Housing Wire

SEPTEMBER 28, 2023

An index of 100 is equal to the level of contract activity in 2001. Pending home sales, like new home sales, are based on contract signings. Yun also expressed concern about a possible government shutdown, which could worsen the conditions in the housing market. “It Existing home sales also fell in August, down 15.3%

Housing Market 497

Housing Market Contracts Government Buyers 497

Housing Wire

MARCH 19, 2024

In August 2022, Polly announced that it extended its API portfolio to better accommodate lenders amid a contracting mortgage environment. Polly’s API integration with CoreLogic is part of the fintech’s long-term strategy to provide innovation for lenders.

Technology 449

Technology Contracts Insurance Government 449

Housing Wire

FEBRUARY 7, 2024

1, 2023, the jointly development Uniform Property Dataset (UPD) for the government-sponsored enterprises (GSEs) became active and included a data standard for condos, according to the Selling Guide. Lenders must be in compliance with these property insurance updates for all loans with application dates on or after June 1, 2024.

Retail 476

Retail Project Management Insurance Landlords 476

Housing Wire

MARCH 2, 2023

The government corporation is also seeking an executive vice president and chief operating officer to manage daily operations and round out the leadership team. The government corporation in October announced changes to the re-pooling seasoning requirement for re-performing loans, which it says will increase issuer liquidity.

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Government Finance Contracts Insurance 397

Housing Wire

OCTOBER 12, 2023

Indices that increased in September were rent, owners’ equivalent rent, lodging away from home, motor vehicle insurance, recreation, personal care and new vehicles. If mortgage rates pass 8%, housing market activity will see a contraction, Sturtevant said. However, it’s still well above the Fed’s 2% target.

Government 435

Government Housing Market Contracts Insurance 435

Raleigh Realty

MARCH 29, 2021

Buying a Home As a Government Employee Are you a government employee preparing to buy a home? With the right resources, you can ensure a successful investment and one in which you may save tens of thousands of dollars thanks to being a government employee. Who Is a Government Employee?

Government 148

Government Real Estate Agent Insurance Property Taxes 148

Housing Wire

JUNE 20, 2023

These complex contracts make selling, refinancing or transferring real estate difficult for homeowners. After signing one of these listing agreements, homeowners are stuck in a contract that can be binding for up to 40 years. These companies know how to make their agreements sound good.

Business 398

Business Contracts Real Estate Brokerage 398

Housing Wire

DECEMBER 21, 2020

The trade organization announced Elizabeth Blosser as its new vice president of government affairs. She ensured the association continued to provide networking and educational opportunities to the title insurance industry within the new platform. Finally, it named Emily Tryon its senior director of public policy and government affairs.

Insurance 303

Insurance Government Advertising Legal 303

Appraisal Buzz

JUNE 7, 2024

As Director, Chopra is also a member of the Board of Directors of the Federal Deposit Insurance Corporation (FDIC) and the Financial Stability Oversight Council (FSOC). Department of Labor’s Unemployment Insurance Weekly Claims Report (Thursday) The post The Week Ahead: Senate Turns Spotlight on CFPB first appeared on The MortgagePoint.

Contracts 195

Contracts Insurance Legal Business 195

Housing Wire

JANUARY 18, 2024

Settlor is a spin-off of Land Title Guarantee Company , but Qualia noted in its complaint that it is still investigating how much governance and oversight the title firm has over its title production software startup. In the complaint, Qualia states that is reached out to Myers on Sept.

Contracts 450

Contracts Government Business Marketing 450

Housing Wire

NOVEMBER 18, 2022

savings and loan associations, savings banks, and cooperative banks) and insurance companies. It was not until 1989 that Congress expanded membership to all federally insured depository institutions. Thus, if there is a conflict between the super lien and state insurance law, it is unclear which statutory system would prevail.

Legal 368

Legal Law Insurance Finance 368

Housing Wire

MAY 24, 2024

For this kind of agreement to work, it’s advisable to work with an attorney so terms and conditions are clear within a written contract that includes repayment schedules and title agreements. Consider home loan programs There are a number of home loan programs you may qualify for, even if you carry student loan debt.

Mortgage 469

Mortgage Insurance Contracts Design 469

Housing Wire

DECEMBER 21, 2023

Benefits can include: No down payment Competitive interest rates No private mortgage insurance (PMI) Limited or no closing costs Funding fee waived for service-connected disabled veterans More favorable credit criteria Loan types There are a number of VA loan options to meet the needs of today’s veteran buyers, including purchase and refinance.

