Housing Wire

DECEMBER 11, 2020

Yet borrowers have had limited agency in the lending process to date. FormFree, the ATP fintech led by HousingWire Tech Trendsetter Brent Chandler , is launching a blockchain-based exchange for consumers to take control of the lending process. The smart contract presents the borrower’s lending request to the exchange.

Lending 417

Lending Contracts Investors Technology 417

Housing Wire

MAY 8, 2024

Our 1st Gen loan program is a game-changer, designed to bridge the gap and pave the way for underserved communities to build generational wealth through homeownership.” PMG offers platforms for human resources, finance, technology , legal and compliance services to its group of lenders. In 2022 , it added Lone Peak Lending.

Human Resources 422

Human Resources Mortgage Legal Design 422

Housing Wire

NOVEMBER 27, 2023

HousingWire recently spoke with David Bernard, senior managing director of Specialized Mortgage Services at Western Alliance Bank , Member FDIC, about warehouse lending and how the warehouse sector and mortgage finance have progressed and continue to evolve. HW: How has mortgage finance changed in the last few years?

Lending 417

Lending Finance Clients Client Relationships 417

Housing Wire

DECEMBER 30, 2022

At a small mortgage banker, leadership has to know all aspects of lending. Chris Mozilo: If I didn’t go into mortgage lending, I would have likely become an architect. I went to college initially as an architecture major before switching to finance. I always enjoyed beautiful and simple designs. in mortgage banking.

Architecture 417

Architecture Design Lending Housing Market 417

Housing Wire

MARCH 17, 2023

Candor Technology Inc. , The company debuted in August 2020 with a mission to automate much of the underwriting process when making income, asset and lending decisions. The firm’s automated underwriting tech is designed to augment human underwriters’ capabilities, allowing underwriters to handle more loans.

Mortgage 370

Mortgage Technology Clients Development 370

Housing Wire

JUNE 7, 2022

Few other industries must deal with the level of complexity of home finance. Technology will be the most popular solution, but choosing to implement multi-million-dollar platforms to streamline operations introduces even more complexity before savings are realized. a New Jersey-based technology and mortgage-services organization.

Lending 383

Lending Mortgage Technology Modernization 383

Appraisal Buzz

AUGUST 12, 2024

This year, The MTech Forum will feature a host of tech and subject-matter experts taking a deep dive into how technology is driving our industry forward, but also creating hazards that must be addressed and accounted for as we move forward. Previously, Callahan served as SVP of Mortgage Servicing Technology at Mr. Cooper.

Mortgage 221

Mortgage Technology Law Architecture 221

Housing Wire

JULY 13, 2023

Chacón brings with her over a decade of leadership experience in product management and technology to her new role. At her new company, her primary goal will be to optimize the utilization and adoption of Argyle’s products across various sectors, including mortgage, lending, banking, and background checks.

Technology 370

Technology Design Lending Loan Officers 370

Housing Wire

OCTOBER 5, 2023

As the housing market suffers through a drought of home sales and related mortgage originations in the current high-rate environment, home prices and home equity continue to climb, helping to spark a revival of another sector — home equity lending and investment. billion, according to a review of bond-rating and industry reports.

Housing Market 430

Housing Market Marketing Contracts Finance 430

Appraisal Buzz

MAY 23, 2022

Peach Finance , a cloud-native lending technology platform that helps lenders quickly launch and confidently scale lending products, has released its new Adaptive Core offering, a proprietary loan management system designed to give lenders configurability even as their lending programs scale.

Lending 150

Lending Design Finance Technology 150

Housing Wire

APRIL 27, 2023

Financial wellness technology company EarnUp reached a new milestone last quarter, helping millions of Americans schedule mortgage, auto, and student loan payments through its Payday to Payday program and technology. Lending and servicing organizations turn to EarnUp to reduce risk and streamline operations.

Technology 387

Technology Lending Design Tools 387

Housing Wire

NOVEMBER 29, 2022

This was “likely attributable to massive government stimulus and other support programs designed to stabilize the housing market during the COVID-19 pandemic,” according to the report. Bias in lending is a challenge that the mortgage industry has been struggling with, as seen from a handful of suits. Presented by: FormFree.

Lending 370

Lending Government Mortgage Valuation 370

Housing Wire

DECEMBER 2, 2020

Not to be outmatched, the incumbent software providers each updated and launched their own POS to stave off the encroaching technology. The digital POS technology explosion promised to make the loan application process a less confusing and more casual experience for the consumer. The digital point of sale (POS) was born.

