Bracketing Buyers Lending 
Appraisal Buzz
AUGUST 12, 2024
An increasing number of individuals in this age bracket are choosing to pool their money and purchase residences with friends rather than facing these financial obstacles alone. Rising Property Costs: Solo buyers can no longer afford to own a home since price rises have surpassed salary growth in many areas.
Housing Wire
JUNE 15, 2022
Some buyers who couldn’t qualify for a conventional mortgage turned to an ARM to make lower monthly payments. The 2010 Dodd-Frank Wall Street Reform and Consumer Protection Act, created in direct response to the financial crisis, requires lenders to check a buyer’s ability to repay (ATR), which protects them from predatory lending practices.
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Birmingham Appraisal
AUGUST 14, 2024
Other factors eventually led to the crash including subprime mortgages, predatory lending, and questionable securitization by lenders, however, that is a topic for another day. After the crash, there was a decline in the size of homes which may have been brought on by more conservative lending practices due to the crash.
Birmingham Appraisal
FEBRUARY 20, 2024
Understanding the Role of the Real Estate Appraiser When a home buyer finds a home they would like to purchase and have the need to obtain financing they will work with a lender. The lender then obtains an appraisal to make sure that the property they are lending on, which is the collateral for the loan, is worth what they are paying for it.
Lamacchia Realty
JANUARY 10, 2022
In this ultra-competitive market, buyers need to do all they can to make the strongest offer when the right house becomes available. Then buyers will have a highly-skilled professional to help them implement some of the following tactics to help set their offer apart from others in a bidding war.
Genworth MI Blog
NOVEMBER 29, 2018
Recently, the rural housing landscape has sparked discussion about its lending, affordable housing availability, housing shortages and outreach to underserved demographics. As such, the buyer’s options are limited, and they become less sensitive to differences in housing characteristics. Holistic Analysis. Shift Terminology.
Genworth MI Blog
NOVEMBER 29, 2018
Recently, the rural housing landscape has sparked discussion about its lending, affordable housing availability, housing shortages and outreach to underserved demographics. As such, the buyer’s options are limited, and they become less sensitive to differences in housing characteristics. Holistic Analysis. Shift Terminology.
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