Housing Wire

OCTOBER 23, 2023

This includes financials, organizational documents, agent productivity reports, operating metrics, vendor contracts, lease agreements, employment agreements, insurance documents, and more. From a data lens, transactions can be broken out into three different stages: Valuation , Due Diligence , and Contract.

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Housing Wire

DECEMBER 26, 2023

.” “Based on our investigation, we understand that your name, address, social security number, and loan number may have been obtained by the unauthorized third party,” the document states. The infamous ransomware gang AlphV/BlackCat claimed to be behind the attack. District Court for Central California.

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Housing Wire

JANUARY 31, 2025

The total estimated cost of getting a Colorado real estate license ranges from $1,080 to $1,800, depending on the real estate course you choose and the cost of your E&O insurance. Regardless of your chosen method, ensure you bring all required documentation, including your proof of coursework completion and a valid ID.

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Real Estate Brokerage Insurance Legal 338

Housing Wire

FEBRUARY 24, 2021

Digital notary startup Notarize is now offering free notarizations in an effort to eliminate racial covenants in title insurance documents. “Changes to a title require a document to be notarized, and Notarize wanted to help,” said Cristin Culver, a spokesperson for Notarize. Notarize stepped in to offer help.

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Law Real Estate Contracts Brokerage 434

Housing Wire

MAY 4, 2021

. “And since there’s no limit to the number of documents you can execute through QuickSign, organizations can use it for sales contracts, legal or human resource documents as well.” Currently, 32 U.S. states allow full eClosings. RON bills have also been introduced in several other states, and at the federal level.

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Tools Human Resources Technology Real Estate 387

Housing Wire

DECEMBER 6, 2021

In the next five-to-10 years, Doma CEO Max Simkoff wants to make it possible for a homebuyer to sign a contract on their new home on a Friday evening and move in on a Monday morning. As title insurers our business practices and our regulatory oversight are different in every single state,” Stone said. “So

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Modernization Real Estate Agent Insurance Real Estate 435

Housing Wire

MARCH 28, 2024

In fact, if you were to describe the home-buying experience solely upon the things we see in advertisements, the home-buying process would end with the sales contract, and all parties would merrily proceed directly to the handing over of the keys. There’s an entire industry built upon the “what’s next” in question.

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HOA Property Management Real Estate Agent Technology 488

Housing Wire

FEBRUARY 7, 2024

It also clarified several income calculation and documentation requirements for borrowers who use business income to qualify, which “apply to self-employed borrowers and borrowers with less than a 25% interest in a business,” the update explained. Additional servicing guidance will be published in a new update that is expected on Feb.

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Retail Project Management Insurance Landlords 476

Housing Wire

NOVEMBER 22, 2023

In fact, if you were to describe the home buying experience solely upon the things we see in advertisements, the process would end with the sales contract and all parties would merrily proceed directly to the handing over of the keys. There’s an entire industry built upon the “What’s next?” in question. But there’s also room for improvement.

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HOA Real Estate Agent Technology Real Estate 459

Housing Wire

APRIL 18, 2023

However, there is an opportunity in the closing process for better integration between platforms to improve communication and sharing of documents between the brokerage, lender and closing company, each of which has its own process and technology, to relieve some of that stress.

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Tools Sellers Technology Loan Officers 396

Housing Wire

JULY 26, 2024

However, an agent can help suggest a fair market value, draw up contracts, review documents, and ensure state-required protocols are followed. You might also consult a real estate attorney for contracts and tax implications that accompany a home sale. Closing costs are typically 3% to 6% of the purchase price.

Market Value 459

Market Value Real Estate Agent Real Estate Finance 459

Housing Wire

JANUARY 18, 2024

Qualia is suing both Settlor and Myers for misappropriation of trade secrets, and it is suing Myers for breach of contract, and Settlor for intentional interference with a contract. The plaintiff also states that as the former leader of the Resware team, Myers knew the value of the information she took.

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Contracts Government Business Marketing 448

Housing Wire

APRIL 9, 2024

HOA requirements and documentation: a case in point. As a case in point, let’s look at the settlement requirement to navigate homeowners associations (HOA) and their vast and disparate array of documents and requirements. The result is thousands of HOAs with thousands of varying requirements and mounds of varying documentation.

