Housing Wire

OCTOBER 20, 2023

Sharing your success lends to your credibility as an agent. Who knows, this might help someone kick start styling their own home, which could result in them reaching out to you because you share a love for mid-century modern or boho minimalist style. These should be posted in addition to testimonials.

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Housing Wire

JUNE 28, 2021

A variation of the conduct code was inserted into the 2010 Dodd-Frank Wall Street Reform and Consumer Protection Act, and the modern AMC was off and running. An AMC doing business in every state, then, could pay up to $825,000 a year in combined state regulatory costs, a definite pain in the neck but a small expense on the balance sheet.

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Appraisal Today

NOVEMBER 8, 2024

Think of the new URAR like upgrading from a basic flip phone to a modern smartphone. Definitely the best practical appraisal advice I have read on new URAR. Built in 1914, the Cape Cod mansion has been thoughtfully modernized over the years to retain its historic integrity. Includes links to relevant technical details.

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Appraisal Buzz

JUNE 27, 2022

Over the past 10 years my focus has been on developing new lines of business and ways to bring the skills we possess as valuation experts to markets outside of just lending and bank work and beyond the four walls of ‘appraisal practice.’ Matt: The tools to complete them have definitely evolved.

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AmeriMac

JANUARY 31, 2025

The Definition and Purpose of Real Estate Appraisals A real estate appraisal determines a property’s market value by an expert on a specific date. Factors like location, condition, recent sales, and market trends are considered to set fair prices and ensure accurate lending practices and taxation.

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Appraisal Today

MARCH 15, 2024

NOTE: Please scroll down to read the other topics in this long blog post on USPAP and Personal Inspection, GSE Appraisal Modernization, Transaction costs and values including real estate commissions, unusual homes, mortgage origination stats, etc. = Is the GSE’s “Appraisal Modernization” Really Just Mass Appraisal? By Dallas T.

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Birmingham Appraisal

AUGUST 14, 2024

Other factors eventually led to the crash including subprime mortgages, predatory lending, and questionable securitization by lenders, however, that is a topic for another day. After the crash, there was a decline in the size of homes which may have been brought on by more conservative lending practices due to the crash.

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Appraisal Today

FEBRUARY 16, 2024

There were definitely adjustments for homes built by famous, widely known, architects. Never use a lending form (such as a 1004) for estate work. Keep the definition of intended users as narrow as possible. Keep your definition of intended use as narrow as possible to describe how your appraisal will be used by your client.

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Appraisal Today

SEPTEMBER 29, 2023

NOTE: Please scroll down to read the other topics in this long blog post on non-lender appraisals, VA, flood and fires no insurance, retirement, few lender appraisals, unusual homes, mortgage origination $22M Modern Mansion on 130 Acres in Napa Has Its Own Cabernet Vineyard Excerpts: 6 bedrooms, 6.5+ The GSEs started keeping track in 71.

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Appraisal Today

FEBRUARY 9, 2024

to provide a specific definition, which includes: Refrigerators Ranges/ovens Dishwashers Garbage disposals Microwaves Washers and dryers It’s important to note this does not include garage door openers, swimming pool pumps, intercoms, sound systems, and security systems. MORTGAGE LENDING IS VERY, VERY CYCLICAL. By Daniel A. Lee Miller.

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Assurance Financial

AUGUST 9, 2021

The lending requirements for a guaranteed USDA loan are slightly looser than the requirements for a direct loan. The USDA loan program also includes loans and grants that help homeowners modernize, improve or repair their homes and grants that help older homeowners pay to remove safety and health hazards from their homes.

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Appraisal Today

JULY 12, 2024

Charles kitchen cabinets have been preserved and restored, blending seamlessly with luxurious modern updates like fine wool carpeting in the bedrooms and sophisticated new kitchen and bathroom fixtures. The kitchen also looks like a step back in time but it’s been updated with modern appliances: a fridge and an oven.

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Appraisal Today

APRIL 21, 2023

Tim Andersen, MAI, is definitely “The” USPAP Expert. Despite the fresh coat of paint and a small but modernized kitchen and bath, the home retains many of its original features, including the loft bedroom, where the school’s headmistress once slept.

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Appraisal Today

SEPTEMBER 27, 2024

FHA, VA and USDA will be incorporating this new process for their residential lending Reports in roughly the same time frame as will happen with GSE Reports. We learned that the Definitions for Q and C have been updated for more clarity. Specific data aspects within Reports required by them will be incorporated into UAD 3.6.

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Clear Capital

SEPTEMBER 29, 2021

It’s also, to be clear, somewhat about revolutionizing and modernizing the appraisal process by enabling property data collection to be performed by non-appraisers. ” This has been a very hot and important topic within the lending space for the last year or so, we’ve talked about it on this podcast before Kenon.

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Appraisal Today

MAY 26, 2023

NOTE: Please scroll down to read the other topics in this long blog post on appraisal “modernization”, bias hearing, bad appraiser, USPAP, unusual homes, mortgage origination stats, etc. == Appraiser pleads guilty in $1.3B Conservation easement appraisals are a definite risk for appraisers. billion tax fraud scheme.

