Housing Wire

JUNE 15, 2022

The 2010 Dodd-Frank Wall Street Reform and Consumer Protection Act, created in direct response to the financial crisis, requires lenders to check a buyer’s ability to repay (ATR), which protects them from predatory lending practices. It’s not a bad thing for borrowers, lenders, and loan investors. Not a one-size fits all”.

Mortgage 370

Mortgage Bracketing Loan Officers Investors 370

Housing Wire

MAY 19, 2021

Investors in commercial estate utilize this provision to rollover capital gains from one property to a “like-kind” property. Although residents of states with high property values and steep state and local tax rates (e.g.,

Housing Market 505

Housing Market Marketing Real Estate Government 505

Appraisal Today

APRIL 14, 2023

The terms “entrepreneurial incentive” and “entrepreneurial profit” are typically discussed in terms of investment property, but the principles involved can also be applied to the many fixer-uppers—whether the buyer is a “purely investor type” or an “owner occupied investor type.”

Appraisal 52

Appraisal Bracketing Valuation Contracts 52

Housing Wire

NOVEMBER 17, 2021

Just look at HUD’s own data on FHA lending: 1. Compare this to the larger market of the GSEs who only hit a 45% FTHB rate and it is clear that FHA is the primary entry program to homeownership and hits younger people at a time where every penny counts — far more than those in higher income brackets.

Insurance 418

Insurance Mortgage Bracketing Government 418

Housing Wire

NOVEMBER 22, 2024

Some stats: As recently as 2023, it is estimated that investors accounted for 27% of all single-family home purchases, up from the high teens in 2019. Contrary to popular opinion, most rental properties are not owned by hedge funds, but rather small and medium-sized landlords or “mom-and-pop” investors. That is a lot of front doors.

Marketing 468

Marketing Investors Investing Housing Market 468