining? . = Oceanfront Estate on Kauai’s South Shore $13,995,000 Excerpts: 4 bedrooms, 4 baths, 3,706 sq.ft., Anderson as his family’s vacation home. By Dallas T.

Appraisal 78

Appraisal Real Estate Real Estate Agent Contracts 78

Will Springer Realtor

APRIL 23, 2024

Then you have another commonly seen certification – green-friendly Leadership in Energy and Environmental Design, better known as LEED. Among others, WELL is a health-focused certification designed to improve residents’ sleep patterns and other areas of well-being around the home. .

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Land Management Construction Development Design 36

Eppraisal

MARCH 28, 2023

Government-backed and private research indicates that new homes are more expensive, often by tens of thousands of dollars. Fewer decisions: while remodeling may be in the cards, buyers are not immediately confronted with selecting cabinetry designs, fixture styles, trim etc. Floor plans are more state-of-the-art than with older homes.

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Construction Inspection Property Taxes Home Value 36

Appraisal Today

NOVEMBER 10, 2023

The glass-fronted abode has an innovative design that reflects the trees and nature around it. “A This one was designed by the late world-renowned architect James Lambeth, who in Arkansas is a big deal.” “This one was designed by the late world-renowned architect James Lambeth, who in Arkansas is a big deal.”

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Appraisal Contracts Design Mortgage 63

Appraisal Today

FEBRUARY 9, 2024

The government and those that write the rules have made it illegal (a punishable violation) to refuse an appraisal assignment in an area which consists primarily of non-whites. Set on a hill above a desert filled with midcentury modern homes, this duo of dwellings is part of the Hopi Village group of rock residences built by R.

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Appraisal Contracts Insurance Construction 81

Appraisal Today

AUGUST 18, 2023

Designed and built by world-renowned contractor, Matt Construction, interior designers Meyer Davis and architects Shubin + Donaldson, no expense was spared in constructing this exceptional estate over a six-year period. Government purchase applications provided a bright spot, increasing 2.4 baths, 34,380 square feet, 2.65

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Appraisal Contracts Inspection Real Estate 76

Appraisal Today

FEBRUARY 16, 2024

Preservation restrictions, often governed by the National Register or local historical commissions, can add value by ensuring the property’s integrity. She designed more than 700 buildings in California during a long and prolific career. I appraised many of them, but never noticed any effect, plus or minus, for historic designation.

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Appraisal Contracts Training Architecture 81

Will Springer Realtor

APRIL 27, 2021

The 3-D printer has helped our world move forward with new, affordable designs for everything from car parts to custom tools for industrial use. The company is partnering with non-profit New Story to identify land, need and logistics (including cooperation with local governments) before embarking on constructing small communities.

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