Housing Wire

SEPTEMBER 30, 2024

The rise of private lending Private lenders disrupted the monopoly of traditional banks and the private lending market has since seen a remarkable rise, reaching $1.5 With the rise of private lending comes an increase in competition, from new and traditional lenders.

Lending 360

Lending Technology Client Relationships Tools 360

Housing Wire

JULY 10, 2024

The complexities of Non-QM lending demand a strategic approach that combines innovation, efficiency, and resilience. Acra Lending has positioned itself at the forefront of this sector by investing in its workforce, optimizing processes, leveraging cutting-edge technology, and building a robust infrastructure. Craig Timmins.:

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Lending Technology Training Investing 343

Housing Wire

MAY 29, 2024

Mortgage lender Kind Lending has hired Tammy Richards , who previously held positions at Bank of America , Caliber Home Loans and loanDepot , as its chief operating officer. Kind Lending, a California-based lender founded by industry veteran Glenn Stearns, is a client of LendArch , a mortgage consulting firm that Richards founded in 2021.

Lending 310

Lending Loan Officers Retail Legal 310

Housing Wire

SEPTEMBER 20, 2024

If we learned anything from HousingWire’s recent AI Summit , artificial intelligence (AI) is rapidly reshaping lending by streamlining processes, reducing costs, and enhancing the overall borrower experience. In addition, the regulatory environment is ever-changing and with it comes increased burdens on the lending industry.

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Lending Mortgage Technology Tools 385

Housing Wire

JULY 11, 2024

The advantages for lenders The integration of advanced data collection techniques and the all-in-one ecosystem offers several significant advantages to lenders, positioning Opteon as a preferred partner in the lending process. This efficiency translates to cost savings and improved operational workflows for lending institutions.

Lending 378

Lending Appraisal Appraisal Process Valuation 378

Housing Wire

DECEMBER 20, 2023

So he did what a lot of retail loan officers in the industry were doing — Mike would reclassify a self-generated lead as a corporate-generated lead, thus slashing his compensation from 125 basis points down to as low as 50 bps, giving him a low enough rate to win the client and eventually close the deal. The lower comp rate stung.

Loan Officers 469

Loan Officers Clients Law Legal 469

Housing Wire

OCTOBER 22, 2024

Guaranteed Rate Affinity announced a promotion on Tuesday as the joint venture company named 22-year industry veteran Mark Rawls as vice president of mortgage lending. Rawls is the latest addition to a leadership team of seven executives at the developing company.

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Lending Mortgage Loan Officers Real Estate 331

Housing Wire

JUNE 10, 2024

Los Angeles -based Dunmor , a technology -enabled lender that specializes in loans for residential real estate investors , has added a pair of experienced executives in the business-purpose lending space. Pham has 23 years of marketing experience in the real estate and finance sectors.

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Lending Business Real Estate Finance 303

Housing Wire

DECEMBER 10, 2024

announced this week the appointment of Gabe Bodner to the head of its 55-plus lending division which includes its reverse mortgage business. I believe that the executive team at OneTrust has ultimately realized the importance of utilizing education with older clients, and specifically in the reverse mortgage space.

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Lending Clients Training Mortgage 293

Housing Wire

JANUARY 7, 2025

Self-sourcing LOs Peter Sciandra , executive vice president of reverse lending secondary marketing at Fairway Independent Mortgage Corp. But there are also so many clients in the companys existing servicing portfolio, she said, that renewed outreach there could present an opportunity for the division.

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Clients Mortgage Loan Officers Real Estate Agent 289

Housing Wire

AUGUST 2, 2024

Prospective borrowers with strong credit are locking in mortgages this week at the lowest rates in more than a year, loan officers and lending executives told HousingWire on Friday. ” For refi clients, he’s preaching patience. Patel is in conversation with existing clients who can save between 50 to 75 basis points.

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Mortgage Clients Loan Officers Lending 513

Appraisal Buzz

DECEMBER 19, 2024

Matador Lending is the latest mortgage company to offer Calque s The Trade-In Mortgage, a loan option that allows homeowners to utilize the equity in their existing property to buy a new home without selling their current one first. Matador Lending serves borrowers in California, Florida, Georgia, and Texas.

Lending 195

Lending Mortgage Clients Real Estate 195

Housing Wire

JULY 19, 2024

We specialize in non-agency loans, including bank statement loans, government lending, new construction and renovation products, and HELOCs , positioning us as a leader in the industry.” Additionally, Flagstar offers direct access to underwriters for product-specific advice and expertise in Non-QM, VA, and FHA lending.

