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It can be a ‘trap’ to carry mortgage debt into retirement: USA Today

Housing Wire

Increases in inflation and the cost of living can overwhelm those living on a fixed income, according to an article published this week in USA Today. “Retirement researchers warn that mortgage debt in retirement can be a trap,” the article explained.

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Housing Market Predictions for 2025

Appraisal Buzz

This article was reposted with permission from Ramsey Solutions. The article originally appeared on the Ramsey Solutions Articles page. See original article here. And yes, selling a home in 2025 will come with obstacleslike higher-than-normal interest rates and high home values pricing out a lot of would-be buyers.

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Record number of 65-year-olds will reshape the age milestone: WSJ

Housing Wire

Today’s 65-year-olds are redefining a milestone long associated with retirement parties and the end of productive years,” the article stated. That equates to a 45% increase in overall net worth, which can largely be attributed to rising home values and retirement account balances. A growing share are divorced.

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30 must-have real estate text message scripts to convert leads and close deals

Housing Wire

In this article, we’ve gathered 30 real estate text message scripts designed to help you connect with leads, nurture relationships, and get more deals to the closing table this coming year. Script 13: Send an article or resource Hi [Name], I just came across this article about [Topic] and thought it might be helpful for you.

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HW+ Member Spotlight: Stacy Esser

Housing Wire

Below, Esser answers questions about the housing industry: HousingWire: What is your current favorite HW+ article and why? His articles are always my favorite. His recent article, “Purchase apps are at 2009 level: where’s the inventory?” Based in New Jersey, Esser and her team have been recognized as the No.

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Now is the time to cultivate strong borrower-lender relationships

Housing Wire

DG: For the past few years, homeowner engagement has been pretty basic — mostly apps focused on home value, home equity and market reports. This was fun to look at when home values were skyrocketing but is kind of depressing when the market starts to flatten or decline.

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Race and the Property Valuation Industry

Appraisal Buzz

This standard review process inherently reduces the likelihood that an intentional bias will significantly impact the values of appraisal reports. However, the husband and wife in this article are not valuation professionals. During this era, appraisers utilized comments regarding race that directly impacted home value estimates.

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