Housing Wire

NOVEMBER 15, 2024

The reverse mortgage portion of the Federal Housing Administration ’s (FHA)’s Mutual Mortgage Insurance Fund (MMIF) has reached a positive capital ratio for the fourth year in a row on the overall government-backed portfolio. 30, FHA has active insurance on an estimated 287,000 HECM loans. This is a developing story.

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Insurance Development Mortgage Design 397

Housing Wire

FEBRUARY 29, 2024

Retirement in America is still centered on work, which differs from other well-developed nations in the Western world, Ghilarducci said. Part of this idea was also explored recently by journalist and management consultant Mark Peabody, who authored a book on the topic of “unretirement.” We need comprehensive retirement reform.”

Insurance 446

Insurance Finance Technology Development 446

Housing Wire

JANUARY 23, 2023

As discussions of cybersecurity and wire and title fraud risks continue to increase, so does the cost of cyber insurance. Per Insurance Insider’s examination of Beazley’s Cyber book, “U.S. Insurers are raising rates to levels that make it hard for businesses to find affordable coverage.”

Insurance 418

Insurance Real Estate Clients Law 418

Appraisal Buzz

NOVEMBER 26, 2024

Regulatory Developments: Key updates on policy changes and new regulations affecting industry compliance and operations. Department of Labor’s Unemployment Insurance Weekly Claims Report (Thursday) The post The Week Ahead: Preparing for 2025 first appeared on The MortgagePoint.

Real Estate 367

Real Estate Insurance Tenants Construction 367

Housing Wire

NOVEMBER 13, 2020

The Federal Housing Administration ’s flagship Mutual Mortgage Insurance (MMI) Fund is in the best condition since before the financial crisis with a combined capital ratio for FY 2020 at 6.1% – only.3% At the time, there was speculation of HUD announcing a cut to FHA mortgage insurance premiums. 3% away from levels seen in 2007.

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Insurance Mortgage Development Marketing 433

Housing Wire

DECEMBER 4, 2024

The shift is being driven by a combination of factors, including macroeconomic pressures, the impact of natural disasters, and rising property insurance premiums and taxes. Historically, insurance and taxes represent 30% of a borrower’s total mortgage payment, but this share went up to 33% last year. I responded, ‘It’s 9% today.

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Mortgage Insurance Government Investors 305

Housing Wire

FEBRUARY 16, 2022

A private money lender who is excellent at his work can typically be found by asking fellow investors and others in a real estate investor’s network, such as: Brokers of insurance and appraisers of real estate Contractors, suppliers, and handymen are all available. Put together a deal pitch book. Escrow officers and title agents.

Real Estate 397

Real Estate Investing Investors Renovations 397

Housing Wire

AUGUST 3, 2021

In March 2020, both Fannie Mae and Freddie Mac hit pause on credit risk transfers, which shift a portion of the risk of credit losses on the mortgages they insure onto investors. As a result, the portion of its guaranty book covered by CRT has plummeted to 21% in the second quarter of 2021. We need to change that.

Mortgage 468

Mortgage Insurance Government Investors 468

Housing Wire

AUGUST 8, 2024

Longbridge is also a top 10 lender of Federal Housing Administration (FHA)-insured Home Equity Conversion Mortgages (HECMs). for the second quarter, and grew adjusted distributable earnings and book value per share sequentially,” he said.

Retail 448

Retail Mortgage Insurance Business 448

Housing Wire

MAY 26, 2021

After reading the recent report from the Federal Housing Finance Agency on the performance of Fannie Mae and Freddie Mac’ s credit risk transfer programs, anyone unfamiliar with the purposes of CRT might understandably conclude that the GSEs vastly overpaid capital market investors and insurance providers to transfer credit risk off their books.

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Insurance Investors Design Finance 393

Housing Wire

SEPTEMBER 24, 2024

aka Nutter Home Loans , to resolve allegations that the lender had underwritten ineligible reverse mortgages to be insured by the Federal Housing Administration (FHA). Department of Housing and Urban Development (HUD)’s [FHA] that did not meet program eligibility requirements,” the announcement explained. Nutter & Co. , government.

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Insurance Legal Government Law 259

Housing Wire

APRIL 22, 2024

Buddy up with a mortgage lender, insurance rep, or real estate attorney and work the room together. She developed training materials, classes, and coaching programs for her fellow introverts. Use the buddy system. When you’re attending a new networking group and don’t know anyone, attend with a friend.

