Housing Wire

APRIL 15, 2024

Buyer agent fees have historically been fees customarily paid by the property seller or property seller’s real estate agent, and, as such, they are currently excluded from these financing concession limits,” according to the statement from Freddie Mac. Next, we hope Fannie will provide a similar framework for buyers.

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Buyers Agents Real Estate Agent Sellers 532

Housing Wire

FEBRUARY 20, 2025

In contrast, first-time buyers accounted for only 44% of the market, down from 50% in 2023. “Despite affordability challenges, Black first-time home buyers are demonstrating a strong commitment to homeownership , a key driver of generational wealth,” Zillow senior economist Orphe Divounguy said in a statement.

Housing Market 364

Housing Market Buyers Law Lending 364

Housing Wire

JANUARY 27, 2023

California-based retail lender JVM Lending plans to drum up business this year — but by doing the exact opposite. We would feed them leads, but they came back to us because they didn’t know how to structure the full document deals,” Jay Voorhees, co-founder at JVM Lending, said in an interview with HousingWire.

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Lending Real Estate Agent Loan Officers Retail 418

Housing Wire

MARCH 3, 2025

Buyers, on the other hand, view earnouts as a risk mitigation tool to avoid paying too much, particularly if there is uncertainty regarding future performance of the business. Earnouts are contingent payments based on Buyer achieving future financial targets that may never happen.

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Mortgage Sellers Buyers Business 416

Housing Wire

DECEMBER 14, 2023

Mortgage industry trade group Community Home Lenders of America (CHLA) is urging government agencies to begin to have conversations surrounding the impact of the jury verdict and potential court ruling in the Sitzer/Burnett commission lawsuit on lending practices.

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Lending Mortgage Finance Government 448

Housing Wire

FEBRUARY 3, 2025

Feldman & Feldman began working with clients throughout Texas to file lawsuits under the truth in lending act against EasyKnock in 2021. According to Feldman & Feldman, EasyKnocks defamation suit forced the law firm to withdraw from the truth in lending suits it was involved in. In 2018, the company raised $3.5

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Law Lending Modernization Investors 395

Appraisal Buzz

AUGUST 29, 2024

Key Findings: Improvements in all main residential loan categories—particularly for home purchase—led to an increase in total lending. Purchase loans were followed by refinance packages and home equity lending. A similar trend occurred last Spring, with lending dropping off significantly later in the year. billion in Q2 of 2023.

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Lending Mortgage Buyers Housing Market 341

Housing Wire

JUNE 20, 2023

Mike Cagney’s Figure Technologies rolled out a wholesale lending platform that will give loan originators access to the company’s home equity line of credit (HELOC) offering. Cagney’s attempt to bring blockchain technology to mortgage lending at scale dates back to August 2021. last year.

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Technology Lending Housing Market Investors 370

Housing Wire

NOVEMBER 7, 2024

Now, soaring premiums demand more careful review and sticker shock is prompting buyers to walk away from deals, especially in states like Florida and Texas. As high rates deter buyers, insurers have become choosier about which homes and ZIP codes they’ll cover. Insurance Services , in March.

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Insurance Supply Chain Real Estate Design 482

Housing Wire

DECEMBER 18, 2024

Citis previous use of the URL was to redirect to learning center content within the home lending pages on the Citi domain, according to Head of Mortgage Marketing at Citi, Chip Burgard. We’ve got good special-purpose credit programs for buyers who are in lower-income areas or diverse markets.

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Marketing Lending Retail Mortgage 418

Real Estate News

MARCH 28, 2024

NAR this week sent letters asking government lending agencies to allow buyers to finance agent compensation. Thursday, it started getting answers.

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Lending Government Finance Agents 353

Housing Wire

SEPTEMBER 7, 2023

For most real estate agents, working with a reliable lending partner is essential to a smooth and successful transaction. Finding reliable lending partners takes time and some trial and error, but once established is often the lifeblood of LOs. The lender and LO can make or break the transaction.”

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Buyers Agents Loan Officers Real Estate 418

Appraisal Buzz

DECEMBER 10, 2024

With mortgage rates likely to ease only modestly next year, these marketsoffering relatively lower-priced homes, more new and existing houses to choose from, and mortgage products designed to give buyers a leg upcould provide some would-be buyers a better chance at entering the market next year. of income and a cost of living 11.5%

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Housing Market Marketing Inventory Government 418

Appraisal Buzz

OCTOBER 30, 2024

TransUnion’s survey found that four in five recent home buyers say their mortgage payments are straining their finances, and are looking to refinance their mortgage payments in the next 12 months. Click here to access TransUnion’s full report, “ Capturing the Refinancing Wave in Mortgage and Auto Lending.”