Training 365

Training Renovations Lending Clients 365

Housing Wire

JANUARY 18, 2022

Milo , a Miami-based digital lender, will soon offer a crypto mortgage to clients with digital assets. According to Milo’s press release , clients who use the company’s services can pledge their Bitcoin to purchase a property. If a client qualifies, they will receive a low interest rate 30-year crypto mortgage, the company said.

Mortgage 500

Mortgage Clients Real Estate Technology 500

Housing Wire

DECEMBER 4, 2024

The company named veteran mortgage professional Connie Lindsay as its senior vice president of mortgage lending in Washington state. ” Lindsay also expressed excitement over the opportunity to help clients in Washington. Top 10 mortgage lender Rate — previously known as Guaranteed Rate — announced a new promotion on Wednesday.

Lending 363

Lending Mortgage Loan Officers Retail 363

Housing Wire

FEBRUARY 21, 2024

Cabe, who most recently served as president of reverse mortgage lending at Fairway Independent Mortgage Corp. He also previously served as a reverse mortgage consultant for Security One Lending in the early 2010s. “I C2 has the support and allows more options for my clients.

Mortgage 391

Mortgage Loan Officers Clients Lending 391

Housing Wire

SEPTEMBER 30, 2024

The brokerage has entered into a joint venture with Barrett Financial Group to offer what the companies believe will be a wide range of mortgage products and streamlined underwriting to The Agency’s luxury clients. Dubbed Aclara Lending, the joint venture will start in Southern California with plans to expand in the near future.

Mortgage 367

Mortgage Lending Clients Brokerage 367

Appraisal Buzz

SEPTEMBER 13, 2024

It’s exciting to work with people with a common vision, and to have a meaningful role in moving our clients forward.” Incenter is a family of companies committed to helping lending and depository institutions maximize their financial and operational performance and leverage new pathways to growth.

Legal 390

Legal Lending Property Taxes Law 390

Appraisal Buzz

DECEMBER 4, 2024

Connie Lindsay has joined national mortgage lender Rate as senior vice president of mortgage lending. In her new role, she will help Rate further its mission of empowering homeowners with cutting-edge technology and innovative lending solutions. Lindsay has a distinguished career in mortgage banking, most recently with US Bank.

Lending 195

Lending Mortgage Technology Finance 195

Housing Wire

JANUARY 23, 2024

With the acquisition , Consolidated Analytics expands its valuation solutions, offering clients tools — from data and analytics to appraisals — to predict market value and access a more comprehensive selection of collateral assessment products, the company said.

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Valuation Market Value Clients Technology 435

Appraisal Buzz

DECEMBER 17, 2024

Connie Lindsay has been appointed Senior VP of Mortgage Lending for the Washington area by Rate. Lindsay has a lengthy experience in mortgage banking, most recently with US Bank, and is dedicated to providing great client service. The post Rate Announces New Senior VP of Mortgage Lending first appeared on The MortgagePoint.

Lending 195

Lending Mortgage Technology Clients 195

Housing Wire

JANUARY 23, 2024

Win more deals with Calque by helping clients make non-contingent offers and qualify more easily. Our binding backup offer protects you and your client if the home doesn’t sell. Product Fast Facts #1 Calque is not a lender, and we never compete with our lending partners for purchase business.

Mortgage 372

Mortgage Clients Lending Agents 372

Housing Wire

APRIL 14, 2022

Consolidation in the mortgage industry is likely in 2022, analysts and lending executives said. “I had not done first mortgage lending before, but I was familiar with the basics of real estate lending. “I had not done first mortgage lending before, but I was familiar with the basics of real estate lending.

Mortgage 526

Mortgage Marketing Retail Lending 526

Housing Wire

NOVEMBER 27, 2023

HousingWire recently spoke with David Bernard, senior managing director of Specialized Mortgage Services at Western Alliance Bank , Member FDIC, about warehouse lending and how the warehouse sector and mortgage finance have progressed and continue to evolve. DB: Warehouse lending has evolved beyond traditional boundaries.

Lending 346

Lending Finance Clients Client Relationships 346

Housing Wire

JANUARY 8, 2025

Mortgage and title clients are undergoing a significant transformation with the shift from Encompass Software Development Kit (SDK) to Encompass Partner Connect (EPC). GridBase is a proven leader in title and lending technology, offering a seamless, coding-free solution that simplifies migration while enhancing operational workflows.