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HOA Real Estate Technology Investors 475

Housing Wire

JANUARY 25, 2023

The program includes provisions for “improved” pricing for nontraditional credit loans, a title insurance credit applicable to certain properties and will remove the requirement for area median incomes, according to a statement from Guaranteed Rate. The platform provides a secure way to upload sensitive documents and automates underwriting.

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Buyers Contracts Insurance Mortgage 397

Housing Wire

OCTOBER 5, 2023

The home equity products involved include home equity lines of credit (HELOCs), closed-end second mortgages (CESs) and shared-equity contracts. The recent Saluda Grade-sponsored rated offering represents the sixth securitization deal since 2021 backed fully by shared-equity contracts — valued in total at some $1.3

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Housing Market Marketing Contracts Finance 448

Housing Wire

MARCH 14, 2022

As the principal broker for a RE/MAX franchise in coastal Cannon Beach, Oregon, Alaina Giguiere’s typical responsibilities include marketing homes for sellers, touring homes with buyers, generating new business leads, managing client relationships, and drafting and reviewing contracts with buyers and sellers. According to ALTA, in the U.S.,

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Real Estate Insurance Law Real Estate Agent 435

Housing Wire

AUGUST 29, 2024

That means currently just over 700,000 single-family homes are unsold, with about 10% of those going into contract each week, and another 75,000 new listings. Florida homeowners have the tax costs and also have sharply rising insurance costs — especially after Hurricane Ian. Inventory is climbing but it’s still pretty restricted.

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Inventory Real Estate Housing Market Construction 482

Housing Wire

DECEMBER 27, 2023

With its four largest firms all at least 100 years old, the title insurance industry has a bit of a reputation for being antiquated and technology averse. “I Data extraction from documents is a great application of generative AI. Not only did it take a lot of time, but it cost a lot of money.

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Technology Business Insurance Development 468

Housing Wire

DECEMBER 20, 2021

The Doma Intelligence platform works by automating many of the rote tasks of the closing process including retrieving and analyzing documents that need to be searched. In the next five-to-10 years he wants to make it possible for a homebuyer to sign a contract on their new home on a Friday evening and move in on a Monday morning.

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Inspection Appraisal Contracts Real Estate 418

Housing Wire

JUNE 11, 2021

If the appraised value ends up matching or is higher than the contract price, the transaction can continue as planned. Should the appraisal come in lower than the contract price, the closing process may be impacted. They will also take into account any upgrades or amenities, as well as how maintained the home is.

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Inspection Appraisal Appraisal Process Buyers 459

Housing Wire

SEPTEMBER 25, 2021

Available first for conventional loans, Bolt will sort the data from a loan file, validate the information, provide income verification, split out the documents needed and print an initial approval in 15 minutes or less, Ishbia said. Every day that a loan sits out there, the likelihood that it closes goes down,” Ishbia said. It’s the future.”

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Appraisal Appraisal Process Contracts Business 397

Appraisal Buzz

JUNE 20, 2022

The extra photographs you included in the workfile to document the good condition and exceptional craftsmanship of the improvements, recent repairs, or placement of custom, built in appliances don’t provide much help if the file is corrupted. This is particularly important in the case of photographs.

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Appraisal Property Appraisal Modernization Real Property 417

Housing Wire

DECEMBER 20, 2021

Homeowners have to document and describe their financial hardship, which has to have occurred after Jan. Mortgage servicers are negotiating uniform procedures and documents with states, so their interactions can be faster when paying borrowers’ debts. Up to the task? billion at its peak in February 2021.

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Mortgage Government Contracts Insurance 418

Listing Spark

JANUARY 5, 2025

Some of the expenses you can expect as a seller in Texas are: Commissions Title Insurance Policy HOA Fees: Its a good idea to call your HOA to find out what expenses are incurred by the seller in your neighborhood Home Warranty Survey (if you dont have your existing one) Misc. Or better yet, hire a handyman to do it right.

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Sellers HOA Real Estate Agent Contracts 69

Realtor

OCTOBER 29, 2020

You have a specified time period, as stated in the sales contract, during which you have to obtain a loan that will cover the mortgage. As part of the closing process, your mortgage lender will require a title search, and you’ll need to purchase title insurance to protect you from legal claims to the house. Clear the title.