Real Estate 448

Real Estate Real Estate Agent Agents Training 448

Housing Wire

MARCH 10, 2022

The bulk of the mortgages (97%) in Lakeview’s current private-label securities (PLS) offering involve FHA-insured mortgages 90 days or more past due that have been purchased out of Ginnie Mae (GNMA) loan pools via the agency’s early buy-out, or EBO, program. Department of Housing and Urban Development (HUD). Department of Agriculture.

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Mortgage Insurance Government Investors 394

Housing Wire

NOVEMBER 8, 2021

After completing countless Veterans Administration (VA) mortgage loan transactions over the years, Chris Pascoe, a Marine veteran turned RE/MAX agent, has developed something of a system. Other requirements for the transaction, like title insurance, are the same as for all other transactions, so it really isn’t a big deal.”.

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Clients Agents Buyers Sellers 418

Housing Wire

MARCH 15, 2023

That was a favorable development,” Deitch said. Client funds are held in insured deposit accounts at a mix of money centers and regional banks, the company said. . “The Treasury did make the correct decision to stabilize the market by ensuring that depositors had access to their funds.

Mortgage 370

Mortgage Retail Clients Marketing 370

Housing Wire

AUGUST 9, 2022

BH: Your fabulous side is definitely showcased on your social media platforms – you do a great job of highlighting your personality, while educating people about title insurance. Once they become closers, they can build their book of business and then they can grow their business as large as they want.

Real Estate 397

Real Estate Real Estate Agent Insurance Business 397

Housing Wire

OCTOBER 1, 2020

” He added that Better, which is backed by funding from Goldman Sachs , Kleiner Perkins , Ping An Insurance , Citi and American Express , among others, wouldn’t be edging out customers when it eventually IPO’s. . “So, I’m proud to say that Better’s customers are funding our growth.”

Retail 418

Retail Tools Business Valuation 418

Appraisal Buzz

SEPTEMBER 19, 2024

This Award recognizes transformative women leaders who have built diverse, high-performing teams; developed business solutions that impact homeownership across the industry and nation; and worked to empower and promote women in leadership positions. Today, we spotlight the five finalists for the Leadership by Example Award.

Development 221

Development Lending Insurance Business 221

Appraisal Buzz

DECEMBER 11, 2024

With this process, we expect vendors to be able to develop more efficient routes, reducing travel time and operational expenses. AI-driven tools help prioritize work orders, process data more rapidly, and identify critical patterns in property status, ensuring that Safeguard can meet investor and insurer standards efficiently.

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Inspection Technology Insurance Training 311

Appraisal Buzz

MAY 9, 2022

In recent years, the log home suppliers have developed organizations that have successfully lobbied for lower energy standards in log homes through the International Code Council or wood product organizations. Current rules do not hold the log home supplier liable if a log home is built below the required energy code.

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Valuation Legal Construction Appraisal 396

Housing Wire

MAY 6, 2024

That question would be answered succinctly when the Dodd Frank Act retooled the entire consumer regulatory structure, redrafting lending and closing documents, stiffening enforcement of laws long on the books and creating new ones, and sending participants in the real estate process into a panic trying to figure out to make it all work.

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Real Estate Agent Real Estate Project Management Agents 437

The Robert Weiler Company

JULY 4, 2022

One of the most effective ways to expand your knowledge and learn new strategies is to read books authored by experts in your field. But it’s important that you select books that are newly published; this is especially critical when you’re relying on the books for legal or tax-related information or forms.

Property Management 78

Property Management Tenants Landlords Legal 78

Housing Wire

NOVEMBER 17, 2023

Feature for feature, you’re getting more tools, guides, e-books, and resources included in the lowest packaged price than any other school. Exam Prep: Exam prep course with focused summary exams on each subject, as well as practice tests, and exam guide books.

Real Estate 448

Real Estate Tools Business Training 448

Lamacchia Realty

SEPTEMBER 5, 2024

THE NEW HOME BUYERS’ HOME INSURANCE CHECKLIST Buying your first home can be both an exciting and a daunting experience. As with most big purchases, choosing to work with an insurance company can protect you from financial hardship, but how do you choose the right coverage? What is Homeowners Insurance?

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Insurance Buyers Housing Inspector Realty 68

Housing Wire

AUGUST 9, 2023

The nation’s biggest banks stepped in to stabilize the lender with $30 billion of their own money, giving the Federal Depository Insurance Corporation time to find a buyer. But we’re not going to be putting a lot of jumbo, cheap jumbo mortgage loans in our books. It was the second-largest bank collapse in U.S. year over year.