Mortgage 469

Mortgage Renovations Appraisal Process Finance 469

Housing Wire

MARCH 14, 2022

As the principal broker for a RE/MAX franchise in coastal Cannon Beach, Oregon, Alaina Giguiere’s typical responsibilities include marketing homes for sellers, touring homes with buyers, generating new business leads, managing client relationships, and drafting and reviewing contracts with buyers and sellers. According to ALTA, in the U.S.,

Real Estate 436

Real Estate Insurance Law Real Estate Agent 436

Housing Wire

DECEMBER 8, 2023

Prospective Arizona real estate agents must fulfill a 90-hour prelicensing program from an Arizona Department of Real Estate (ADRE)-approved school and pass a six-hour contract writing course , for a total of 96 class hours. Course includes contracts used in real estate transactions with samples and practical contract completion exercises.

Real Estate 435

Real Estate Contracts Law Real Estate Agent 435

Appraisal Buzz

JUNE 21, 2024

The servicing industry has seen multiple policy updates in the last several months, with potentially more on the way between now and the end of the year, as the GSEs and government agencies manage both post-COVID workouts, and questions about supporting housing affordability given the current economic environment.

Law 195

Law Property Management Legal Technology 195

Housing Wire

SEPTEMBER 30, 2024

One of these is lender’s title insurance, which is as essential when refinancing as it is when buying a property. Title insurance protects the property rights of the homeowner and the lender’s investment (the loan) from any title defects discovered or risks that may appear years later.

Insurance 450

Insurance Easement Government Investing 450

Housing Wire

MAY 13, 2024

Mortgage Insurers — sent a letter on Monday to the Federal Housing Finance Agency (FHFA) to express concerns about the FHFA’s intent to publish the VantageScore 4.0 historical dataset.

Legal 449

Legal Mortgage Contracts Insurance 449

Realtor

NOVEMBER 1, 2023

Getting under contract Signing a contract to purchase a home comes next. The VA allows sellers to pay all of a buyer’s mortgage-related closing costs and up to 4% of the purchase price in concessions, which can include things like prepaid taxes and homeowners insurance and even paying off collections. Equal Opportunity Lender.

Real Estate Agent 127

Real Estate Agent Contracts Finance Real Estate 127

Housing Wire

SEPTEMBER 25, 2023

Five days remain in the currently authorized National Flood Insurance Program (NFIP). This is according to government researchers, other experts and lawmakers in a U.S. The authority to provide new flood insurance contracts will expire,” the CRS report said. The borrowing authority of NFIP from the U.S.

Insurance 469

Insurance Lending Mortgage Government 469

Housing Wire

AUGUST 7, 2023

Real estate still relies on a “system” unable to integrate production across the silos of media, brokerage, lending, insurance and trading. The result is higher costs, lower productivity, unmeasured quality, and systemic exposure as government monopolies take most of the risk and make most of the money.

Supply Chain 370

Supply Chain Real Estate Architecture Brokerage 370

Appraisal Buzz

JUNE 20, 2022

The uncertainty, turmoil, and government interest in oversight and intervention caused by allegations of racial and ethnic bias in real property appraisal is cause for concern. This might include assignment conditions, contracts, leases, income and expense data, subject property descriptions, and builder’s cost information.

Appraisal 417

Appraisal Modernization Property Appraisal Real Property 417

Appraisal Buzz

JULY 30, 2024

Create incentives for local governments to eliminate unnecessary land use restrictions that drive up costs. Inventory Rises, But Costs Grow Prohibitive According to a recent study by Redfin , nearly two-thirds (64.7%) of homes on the market in June had been listed for at least 30 days without going under contract.

Construction 221

Construction Investing Inventory Law 221

Realtor

OCTOBER 29, 2020

You have a specified time period, as stated in the sales contract, during which you have to obtain a loan that will cover the mortgage. As part of the closing process, your mortgage lender will require a title search, and you’ll need to purchase title insurance to protect you from legal claims to the house. Clear the title.

Buyers 208

Buyers Inspection Contracts Real Estate Agent 208

Housing Wire

JANUARY 11, 2024

There are a lot of agents today that still prefer having their customers sign contracts manually, with physical signature. In Europe, with GDPR, they’re pretty far ahead of us, but our government is catching up really fast. But having some experience with that, I didn’t really want to find contract offshore providers.