Mortgage 417

Mortgage Lending Technology Modernization 417

Housing Wire

MAY 27, 2022

The CFPB issued a statement to warn creditors that technology being “too complicated” is not an excuse for noncompliance. The designers historically have been unwilling to tell lenders all the factors used and how they are weighted,” Kully said. Presented by: Mortgage Coach.

Law 430

Law Valuation Legal Government 430

Housing Wire

JULY 1, 2021

Candor Technology. Finance of America Mortgage. Planet Home Lending. Chief Marketing and Technology Officer. ICE Mortgage Technology. Supreme Lending. VP, Marketing & Design. Owner & Lead Consultant. Dunegrass Consulting. Brad Jones. Chief Marketing Officer. Brad Sivert. Brandie Young.

Marketing 403

Marketing Advertising Real Estate Technology 403

Housing Wire

APRIL 26, 2022

A rising player in the world of crypto-mortgages and blockchain-enabled financing, LoanSnap, plans expand its reach in the market by opening its lending platform to licensed mortgage brokers across the country in the near future. The financing for the initial deal was handled through a cryptocurrency lender called Helio Lending.

Mortgage 460

Mortgage Technology Investing Investors 460

Housing Wire

MAY 16, 2024

UWM’s TRAC+ announcement comes as the federal government pushes title insurance alternatives designed to save consumers money. the company also announced ChatUWM, an AI-powered search engine that provides instant responses to clients, including guidelines, matrices, lender tools, and technology. loans but only for refinances.

Insurance 460

Insurance Agents Real Estate Agent Mortgage 460

Housing Wire

SEPTEMBER 25, 2024

Today’s focus is on cultural fit, innovative talent compensation strategies, and leveraging technology to stabilize workforce needs through economic cycles. The data includes employees at parent companies and subsidiaries, in mortgage lending, servicing and other activities.) The first thing we are hiring for is more recruiters.

Mortgage 441

Mortgage Loan Officers Retail Training 441

Housing Wire

AUGUST 22, 2023

On June 1 , six federal agencies requested comments from the public on a rule designed to ensure the credibility and integrity of models used in real estate valuations. The agencies intend to tackle two challenges evident during the Covid-years refi boom: higher costs due to appraiser shortages and concerns regarding bias in home valuations.

Valuation 370

Valuation Appraisal Government Real Estate 370

Housing Wire

DECEMBER 15, 2022

Amid elevated mortgage rates, continued emphasis on regulatory oversight and a worsening 2023 market outlook, many lenders are reassessing their risk tolerance, which can lead to a tightening of their lending standards. In a contracting market, how can lenders gain a competitive advantage? Risks and benefits. How QC Ally helps.

Clients 370

Clients Contracts Lending Technology 370

Housing Wire

JUNE 24, 2021

Panelists: Bill Dallas, President, Finance of America Courtney Graham, Chief Marketing Officer Princeton Mortgage Alcynna Lloyd, Digital Media Manager, HousingWire. Technology at the intersection of borrower and LO satisfaction. Panelists: Mike Eshelman, Head of Consumer Finance, Jornaya Sarah Wheeler, Editor in Chief, HousingWire.

Loan Officers 386

Loan Officers Lending Finance Business 386

Housing Wire

APRIL 23, 2024

At the same time, “human beings are not perfect creatures,” and AI is tracking human interactions as well. “The systems are designed with that dual feedback,” Krishna added. ” In 2021, Rocket acquired personal finance app Truebill for $1.275 billion in cash.

Tools 429

Tools Clients Investing Finance 429

Housing Wire

APRIL 27, 2021

Better, faster, cheaper has long been the promise of technology in the mortgage industry. Some may argue whether today’s technology is that much better than the tools we used in the past, particularly in the servicing business where many still use platforms designed and first built decades ago. Tripping over our own technology.

Mortgage 417

Mortgage Technology Tools Modernization 417

Housing Wire

DECEMBER 13, 2021

Ninety percent of consumers start their home search online and many get prequalified for financing before they even reach out to a real estate agent. Serving some of the top organizations in the real estate and lending space is a privilege,” said Jason Mitchell, president of JMG. Technology plays a vital role in this.

Real Estate 430

Real Estate Real Estate Agent Agents Clients 430

Housing Wire

SEPTEMBER 9, 2021

Lenders that may have been holding out on embracing automation and technology were forced to adapt at breakneck speed to continue to serve customers. Technology that had long been available, but never saw the level of adoption the industry would have hoped for, was now in high demand. Technology as the new table stakes.