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Finance Buyers Mortgage Home Value 393

Housing Wire

FEBRUARY 3, 2025

Under each key heading, the checklist goes into great detail to uncover potential issues that could devalue the business, expose a buyer to liability, or even jeopardize the transaction. A buyer wants the right to use those names and marks with superior title from the rest of the world. Are those agreements assignable to the buyer?

Mortgage 418

Mortgage Contracts Insurance Sellers 418

Appraisal Buzz

NOVEMBER 27, 2024

Even with mortgage rates modestly rising despite the Federal Reserve’s decision to cut the short-term interbank lending rate in September, continuous job additions and more housing inventory are bringing more consumers to the market.” The record-high stock market is providing a boost for upper-end home buyers.” week-over-week.

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Contracts Inventory Mortgage Buyers 418

Housing Wire

NOVEMBER 27, 2024

“Even with mortgage rates modestly rising despite the Federal Reserve ‘s decision to cut the short-term interbank lending rate in September, continuous job additions and more housing inventory are bringing more consumers to the market.” Higher mortgage rates mean that some buyers might decide to wait until 2025.”

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Marketing Realtors Housing Market Lending 370

Housing Wire

NOVEMBER 7, 2024

Guild’s current reverse lending division, built off its 2023 acquisition of Cherry Creek Mortgage , has expanded its reverse mortgage activities this year. When asked during the earnings call about what the company sees in the home equity lending space, Schmidt said that the opportunities in reverse stand out. “We

Mortgage 370

Mortgage Lending Investing Design 370

Housing Wire

NOVEMBER 16, 2022

But Brian Hale, who is assisting several buyers in their hunt for independent mortgage bank acquisition targets, sees an even more brutal landscape ahead. Based on numerous interviews with mergers and acquisitions experts, we dove into the 2023 IMB buyer profile. trillion in loans, about half of 2021’s $4.4 trillion to $1.7

Buyers 435

Buyers Mortgage Sellers Investing 435

Appraisal Buzz

MARCH 27, 2025

As inventory recovers, the housing market is very slowly tilting toward more balance between buyers and sellers. Todays home sales are skewed toward higher-end homes, and this means larger down payments from more financially prepared, high-earning buyers as entry-level and lower-earning buyers sit out. and $27,200 in 2023.

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Buyers Inventory Housing Market Government 248

Housing Wire

JANUARY 30, 2025

In this conversation, the duo explore niche lending, second lien product opportunities and demand for non-QM. Deephaven’s focus on non-QM lending is expected to drive its volume past $80 billion in 2025. This interview has been edited for length and clarity. Davis: So, it’s understanding all those trends, right?

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Construction Marketing Investors Renovations 338

Housing Wire

AUGUST 10, 2023

Wells Fargo rolled out a down payment grant program that will offer $10,000 to eligible buyers or homeowners who currently live in or are purchasing homes in underserved communities in eight metropolitan areas. Eligible buyers can combine the bank’s grant with other programs including — Wells Fargo’s Dream.

Buyers 370

Buyers Lending Mortgage Finance 370

Housing Wire

MARCH 11, 2024

Here why CreditXpert’s new platform — that combines the best of Wayfinder and the What-if Simulator — can help you reach more buyers and close more loans. MD: When you look at the three C’s of mortgage lending (capacity, collateral, and credit), credit is the only one that can be changed in the short run.

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Buyers Tools Lending Mortgage 459

Housing Wire

FEBRUARY 3, 2025

The company’s newest National Housing Market Outlook shows that buyers are gravitating toward government-backed loans in their search for affordability. As a result, more buyers are turning to products like Federal Housing Administration (FHA) loans, which accounted for 24% of primary home purchases in 2024, and U.S.

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Government Loan Officers Buyers Finance 431

Housing Wire

NOVEMBER 12, 2024

Prior to Haven, Wallace served as the general manager of lending at Figure Technologies — a leading nonbank home equity line of credit lender — and as CEO of FirstKey Mortgage. According to an announcement, MAXEX intends to work with Haven to enhance digital technology in the marketplace under Wallace’s direction. “The U.S.