Technology 476

Technology Contracts Business Appraisal 476

Housing Wire

DECEMBER 20, 2021

A $250 monthly child tax credit from the federal government for each child also helps the household. Governments and servicers were both quick to launch forbearance programs for over seven million mortgage borrowers during the pandemic, realizing the historic challenge borne out of the Covid-19 pandemic. . But will end in December.

Mortgage 419

Mortgage Government Contracts Insurance 419

Appraisal Today

JUNE 7, 2024

NOTE: Please scroll down to read the other topics in this long blog post on state appraisal boards, liability, appraiser insurance, price per sq.ft. Click here = Do I really have to report that state board issue to my E&O insurance? baths, 8,74t sq.ft., acres, built in 1902 Private island: When it sold in 2018 for $21.5

Appraisal 72

Appraisal Insurance Contracts Business 72

Appraisal Today

OCTOBER 11, 2024

By George Dell, MAI, SRA This UAD topic is intertwined with the new integrated URAR by our GSEs (Government Sponsored Enterprises) – as both the UAD and URAR will arrive on the scene together. Almost one-quarter (23%) of respondents overall expect insurance premiums in their area to increase after Hurricane Helene. Are values affected?

Appraisal 76

Appraisal Insurance Contracts Valuation 76

Housing Wire

OCTOBER 16, 2023

Editor’s note: There are conventional mortgage options with down payments as low as 3% and government-insured loans with a low- or no-down-payment requirement.) This approach is negotiated in the contract; it’s a seller concession to the buyer for a set amount. Let’s use $10,000 as an example.

Agents 436

Agents Buyers Sellers Inventory 436

Housing Wire

APRIL 14, 2022

government bonds or GSE-related [government-sponsored enterprise] securities, then interest rates will rise even further. . The soaring federal deficit requires even more buyers of bonds, and some government bond sales may make it more difficult to issue MBS securities, unless with higher interest rates.”. in 2009 to 1.9%

Marketing 436

Marketing Investors Government Investing 436

Appraisal Today

OCTOBER 18, 2024

Click here ——————————————————————————————— How much insurance do you need? Insurance is financial risk management. Don’t overpay or over-insure.

Appraisal 64

Appraisal Reconsideration of Value Insurance Contracts 64

Appraisal Today

SEPTEMBER 29, 2023

NOTE: Please scroll down to read the other topics in this long blog post on non-lender appraisals, VA, flood and fires no insurance, retirement, few lender appraisals, unusual homes, mortgage origination $22M Modern Mansion on 130 Acres in Napa Has Its Own Cabernet Vineyard Excerpts: 6 bedrooms, 6.5+ Risk to Home Values.

Insurance 80

Insurance Appraisal Contracts Mortgage 80

Appraisal Today

AUGUST 9, 2024

Types of Value (Partial List) Assessed Value Investment Value Insurable Value Value in Use Book Value Intangible Value To read more, Click Here My Comments: Read this article! Excerpts: Insurance is financial risk management. You shift the risk from yourself to your insurance company. Don’t overpay or over-insure.

Appraisal 68

Appraisal Reconsideration of Value Insurance Market Value 68

Appraisal Today

FEBRUARY 9, 2024

An Inside Look at E&O By Peter Christensen Excerpts: There is no law requiring that real estate appraisers must have professional liability insurance – or E&O insurance as it is often called – except in one state. Common fears are that their insurer will increase their premium or decline to renew their policy.

Appraisal 81

Appraisal Contracts Insurance Construction 81

Housing Wire

JULY 12, 2022

Starting in July, the government-sponsored enterprise will allow remote inspections on some refinance loans it buys. The seller accepts it; they go into contract. After all, it wasn’t so long ago appraisers received assignments via fax machine. An agent does a floorplan scan when they make a listing. An offer comes in at 5 p.m.

Appraisal 436

Appraisal Inspection Real Estate Agent Training 436

Empire Appraisal Group

OCTOBER 17, 2024

Not reviewing homeowners’ insurance coverage It’s important to determine how much homeowners insurance you need for your unique circumstance. Renovations or upgrades could impact your insurance coverage limits and might not be covered by your existing policy. Request a portfolio documenting the professional’s previous projects.

Renovations 78

Renovations Inspection Tools Insurance 78

Realtor

OCTOBER 29, 2020

You have a specified time period, as stated in the sales contract, during which you have to obtain a loan that will cover the mortgage. As part of the closing process, your mortgage lender will require a title search, and you’ll need to purchase title insurance to protect you from legal claims to the house. Clear the title.

Buyers 78

Buyers Inspection Contracts Real Estate Agent 78