Technology 272

Technology Clients Agents Development 272

Housing Wire

JUNE 1, 2023

Connecticut-based lender and servicer Planet Home Lending has acquired the assets of Illinois-based retail lender Platinum Home Mortgage Corporation. The transaction doubled Planet’s clients base in the correspondent space, with 60% of these clients delivering loans monthly to the lender, Dubeck said. million in cash.

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Retail Mortgage Lending Renovations 416

Housing Wire

OCTOBER 19, 2023

In late August, when mortgage rates were well over 7% and beginning their climb toward 8%, Jeff Anderson had a client do what few other homeowners are willing to do: She gave up her 4% mortgage rate. At closing, my client will get $10,000 of cash up-front. You’re probably thinking, “Uh, why on earth would she do that?”

Mortgage 496

Mortgage Clients Lending Home Improvement 496

Housing Wire

FEBRUARY 16, 2024

The Loan Atlas niche is served by its coaching faculty, consisting of 19 top mortgage originators and executives from various lending companies, according to Braheem. It’s still a tough time in the industry as some of Braheem’s clients are down to five closings per month, although some are still closing up to 30 loans a month.

Mortgage 394

Mortgage Marketing Loan Officers Training 394

Housing Wire

AUGUST 20, 2024

an 11% share of the country’s commercial real estate lending market. Last year, Wells Fargo chose to exit the home lending correspondent channel and reduce its footprint in residential mortgage servicing. The bank seeks to minimize risk in the mortgage business by reducing its size and narrowing its focus.

Mortgage 362

Mortgage Real Estate Lending Clients 362

Housing Wire

DECEMBER 6, 2023

The partnership will boost loan officers ’ capacity to deliver personalized, efficient and tech-powered solutions directly to their clients and agents. Miami-based fintech provider LoanPASS integrated Uplist ’s suite of home-shopping tools into its pricing engine, the company announced in November.

Loan Officers 402

Loan Officers Tools Clients Technology 402

Housing Wire

FEBRUARY 20, 2024

Several historic events over the past few years have brought seismic changes to the way the mortgage lending industry operates. Today, as we face what appears to be the beginning of a modest recovery in the marketplace, we can see the effect of those events in the way mortgage lending has changed forever.

Loan Officers 386

Loan Officers Technology Lending Tools 386

Housing Wire

AUGUST 26, 2024

Ryan Ogata, Rate’s executive vice president of reverse mortgage lending, previously described how his experience in the forward lending business helped to inform the way he approaches reverse. The client, Ogata said, will not discern between a forward and reverse loan officer.

Mortgage 411

Mortgage Clients Lending Business 411

Housing Wire

JANUARY 30, 2024

billion in the next five years for lending and investments to low- and moderate-income (LMI) clients and census tracts, with 30% of the total tied to mortgage lending. First Financial Bank’s plan also includes investments in small-business lending and donations to organizations that create and preserve affordable housing.

Investing 348

Investing Mortgage Lending Loan Officers 348

Housing Wire

JANUARY 5, 2024

The Federal Reserve When your clients express concern about interest rates, they’re likely referring to the larger-scale changes with long-term effects that are tied to the Federal Reserve (“The Fed”) and its monetary policy. Generally, the Fed will adjust its lending rate by a quarter percent, but at times the adjustment has been larger.

Real Estate 456

Real Estate Agents Marketing Sellers 456

Housing Wire

MARCH 17, 2022

“With technology impacting all areas of our lives, it is time for participants across the mortgage ecosystem to experience an improved process that simply works better and costs less,” said Daniel Wallace, GM of Figure Lending.

Technology 463

Technology Valuation Lending Landlords 463

Housing Wire

FEBRUARY 21, 2024

“Over the past couple of years, I have learned that Guaranteed Rate is truly the company with all the tools and the platform to help originators grow their business and provide the best service for customers and clients.” Since leaving Guaranteed Rate, Nelson held executive positions at Nations Lending and Movement Mortgage.

Retail 430

Retail Tools Lending Clients 430

Housing Wire

OCTOBER 30, 2023

In his new position, Schneider will oversee “Cenlar’s banking, financial, client management, core operations, default operations, borrower operations, transfer operations and project management businesses,” according to a press release. Mezzasalma joined Cenlar in 2015 as vice president and chief accounting officer.

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Project Management Lending Finance Clients 408