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Buyers Inspection Contracts Real Estate Agent 207

Housing Wire

MARCH 7, 2022

Instead of creating a simpler way to transact real estate, “The NFT is kind of acting as a redundant parallel proof of documentation,” said Christopher Wilmer, professor at the University of Pittsburgh school of engineering who studies blockchain. But not a single Florida title company would touch the Gulfport sale. Or, how it may not.

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Real Estate Law Inspection Agents 501

Housing Wire

JULY 7, 2022

These lenders are having to manually key in data, they experience the adverse impact to homebuyers when interim payments are incorrectly applied, or find challenges when proof of homeowners insurance isn’t properly carried over into the servicing system, as well as several other points of friction. .

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Modernization Technology Investing Mortgage 448

Housing Wire

JANUARY 13, 2023

That, in turn, could lead to improved liquidity outlets for loans secured by single-family investment properties — through the private-label securitization (PLS) market and via insurers, pension funds and other institutional investors that hold loans or mortgage-backed securities in portfolio. . Securities and Exchange Commission.

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Marketing Investing Investors Landlords 448

Listing Spark

APRIL 8, 2025

Successful real estate investors know that skipping key stepslike conducting thorough market research, preparing the right organizational documents, and ensuring high-quality marketing exposurecan lead to costly delays and missed opportunities.

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Real Estate Real Estate Agent Renovations Investing 68

Cleveland Appraisal Blog

JUNE 18, 2022

Knowing what these additional components are is critical in making sure that the appraisal and ultimate value conclusion is appropriately documented, competent, non-speculative, and (most importantly) admissible to establish value and the just compensation to be paid. Top Reason For House Rules – The Folson Group Blog.

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Appraisal Law Development Valuation 312

Lamacchia Realty

MARCH 7, 2025

Be sure to keep essential items with you during travel, such as important documents, a change of clothes, valuables, and anything else you may need immediately upon arrival. Hire the Right Moving Service If youre moving long-distance, make sure to use a reputable, insured moving company.

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Realty Real Estate Transportation Realtors 67

Housing Wire

DECEMBER 20, 2022

So even if you have thought ahead and received the materials, those materials might end up sitting for extended periods of time because of a labor shortage and then you are dealing with whether or not you need to get insurance for those materials in case they are damaged just sitting there.

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Supply Chain Construction Inventory Finance 397

Realtor

NOVEMBER 1, 2023

Getting under contract Signing a contract to purchase a home comes next. The VA allows sellers to pay all of a buyer’s mortgage-related closing costs and up to 4% of the purchase price in concessions, which can include things like prepaid taxes and homeowners insurance and even paying off collections.

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Real Estate Agent Contracts Finance Real Estate 121

Realtor

OCTOBER 16, 2023

” However, keep in mind that you will have to pay private mortgage insurance if you put less than 20% down, which increases your monthly payments. “Even the mortgage lenders with splashy apps and websites still may need a phone call, manual document collection, or other time-consuming steps,” says Zhang. ” 9.

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Mortgage Real Estate Agent Real Estate Buyers 190

Raleigh Realty

AUGUST 17, 2021

Understanding Due Diligence and Earnest Money in North Carolina Real Estate When you go under contract on a home in North Carolina you are going to encounter terms like Due Diligence and Earnest Money. It's important to note that real estate contracts and laws change depending on what state you are in. Due Diligence: What Is it?

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Real Estate Real Estate Agent Contracts Inspection 148

Empire Appraisal Group

DECEMBER 12, 2024

Property taxes, insurance, maintenance fees going up and then all these special assessments for repairs. Regardless of the price, well sign a contract and get it going, he said. Right now the condo documents say 100% of the owners have to agree to sell, he said. Its pricing a lot of people out of the market. Id love to sell it.

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Real Estate Agent Inspection Real Estate Development 78

Listing Spark

DECEMBER 9, 2020

It is more than likely that if you are selling a residential home in Texas the buyer is going to ask you (home seller) to pay for the title insurance policy. The title insurance premium is set by the Texas Department of Insurance and will be the exact same at any title company you choose.

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Sellers HOA Insurance Contracts 69