Technology 370

Technology Finance Mortgage Lending 370

Housing Wire

FEBRUARY 14, 2024

Jeremy Foster, founder and chairman of Calque Buying a home today can be stressful and fraught with complicated issues, such as contingencies requiring the buyer to sell their current home before qualifying for the home they want to buy. Buy before you sell (BBYS) products may be the answer.

Buyers 448

Buyers Loan Officers Real Estate Agent Agents 448

Appraisal Buzz

AUGUST 9, 2024

The “ Lending Monitor: Mortgage Origination Study ” examines the loan origination experience using a consumer survey, in-depth interviews with active home buyers, and an examination of firm communications to identify the factors that influence lender selection and the overall borrower experience today.

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Lending Buyers Tools Mortgage 418

Housing Wire

OCTOBER 29, 2024

This invasive and often abusive marketing blitz, known as “ trigger leads ,” can open the door to identity theft, fraud and predatory lending—ultimately harming borrowers who are in pursuit of their dream of homeownership. Our IMB members have experienced the wrath, frustration, and fear from homebuyers.

Mortgage 425

Mortgage Lending Finance Buyers 425

Appraisal Buzz

FEBRUARY 27, 2025

Despite the annual gain in lending activity, the total number of home mortgages issued during Q4 of last year remained down by nearly two-thirds from a high point hit in 2021. The latest trend resulted from declines in purchase and home-equity lending, tempered by an increase in refinance packages. Lending to home buyers shrank 7.5%

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Lending Mortgage Buyers Marketing 195

Housing Wire

MARCH 6, 2025

We had to take back some properties where we dont have a large real estate operation, so we didnt want to keep them, said Sims, general partner at Constitution Lending , a Connecticut-based real estate lender providing fix-and-flip and long-term loans to real estate investors. million registered users.

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Sellers Inventory Landlords Renovations 349

Housing Wire

FEBRUARY 6, 2025

Buyers want affordable new homes, yet new construction listings are still playing catch up with their high-priced counterparts. In addition to all of these challenges, economic factors outside of housing are making it harder for potential buyers to acquire qualifying mortgage loans.

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Mortgage Training Construction Investors 343

Housing Wire

MARCH 24, 2025

Traditionally, home sellers were also buyers, which kept the market moving. Today, many millennials often first-time buyers are fueling demand, but theyre not selling homes. The discussion also touched on AIs role in mortgage lending, with a key takeaway being that AI should be focused on driving revenue, not just reducing costs.

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Technology Inventory Loan Officers Housing Market 368

Housing Wire

JUNE 12, 2024

Figure Technology Solutions , the parent company of Figure Lending LLC , has launched a blockchain-based marketplace to connect buyers and sellers of private credit loans, promising to reduce settlement timelines and create greater pricing certainty. Tannenbaum replaced founder Mike Cagney, who continues to serve as executive chairman.

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Technology Lending Buyers Design 454

Housing Wire

MAY 3, 2024

As the spring selling season kicks off, many educated sellers know that buyers are experiencing spring fever and are tired of sitting on the fence watching home prices increase. Serious buyers showed discernment as they know inventory is growing. Difficult inspections have been on the rise over the last few months. With only 1.3

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Inventory Inspection Lending Real Estate 455

Appraisal Buzz

OCTOBER 23, 2024

Just waiting for the market to correct and find balance,” wrote one Auction.com buyer, in response to a survey regarding the impact of market conditions on bidding and purchasing behavior at auction. The survey was conducted between Sept. A lot of customers also cited election-related uncertainties as a rationale for delaying purchases.

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Retail Marketing Inventory Buyers 370

Housing Wire

OCTOBER 17, 2024

We’re improving the experience for the real estate professionals while still improving and taking care of the experience for the buyers and sellers of this country and the people that want to own real estate in this country. JA: You also launched a joint venture called Aclara Lending in conjunction with Barrett Financial.

Real Estate 459

Real Estate Brokerage Agents Real Estate Agent 459

Housing Wire

SEPTEMBER 4, 2024

mortgage lenders are making home equity lending more accessible to reach more borrowers. Lenders also expanded digital access to information about alternatives such as down payment assistance (DPA) programs for buyers or loan modifications for current homeowners, the Keynova study showed. HELOCs accounted for $53.6

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Advertising Lending Buyers Mortgage 459