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How about “loanconditions”? Editor’s Note: This post is an intersection of Modernization and Risk. The post How About LoanConditions? The post How About LoanConditions? Clients only need a value in order to quantify risk. Is this scary? Historical value may only be relevant to #3.
Appraisers have adjustments for “market conditions” and “sale conditions.” Why not “loanconditions?” Read Part I here LoanConditions. Market conditions, for any particular market, price levels – trend together. The post Is There a LoanConditions Adjustment?
Automated mortgage technology provider Lender Toolkit announced this week that it has integrated with Reggora , an appraisal management software company that focuses on modernizing residential real estate valuations for mortgage lenders. That savings can be passed on to borrowers.” That savings can be passed on to borrowers.”
Like most aspects of an appraisal, things seem easy. Last week, a real estate agent asked me about how appraisers adjust for age. So, while the cabinets may be in good shape, many homeowners will eventually replace the countertops, sink and appliances with a more modern look and improved functionality. Age is a good example.
Fortunately, some lenders are increasingly adopting modern digital technology, which enables them to provide better service and support to military borrowers seeking to realize their homeownership dreams. For starters, a digital mortgage process significantly reduces the time it takes to process and underwrite loans.
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