Marketing 370

Marketing Retail Mortgage Investors 370

Housing Wire

APRIL 14, 2022

trillion and, so far, it is continuing to replace maturing assets in that portfolio as they run off the books. Making up the balance of the agency MBS purchaser sector are Life insurance companies, real estate investment trusts, credit unions, broker/dealers, state and local governments, households and nonprofits, Recursion notes.

Marketing 435

Marketing Investors Government Investing 435

Appraisal Buzz

JULY 17, 2024

Meanwhile, several looming threats could potentially pull out the cushion completely, including rising “hidden” homeownership costs of insurance and property taxes in many markets, rising delinquency rates for consumer debt such as credit cards and auto loans, and falling values and rising defaults in segments of the commercial real estate market.

Appraisal 221

Appraisal Property Taxes Modernization Reconsideration of Value 221

The Robert Weiler Company

SEPTEMBER 30, 2020

In most instances, such as public development projects or litigation cases, the commercial appraisal review is a mandatory examination of an appraisal report to spot mistakes, address errors in a CRE appraiser’s judgment or update information based on changing conditions due to the passage of time. Concerning capitalization rates, 44.5%

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Real Estate Appraisal Valuation Property Appraisal 137

Housing Wire

MARCH 21, 2022

Any number of unpleasant and ROI-killing developments that went undiscovered or unsought can easily emerge after the transaction is finalized. Most owners involved in an M&A transaction will likely pore over the books and P&L statements of the businesses they’re about to acquire.

Business 370

Business Sellers Valuation Buyers 370

McKissock

SEPTEMBER 6, 2021

Now brokers, sellers, buyers, buyer’s agents, insurers, and appraisers, among others can access all documents using these systems. Reminders of deadlines, notices of new documents, updates, and new developments can be sent to the appropriate parties 24/7.

Real Estate 77

Real Estate Real Estate Agent Sellers Inspection 77

McKissock

JANUARY 6, 2023

Aside from that, there are also private mortgage insurance (PMI) providers, like Radian, MGIC, or Genworth that may have open appraisal-related jobs. Uniform Appraisal Standards for Federal Land Acquisitions (Yellow Book) – 14 hours. These are just a few salary-paying opportunities for you to consider.

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Appraisal Training Lending Land Management 74

Boston Appraisal

JANUARY 12, 2024

They also face legal, regulatory, tax, insurance, and maintenance issues that may affect their value and profitability. The operating expenses are the total amount of money that the property spends on maintaining and operating the space, and they include costs such as utilities, taxes, insurance, repairs, maintenance, and management.

Appraisal 60

Appraisal Real Estate Legal Insurance 60

Appraisal Today

AUGUST 9, 2024

Types of Value (Partial List) Assessed Value Investment Value Insurable Value Value in Use Book Value Intangible Value To read more, Click Here My Comments: Read this article! Excerpts: Insurance is financial risk management. You shift the risk from yourself to your insurance company. Don’t overpay or over-insure.

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Appraisal Reconsideration of Value Insurance Market Value 68

Will Springer Realtor

OCTOBER 17, 2023

When and how much of that down payment help is forgiven may vary, but it’s common for a percentage of the loan to be removed from the books each year for a predefined period. They may also have reduced closing costs and fees, as well as waived mortgage insurance requirements. Read the fine print!) Wait till next year!)

Buyers 65

Buyers Government Finance Mortgage 65

Appraisal Today

MAY 10, 2024

These policies were the result of a collaborative effort between the GSEs, the Department of Housing and Urban Development (HUD) and the Federal Housing Finance Agency (FHFA). Motivational books and recordings help you stay up when business is stressful. If buyers cannot get insurance or it is very expensive, it will affect value.

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Reconsideration of Value Appraisal Real Estate Insurance 75

McKissock

JULY 11, 2022

There are occasions when the income approach can be the primary indicator of value for residential properties, such as developments with a high percentage of homes owned by investors. What should it be insured for? ” “The Cost Approach answers several key questions: What would it cost to build that house today?

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Real Estate Appraisal Valuation Inspection 72

Appraisal Today

JULY 26, 2024

As strategies continue to develop and evolve, we believe it’s important to engage and communicate with stakeholders, so here are three key items we believe appraisers should keep top of mind in 2024. It’s a necessary step in developing credible reports. Market adjustments should not be viewed as a filler adjustment.

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Appraisal Valuation Reconsideration of Value Contracts 83