Mortgage 430

Mortgage Technology Inspection Appraisal 430

Housing Wire

SEPTEMBER 27, 2024

Editor in Chief Sarah Wheeler sat down with Manish Garg, senior vice president of product and technology at EarnUp , an autonomous financial wellness platform, to talk about how his company is using gen AI to deliver a personalized experience for customers at scale. We’ve been looking at many new technologies around this.

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Housing Wire

AUGUST 30, 2021

Another key takeaway – and a constant theme during the pandemic – is how technology liberated consumers and professionals alike. A shift in household economics strained finances, so lower interest rates and cash-outs became attractive. Technology harnesses desperation to fuel the change that drives the consumer experience.

Real Estate 388

Real Estate Technology Business Buyers 388

Housing Wire

MARCH 23, 2022

The program is available to a wide range of homeowners, with lending limits as high as $4 million*. Both programs can also be used as a home financing solution that allows older clients to purchase a new home that will better fit their lifestyle. Then there is the HECM, which offers the most flexible terms for borrowers.

Mortgage 388

Mortgage Clients Business Training 388

Housing Wire

AUGUST 26, 2024

Cooper ranks as the fourth-largest holder of MSRs, considering both whole loan portfolios and servicing rights, with $676 billion at the end of June—an increase of 70% over two years, according to Inside Mortgage Finance. The company’s focus is to capitalize on its 6.6 But acquiring these clients is only part of the strategy.

Mortgage 440

Mortgage Business Investing Clients 440

Housing Wire

AUGUST 1, 2023

The Detroit-based lender’s unmatched combination of name recognition, digital infrastructure and consumer technology enabled it to originate more than $670 billion in mortgages in 2020 and 2021, smashing records in the process. Its parent Rocket Companies rode the wave to a stunning $9.4 billion in profit in 2020 and $6.1 billion in 2021.

Loan Officers 370

Loan Officers Retail Real Estate Agent Real Estate 370

Housing Wire

SEPTEMBER 10, 2020

This article was written for FinLedger, HW Media’s new fintech focused news brand designed specifically for financial services professionals in banking, payments, insurance and proptech. Knock this year shifted into lending ). When something is seamlessly designed into the experience, you’re more likely to use it,” he said.

Real Estate 350

Real Estate Modernization Design Insurance 350

Patch of Land

AUGUST 31, 2018

It speaks to the growing interest in automation and artificial intelligence in the lending industry. When mortgage professionals gather for an industry conference it’s usually not long before someone jokes (or moans) about how slow the industry moves when it comes to adopting new technology. Written by Patch's CMO, Robert Greenberg.

Lending 28

Lending Technology Retail Mortgage 28

Housing Wire

JUNE 20, 2024

While there will always be a need for the next innovative idea that keeps housing finance moving forward, our industry’s real problem is not an inability to devise technological advances that save lenders and consumers money—it’s our inability to adopt and execute at scale. Drastic times call for drastic measures.

Technology 429

Technology Loan Officers Tools Investing 429

Housing Wire

APRIL 24, 2024

Almeida Realtor- Team Leader The American Dream Group Coldwell Banker Abhishek Shende Senior Principal Software Engineer Zillow Group Adi Pavlovic CEO Newzip Alnur Kassim-Lakha Director Mile Rock Capital Amy Macken Senior Vice President, Due Diligence Operations Consolidated Analytics Anaid Chacón Senior Vice President of Product Argyle Mortgage Arkadiusz (..)

Real Estate 441

Real Estate Realty Project Management Realtors 441

Housing Wire

AUGUST 2, 2021

More than just breaking records in the housing finance space, the HousingWire 2021 Women of Influence are shattering glass ceilings and leaving a legacy for years to come. Finance of America Reverse. Head of Product and Design. Aslan Home Lending Corporation. Vice President of Technology Services. JMAC Lending.

Insurance 403

Insurance Lending Realty Finance 403

Housing Wire

MAY 6, 2024

That question would be answered succinctly when the Dodd Frank Act retooled the entire consumer regulatory structure, redrafting lending and closing documents, stiffening enforcement of laws long on the books and creating new ones, and sending participants in the real estate process into a panic trying to figure out to make it all work.

Real Estate Agent 424

Real Estate Agent Real Estate Project Management Agents 424

Housing Wire

JUNE 22, 2023

These funds can be utilized to consolidate debts or finance home improvement projects. “Everything about the TLS HELOC is designed to provide the smoothest borrower experience possible, such that our broker partners will remain top of mind with the customers they serve.” The Loan Store, Inc.

Finance 370

Finance Home Improvement Lending Valuation 370