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Appraisal Today

FEBRUARY 23, 2024

Resembling a modern French Chteau, it features a freshwater lake, manicured gardens, and three levels of luxurious living spaces. My job was to equalize values so taxpayers had their “fair share” Definitely the best experience I ever had. “I couldn’t believe that something like that was out there. No pressure, no hassles.

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Clear Capital

DECEMBER 14, 2021

So, yeah, it definitely is increasing the rate that people are tapping into that, and that seems like it’s just gonna keep growing. That’s definitely better than the first babbling nonsense that was disguised as a joke. But when I’m talking to a processor, I definitely have to screen really hard for that.

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Appraisal Today

SEPTEMBER 23, 2022

House Passes VA Appraisal Modernization Legislation. This legislation is an important first step towards broad modernization of VA appraisal processes and could make veterans’ home purchase offers more viable in today’s competitive housing market. Definitely a conflict. Click here for more info!

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Appraisal Today

SEPTEMBER 17, 2022

I definitely need to add some of the items to my car, especially dog repellent, which is not on the list. Catskills Modern: ‘Sleeve House’ Highlighted by Charred Wood Exterior. Excerpts: An extremely modern home with an equally dark exterior is now available in Ancram, NY. To read more, click here. My comments: Good tips!

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Appraisal Today

OCTOBER 14, 2022

While that number may seem high to some, in the context of lending and property complexities, that is a 54% improvement in performance cited earlier in this article (from 35% 10 years ago). My comments: Definitely a Luxury Home! ==. The fires have definitely been getting worse. Is there room for more improvement? By McKissock.

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Appraisal Today

NOVEMBER 20, 2022

FNMA indicates that their 2022 lending volume is down 47% from 2021 and is expected to drop by another 50% in 2023. This is definitely not a repeat of 2008. ==. It was in a 100% residential area and was definitely misplaced. . • Unsupported adjustments (adjustments based on “my 30 years in the business” instead of facts).

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Will Springer Realtor

OCTOBER 11, 2022

While investors of mortgaged securities help dictate their interest rates, the Federal Reserve is behind the scenes influencing the overall lending environment. I’m not going to answer that – my crystal ball is broken – but if some economists had their way, it would be a definite possibility for 2023. from today’s U.S. figure of 8.3%.

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Appraisal Today

JANUARY 5, 2024

I suppose it is because most appraisals are done (now) for residential lending purposes. Modern Montauk NY ‘Tree House’ Offers Sweeping Oceanfront Views for $7.5M It’s known as the “Modern Montauk Tree House,” the listing notes. There are five myths and misconceptions that are addressed in the changes to the 2024 USPAP.

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Appraisal Today

SEPTEMBER 9, 2022

Keep the definition of intended users as narrow as possible. Keep your definition of intended use as narrow as possible to describe how your appraisal will be used by your client. If an executor of an estate is hiring you, for example, just say the executor is your client and only intended user (add the IRS if it’s relevant).

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Housing Wire

MARCH 29, 2022

Redlining is a five-alarm word in the lexicon of American racism, but it really has a quite specific definition: The denying of credit in non-white, particularly Black neighborhoods. Senior administration officials claim that rooting out “modern-day redlining” is a top priority. But there was a catch.

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Appraisal Today

MAY 19, 2023

NOTE: Please scroll down to read the other topics in this long blog post on hybrid appraisals, business tips, UAD info from Freddie, Fannie modernization, non-lender appraisals, unusual homes, mortgage origination stats, etc. = The number of appraisers is definitely dropping now. and Conditionality. Getting approved was easy.

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Appraisal Today

FEBRUARY 24, 2023

The real estate appraisers of old used to network more, market their services, and sell themselves more than today’s modern appraiser,” remarks Mark Skapinetz, an independent real estate appraiser in Georgia who operates a 100 percent non-lender appraisal firm. AMCs had taken over the mortgage-lending work. Budget cuts. Retraction.

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Housing Wire

NOVEMBER 8, 2024

The newly-updated Fannie Mae Selling Guide for November has aimed to modernize special property eligibility and underwriting considerations for leasehold estates, and it has revised the government-sponsored enterprise (GSE)’s project review requirements for properties secured by manufactured homes.

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Housing Wire

DECEMBER 30, 2024

Jim Cory I think the opportunity, and what we started in 2023 and definitely continued in 2024 especially, is this distribution issue, said Jim Cory, managing director of reverse mortgages at Guild Mortgage who was also recently elected co-chair of the National Reverse Mortgage Lenders Association (NRMLA).

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Appraisal Today

NOVEMBER 22, 2024

It also highlighted the importance of consumer protection in the appraisal process, transparency in mortgage lending, and the need to maintain appraiser independence. Mortgage lending is very, very cyclical. First Street is definitely the well known expert in climate risk data and analysis.

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Housing Wire

FEBRUARY 7, 2022

Being labeled a redliner can cause lasting reputational damage because of its association with the historic definition of redlining, which federal policy supported for decades. As some independent mortgage banks have found out, a modern-day redlining allegation does not need to prove intentionality.

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